AmeriServ Presents: Bank Chats

AmeriServ Financial, Inc.

Financial education shouldn't be boring! Bank Chats combines a relaxed conversational style with experts from various fields to talk about banking and finance using terms that everyone can understand. DISCLAIMERThis podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated. 

  1. 13h ago ·  Bonus

    Cybersecurity Awareness Month Quiz

    Comment via Text Message We take a rapid-fire cybersecurity quiz and use it to spot the patterns behind today’s most common bank scams. Then we shift to check fraud and the small habits that keep your money safer, from the pen you use to how you handle your mail.  Please check out our full library of episodes, which can be found on the ameriserv.com website. You can also download or stream the podcast from your favorite podcast app.  Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

    Cybersecurity Awareness Month Quiz
  2. Sep 22

    Unit Pricing, Store Brands, And The Math That Saves Money

    Comment via Text Message On this episode of Bank Chats, Drew and Jeff break down the hidden psychology of in-store shopping and the simple math that stops “good deals” from draining our budget. We share practical ways to use unit pricing, labels, and store layout cues so you can buy what you need and waste less.  • using unit pricing to compare true cost across sizes and brands • spotting shrinkflation through package weight, item count, and per-unit cost • deciding when buying in bulk saves money and when it creates waste or storage problems • testing store brands against name brands and knowing when quality really differs • understanding food dates and using your senses to prevent unnecessary waste  • shopping the shelf by looking up and down for lower-cost options • using a grocery list and store apps to avoid impulse buys and find items faster • avoiding convenience premiums like pods, K-cups, and pre-cut produce • watching meat grades and bone-in vs boneless pricing If you haven't yet subscribed to the channel or the podcast, please consider doing so. It really helps. Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

    Unit Pricing, Store Brands, And The Math That Saves Money
  3. Sep 8 ·  Bonus

    New Coins, Treasures & Travel Points

    Comment via Text Message On this episode of 2 Cents, we share updates on financial products and money habits that have changed over the last few months, from a child investing account funded with seed money to the way people actually use credit card rewards now. We also go down a surprisingly practical rabbit hole on commemorative coins, rarity math, and why small choices can compound into big outcomes over time.  Please check out our full library of episodes which can be found on the ameriserv.com website. You can also download or stream the podcast from your favorite podcast app. Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

    New Coins, Treasures & Travel Points
  4. Aug 25

    The Psychology Of Pricing That Shapes Every Sale

    Comment via Text Message In the first episode of a multi-part series on shopping, Drew and Jeff break down the hidden psychology behind prices, and how the tactics retailers use to set these prices can reshape what we buy. We explore how these tactics hit our emotions, and how scarcity and luxury cues change behavior.  please like, share, and subscribe so that you don't miss future episodes in this series. Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

    The Psychology Of Pricing That Shapes Every Sale
  5. Aug 11 ·  Bonus

    How Social Engineering Turns Panic Into Cash Loss

    Comment via Text Message On this episode of 2 Cents, Drew and Jeff break down a real-world bank scam where a spoofed caller ID, a fake “fraud department,” and a scripted sense of urgency convince a young woman to withdraw cash and hand it directly to the scammer. We focus on the social engineering behind the story and the simple habits that can keep a panic moment from becoming a life-changing loss.  Please check out our full library of episodes, which can be found on the ameriserv.com website. You can also download or stream the podcast from your favorite podcast app. Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

    How Social Engineering Turns Panic Into Cash Loss
  6. Jul 21

    Banking Then And Now

    Comment via Text Message On this episode of Bank Chats, Drew and Jeff compare what it was like to use money in 1826 versus today and why modern banking would look like magic to someone from the early United States. We dig into trust, safety, access, and how everyday Americans got paid, borrowed, saved, and survived without the systems we now take for granted. Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

    Banking Then And Now
  7. Jul 7 ·  Bonus

    Save Your Change For 250 Days, Here's Why

    Comment via Text Message On this episode of 2 Cents, we take a listener's question about saving loose change for 250 days and run the numbers a few different ways, including a reality check based on how often people actually use cash today. Along the way, we talk about how to recreate the same habit with cards, how sales and coupons can backfire, and what $250 can do when you put it to work. Thank you for listening. Please check out our full library of episodes, which can be found on the ameriserv.com website. You can also download or stream the podcast from your favorite podcast app. Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

    Save Your Change For 250 Days, Here's Why
  8. Jun 23

    PHEAA: Student Loans 101

    Comment via Text Message College costs keep rising, so we sit down with Leon Gagliardo from PHEAA to make student loans, grants, and application timelines easier to understand. We walk through how to borrow responsibly, what repayment can look like after graduation, and where families can find resources before they sign anything.  You can now subscribe to the podcast on YouTube or on your favorite podcast app. Resources: pheaa.org Private Student Loans FAFSA Credits: An AmeriServ Financial, Inc. Production Music by SchneckMind Hosted by Drew Thomas and Jeff Matevish Thanks for listening! You can find out more about AmeriServ by visiting ameriserv.com. You can also find us on Facebook, Instagram, and Twitter. DISCLAIMER This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.

    PHEAA: Student Loans 101

Ratings & Reviews

5
out of 5
2 Ratings

About

Financial education shouldn't be boring! Bank Chats combines a relaxed conversational style with experts from various fields to talk about banking and finance using terms that everyone can understand. DISCLAIMERThis podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The hosts, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The hosts of Bank Chats are not attorneys, accountants, or financial advisors, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated.