The 7th Voice Podcast: Entrepreneurs, Investing & Real Stories

Azeez Adesanya | Entrepreneurship & Investing Podcast

Entrepreneurship, investing, money and the real stories behind them. The 7th Voice Podcast - Conversations with people who built something from nothing, an honest look at their journey and what it cost them. Some of the best business stories never get told, because the people who lived them don't get the microphone. Guests include entrepreneurs, real estate investors, business owners, tech founders and finance experts whose stories the business press never covered. A refugee who built a software company over 25 years without taking a dollar of venture capital. A finance educator teaching newcomers how credit really works in Canada. A former banker on how the financial system actually operates. A global comedian who was told he'd never make a living making people laugh. Azeez isn't a journalist asking from the outside. He's an immigrant, a business owner and an investor asking the questions he needed answered himself. That's why these feel like conversations rather than interviews, and why guests say things here they don't say elsewhere. Every episode goes after the same three things: How did you actually start? What did it really cost? What would you do differently? If you're an entrepreneur, an aspiring investor, a business owner in a hard season, or someone who wants to understand how people build a life from nothing — start anywhere. New episodes every Month. Also known as the Seventh Voice Podcast. Listen on Spotify, Apple Podcasts, YouTube and all major platforms. Host: Azeez Adesanya

  1. May 31

    The Banking System Is Designed To Keep You As A Slave | Mo Rafi Exposes The Truth

    What if the reason you're financially stuck has nothing to do with how hard you work — and everything to do with what the banks are deliberately NOT telling you? In this explosive episode of The 7th Voice Podcast, I sat down with Mo Rafi — Canada's #1 Credit Coach, ex-banker, Forbes Councils member, and founder of Rafi Credit Consulting — for one of the most honest conversations about money, credit, and the Canadian banking system ever recorded. Mo didn't learn this from a textbook. He lived it. He was a teller at Scotiabank, a trader at TD, an account manager at RBC, and a financial planner at CIBC managing over $40 million in client assets. He's sat across the desk from the people who decide whether YOU get a mortgage, a line of credit, or a credit card — and he knows exactly how the game is played. Now he's telling you everything. 🔑 WHAT YOU'LL LEARN IN THIS EPISODE: → Why the credit score you see on your bank app is not the number banks actually use to judge you → The difference between your Equifax and TransUnion scores — and which one matters most → The 4 escalation levels inside Canadian banks that can get you approved even after a rejection → Word-for-word: what to say to negotiate a lower interest rate on your credit card or loan → How to buy property in Canada with zero money down — legally and transparently → What a 720 Equifax credit score actually unlocks (hint: up to $200K in unsecured credit) → How to use debt strategically to build passive income and generational wealth → The #1 mistake newcomers to Canada make in their first year that costs them years of credit history → Why 47% of Canadians are quietly paying 19% interest — and how to escape that trap → The real reason inflation feels so much worse than the official numbers suggest This is not your average personal finance podcast. Mo doesn't speak in safe, corporate-approved language. He says what the banks don't want you to hear. He names the systems, the loopholes, and the strategies that have helped hundreds of his clients get approved for funding, buy their first homes, and build real financial independence in Canada. Whether you're a new immigrant starting from zero, someone trying to rebuild after bad credit, a first-time homebuyer, or just a Canadian who wants to stop being financially exploited — this episode will give you language, strategy, and fire you didn't have before. ⏱️ EPISODE RUNTIME: 40 Minutes 🎙️ HOST: Aziz Adesanya 👤 GUEST: Mo Rafi — Credit Coach, Ex-Banker, Founder of Rafi Credit Consulting 📍 RECORDED IN STUDIO, CANADA 🔗 Find Mo Rafi: TikTok & Instagram: @raficredit / @raficredit.ca Website: www.raficreditconsulting.ca Listen to the 7th Voice Podcast on:   Spotify – https://open.spotify.com/show/220K28jrbyOhSsl3ZTFdCj   Apple Podcast – https://podcasts.apple.com/ca/podcast/the-7th-voice-podcast/id1708375821  Watch On YouTube: https://youtu.be/5QldjFpUzns Follow for Real Estate Tips:   Book a Call: https://calendly.com/azeezadesanya/real-estate-action-plan-call   Instagram – https://www.instagram.com/azeezadesanya_/  Facebook – https://www.facebook.com/7thLayaRealty   Website – https://www.7thlayarealty.ca/   🎙️ About The 7th Voice Podcast The 7th Voice Podcast is a podcast where we have great discussion about entrepreneurship, building wealth, investment, Technology , financial freedom and  impact — in ways that actually work for your life. Through the voice of builders, Innovators, unconventional thinkers and investors, we break down the real playbooks behind the strategy of wealth building, building a strong mindset and how to achieve your personal goals. The podcast is hosted by Azeez Adesanya

    The Banking System Is Designed To Keep You As A Slave | Mo Rafi Exposes The Truth
  2. May 25

    Most Replayed Replayed Moment: My Financial Advisor Never Mentioned This — It Passes Wealth to Your Kids With $0 in Tax

    What separates those who build wealth from those who simply earn money? In this episode, I'm joined by Dr. Kay — physician, leader, and one of the most thoughtful voices on purpose-driven wealth-building — for a conversation you'll want to listen to twice. Dr. Kay opens up about the financial strategies he wishes he had started earlier, including the often-misunderstood power of dividend-paying participating whole life insurance and how it stacks up against real estate as a tool for building and passing on generational wealth — completely tax-free. He introduces his framework of the 3 M's of Life: Making and Managing Relationships, Making Money, and Making a Difference — and explains why all three are inseparable when you're building a life of real impact. We also have an honest, grounded conversation about Canada — its economy, the political landscape, real estate, and why immigrants often carry the deepest appreciation for what this country offers. Whether you're an investor, a first-generation wealth builder, or someone who wants their life to mean something beyond the balance sheet — this episode is for you. Key topics: • Dividend-paying whole life insurance vs. real estate • Building cash value without affecting your credit score • Passing assets to the next generation tax-free • The 3 M's of Life framework • Canada's economy, politics & housing market • Why environment is the most underrated factor in success • "Heavenly real estate" — investing beyond yourself Listen, share, and leave a review if this episode moved you.

    Most Replayed Replayed Moment: My Financial Advisor Never Mentioned This — It Passes Wealth to Your Kids With $0 in Tax
  3. May 15

    His Own Father Said He Would Starve. 24 Years Later, Comedian Acapella Became a Global Comedy Icon

    In this powerful episode of The 7th Voice Podcast, host Azeez Adesanya sits down with one of Nigeria's biggest comedy exports — the one and only Comedian Acapella (Benneth Chinedu Daniel) — for one of the most honest, hilarious and deeply inspiring conversations you will hear this year. Acapella opens up about starting his career as a teenager in a gospel music group, owning a video club at 17, secretly leaving his family home to chase a dream nobody around him believed in, and building himself into a global comedy brand over 24 years — from winning AY's Open Mic Challenge in 2008 to starring in Amazon Prime's LOL: Last One Laughing Naija and being honoured by the Mayor of Winnipeg, Canada. But this episode goes far deeper than comedy. Acapella gets real about the financial brutality of putting up your own show, why he has never performed at Lagos Government House and never will, what it truly costs to speak truth to power as an entertainer in Nigeria, and the one legacy he wants to leave behind when everything is said and done. This is not just a comedy interview. This is a masterclass in resilience, integrity, creative independence and building a global brand from absolutely nothing. What you will hear in this episode: ✅ How the name "Acapella" was born from a gospel music group ✅ The night his father told him "if people don't laugh, you don't eat" ✅ How he secretly left his family home in 2006 to chase his dream ✅ The business advice Okey Bakassi gave him that changed everything ✅ How Nigerian comedy went global — and the numbers behind it ✅ The real financial cost of putting up a solo comedy show in Nigeria ✅ Why he has NEVER been to any Government House ✅ His powerful reflection on EndSARS and what made it historic ✅ His upcoming Fire and Ice tour with Stalker ✅ The legacy he wants to leave: integrity above everything 🔔 Subscribe for more conversations on success, finance, and personal growth. Connect with Acapella: ▪️ Instagram: https://www.instagram.com/comedian_acapella/ ▪️ 📸 Follow Him On YouTube: @comedian_acapella Listen to the 7th Voice Podcast on:   Spotify – https://open.spotify.com/show/220K28jrbyOhSsl3ZTFdCj   Apple Podcast – https://podcasts.apple.com/ca/podcast/the-7th-voice-podcast/id1708375821  Watch On YouTube: https://youtu.be/5QldjFpUzns Follow for Real Estate Tips:   Book a Call: https://calendly.com/azeezadesanya/real-estate-action-plan-call   Instagram – https://www.instagram.com/azeezadesanya_/  Facebook – https://www.facebook.com/7thLayaRealty   Website – https://www.7thlayarealty.ca/   🎙️ About The 7th Voice Podcast The 7th Voice Podcast is a podcast where we have great discussion about entrepreneurship, building wealth, investment, Technology , financial freedom and  impact — in ways that actually work for your life. Through the voice of builders, Innovators, unconventional thinkers and investors, we break down the real playbooks behind the strategy of wealth building, building a strong mindset and how to achieve your personal goals. The podcast is hosted by Azeez Adesanya ⏱️ TIMESTAMPS: 00:00 — Introduction 03:00 — Where the name Acapella comes from 08:00 — Starting in a gospel music group 12:00 — Owning a video club at 17 16:00 — His father's reaction to comedy 22:00 — Secretly leaving home to chase the dream 27:00 — Winning AY's Open Mic Challenge 32:00 — Okey Bakassi's life-changing advice 38:00 — How Nigerian comedy went global 44:00 — Skit makers vs standup comedians 49:00 — Speaking truth to power through comedy 55:00 — The financial reality of putting up a show 60:00 — Rapid fire questions 68:00 — The legacy he wants to leave #ComedianAcapella #The7thVoicePodcast #NigerianComedy #NigerianPodcast #AfricanComedy #LOLNaija #amazonprime

    His Own Father Said He Would Starve. 24 Years Later, Comedian Acapella Became a Global Comedy Icon
  4. Jan 21

    I Lost £2 Million By Selling My Amazon Stock

    In this powerful episode of the 7th Voice Podcast, I sat down with Olabode Odetoyinbo known as "The Finance Dad". He is a lawyer, a financial mentor, a seasoned investor in both stock market and real estate—shares nearly 40 years of wisdom on building wealth, raising financially literate children, and navigating life as an immigrant in Canada. From teaching his daughter about money at age four to funding her entire university education through strategic stock investments, Olabode breaks down the practical steps anyone can take to transform their financial future. What You'll Learn: ▪️ Why your choice of partner is the most important financial decision you'll ever make ▪️ The three-bucket money system he used to teach his kids about saving, giving, and spending ▪️ How to build credit and protect yourself as a new immigrant in Canada ▪️ Why the RESP is one of Canada's greatest financial "life hacks" ▪️ His investment philosophy: stocks vs. real estate ▪️ The Amazon investment mistake that would have been worth £2 million ▪️ Why you should "leave more IN your children than TO your children" Timestamps: 00:00 Introduction 01:55 Meet The Finance Dad 04:08 The importance of early conversations in relationships and business 06:20 Why choosing the wrong partner leads to struggle 08:49 How to test someone's character before committing 11:42 Intentional parenting and financial literacy 18:30 Teaching kids about money: The three-bucket system 22:53 Making children the "CEO for the day" at grocery stores 24:07 Breaking the money taboo in Black households 27:26 Navigating Canada as a new immigrant 29:52 Critical advice: The first 90 days in Ontario 32:28 The power of the RESP (Registered Education Savings Plan) 36:27 Investment strategy: Stocks vs. Real Estate 39:24 Why AI and technology are the greatest wealth opportunity today 40:06 His honest take on crypto 41:50 Investment regrets: The Amazon lesson 47:49 Final wisdom: Leave more IN your children than To your children 🔔 Subscribe for more conversations on success, finance, and personal growth. Connect with The Finance Dad: ▪️ Instagram: https://www.instagram.com/bode.thefinancedad/ ▪️ The Finance Dad website: https://www.lawyer4me.com Listen to the 7th Voice Podcast on:   Spotify – https://open.spotify.com/show/220K28jrbyOhSsl3ZTFdCj   Apple Podcast – https://podcasts.apple.com/ca/podcast/the-7th-voice-podcast/id1708375821 Watch On YouTube: https://youtu.be/5QldjFpUzns Follow for Real Estate Tips:   Book a Call: https://calendly.com/azeezadesanya/real-estate-action-plan-call   Instagram – https://www.instagram.com/7th_laya_realty/   Facebook – https://www.facebook.com/7thLayaRealty   Website – https://www.7thlayarealty.ca/   🎙️ About The 7th Voice Podcast The 7th Voice Podcast is a podcast where we have great discussion about entrepreneurship, building wealth, investment, Technology , financial freedom and  impact — in ways that actually work for your life. Through the voice of builders, Innovators, unconventional thinkers and investors, we break down the real playbooks behind the strategy of wealth building, building a strong mindset and how to achieve your personal goals. The podcast is hosted by Azeez Adesanya #PersonalFinance #WealthBuilding #financialliteracymatters #RESP #immigrantsuccess  #ParentingTips #GenerationalWealth #FinanceDad  #Podcast2026 #TFSA #Nvidia #TechStocks #DelayedGratification

    I Lost £2 Million By Selling My Amazon Stock
  5. 12/30/2025

    We Are In The Middle Of A Confidence Crises In Canada

    On this episode of the 7th Voice Podcast, I sat down with Chris Slightham. -He is the CEO of Royal LePage Signature. We discussed the the inspiring story behind the 60-year legacy of Royal LePage Signature, a multi generational family real estate business that has thrived through market cycles by embracing trust, long-term vision, and people-first principles. In this in-depth conversation, Chris shares valuable insights on navigating today's Canadian real estate market, the economic outlook, and advice for aspiring agents and brokers who want to stand out in this highly competitive industry. Chris touched on how their humble beginnings with just eight agents evolved into a thriving brokerage of over 1,600 professionals. Understand the current market dynamics including inventory levels, buyer confidence, mortgage rates, and what buyers and sellers need to know before making decisions. Plus, get a realistic perspective on the Canadian economy, trade relations, and political leadership affecting real estate. We take a look at the fascinating real estate history of RLP Signature, a company that started as a small brokerage in 1965 and has since experienced significant business growth. Whether you are a home buyer, seller, real estate professional, or simply curious about the market's future, this video delivers actionable data-driven advice and timeless business wisdom. Stay tuned for tips on how to leverage market cycles and maintain resilience in a fluctuating economy. Chapters/Timestamps: 00:00 – Introduction & Origins of Royal LePage Signature 02:30 – Growth from 8 to 1,600 Agents: Evolution and Principles 05:00 – Managing a Multigenerational Family Business 08:20 – Key to Success: People-Centric Approach & Leadership Dynamics 12:00 – Canadian Economy Overview & Global Trade Impact 16:00 – Current Real Estate Market Trends & Buyer's Advantage 21:00 – Market Predictions & Navigating Interest Rate Changes 25:00 – Political Climate & Its Influence on Real Estate 28:00 – Essential Data for Buyers and Sellers to Make Smart Decisions 31:00 – Final Thoughts on Market Cycles & Long-Term Perspective Listen to the 7th Voice Podcast on: Spotify – https://open.spotify.com/show/220K28jrbyOhSsl3ZTFdCj Apple Podcast – https://podcasts.apple.com/ca/podcast/the-7th-voice-podcast/id1708375821 Follow for Real Estate Tips: Book a Call: https://calendly.com/azeezadesanya/real-estate-action-plan-call Instagram – https://www.instagram.com/7th_laya_realty/ Facebook – https://www.facebook.com/7thLayaRealty Website – https://www.7thlayarealty.ca/ This discussion highlights the dynamic real estate market and the effective business strategy that allowed it to expand to over 1,600 real estate agents. It's a true success journey in entrepreneurship.   #entrepreneurship #successmindset #motivation #realestateagentlife #buyersmarket #investinrealestate #wealthbuilding #financialeducation #propertyinvestment #economicinsights #canadabusiness #inspirationtalk

    We Are In The Middle Of A Confidence Crises In Canada
  6. 10/06/2025

    Rent to Own: The 'Contract Marriage' No One Warns You About

    𝗛𝗮𝘃𝗲 𝘆𝗼𝘂 𝗲𝘃𝗲𝗿 𝘄𝗼𝗻𝗱𝗲𝗿 𝗵𝗼𝘄 𝗥𝗲𝗻𝘁-𝗧𝗼-𝗢𝘄𝗻 𝘄𝗼𝗿𝗸𝘀 𝗶𝗻 𝗖𝗮𝗻𝗮𝗱𝗮? I had an in-depth discussion on #Rent-to-Own Real Estate in Canada with Ucheana and Olivia from Royal Rouge Property. This strategy is an  ultimate solution for aspiring homeowners struggling with credit challenges and financial barriers. This innovative approach offers a lower capital entry point into real estate investment and homeownership. Discover why many newcomers and Canadians face hurdles due to lack of financial education, poor credit, and depleted savings shortly after immigration. Learn how Rent-to-Own can empower tenants to become responsible homeowners by shifting maintenance duties and fostering financial discipline. We break down the entire Rent-to-Own process: from qualifying candidates, credit rehabilitation plans with mortgage brokers, legal contract essentials (including the importance of having separate rental and purchase option agreements), to investor partnerships that facilitate property purchases. Understand common pitfalls, how to avoid scams, and why vetting reputable companies is critical. This video is perfect for first-time buyers, immigrants, and real estate investors seeking passive income, cash flow strategies, and hands-off property management. We also discuss geographic suitability, including challenges in high-cost markets like the GTA and more affordable regions in Ontario. 𝗞𝗲𝘆 𝗧𝗼𝗽𝗶𝗰𝘀 𝗖𝗼𝘃𝗲𝗿𝗲𝗱: Rent-to-Own explained Credit rebuilding strategies for homebuyers Legal considerations and contract tips Investor and tenant responsibilities Avoiding Rent-to-Own scams Budgeting to prevent becoming house poor Real estate investing with low initial capital Passive income and lifestyle benefits Don't miss practical tips on budgeting, maintaining your home, and ensuring peace of mind for both investors and tenants. Like, comment, and subscribe for more empowering strategies and real estate insights to help you build wealth and financial freedom! 𝗧𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀:   00:00 Introduction  02:08 Meet Ucheana and Olivia – Real estate entrepreneurs   03:30 Inspiration from "Rich Dad Poor Dad" & investment education   06:12 Identifying the right candidates for Rent-to-Own   11:30 Common mistakes and legal contract essentials   14:00 Step-by-step Rent-to-Own process & mortgage preparation   18:00 Suitability of Rent-to-Own in different Canadian markets   20:00 Lifestyle benefits for investors and homeowners   22:30 Misconceptions about Rent-to-Own clarified   25:00 Handling deposits, legal safeguards, and closing   28:30 Tenant responsibilities & investor peace of mind   Connect with Royal Rouge Property:   Website: https://www.royalrougeproperties.com/  Listen to the 7th Voice Podcast on:   Spotify – https://open.spotify.com/show/220K28jrbyOhSsl3ZTFdCj   Apple Podcast – https://podcasts.apple.com/ca/podcast/the-7th-voice-podcast/id1708375821   Follow for Real Estate Tips:   Book a Call: https://calendly.com/azeezadesanya/real-estate-action-plan-call   Instagram – https://www.instagram.com/7th_laya_realty/   Facebook – https://www.facebook.com/7thLayaRealty   Website – https://www.7thlayarealty.ca/   Unlock the power of Rent-to-Own and take your first step towards homeownership and wealth building today!

    Rent to Own: The 'Contract Marriage' No One Warns You About

About

Entrepreneurship, investing, money and the real stories behind them. The 7th Voice Podcast - Conversations with people who built something from nothing, an honest look at their journey and what it cost them. Some of the best business stories never get told, because the people who lived them don't get the microphone. Guests include entrepreneurs, real estate investors, business owners, tech founders and finance experts whose stories the business press never covered. A refugee who built a software company over 25 years without taking a dollar of venture capital. A finance educator teaching newcomers how credit really works in Canada. A former banker on how the financial system actually operates. A global comedian who was told he'd never make a living making people laugh. Azeez isn't a journalist asking from the outside. He's an immigrant, a business owner and an investor asking the questions he needed answered himself. That's why these feel like conversations rather than interviews, and why guests say things here they don't say elsewhere. Every episode goes after the same three things: How did you actually start? What did it really cost? What would you do differently? If you're an entrepreneur, an aspiring investor, a business owner in a hard season, or someone who wants to understand how people build a life from nothing — start anywhere. New episodes every Month. Also known as the Seventh Voice Podcast. Listen on Spotify, Apple Podcasts, YouTube and all major platforms. Host: Azeez Adesanya