Savvy Women Talk Money

Savvy Women Wealth Management
  • 5.0 (1)
  • Investing

You've spent a lifetime using your strengths as a woman to make smart decisions about life. Isn't it time to apply those same strengths to making financial decisions and investing? Listen in and learn how to apply your natural strengths as a woman to managing your finances and investing so you can accomplish more with your money. Without giving up lattes, wine or mani-pedis. Hosted by Catherine Magaña, CFP® & Rachel Ivanovich, EA, MBA Savvy Women Wealth Management is an SEC Registered Investment Advisor

  1. 5d ago

    Should You Do A Roth Conversion Before You Retire?

    You've probably heard plenty about Roth conversions—but does doing one before retirement actually make sense for you? The answer depends on much more than simply moving money from one retirement account to another. Taxes, timing, future income, and your overall retirement plan all matter. In this episode of Savvy Women, Catherine Magaña and Rachel Ivanovich explain how Roth conversions work, why taxes require timing, and what should be considered before making the decision. You'll discover: Why timing can make a difference with a Roth conversion How partial and multi-year conversions may work Why future RMDs should be part of the decision How conversions can affect Medicare premiums, Social Security taxation, and capital gains When a Roth conversion may not make sense Why today's tax bill needs to be weighed against your future tax picture A Roth conversion isn't simply a tax move—it's a decision that should fit into your larger retirement strategy. Click on the following link to schedule a free consultation. https://savvyup.com/consultation/ Date Recorded 9/03/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com | 760.692.5700

    Should You Do A Roth Conversion Before You Retire?

  2. Aug 26

    Why Millionaires Still Question If Their Money Will Last

    Having millions doesn't automatically mean feeling confident about retirement. Even financially successful retirees can find themselves asking the same question: Will my money really last? In this episode of Savvy Women, Catherine Magaña and Rachel Ivanovich explore why millions meet reality when the steady paycheck stops and retirement begins. From longer lifespans and rising costs to market uncertainty and unexpected family or healthcare needs, having wealth is only part of the retirement equation. You'll hear insights on: Why successful savers can struggle to become confident spenders How inflation, longevity, and healthcare can affect retirement Why affluent retirees often underspend—even when they can afford more How multiple retirement income sources fit together The difference between financial security and financial confidence Why your retirement plan needs to adapt as life changes Having millions may look like financial security, but retirement brings new questions about spending, longevity, and the unexpected. The goal isn't to predict every twist and turn—it's to have a plan that can adjust with you, so you can make decisions with greater clarity, enjoy what you've built, and feel more confident about the years ahead. Click on the following link to schedule a free consultation. https://savvyup.com/consultation/ Date Recorded 8/20/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com | 760.692.5700

    Why Millionaires Still Question If Their Money Will Last

  3. Aug 19

    When Your Paycheck Stops At Retirement, What Replaces It?

    Retirement changes more than your daily routine—it changes where your income comes from. After decades of receiving a regular paycheck, suddenly you're responsible for creating one yourself. So when that employer paycheck stops, what replaces it? In this episode of Savvy Women, Catherine Magaña and Rachel Ivanovich discuss one of retirement's biggest financial and emotional transitions: going from saving and accumulating wealth to relying on it for income. They discuss why your income changes in retirement and how multiple sources can work together to support the life you've planned. You'll learn about: • How Social Security can become part of your retirement income • How investments, pensions, and rental income can work together • Why cash reserves can help during periods of market volatility • How taxes and withdrawal timing can impact where you take income from • Why creating a predictable monthly paycheck can provide greater peace of mind • How to prepare for larger expenses like a new car, home repairs, travel, or helping family • Why coordinating your income sources is more effective than relying too heavily on one account Your work paycheck may stop when you retire—but your need for income doesn't. The key is having a plan for what replaces it. Click on the following link to schedule a free consultation. https://savvyup.com/consultation/ Date Recorded 8/13/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com | 760.692.5700

    When Your Paycheck Stops At Retirement, What Replaces It?

  4. Aug 12

    You Need A Retirement Income Plan, Not A Rule!

    There's no magic number when it comes to retirement income. While rules like the 4% withdrawal rule can offer a starting point, your retirement deserves more than a one-size-fits-all formula. In this episode, Catherine Magaña and Rachel Ivanovich explain why retirement income planning requires a personalized strategy built around your lifestyle, spending needs, Social Security, pensions, investments, taxes, healthcare costs, and long-term goals. They also explore how inflation, market volatility, and sequence-of-returns risk can affect how much income your portfolio can sustainably provide. You'll discover why: Investment performance and retirement income aren't the same thing Your spending needs can change throughout retirement A retirement plan shouldn't be "one and done" Regularly revisiting your income strategy can help you adapt as life changes The goal isn't to find the perfect withdrawal rule. It's to create a flexible retirement income plan that helps you spend with confidence and live the retirement you've worked so hard to enjoy. Click on the following link to schedule a free consultation. https://savvyup.com/consultation/ Date Recorded 8/05/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com | 760.692.5700

    You Need A Retirement Income Plan, Not A Rule!

  5. Aug 5

    Should A Conversation Ever Become An Investment decision?

    When someone recommends a stock, crypto opportunity, or the latest hot investment, should that conversation become your next investment decision? More importantly, are you following your plan—or theirs? In this episode of Savvy Women, Catherine Magaña and Rachel Ivanovich explore why even intelligent investors can be influenced by social proof, fear of missing out, and the confidence of others. Learn why disciplined investors don't ignore new ideas—they evaluate them through the lens of their financial plan before taking action. Whether the conversation starts at a barbecue, on the golf course, or over coffee, you'll discover how to separate great conversations from smart investment decisions while keeping your plan at the center of every financial choice. In this episode, you'll learn: Why investment conversations can quietly influence your decisions. The difference between curiosity and commitment. Questions successful investors ask before investing. How social proof and FOMO can impact your judgment. Why every investment should fit your financial plan, goals, and risk tolerance. Before your next investment conversation turns into an investment decision, watch this episode and make sure your financial plan—not someone else's opinion—is leading the way. Click on the following link to schedule a free consultation. https://savvyup.com/consultation/ Date Recorded 7/30/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com | 760.692.5700

    Should A Conversation Ever Become An Investment decision?

  6. Jul 22

    The Costly Mistake Of Missing Your Employer Match

    Every year, countless employees unknowingly walk away from one of the most valuable workplace benefits available. The surprising part? Many are busy chasing investment returns while overlooking an opportunity that could have an immediate impact on their retirement savings. In this episode of Savvy Women, Catherine and Rachel explain why your employer match should be one of the first building blocks of your retirement plan. They discuss why this often-overlooked benefit deserves priority before speculative investments, how small decisions today can compound into meaningful wealth over time, and the costly mistake that could quietly reduce your future retirement income. In this episode, you'll learn: Why an employer match may be one of the smartest financial opportunities available The hidden cost of delaying or skipping matching contributions Why chasing investment trends before building a strong foundation can backfire Simple steps to strengthen your retirement strategy from the start If you've ever wondered whether you're making the right financial priorities, this conversation may change the way you think about investing—and help ensure you're not missing out. Click on the following link to schedule a free consultation. https://savvyup.com/consultation/ Date Recorded 7/16/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com | 760.692.5700

    The Costly Mistake Of Missing Your Employer Match

  7. Jul 15

    Are You Following A Plan Or The Crowd?

    It seems like there's always a new "must-own" investment making headlines. But is it truly right for you, or are you just feeling the pressure to keep up? In this episode of Savvy Women, Catherine and Rachel explore how the fear of missing out (FOMO) can quietly influence investment decisions—and why following the crowd isn't always the path to long-term success.  You'll discover: • Why investment hype can cloud good judgment.  • How to recognize when emotions are driving your decisions.  • The difference between following a trend and following a financial plan. • Why disciplined investors are willing to miss a few opportunities to pursue lasting wealth. The best investors aren't the ones chasing every headline—they're the ones making thoughtful decisions that align with their goals. Tune in to learn how to invest with confidence, avoid costly emotional mistakes, and make sure your money is working toward your future—not someone else's. Click on the following link to schedule a free consultation. https://savvyup.com/consultation/ Date Recorded 7/09/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com | 760.692.5700

    Are You Following A Plan Or The Crowd?

  8. Jul 8

    How Smart Investors Decide If An IPO Is Worth Buying

    A great company doesn't automatically make a great investment. Join Catherine and Rachel as they reveal how smart investors evaluate valuation, expectations, and long-term fit to determine whether an IPO is truly worth it. With new IPOs regularly capturing investors' attention, it can be difficult to separate opportunity from excitement. Learn why successful investors focus on a disciplined investment process rather than chasing headlines, and discover how asking the right questions can lead to more confident, informed decisions. In this episode, you'll discover: Why a popular IPO isn't automatically a smart investment. How valuation can have a bigger impact than the company's name. The dangers of making investment decisions based on hype and FOMO. The key questions disciplined investors ask before buying an IPO. How to determine whether an IPO belongs in your long-term investment strategy. Don't let excitement make the decision for you. Discover the questions smart investors ask before investing in an IPO and learn how a disciplined process can help you build a stronger, more resilient portfolio. Click on the following link to schedule a free consultation. https://savvyup.com/consultation/ Date Recorded 7/02/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com | 760.692.5700

    How Smart Investors Decide If An IPO Is Worth Buying
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About

You've spent a lifetime using your strengths as a woman to make smart decisions about life. Isn't it time to apply those same strengths to making financial decisions and investing? Listen in and learn how to apply your natural strengths as a woman to managing your finances and investing so you can accomplish more with your money. Without giving up lattes, wine or mani-pedis. Hosted by Catherine Magaña, CFP® & Rachel Ivanovich, EA, MBA Savvy Women Wealth Management is an SEC Registered Investment Advisor

Information

  • Creator
    Savvy Women Wealth Management
  • Years Active
    2023 - 2026
  • Episodes
    108
  • Rating
    Clean
  • Copyright
    © 2023
  • Show Website
    Savvy Women Talk Money