The Moneymatics Podcast

Omobobola Adetunji
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On this podcast, I talk about money, personal finance and investing especially for Africans living in diaspora.

  1. 4D AGO

    #042 From Dentist to Entrepreneur: Building a Business in Sweden as an Immigrant

    In this episode of the Moneymatics Podcast, we sit down with Laraba — a Nigerian-born entrepreneur building a business life abroad — to talk honestly about money, risk, and what it really takes to start over in a new country. After nearly 15 years working as a dentist in Sweden, she made a bold decision: to pursue entrepreneurship and launch Cocomera, an e-commerce beauty brand created to solve a real problem — access to quality haircare and skincare products for textured hair and melanated skin across Scandinavia. From growing up around hustle culture in Nigeria to navigating motherhood, financial risk, and entrepreneurship in the diaspora, this conversation explores the realities behind building something from scratch. In this episode, we discuss: Leaving a stable career to pursue entrepreneurship Starting a business as an immigrant in Europe Side hustles vs going all-in Cash flow lessons every entrepreneur should know Funding a business without loans or investors Balancing motherhood, marriage, and ambition Building freedom through business ownership Whether you’re dreaming about starting a business, managing a side hustle, or redefining financial security abroad, this episode offers honest insights and practical encouragement to start where you are. 🎧 Listen now and be inspired to focus on your focus.

    57 min

  2. 12/06/2025

    #40 How to Stay Financially Healthy This Festive Season

    In this episode, host Omobobola Adetunji dives deep into how to protect your financial health during the festive season. From emotional spending to gift budgeting, holiday meals, and credit card pitfalls, this conversation is packed with practical tips to help you enjoy December without financial stress. We break down smart budgeting strategies, how to avoid impulse buying, ways to cut food costs and why setting clear financial goals now can set you up for a successful new year. If you want to stay mindful of your money while still enjoying the celebrations, this episode is for you. chapters 00:00 — Navigating the Festive Financial Landscape01:29 — Understanding Emotional Spending04:10 — The Gifting Dilemma08:56 — Food and Festivities: Budgeting for Meals10:54 — Avoiding Debt During the Holidays13:58 — Preparing for a Financially Healthy New Year

    16 min

  3. 11/08/2025

    #039 Understanding risk appetite, risk tolerance and risk capacity

    In this episode of the Moneymatics Podcast, Omobobola breaks down the powerful trio every investor needs to understand — risk appetite, risk tolerance, and risk capacity. Whether you’re a beginner investor or a professional trying to make smarter financial decisions, this episode reveals how your emotions, mindset, and financial reality shape your risk management and financial planning strategy.👉 Learn how to:1. Identify your true risk appetite and risk tolerance.2. Balance emotions and logic when making money through investments.3. Build a realistic financial plan that fits your lifestyle and goals.4. Understand the unique challenges of Africans in the diaspora when managing risk and wealth.🎙️ Omobobola uses relatable, real-world examples to help you take control of your money and create a confident investment mindset.If you’ve ever asked yourself “How much risk is too much?” — this episode is for you.#riskappetite, #risktolerance, #riskcapacity, #riskmanagement, #financialplanning #makingmoney #investingforbeginners, #Africaninvestors, #diasporawealth, #moneymindset, #personalfinance #podcast, #Moneymaticspodcast #Omobobola

    16 min

  4. 10/18/2025

    #038 Assets vs. Liabilities: The Money Lesson That Changes Everything

    Summary In this episode of the Moneymatics podcast, Omobobola discusses the critical distinction between assets and liabilities, emphasizing how understanding this difference can transform one's financial health. The conversation explores the mindset of the wealthy, the importance of cash flow, and practical steps to shift from a liability-heavy lifestyle to one focused on building assets. Omobobola encourages listeners to evaluate their expenses, invest wisely, and leverage good debt to create wealth over time. Chapters 00:00 Understanding Assets vs. Liabilities 03:11 The Impact of Liabilities on Financial Health 05:59 Transforming Liabilities into Assets 09:25 Strategies for Building Wealth 12:33 Conclusion: The Path to Financial Freedom

    13 min

  5. 10/04/2025

    #037 The true cost of car ownership

    In this episode of the Moneymatics Podcast, Omobobola is joined by Joseph Akande to dive into the intricacies of car ownership. From the challenges of getting a driver's license in Sweden to the pros and cons of leasing versus buying, they share personal stories and insights. Whether you're considering a new car or just curious about the financial aspects of car ownership, this episode offers valuable perspectives. Tune in to learn more about making informed decisions that suit your lifestyle and financial goals. Chapters 00:00 Introduction to Car Ownership 02:49 The Journey to Car Ownership 07:04 Deciding on the Right Car 09:57 The Process of Buying vs. Leasing 17:12 Understanding Additional Costs of Car Ownership 21:47 Understanding Hidden Costs of Car Ownership 27:27 The Dilemma of Car Choices: Practical vs. Aspirational 32:48 Leasing vs. Buying: Weighing the Options 36:37 Exploring Carpooling as an Alternative 40:12 Personal Finance: Making Informed Decisions

    41 min

  6. 09/20/2025

    #036 Engine Failure, Big Bill, and the Car Insurance That Saved Me

    When my car’s engine failed in Sweden, the repair bill came to €6,500. The only reason I didn’t pay out of pocket? Car insurance. In this episode of the Moneymatics Podcast, I share my personal story and break down what every driver in Sweden (and across Europe) needs to know about car insurance. From trafikförsäkring to comprehensive coverage, I explain how different policies work, what drives your premiums, and why the right protection can save you thousands. 👉 Whether you’re an expat or a long-time resident, this episode will help you understand your options and make smarter decisions about car insurance in general and particularly in Sweden Chapters 00:00 The Unexpected Car Trouble 01:09 Understanding Car Insurance Basics 03:41 Types of Car Insurance Explained 06:14 Factors Affecting Insurance Premiums 09:02 Navigating Insurance Policies 11:40 The Importance of Comprehensive Coverage 13:22 Final Thoughts on Car Insurance

    16 min

  7. 08/30/2025

    #035 From Teacher to Tech: A Career Transformation

    In this episode of the Moneymatics podcast, Omobobola interviews her husband Oluyinka about his transformative career journey from education to software testing. They discuss the motivations behind his decision to change careers, the challenges of balancing family life with education, and the financial implications of going back to school. Oluyinka shares insights on the importance of community support, the emotional aspects of career transitions, and the value of investing in oneself. The conversation emphasizes that it's never too late to pursue a new path and that strategic decisions can lead to significant personal and financial growth.

    31 min

  8. 08/16/2025

    #034 From Saving to Earning: How to Boost Income and Build Wealth

    In this insightful episode of the Moneymatics Podcast, Omobobola explores a game-changing shift in financial thinking — moving from a cost-cutting mindset to one that focuses on increasing your income. 💡 Key Takeaways: 1. How to maximize your current job for better financial rewards 2. Smart ways to create multiple income streams 3. The importance of investing in new skills for long-term growth 4. Why you need to see yourself as an income generator, not just an employee Whether you're trying to get out of debt, save more, or build wealth, this episode offers practical, actionable strategies to help you take control of your financial future. Chapters 00:00 The Financial Dilemma: Cut Costs or Earn More? 00:52 Mindset Shift: From Income Earner to Income Generator 06:56 Strategies to Increase Your Income 11:19 The Path to Financial Freedom: Earning More vs. Cutting Costs #earningmoney #money #finance #Budgeting #cuttingcosts #africansindiaspora

    12 min
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About

On this podcast, I talk about money, personal finance and investing especially for Africans living in diaspora.

Information

  • Creator
    Omobobola Adetunji
  • Years Active
    2023 - 2026
  • Episodes
    42
  • Rating
    Clean
  • Copyright
    © Omobobola Adetunji
  • Show Website
    The Moneymatics Podcast