The Banking Bros Podcast

The Banking Bros

The Banking Bros., real life brothers Jeremiah and Jonah Dew, seek to teach people how to save & spend money at the same time by using something they were never taught growing up, at school, or at the office—the Infinite Banking Concept. If you’re ready to learn about the ideal asset and how you can use it for yourself, watch our video and then schedule a call with us at https://saveandspendsystem.com/getting-started-page

  1. 10 Years of Infinite Banking… Was It Worth It

    2D AGO

    10 Years of Infinite Banking… Was It Worth It

    Jeremiah just hit 10 years on his whole life policy — so we’re breaking it ALL down. In this episode, we review his original policy from Ameritas Life Insurance Company and show the real results after a decade of using the Infinite Banking Concept. No theory. No hype. Just a real 10-year whole life insurance breakdown and how Infinite Banking actually performs over time. If you want to see how cash value life insurance builds wealth, this episode is for you. #InfiniteBanking #WholeLifeInsurance #CashValueLifeInsurance #BeYourOwnBank #WealthBuilding Chapters: 01:17 - Recap from the last episode 02:15 - Word of the week 02:54 - Main Topic: JDEW’s Policy Review 22:41 - Michelle Prather's Care Income Planning 23:28 - Preview of the Next Episode 24:28 - Trivia: Currency Links & Resources: Michelle Prather's Care Income Planning: https://careincomeplanning.com/ Previous Podcast Episode: https://www.podbean.com/ew/pb-9yzwq-1a547b5 Join our Facebook Community: https://www.podbean.com/ew/pb-am3bi-1a4a4e5 If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

    32 min
  2. Taking Back Control of Your Money with Infinite Banking

    FEB 24

    Taking Back Control of Your Money with Infinite Banking

    Take control of your finances like never before with the Infinite Banking Concept (IBC)! In this video, we break down how you can manage your money, grow your savings, and use your cash intentionally, all while avoiding common pitfalls that cost most people thousands each year. We’ll cover: - What Infinite Banking really is and how it works - How it helps you regain control over your money instead of letting banks dictate it - Practical strategies for using your cash value to create flexibility and financial stability - Common mistakes people make with their finances and how to avoid them Whether you’re new to IBC or just curious about smarter ways to handle money, this video will give you the clarity and confidence to start taking control today. Chapters: 01:17 - Recap from the last episode 02:30 - Nelson Notes 03:29 - Explaining the Infinite Banking Concept 16:17 - Save & Spend System 19:14 - Preview of the Next Episode 20:09 - Trivia: 100 Year Ago Prices Learn more & dive deeper: Previous Podcast Episode on the Save & Spend System:https://www.podbean.com/ew/pb-am3bi-1a4a4e5 Join our Facebook Community: https://www.facebook.com/share/g/1BXreD7C7n/ If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

    29 min
  3. Stop Struggling With Money: The 4 Steps to Financial Freedom You Need

    FEB 17

    Stop Struggling With Money: The 4 Steps to Financial Freedom You Need

    Most people don’t lose money because they’re bad with it; they lose money because nothing they’re doing is guaranteed to work. In this episode of the Banking Bros Podcast, Jeremiah and Jonah break down the Save and Spend System, a 4-stage roadmap designed to help you build financial security, create guaranteed income, invest strategically, and ultimately leave a legacy. If you’ve ever wondered: - Why am I not building wealth even though I make decent money? - Why does investing feel risky and unstable? - What is the Infinite Banking Concept, and how does it actually work? - How do I move from surviving financially to true financial freedom? This episode walks you through the exact framework. #FinancialFreedom #MoneyTips #WealthBuilding #PersonalFinance #SmartMoney Links: Prevail (Traci S Bell):  https://calendly.com/prevail-ed/private-money-lending?back=1&month=2025-10 Little Guys Loans (Neil Timmins):  https://www.littleguyloans.com/apply Finance News:  https://www.forbes.com/sites/jimwang/2026/01/16/5-expenses-you-must-renegotiate-right-now/ Chapters: 0:00 - Intro & money misconceptions 00:14 - Save and Spend System overview 00:33 - Guaranteed income & wealth building 01:20 - Recap: last episode & hard money lending 02:16 - New format & trivia announcement 02:48 - Personal finance news 03:06 - Save and Spend roadmap 04:31 - Community coaching opportunity 06:36 - Stage 1: Security essentials 10:02 - Stage 2: Savings & tax strategy 13:48 - Stage 3 & 4: Financial freedom 14:02 - Stage 3: Strategy & investing 16:39 - Stage 4: Legacy & significance 18:23 - Tracy Bell: Private money lending 20:44 - Trivia: US coins & bills 28:24 - Renegotiating fixed expenses 29:36 - Closing: Coaching & community   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

    30 min
  4. How Hard Money Lending Really Works (16-Day Closings Explained)

    FEB 3

    How Hard Money Lending Really Works (16-Day Closings Explained)

    Discover the insider secrets of hard money lending and why some real estate investors never rely on banks. In this episode, we sat down with Neil Timmins, owner of Little Guy Loans, to reveal how hard money loans can give investors fast, asset-backed returns in as little as 16 days. Whether you’re a seasoned investor or just curious about real estate investing, this conversation is packed with actionable strategies and financial mindset tips. If you’ve ever wondered how investors fund fix-and-flip deals quickly, earn consistent returns, and avoid common banking roadblocks, this episode is a must-watch. JD and Neil break down real-life examples, investor strategies, and key lessons from over 2,000 homes brokered in Des Moines. #HardMoneyLending #FixAndFlip #RealEstateInvesting Chapters: 0:00 - Intro 0:29 - Guest introduction: Neil Timmons 0:58 - Neil’s real estate background 1:57 - Launching Little Guy Loans 4:01 - What hard money lending is 6:23 - Des Moines market advantage 7:22 - Iowa real estate opportunities 9:33 - Who hard money investing is for 10:41 - Investor fund structure and returns 12:25 - Risk, guarantees, and wealth mindset 14:20 - Building a long-term wealth formula 16:43 - Infinite banking and leverage 17:58 - Financial freedom mindset 18:45 - How to find Little Guy Loans 20:26 - Banking vs investing explained 22:26 - Simplifying infinite banking 25:10 - Partnership and webinar ideas 28:11 - Future community and live events If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

    25 min
  5. 10 Years of Infinite Banking: How We Built Wealth & Mastered Cash Flow

    JAN 27

    10 Years of Infinite Banking: How We Built Wealth & Mastered Cash Flow

    Discover the journey of mastering Infinite Banking and building generational wealth on this special 10th anniversary episode of the Banking Bros Podcast! Join us as we share our personal story of learning the Save & Spend system, leveraging whole life insurance, and turning financial confusion into clarity.   In this episode, we cover: How we first discovered the Infinite Banking Concept (IBC) in 2015, and the mindset shift it required The difference between active income vs passive income, and why playing offense with your money matters Understanding the "grocery store" analogy from Becoming Your Own Banker and why it revolutionized our cash flow strategy How to use policy loans and cash value effectively while maintaining discipline and a repayment plan Lessons from 10 years of building wealth with life insurance, guaranteed cash value, and family financial planning Non-forfeiture options and strategies for retirement planning with IBC   If you’ve ever wondered how to take control of your finances, grow cash flow, and create a plan for long-term wealth, this episode is packed with actionable insights.   Chapters: 0:00 - Intro & milestone 1:00 - Discovering Infinite Banking 3:30 - Early confusion & skepticism 5:05 - What banking means 7:45 - Debt vs leverage 10:00 - Defense vs offense 12:45 - Finance over protection 15:40 - Using cash value 19:15 - Guarantees & certainty 20:00 - Grocery store analogy 25:20 - Honest banking & repayment 27:05 - Long-term policy options 30:10 - Seen vs unseen benefits 33:47 - Fan shoutout 35:20 - Closing & next steps     If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

    37 min
  6. The Secret Real Estate Strategies That Can Make You Financially Free

    JAN 20

    The Secret Real Estate Strategies That Can Make You Financially Free

    Unlock the secret real estate strategies that can help you achieve financial freedom faster than you ever thought possible! In this video, we reveal the exact methods top investors use to turn small-town properties, house hacks, and short-term rentals into steady passive income.   Whether you’re a beginner or looking to level up your investment game, you’ll discover how to: Build a profitable real estate portfolio without relying solely on banks Leverage Infinite Banking and creative financing for maximum capital efficiency Scale properties strategically while minimizing risk and mistakes Generate passive income through house hacking, Airbnb, and rental investments Use proven financial tools to grow wealth and secure long-term freedom These strategies aren’t theory; they’re actionable, tested, and designed to help you take control of your money and your future.   #RealEstateInvesting #InfiniteBanking #FinancialFreedom   Chapters: 0:00 - Podcast intro and guest welcome 0:45 - Meeting through a Greenville investment 1:26 - Chad’s background and early life 2:58 - Ministry work and overseas experience 4:53 - Financial struggles and early jobs 5:37 - Nail injury leads to building credit 8:46 - First home purchase and real estate start 10:02 - Money mindset and family influence 13:45 - House hacking and live-in flips 17:23 - Airbnb and short-term rental growth 20:39 - Lessons for new investors 22:35 - Discovering creative finance and Pace Morby 24:14 - Infinite banking and credit stacking 29:23 - Main Street redevelopment vision 35:19 - Creative Nation Tour and Greenville event   Interested in joining Chad, JDew (and Pace Morby) in the Sub-To creative real estate community!? https://subto.typeform.com/to/QBVaWmer   Learn more about Chad: https://chadchoquette.com/   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

    39 min
  7. The Secret to Making Money While Traveling

    JAN 13

    The Secret to Making Money While Traveling

    Discover the secret to making money while traveling and learn how real people are building income streams that let them explore the world without going broke. If you’ve ever wondered how to work from anywhere or fund long-term travel, this video breaks it all down. In this episode, we dive into practical ways to earn money while traveling, the mindset behind location independence, and the proven strategies used by digital nomads, entrepreneurs, and remote workers who’ve built true financial freedom. #TravelAndEarn #DigitalNomadLife #FinancialFreedom Chapters: 0:00 - Podcast introduction and guest Shawn King   0:54 - Holiday reflections and family time   1:23 - Lifestyle and travel dreams discussion   2:14 - Sean's early travel experiences and inspiration   4:16 - Flexible jobs enabling travel   5:22 - Meeting Amanda and relationship story   10:21 - Travel philosophy and life priorities   14:36 - Infinite Banking and insurance career introduction   16:19 - Finding work-from-home opportunities   18:17 - Connecting insurance with family protection   22:25 - Traveling with a child and family experiences   27:04 - Taipei and Vietnam trip overview   33:05 - Budget-friendly international travel tips   35:27 - Philosophy on lifestyle, family, and presence   37:16 - Social media and following the Kings’ journey   38:59 - Advice on achieving your own lifestyle   39:25 - Closing and podcast outro   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

    40 min
  8. The Buffett Rule That Keeps You Rich When Markets Crash

    JAN 6

    The Buffett Rule That Keeps You Rich When Markets Crash

    Warren Buffett’s 90/10 rule is the simple strategy that can help you grow wealth while staying calm in any market. By putting 90% of your money in a low-cost S&P 500 index fund and 10% in short-term government bonds, Buffett shows how to protect your wealth, maintain control, and avoid panic investing.   In this video, we break down the hidden power of Buffett’s 90/10 rule, explaining how it works, why it’s more about mindset than math, and how you can apply it to your personal finances. Learn how guaranteed income, Infinite Banking strategies, and smart liquidity management translate Buffett’s principles into modern wealth-building systems.   #WarrenBuffett #InvestingTips #WealthBuilding   Chapters: 0:00 - Market panic vs Buffett’s calm approach 0:19 - Buffett’s 90/10 investing rule explained 0:44 - Control, guarantees, and infinite banking 1:06 - Article overview on market volatility 1:59 - Why rules matter in wealth building 2:46 - Wealth as a game of not losing 4:27 - The importance of the “10% safety.” 5:25 - Guarantees and emergency funds 6:09 - Age, retirement, and investing risk 7:11 - Why retirees avoid market swings 8:42 - Taking risk once income is guaranteed 10:11 - Infinite banking as a foundation 13:14 - Defining real expenses 16:12 - Dangers of skipping savings 20:35 - Why Buffett can afford risk 21:09 - Cash reserves before investing 24:20 - Taking action, not theory 27:13 - The 10% as freedom, not dead money 30:53 - Final thoughts and key takeaways   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

    32 min

Ratings & Reviews

5
out of 5
5 Ratings

About

The Banking Bros., real life brothers Jeremiah and Jonah Dew, seek to teach people how to save & spend money at the same time by using something they were never taught growing up, at school, or at the office—the Infinite Banking Concept. If you’re ready to learn about the ideal asset and how you can use it for yourself, watch our video and then schedule a call with us at https://saveandspendsystem.com/getting-started-page

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