Homegrown Hustle

Matthew Eickman
  • 5.0 (9)
  • Entrepreneurship
  • Updated Weekly

"Homegrown Hustle" is your window into the journeys of local business leaders, hosted by Matthew Eickman. This podcast goes beyond the surface, exploring the motivations and commitments of entrepreneurs. It bridges the gap between business leaders and their communities through storytelling, offering insights to inspire aspiring entrepreneurs and strengthen local business connections. Join us to uncover the personal stories and passions behind successful businesses.

  1. 6d ago

    Is Your Work Worth It? Rethinking Purpose, Profit & the Work We Choose to Do

    What makes work truly meaningful—and how can businesses and nonprofits build organizations around purpose rather than profit alone? In this episode of Homegrown Hustle, host Matt Eickman sits down with Christopher Wong Michaelson, academic, business advisor, and co-author of Is Your Work Worth It?, and Emily Hunt Turner, founder of All Square, for a deep conversation about purpose, principled leadership, social entrepreneurship, ethical hiring, and the responsibility businesses have to their communities. Christopher shares how his journey from philosophy and management consulting to academia led him to study meaningful work, while Emily explains how her background in architecture and law ultimately led to building All Square, a nonprofit social enterprise supporting people impacted by incarceration. Together, they challenge conventional ideas about hiring, organizational culture, nonprofit revenue, and what it means to build a business that creates lasting social impact. KEY TAKEAWAYS: Meaningful work requires more than earning a paycheck—it requires understanding the purpose behind what we do.Businesses can create greater impact when they view themselves as part of a broader community ecosystem rather than simply transactional organizations.Social entrepreneurship can combine business discipline with solutions to human problems.Emily's work with All Square demonstrates how a nonprofit can use earned revenue and entrepreneurship to advance its mission.Principled leadership means connecting organizational decisions to meaningful moral principles.Employers should look beyond rigid résumé filters and consider the individual, their growth, abilities, and story.Criminal records should not automatically eliminate candidates when the record is unrelated to the responsibilities of the position.AI and automation can make hiring more efficient, but organizations must ensure technology does not reinforce narrow or biased decision-making.Strong organizations need both empathy and structure: caring, boundaries, policies, and responsible HR practices must work together.Nonprofits should not be afraid of monetization; sustainable revenue can provide the power necessary to expand mission-driven impact.Hustle and ambition become most valuable when they are directed toward worthwhile goals and values that make the world better. CHAPTERS: 00:00 – Welcome to Homegrown Hustle & Guest Introductions 01:07 – Christopher and Emily's Journeys 03:21 – What Is Social Entrepreneurship? 04:32 – The Search for Purpose in Business 05:28 – Christopher's Life-Changing Work Experience 08:22 – From Management Consulting to Academia 09:11 – Principled Leadership & Emily's Recognition 11:47 – The Origins of All Square 15:27 – Reentry, Employment & the Opportunity to Grow 19:17 – Rethinking the Hiring Pool 25:32 – Résumés, Liberal Arts & Human Potential 27:35 – Ethical Automation & Hiring Decisions 29:16 – Designing Business Around Justice and Purpose 34:36 – The Challenge of Caring While Running a Business 36:09 – Ethics, HR & Putting Principles Into Practice 38:03 – Functional Purpose vs. Moral Purpose 40:18 – Why Nonprofits Need to Embrace Monetization 42:42 – What Does “Hustle” Really Mean? 44:11 – Ambition, Hustle & the Right Things to Pursue 45:49 – Final Thoughts & Closing GUEST RESOURCES: Christopher Wong Michaelson: https://www.linkedin.com/in/christopher-wong-michaelson-41b85611/ Emily Hunt Turner:https://www.linkedin.com/in/emily-hunt-turner-eht/

    Is Your Work Worth It? Rethinking Purpose, Profit & the Work We Choose to Do

  2. Aug 7

    The Commercial Real Estate Playbook: Navigating Minnesota's Evolving Market

    Finding the right commercial space is about far more than signing a lease. In this episode of Homegrown Hustle, Matt Eickman sits down with Justin Trittin, Associate Broker at NAI Gateway Commercial, to unpack the realities of today's commercial real estate market and explain why expert representation can save business owners tens—or even hundreds—of thousands of dollars over the life of a lease. The conversation explores Minnesota's office, industrial, and retail markets, the complexities surrounding cannabis-related commercial real estate, and the hidden negotiation points most entrepreneurs overlook. Justin also shares practical strategies for evaluating leases, understanding landlord incentives, securing tenant improvements, and preparing financially before searching for commercial space. Whether you're opening your first location, expanding operations, or renegotiating an existing lease, this episode offers an insider's perspective on making smarter real estate decisions that support long-term business growth. KEY TAKEAWAYS: Why commercial real estate negotiations extend far beyond monthly rent.How tenant representation can create significant long-term financial savings.Current trends shaping Minnesota's office, industrial, and retail markets.What business owners should know before leasing commercial property.The hidden costs of lease escalations and operating expenses.Why lease renewal is often the most overlooked negotiation opportunity.How commercial brokers help navigate complex landlord negotiations.Challenges cannabis businesses face securing commercial space.The impact of federal lending restrictions on cannabis real estate.Why successful entrepreneurs rely on specialists instead of handling complex transactions alone. CHAPTERS: 00:00 Introduction to Justin Trittin and NAI Gateway Commercial 00:01:00 Justin's Journey into Commercial Real Estate 00:04:20 Minnesota's Cannabis Industry and Commercial Real Estate 00:08:05 Current Twin Cities Commercial Market Overview 00:10:40 Hidden Costs Most Business Owners Miss in Lease Agreements 00:13:10 Why Every Tenant Needs Professional Representation 00:15:00 Financing and Preparing for Commercial Space 00:17:00 Solving Cannabis Licensing and Real Estate Challenges 00:22:20 Future of Cannabis Commercial Development 00:25:45 Office, Retail, and Industrial Market Opportunities 00:30:00 Negotiating Lease Renewals Like a Professional 00:36:00 Common Commercial Real Estate Mistakes 00:39:00 Final Advice for Business Owners GUEST RESOURCES: Website: https://www.naigateway.com/ Linkedin: https://www.linkedin.com/in/justin-trittin-a23939108/

    The Commercial Real Estate Playbook: Navigating Minnesota's Evolving Market

  3. Jul 31

    The Hidden Economics of Strong Communities: How Communities Build Strong Businesses

    Building a successful business takes more than great products or services—it requires strong community connections and long-term planning. In this episode of Homegrown Hustle, Matt Eickman sits down with Michael Darger, Extension Specialist in Community Economics at the University of Minnesota Extension, to discuss business retention, economic development, and why succession planning is critical for every entrepreneur. Through research and real-world stories, Michael shares practical insights on helping businesses grow, transition successfully, and create lasting impact in their communities. KEY TAKEAWAYS: Business retention is often a more effective economic development strategy than business attraction.Local businesses create economic value far beyond jobs through philanthropy, volunteerism, leadership, and community identity.Strong communities intentionally connect business owners with civic leaders and residents.Social capital—the relationships between people—is one of the strongest predictors of resilient local economies.Economic developers use structured interviews and standardized methodologies to identify business opportunities and risks.Red flags include relocation, downsizing, or closure, while green flags include expansion, hiring, and reinvestment.Supporting local businesses strengthens the entire regional economy by keeping dollars circulating within the community.Business succession is both a financial and deeply emotional process requiring years of preparation.Entrepreneurs should begin succession planning at least three years in advance—and family businesses ideally five to ten years before transition.A written succession plan dramatically improves the likelihood of a successful ownership transfer. CHAPTERS: 00:00 – Welcome to Homegrown Hustle 00:01 – Michael Darger's Journey into Community Economics 04:20 – What Economic Developers Actually Do 06:40 – The Research Behind Business Retention & Expansion 08:15 – Why Simply Saying "Thank You" Matters to Business Owners 10:45 – The Data That Predicts Business Growth or Decline 13:20 – Identifying Red Flags and Green Flags in Local Businesses 16:00 – The Power of Buying Local and Community Investment 19:15 – The Importance of Social Capital and Human Connection 21:30 – New Business Succession Research Revealed 27:10 – Employee Ownership, ESOPs, and Cooperative Models 32:20 – Building an Effective Business Succession Plan 36:00 – Matt's Personal Succession Story at Abra Kadabra 39:00 – Who Business Owners Should Trust During Transition Planning 44:00 – Lessons from Real Business Succession Case Studies 48:00 – Resources for Family-Owned Businesses 49:00 – Final Thoughts on Building Businesses That Last GUEST RESOURCES: Linkedin: https://www.linkedin.com/in/michaeldarger/

    The Hidden Economics of Strong Communities: How Communities Build Strong Businesses

  4. Jul 24

    Advocating for Growth: Banking Strategies, Capital Access, and Boardroom Advocacy

    In this episode of Homegrown Hustle, host Matt Eickman welcomes Tracy Bergland, Vice President of Business Banking at Citizens Independent Bank. Tracy shares her non-linear journey into commercial lending and details her passion for advocating for minority- and women-owned businesses in the boardroom. The discussion breaks down the exact mechanics of commercial loan underwriting, the critical role of a Debt Service Coverage Ratio (DSCR), and strategic alternatives to traditional bank financing like the Minnesota Loan Guarantee Program and Next Stage resources. Tracy also details the essential financial "advisory team" every business owner must build, common red flags in cash flow management, and the power of targeted networking. KEY TAKEAWAYS: The Boardroom Conduit: Lenders act as internal advocates who pitch a business’s story and financial viability to loan committees; building an authentic relationship with a banker provides a voice in the decision-making process. Crucial Underwriting Ratios: Banks look for a standard 1.25 Debt Service Coverage Ratio (DSCR), requiring $1.25 of net income for every $1.00 of debt service obligations. Specialized Loan Programs: Programs like the Minnesota Loan Guarantee Program (via DEED) offer up to $800,000 for business assets without requiring personal asset pledges, and waive fees for minority- and women-owned enterprises. Lines of Credit vs. Loans: Lines of credit should be leveraged strictly for short-term working capital and cash-flow gaps between Accounts Receivable (AR) and Accounts Payable (AP), whereas long-term term loans should be used for principal debt paydown and fixed assets. Essential Advisory Triad: Every growing business needs a trusted "power trio" consisting of a banker, a bookkeeper/CPA, and a corporate attorney to navigate structural and financial milestones. CHAPTERS: 00:00 – Introduction to Host Matt Eickman & Guest Tracy Bergland 00:42 – Tracy’s Career Journey: From Business Development to Commercial Lending 01:30 – Behind the Scenes: The Commercial Underwriting Process & Boardroom Advocacy 05:00 – Overcoming Industry Bias & Finding the Right Community Bank Fit 07:18 – Decoding Loan Terms, Collateral, and Loan-to-Value (LTV) Metrics 09:11 – Financial Risk Assessment & Understanding the 1.25 DSCR Threshold 11:33 – Strategic Capital Allocation: Proper Use of Revolving Lines of Credit 15:05 – Crisis Prevention: The Critical Role of Proactive Communication with Lenders 16:15 – Government Programs: Minnesota Loan Guarantee & Next Stage Resources 21:15 – Managing Cash Flow Gaps During Rapid Growth Stages 24:08 – Assembling Your Core Advisory Team: Banker, CPA, and Attorney 28:40 – Turning Down a Loan: Creating a 6-to-12-Month Remediation Strategy 31:12 – Analyzing 3-Year Tax Trends, Top-Line Growth, and Expense Add-Backs 36:00 – Networking Resources: NAWBO Minnesota and MN CREW for Women Entrepreneurs 40:08 – How to Connect with Tracy Bergland & Closing Remarks GUEST RESOURCES: Website: https://www.bankcib.com/ Facebook: https://www.facebook.com/cibmn/ Linkedin: https://www.linkedin.com/company/citizens-independent-bank/

    Advocating for Growth: Banking Strategies, Capital Access, and Boardroom Advocacy

  5. Jul 17

    The Banker Every Entrepreneur Needs: The financial playbook for smarter business growth.

    SUMMARY: What separates thriving businesses from those that constantly struggle with cash flow? According to Chad Zejdlik, Vice President of CorTrust Bank, it isn't just revenue—it's financial discipline, strategic planning, and building the right banking relationships long before capital is needed. In this episode of Homegrown Hustle, host Matt Eickman sits down with Chad to unpack the financial realities every entrepreneur eventually faces. From Chad's journey through entrepreneurship, commercial lending, and community banking to practical insights on business financing, cash flow management, and scaling sustainably, this conversation offers a rare behind-the-scenes look into how bankers evaluate businesses and why preparation matters more than persuasion. Listeners will gain a deeper understanding of the lending process, the importance of financial reporting, why every business should consider establishing a line of credit before an emergency arises, and how business owners can transition from simply operating their company to strategically building a valuable enterprise. Whether you're launching your first company or managing a multi-million-dollar organization, this episode provides actionable financial wisdom that can help business owners make better decisions, avoid common mistakes, and build stronger businesses for the long term. KEY TAKEAWAYS: Why community banking is built on relationships—not transactions.Chad's entrepreneurial journey from running a painting business to commercial banking.The biggest financial mistakes business owners make before seeking financing.Why every established business should consider having a line of credit—even if they don't currently need one.The documents lenders expect before approving business financing.Understanding cash flow versus profitability.How banks evaluate business risk using the Five C's of Credit.Why character is often more important than financial statements.How financial reporting influences lending decisions.Why maximizing tax write-offs can unintentionally reduce borrowing power.The importance of separating personal and business finances.How scaling too quickly without forecasting creates unnecessary risk.Why forecasting and scenario planning are essential for sustainable growth.Resources available through local organizations to help entrepreneurs prepare for financing.The importance of working with trusted financial advisors, controllers, bookkeepers, and fractional CFOs.How business owners should think differently about debt as a strategic growth tool.Why knowing your numbers is one of the greatest competitive advantages in business.00:00 Welcome to Homegrown Hustle 01:10 Chad's Entrepreneurial Journey 06:00 Transitioning into Commercial Banking 08:00 What Makes a Community Bank Different 12:00 Why Banking Relationships Matter 14:20 Preparing Your Business for Financing 16:00 Why Every Business Needs a Line of Credit 17:00 What Banks Actually Look For 21:00 Understanding Debt Service Coverage 24:00 How Banks Stress-Test Business Loans 25:30 Personal vs. Business Financial Decisions 29:00 Knowing Your Numbers as a Business Owner 31:30 Resources Available for Entrepreneurs 33:30 The Five C's of Credit Explained 36:30 Common Financial Mistakes Entrepreneurs Make 40:00 Scaling a Business Without Breaking It 44:00 Building a Business That Can Operate Without You 47:00 Using Debt as a Strategic Tool for Growth 49:00 Final Thoughts on Financial Leadership GUEST RESOURCES: Linkedin: https://www.linkedin.com/in/chad-zejdlik-0548b08/ Website: https://www.cortrustbank.com/ Facebook: https://www.facebook.com/cortrustbank/

    The Banker Every Entrepreneur Needs: The financial playbook for smarter business growth.

  6. Jul 10

    The Entrepreneur’s Wealth Blueprint: Building a business that creates lasting wealth

    SUMMARY: Building wealth as an entrepreneur requires far more than maximizing profits or chasing investment returns—it demands intentional decision-making, strategic planning, and alignment between business, family, and long-term goals. In this episode of Homegrown Hustle, host Matt Eickman sits down with Brian J. Adamek, Founder of E-Wealth Partners, to explore the unique financial challenges business owners face throughout every stage of entrepreneurship. Brian shares his journey from launching his firm with zero clients to building a specialized advisory practice dedicated to entrepreneurs. Together, Matt and Brian unpack the often-overlooked relationship between business growth and personal wealth, discussing liquidity, tax strategy, reinvestment decisions, succession planning, family communication, and the emotional realities behind financial decision-making. Rather than focusing solely on investment products, this conversation reframes wealth management as a strategic partnership—one that helps entrepreneurs intentionally build businesses that create both financial freedom and meaningful lives. Whether you're in your first year of business or preparing for an eventual exit, this episode offers practical insights on creating wealth without sacrificing what matters most. KEY TAKEAWAYS: Entrepreneurs should view their business as both an income engine and a long-term wealth-building asset.Building personal wealth requires more than maximizing business revenue—it requires intentional financial planning.Liquidity and cash flow management are foundational before investing excess capital.Strategic tax planning focuses on lifetime optimization rather than minimizing taxes in a single year.Reinvesting in your own business is often the highest-return investment available.Financial decisions should align with both spouses' priorities to reduce conflict and strengthen long-term vision.Business growth should create freedom—not permanent overwork.Family conversations around entrepreneurship help establish realistic expectations and shared purpose.Entrepreneurs benefit from flexible financial plans that evolve alongside changing business conditions.The ultimate goal of wealth is creating options, freedom, and a legacy—not simply accumulating money. CHAPTERS: 00:00 – Introduction to Brian J. Adamek and E-Wealth Partners 01:35 – Starting a Wealth Management Firm from Scratch 06:20 – Why Entrepreneurs Need a Different Financial Strategy 10:00 – The Emotional Side of Financial Planning 14:45 – Building Flexible Wealth Plans for Business Owners 18:15 – Cash Flow, Liquidity, and Tax Optimization 22:05 – The Financial Planning Process Explained 24:00 – Why Reinvesting in Your Business Often Wins 27:10 – Early-Stage Entrepreneurs and Taking Financial Risks 30:20 – Marriage, Entrepreneurship, and Financial Alignment 35:10 – Family as the Motivation Behind Business Growth 39:45 – Creating Time Freedom Through Leadership 42:20 – Teaching Entrepreneurship to the Next Generation 46:00 – Building Wealth That Supports Family and Legacy GUEST RESOURCES: Linkedin: https://www.linkedin.com/in/brianadamek/ Website: https://www.e-wealthpartners.com/ Instagram: https://www.facebook.com/e.wealthpartners.planning

    The Entrepreneur’s Wealth Blueprint: Building a business that creates lasting wealth

  7. Jul 3

    100 Years of Innovation: Building a Legacy That Lasts

    What does it take to build a company that thrives for more than a century? In this episode of Homegrown Hustle, host Matt Eickman sits down with Steve Gullickson, President of MGK (McLaughlin Gormley King), to unpack the leadership principles, innovation strategies, and long-term thinking behind one of the pest management industry's most respected manufacturers. Steve shares MGK's remarkable journey from importing spices in the early 1900s to becoming a global leader in insect control solutions serving more than 35 countries. The conversation explores the evolution of product development, navigating stringent EPA regulations, fostering a culture of transparency, empowering employees to make decisions, and balancing family legacy with corporate growth. Steve also reveals how leadership has evolved throughout his career—from solving every problem himself to building systems that allow people to thrive independently. Whether you're building a family business, leading a growing organization, or trying to create a culture that outlives you, this episode delivers timeless leadership lessons rooted in humility, innovation, and long-term stewardship. KEY TAKEAWAYS: • A 100-year business survives by continuously reinventing itself without abandoning its core mission. • Sustainable growth comes from solving customer problems—not simply selling products. • Innovation requires patience; highly regulated industries demand long-term strategic planning. • Great leaders shift from making every decision to empowering others to own solutions. • Strong company culture is built through transparency, communication, and trust. • Hiring for cultural fit is just as important as hiring for technical ability. • Market share—not short-term revenue—can be a stronger long-term growth metric. • Independent boards provide perspective rather than permission, helping leaders make better decisions. • Family businesses succeed when stewardship outweighs ego. • Legacy isn't about your name on the building—it's about creating an organization that thrives without you. CHAPTERS: 00:00 – Introduction to Steve Gullickson and MGK 01:00 – What MGK does and its global impact 02:35 – The fascinating origin story of MGK 05:15 – Growing up in a fourth-generation family business 06:20 – From pharmaceutical sales to company president 09:15 – Why MGK launched its own brands 10:20 – Selling solutions instead of products 13:10 – Innovation, EPA regulations, and long product development cycles 16:00 – Lessons learned after becoming president 18:00 – Building empowered teams instead of bottlenecks 20:45 – Leadership systems and "hallway management" 23:00 – Creating a culture people want to be part of 24:30 – Navigating multiple generations of family ownership 27:40 – Why every business needs an effective board 30:20 – Selling MGK while protecting its legacy 31:35 – What legacy really means to Steve 33:20 – The future of botanical and natural pest control 38:30 – Growing market share through innovation 39:40 – Why MGK continues to call Minnesota home 41:45 – Leadership advice for building businesses that last generations GUEST RESOURCES: Website: www.mgk.com Facebook: https://www.facebook.com/MGKInsect/ Linkedin: linkedin.com/company/mgk

    100 Years of Innovation: Building a Legacy That Lasts

  8. Jun 26

    Built for Hard: Leadership, Athletics & the Psychology of Winning

    What separates high performers from everyone else? According to Jason Verdugo, Athletic Director at the University of Wisconsin–Eau Claire, it starts with learning how to handle hard things. In this episode of Homegrown Hustle, host Matt Eickman sits down with his former baseball coach and mentor, Jason Verdugo, to explore the intersection of athletics, leadership, organizational culture, and personal development. Drawing from his experiences as a Division I multi-sport athlete at Arizona State, professional baseball player, collegiate coach, NCAA executive leader, and Athletic Director, Verdugo shares profound insights on resilience, transformational leadership, athlete development, and the future of collegiate athletics. The conversation examines how elite performers are developed through intentional exposure to discomfort, why consistency is often more important than motivation, and how leaders can inspire individuals to exceed their perceived limitations. Jason also discusses the evolution of coaching philosophy, the challenges facing modern student-athletes, the impact of NIL (Name, Image, and Likeness), and what business leaders can learn from championship athletic programs. This episode is a masterclass in leadership psychology, culture-building, and helping people become capable of achieving more than they thought possible. KEY TAKEAWAYS: Success is built through consistent exposure to productive discomfort.Great coaches prepare athletes for life, not just competition.Leadership is the ability to help people perform beyond their perceived limitations.High-performance cultures require transparency, accountability, and commitment.Consistency becomes difficult because success often requires embracing monotony.Modern leadership is shifting from transactional management to transformational influence.Student-athletes develop resilience because they repeatedly experience and overcome adversity.Strong organizational cultures are created through shared expectations and standards.Leadership development must be intentional rather than assumed.Today's athletes often require more individualized coaching approaches than previous generations.Imposter syndrome exists at every level of achievement, including executive leadership.Exposure to high-level decision-making environments accelerates leadership growth. CHAPTERS: 00:00 – Introduction & Mentor Reunion 01:13 – Jason’s Athletic Journey 03:27 – Achieving the Dream Too Early 04:37 – Professional Baseball & Athletic Development 05:34 – Building a High-Performance Culture 06:20 – Preparing Athletes for Life Through Adversity 10:53 – The Power of Storytelling in Leadership 13:21 – From Coach to Athletic Director 15:40 – The Formula for Winning 16:41 – The Leadership Gap in Modern Athletes 19:17 – Developing Freshmen into Leaders 21:23 – The Evolution of Coaching Philosophy 25:33 – Why Athletes Become High Performers 28:48 – Coaching Youth Sports Today 30:45 – Managing and Leading Gen Z 33:24 – Career Defining Leadership Moments 37:18 – NIL and the Business of College Athletics 44:20 – Managing Athletic Department Culture 46:56 – The Hidden Sacrifices of Leadership 56:00 – Legacy, Mentorship & Long-Term Impact 01:01:13 – Final Thoughts GUEST RESOURCES: Linkedin: https://www.linkedin.com/in/jason-verdugo-62796512/

    Built for Hard: Leadership, Athletics & the Psychology of Winning
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About

"Homegrown Hustle" is your window into the journeys of local business leaders, hosted by Matthew Eickman. This podcast goes beyond the surface, exploring the motivations and commitments of entrepreneurs. It bridges the gap between business leaders and their communities through storytelling, offering insights to inspire aspiring entrepreneurs and strengthen local business connections. Join us to uncover the personal stories and passions behind successful businesses.

Information

  • Creator
    Matthew Eickman
  • Years Active
    2023 - 2026
  • Episodes
    147
  • Rating
    Explicit
  • Copyright
    © Matthew Eickman
  • Show Website
    Homegrown Hustle