Money Mastery with Marshy

Daniel Marshall

This podcast is for you if you’re someone who wants to develop the mindset, skills and character attributes needed to grow yourself, grow your wealth and ultimately master your money.

  1. JAN 1

    #117 - Scott Norman unpacks my 10-Year Money Mastery Journey (2015–2025)

    Why money mastery is really self-mastery — and why it never ends Ten years ago, one book changed the trajectory of my life. In this episode — the first of 2026 — I sit down with one of my closest mates, Scott Norman, to unpack the real lessons from a decade-long journey of money, business, discipline, and self-growth. This isn’t a highlight reel.It’s an honest reflection. We talk about: Why money mastery is not about money — but about who you become The habits and mindset shifts that compound quietly over years Why business takes longer than you think (and why that’s normal) The moments I wanted to quit and go back to a “safe” 9–5 Discipline, identity, and why you’re already disciplined — just not where you think Becoming a father, rebuilding from zero, and redefining success Why staying in the game long enough is the real competitive advantage Scott also shares insights from building Generation Youth, a mentoring organisation supporting young people across Australia — reminding us that relationship always comes before results. This episode is for you if: You’re starting (or restarting) your money journey You feel behind, stuck, or questioning your path You want wealth without burning out your life You’re playing the long game — even when it’s uncomfortable Money mastery doesn’t have a finish line.But if you stay committed long enough, it changes everything. Listen now — and step into 2026 with clarity, intention, and perspective. If you want to join my weekly newsletter list, subscribe here.

    1h 38m
  2. 12/21/2025

    #116 - Arthur Panagis | What a Financial Advisor Really Thinks About Bitcoin (and Wealth Building)

    Want to build wealth that actually lasts – without hype, shortcuts, or fear-driven decisions? In this episode of Money Mastery with Marshy, Daniel Marshall sits down with Arthur Panagis – former accountant turned financial advisor, founder of FMG Wealth Strategists, author of The Art of Building Wealth, and a long-term thinker on Bitcoin and the future of money. With over 30 years working in finance and business, Arthur breaks down the core principles of real wealth creation, why most people struggle to get ahead despite earning good money, and how values, compounding, and time matter more than picking the “perfect” investment. Arthur also shares his evolving view on Bitcoin, why he believes it’s moving from speculative to strategic, and how financial advisors are beginning to engage with digital assets as the money system changes. Arthur explains: ◼️ Why your values determine where your money actually goes ◼️ The wealth rule most business owners ignore (and why it matters) ◼️ Why compounding only works if you’re patient enough ◼️ How financial advisors really add value beyond returns ◼️ Why panic selling destroys long-term wealth ◼️ Bitcoin through a financial advisor’s lens – risk, trust, and time horizon ◼️ What “reinspirement” means instead of traditional retirement Episode Chapters: 00:00 Intro 02:10 How Arthur’s journey from accounting shaped his wealth philosophy 05:30 Discovering Dr John Demartini & the power of values 09:45 Why wealth building must rank high in your values 13:20 The “pay yourself first” rule (especially for business owners) 18:10 Compounding explained simply — and why most people quit too early 23:40 Lessons from Warren Buffett & long-term investing 28:30 How financial advice has changed over the last decade 34:15 Peace of mind vs chasing returns 38:50 When you should consider working with a financial advisor 43:10 Reinspirement vs retirement 47:30 Why Arthur started studying Bitcoin 52:40 Bitcoin, scarcity & broken money 59:10 Where Bitcoin fits in a modern wealth strategy 1:05:20 Long-term thinking in a short-term world 1:10:40 Final reflections on wealth, purpose & the future of money Download Arthur’s book — The Art of Building Wealth If you enjoyed this episode, leave a 5-star review, share it with someone who wants to build wealth the smart way, and tune in next week for another episode of Money Mastery with Marshy.

    1h 12m
  3. 12/05/2025

    #114 - How to Get Unstuck and Regain Your Clarity & Focus in Business

    In this episode of Money Mastery with Marshy, Daniel shares a raw behind-the-scenes look at a recent period of confusion, frustration, and underperformance in his business — and the simple realization that helped him regain clarity, focus, and income momentum. Rather than needing a brand-new strategy, Daniel discovered the root problem was misaligned activity. He had slipped into being busy instead of effective and allowed his calendar to be shaped by other people’s priorities instead of his own. Then came a powerful insight that changed everything… Daniel breaks down the three core activities that now anchor his business: Create – Content, podcasting, writing, and visibility Connect – Relationships, coffee catchups, collaboration Coach – Client delivery, workshops, service These are the needle-moving tasks for his business — the ones that: Generate income Create fulfilment Compound long-term success Inspired by Dr John Demartini’s work on values, Daniel explains: What you do most powerfully reveals what you truly value. Instead of filling his days with meetings and admin, Daniel redesigned his “default week” around: Morning deep work (creation) Mid-morning connection Midday training for energy and focusAfternoon coaching and serviceEach day now contains: - One creation task - One connection task - One coaching/service task No overwhelm. No overbooking. Just clarity. You’ll discover: Why being busy is often a sign of poor focus How to identify your real income-producing activities How to redesign your calendar around your energy The power of a “default week” structure How to set daily high-value priorities Why strong boundaries are essential for growth How clarity leads to confidence and momentum If you’re feeling overwhelmed or unclear: Audit your time for a week Identify your own “big three” activities Update your calendar to reflect them Set three daily high-value tasks that align with those priorities Do this and watch your clarity skyrocket! Enjoy this episode? Leave a 5-star review, follow the show, and share this episode with someone who needs clarity right now. And if you’d like support creating clarity in your finances, business, or life — reach out to Daniel directly.

    28 min
  4. 11/25/2025

    #112 - How Credit Cards Change Your Spending Psychology

    In this short, sharp episode of Money Mastery with Marshy, Daniel dives into the hidden psychology of credit card use—especially for business owners—and why even the most disciplined people can get burned. Credit cards change your behaviour. Even Daniel—naturally disciplined and structured with money—saw his spending creep up after using a business credit card for two years. Despite paying the balance off in full each month, his cash reserves dropped by over $30,000 simply because the card created permission to spend more. This is Parkinson’s Law in action: the more you have access to, the more you naturally use. Even when used “responsibly,” credit cards: Blur the lines between personal + business expenses Encourage emotional or convenience spending Make it easy to tap → tap → tap with little friction Leave a painful lump-sum surprise at month’s end Daniel’s client experienced the same pattern—great revenue, poor behavioural boundaries around credit. Instead of ditching the card entirely, Daniel helped his client build strict rules to use it only for true ROI-producing investments: Ad spend Business coaching / mentorship Everything else? Eliminated. The game changer: ➡️ Allocate the money to the card before spending itInstead of tapping all month then scrambling to pay it off, you intentionally top it up at the start of the month.This makes credit usage: Purpose-driven Pre-funded Emotion-free ROI-focused And it keeps cashflow healthy while still leveraging the strategic benefits of a card. Use the credit card as a tool, not a safety net.Fund it first → spend intentionally → track ROI → avoid the end-of-month panic cycle. This psychological shift alone can transform how business owners use credit. Daniel would love to hear how credit cards have influenced your money behaviour—good or bad. Email: daniel@danielmarshallcoaching.comInstagram: @danielgmarshall

    24 min

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This podcast is for you if you’re someone who wants to develop the mindset, skills and character attributes needed to grow yourself, grow your wealth and ultimately master your money.