The Payments Perspective by Wespay

Wespay

The Payments Perspective Podcast helps payments professionals navigate their payments journey one episode at a time. The Payments Perspective Podcast brings industry leaders together to discuss emerging and legacy payments channels and the most important issues impacting our industry. The Payments Perspective Podcast is brought to you by Wespay, where we build and share knowledge to guide members through their payments journey, from concept to operation.

  1. 12/31/2025

    Preparing Originators for the Nacha Fraud Monitoring Rules

    In this episode of the Payments Perspective podcast, Connie LaChance discusses the upcoming Nacha fraud monitoring rules with Lindsey Gardner and Brandon Wolking from Spokane Teachers Credit Union. They explore the current challenges in electronic payments fraud, the importance of implementing internal controls, and the necessity for businesses to develop processes for vendor verification. The conversation emphasizes the need for compliance with the new rules set to take effect in 2026 and how financial institutions can enhance their fraud monitoring procedures to protect their members.   Learn more about @Wespay here: @Wespay                Learn more about the Wespay Originator Self-Assessment to here: Originator Self-Assessment   Interested in becoming a Wespay member? Learn more about membership benefits here: Wespay Membership.

    22 min

  2. 12/26/2025

    Quantum Computing and Payments

    In this episode of the Payments Perspective podcast, Jeff Duffy speaks with Peter Tapling about the implications of quantum computing on payment security. They discuss the potential threats posed by quantum computing, particularly its ability to break current encryption methods, and the urgency for financial institutions to prepare for this emerging risk. The conversation covers the concept of 'Harvest Now, Decrypt Later,' the timeline for quantum computing's impact, and the steps organizations can take to become quantum ready. Collaboration across the payments ecosystem is emphasized as a crucial factor in addressing these challenges.   Link here contact Peter Tapling or PTap Advisory   Link here for more information from the Nacha Payment Innovation Alliance on Quantum Computing.    Interested in becoming a Wespay member? Learn more about membership benefits here: Wespay Membership.

    15 min

  3. 12/19/2025

    Understanding Digital Assets, Blockchain Technology, and Payments

    In this episode of the Payments Perspective Podcast, JimPetkovits, Vice President of Education and Events, speaks with Wee Kee Toe from JP Morgan, about how blockchain is reshaping payments—far beyond crypto. They demystify centralized vs. distributed ledgers and explain howsmart-contract-enabled shared networks enable 24/7, near real-time cross-border movement of funds. The conversation explores enterprise use cases like deposit tokens and tokenized assets alongside traditional payment rails. It concludes with the biggest hurdle ahead: broad adoption to unlock interoperability and network effects.  If you are interested in becoming a Wespay Member, more information can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership

    21 min

  4. 12/12/2025

    Strengthening ACH Operations: Secure Channels and Accelerated Returns

    Join Jeff Duffy, Assistant Vice President at Wespay, and Devon Marsh, Managing Director of ACH Network Rules and Risk Management at Nacha, as they discuss two recent bulletins issued for financial institutions, about the importance of moving from traditional means of communication toward secure channels for ACH exception resolution, and the value to be realized by leveraging same-day windows for ACH returns processing. Learn the benefits, debunk common misconceptions, and get practical tips to improve efficiency and reduce risk.   ACH Operations Bulletin #2-2025-Encouraging the Use ofSecure Electronic Channels for Resolving ACH Exceptions: https://www.nacha.org/news/ach-operations-bulletin-2-2025-encouraging-use-secure-electronic-channels-resolving-ach   ACH Operations Bulletin #1-2025-Same-Day Processing of ACH Returns by RDFIs: https://www.nacha.org/news/ach-operations-bulletin-1-2025-same-day-processing-ach-returns-rdfis   If you are interested in becoming a Wespay Member, moreinformation can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership

    13 min

  5. 12/05/2025

    Providing Financial Education to Vulnerable Populations

    In this episode of the Payments Perspective podcast, Carmen Murphy speaks with John McKenney, the Financial Education Administrator for the Office of the State Treasurer for Washington State. They discuss the importance of financial literacy, particularly for vulnerable populations, and the challenges faced in delivering financial education. John shares insights from his workshops, emphasizing the need for trust and understanding in financial discussions, and highlights the growing demand for financial education in schools and communities.   John McKenney Contact Information: Washington State Office of State Treasurer   Office: 360‑902‑9021Email: john.mckenney@tre.wa.gov  Interested in becoming a Wespay member? Learn more about membership benefits here: Wespay Membership.

    26 min

  6. 11/28/2025

    Meet Chris Selmi, President and CEO of Wespay

    In this episode of the Payments Perspective podcast, host Carmen Murphy interviews Chris Selmi, President and CEO of Wespay. Chris shares his extensive background in the payments industry, detailing his journey from a financial institution to leading Wespay. He discusses his vision for the future of Wespay, emphasizing the importance of adapting to the ever-changing payments landscape, including the rise of instant payments and AI, while staying true to the company's mission and values. Chris Selmi discusses the rapid evolution of the payments industry, focusing on the shift from analog to digital payments, the challenges of fraud, and the integration of AI in payment solutions. He emphasizes the importance of human connection in member support while navigating these changes and expresses excitement about the future of payments and Wespay's role in it.   Interested in becoming a Wespay member? Learn more about membership benefits here: Wespay Membership.

    20 min

  7. 11/21/2025

    Payments Accreditations: An Overachievers Perspective

    In this episode of the Payments Perspective podcast, a panelof industry experts discuss their experiences with various industry accreditations, including the AAP, NCP, APRP, and AFPP. They share personal stories about their journeys to earning these credentials, the skills and knowledge gained through the process, and effective study techniques. Theconversation also includes valuable advice for those considering pursuing these accreditations, emphasizing the importance of learning and personal growth over simply passing exams. The episode concludes with reflections on the benefits of these certifications in advancing careers and enhancing professional expertise.   Below are links to the various Accreditation Prep Programs: AAP AFPP APRP NCP   Interested in becoming a Wespay member? Learn more aboutmembership benefits here: Wespay Membership.

    26 min

  8. 11/14/2025

    Meet Lüt

    In this episode of Payments Perspective Podcast, Jim Petkovits, Vice President of Education and Events at Wespay, talks with Dana Chaves, Chief Business Development Officer at Lüt, about how their digital payment ecosystem is transforming cannabis and other cash-heavy industries. Dana explains how Lüt bypasses traditional card networks to offer secure, compliant transactions, builds customer loyalty through its Ambassador Program, and creates new revenue opportunities for financial institutions—all while reducing fraud and improving transparency. For more information about Lüt, visit: https://www.mylut.com/ If you are interested in becoming a Wespay Member, moreinformation can be found on our website at https://www.mywespay.org/public/s/about-wespay/membership

    13 min
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Ratings & Reviews

5
out of 5
7 Ratings

About

The Payments Perspective Podcast helps payments professionals navigate their payments journey one episode at a time. The Payments Perspective Podcast brings industry leaders together to discuss emerging and legacy payments channels and the most important issues impacting our industry. The Payments Perspective Podcast is brought to you by Wespay, where we build and share knowledge to guide members through their payments journey, from concept to operation.

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