The Capitalizing Your Life Podcast

Glenn Yaney

Welcome to Capitalizing Your Life—the podcast that shows you how to take control of your money, build lasting wealth, and create financial freedom using the Infinite Banking Concept. If you're ready to make your cash flow work for you instead of someone else… you’re in the right place.

  1. Why High Earners Stay Broke (The Million Dollar Problem)

    2D AGO

    Why High Earners Stay Broke (The Million Dollar Problem)

    THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call------------------------------------------------------------------------------Join me on this episode of the Capitalizing Your Life Podcast as I sit down with Jim Oliver (Breakaway Wealth Podcast @createtailwind182 ) to unpack a powerful truth most high-income earners don’t see coming: million dollar problems. We’ve all heard the phrase, “More money, more problems.” But what if the real issue isn’t income… it’s a lack of control and liquidity? As entrepreneurs and business owners scale, their financial complexity increases—taxes, opportunity costs, financing constraints, and illiquid assets begin to quietly erode flexibility. In this episode, we explore how the Infinite Banking Concept (IBC) provides a strategic solution to these high-level financial challenges—restoring ownership, control, and long-term wealth creation. This conversation isn’t about making more money for the sake of it. It’s about building a system that allows your capital to work for you—while keeping you in control. In this episode, we cover: ✔️ What “million dollar problems” really mean for business owners✔️ Why more income often creates more financial pressure✔️ The critical role of control and liquidity in wealth creation✔️ How traditional financing limits flexibility and ownership✔️ Why Infinite Banking creates a private financing system you control✔️ The mindset shift required to move from income earner to wealth builder✔️ Leveraging capital efficiently instead of constantly chasing more✔️ Building generational wealth through systems—not speculation✔️ Why ownership is the foundation of financial freedom✔️ Taking decisive action instead of waiting for perfect conditions Million Dollar Problems Through the Lens of Infinite Banking: Control: Stop outsourcing your financial power to banks and institutionsLiquidity: Maintain access to capital while it continues to growOwnership: Build assets you control—not accounts with restrictionsLeverage: Use your capital multiple times without interrupting growthLegacy: Create generational wealth through intentional systems If you’re a high-income earner, entrepreneur, or business owner who feels like success has created new financial challenges, this episode will challenge your thinking and give you a new framework for solving them. 👍 If this episode helps you rethink how to solve bigger financial problems with smarter systems, like, subscribe, and share to help others learn how to capitalize their life. -------------------------------------------------------------------------------------------Episode Links:www.createtailwind.comhttps://www.youtube.com/@UCapodHWwvTZzkSsULCylieQ https://www.linkedin.com/company/createtailwind/ 👍 If this episode helps you rethink how money really works, like, subscribe, and share to help others learn how to capitalize their life. -----------------------------------------------------------------------------------THE CAPITALIZING YOUR LIFE PODCAST Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services -----------------------------------------------------------------------------------📌 Keywords:#milliondollarproblems #infinitebanking  #wealthcreation  #financialfreedom   #control  #liquidity  #generationalwealth  #ownership  #investmentstrategies  #financialeducation  #businessowners  #cashflow  #ibc #capital #retirementplanning #capitalizingyourlife #entrepreneur

    32 min
  2. Your 401(k) Is NOT Your Greatest Asset — You Are (Human Life Value Explained)

    FEB 26

    Your 401(k) Is NOT Your Greatest Asset — You Are (Human Life Value Explained)

    THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call------------------------------------------------------------------------------Join me on this episode of the Capitalizing Your Life Podcast as I sit down with Logan Hertz ( @HazeltineLLC ) to unpack one of the most misunderstood — and most powerful — financial strategies available today: Velocity Banking and Infinite Banking. Most people think financial freedom starts with chasing higher returns. But what if it actually starts with control? With liquidity? With properly structured life insurance — specifically convertible term — designed around your human life value? In this conversation, we break down why the death benefit is the foundation of any sound financial strategy, how convertible term life insurance creates optionality, and why your cash flow matters more than hypothetical market returns. This episode isn’t about hype. It’s about structure. It’s about building a strategic reserve before you ever think about chasing investments. And it’s about recognizing one simple truth: “You are the asset.” In this episode, we cover: ✔️ Why the death benefit is the cornerstone of financial planning✔️ The power and flexibility of convertible term life insurance✔️ Velocity Banking vs. Infinite Banking — what most people misunderstand✔️ Why case design matters more than rate of return✔️ Securing the right to pay premiums — not just the obligation✔️ Human Life Value and why it’s massively underestimated✔️ Building a strategic reserve before chasing investments✔️ Why cash flow beats hypothetical returns✔️ Viewing premiums as investments in your future — not expenses✔️ Why investing in yourself outperforms traditional investment strategies This conversation will challenge the way you think about money. It shifts the focus from accumulation to control… from chasing yield to strengthening your foundation… from outsourcing your wealth to becoming your own banker. If you’re serious about financial freedom, liquidity, and building wealth intentionally — this episode is for you.------------------------------------------------------------------------------------------------------Episode Links:https://www.youtube.com/@UCT7RspMjsHUZf_JLAF55Wlg https://hazeltinellc.com/https://www.linkedin.com/in/loganhertz/ 👍 If this episode helps you rethink how money really works, like, subscribe, and share to help others learn how to capitalize their life. -----------------------------------------------------------------------------------THE CAPITALIZING YOUR LIFE PODCAST Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services -----------------------------------------------------------------------------------📌 Keywords:#velocitybanking  #infinitebanking  #lifeinsurance  #convertibleterm #cashflow  #financialfreedom  #humanlifevalue  #investmentstrategies  #wealthbuilding  #personalfinances

    35 min
  3. You Are ONE Financial Shift Away From Changing Generations

    FEB 19

    You Are ONE Financial Shift Away From Changing Generations

    THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call------------------------------------------------------------------------------Join me on this powerful episode of the Capitalizing Your Life Podcast as I sit down with Jason Sipple to unpack one of the most misunderstood — yet transformative — financial strategies available today: Infinite Banking. So many people say the same thing after discovering this concept:"I wish I would’ve learned this sooner." In this conversation, we go beyond theory and into real-life application — sharing personal stories, hard financial lessons, and the mindset shifts required to move from financial survival to true financial independence. This episode isn’t about chasing rates of return or financial hype. It’s about reclaiming control, building a family financial system, and creating a legacy rooted in intentionality and education. We break down:✔️ Why Infinite Banking creates empowerment and abundance✔️ The importance of guarantees and control in wealth creation✔️ How traditional banking systems limit your financial flexibility✔️ Why liquidity matters most during emergencies✔️ Building an emergency fund inside a properly structured policy✔️ Teaching financial principles to your children early✔️ Creating a multi-generational family financial system✔️ Why financial independence starts with education and mindset✔️ How intentional planning leads to long-term financial security✔️ Using Infinite Banking as the foundation for legacy planning This conversation is about more than money — it’s about stewardship. If you’ve ever asked yourself, “How can I do this?” — this episode will show you how. Financial freedom doesn’t happen by accident. It happens through control, clarity, and consistent action. Episode Links:https://jasonsipple.com/https://www.wealthwisebanking.com/http://www.youtube.com/@UC4-UnuMfkBzmxv1IvKUcXPw Email: wowsipple@gmail.com 👍 If this episode challenges the way you think about money, make sure to like, subscribe, and share — and start building a financial system your family can rely on for generations. -----------------------------------------------------------------------------------THE CAPITALIZING YOUR LIFE PODCAST Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services -----------------------------------------------------------------------------------📌 Keywords:#infinitebanking  #financialindependence  #wealthcreation  #personalfinance  #legacyplanning  #familyfinance  #financialsecurity  #emergencyfund  #financialeducation  #cashflow  #controlyourmoney  #buildwealth #capitalizingyourlife

    37 min
  4. You Can’t Unsee This: The Infinite Banking Mindset That Changes Everything

    FEB 12

    You Can’t Unsee This: The Infinite Banking Mindset That Changes Everything

    Join me on this episode of the Capitalizing Your Life Podcast as I sit down with Jesse Durham to unpack one of the most misunderstood—but powerful—financial strategies out there: the Infinite Banking Concept. Jesse shares his personal journey into Infinite Banking, which began back in 2015, and explains how it completely transformed the way he thinks about money, banking, and financial control. This conversation goes far beyond policies and numbers—it’s about the mindset shift required to truly become your own banker. We dive deep into why financial education is the missing link for so many families, how reserve capital creates freedom and opportunity, and why understanding the banking function in your life changes everything. Jesse also breaks down the key differences between Infinite Banking and Velocity Banking, helping clarify where each fits—and where confusion often creeps in. At its core, this episode is about more than personal finance. It’s about building legacy, passing down financial literacy to the next generation, and positioning yourself to handle both the obstacles and opportunities life throws your way. In this episode, we cover:✔️ Jesse Durham’s journey into Infinite Banking and the lessons learned since 2015✔️ Why Infinite Banking is a mindset first—not just a financial product✔️ The critical role of financial education in long-term wealth building✔️ Why reserve capital is essential for stability, opportunity, and peace of mind✔️ Infinite Banking vs. Velocity Banking—and how cash flow really works✔️ How discipline and intentional decision-making drive financial independence✔️ Teaching financial principles to your family and future generations✔️ Why awareness of the banking function is key to lasting wealth✔️ How to build legacy through education, not just money As Jesse puts it, “You can’t unsee what you’ve seen.” Once you understand how money truly works, there’s no going back—and that awareness can change the trajectory of your life and your family forever. Episode Links:YouTube: https://www.youtube.com/c/jessewdurhamhttps://durhamtalents.com/@JesseWDurham-DurhamTalents 👍 If this episode challenges the way you think about money, make sure to like, subscribe, and share it with someone who’s ready to take control of their financial future and truly capitalize their life. ------------------------ THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services

    35 min
  5. Infinite Banking Isn’t Taught—It’s Caught (Here’s What That Means)

    FEB 5

    Infinite Banking Isn’t Taught—It’s Caught (Here’s What That Means)

    Join me on this episode of the Capitalizing Your Life Podcast as I sit down with Nate Dean to unpack one of the most misunderstood—and most powerful—wealth-building philosophies out there: The Infinite Banking Concept (IBC) and what it truly means to Become Your Own Banker. Infinite Banking isn’t something you simply learn from a chart or a spreadsheet—it’s something you catch by doing. In this conversation, Nate and I go beyond surface-level explanations and dive into the seen and unseen value of IBC: control, freedom, cash flow, and legacy. We tackle common misconceptions around life insurance, why most people misunderstand loans, and why focusing on cash flow matters far more than obsessing over net worth. We also explore the often-overlooked role of the death benefit—not just as protection, but as the foundation that gives you permission to spend, invest, and live intentionally without fear. This episode is about education, discipline, and understanding the human life value behind every financial decision. This isn’t about chasing rates of return or financial hacks—it’s about building a system that works with your life, not against it. In this episode, we cover:✔️ What “Becoming Your Own Banker” really means in practice✔️ Why Infinite Banking is caught more than it’s taught✔️ Reframing loans as a tool—not a liability✔️ The overlooked power of the death benefit in IBC policies✔️ Why education is the missing link for most people using IBC✔️ The seen vs. unseen value of Infinite Banking✔️ Cash flow vs. net worth—and why cash flow wins every time✔️ Common misconceptions about life insurance and IBC✔️ Why life insurance is about far more than rates of return✔️ How legacy planning can help recover financial mistakes made earlier in life Key themes explored in this episode:• Infinite Banking as a financial operating system• Cash flow as the true measure of financial independence• Life insurance as a tool for control, certainty, and legacy• Building wealth while honoring human life value Episode Links:YouTube: https://www.youtube.com/@UCtWpviPvoNWk4Sw3px9AvHg LinkedIn: https://www.linkedin.com/in/nate-dean-6b5600248/Facebook: https://www.facebook.com/chroniclesnateTwitter: https://x.com/cashflowlegendzhttps://3mpbook.com/ 👍 If this episode helps you see money—and life insurance—through a new lens, like, subscribe, and share so more people can learn how to truly capitalize their life. ------------------------ THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services

    29 min
  6. How the Infinite Banking Concept Works With 100% Commission

    JAN 29

    How the Infinite Banking Concept Works With 100% Commission

    Join me on this solo episode of the Capitalizing Your Life Podcast as I dive into one of the most overlooked financial challenges today: surviving—and thriving—in a 100% commission-based career. If you’re in real estate, sales, or any performance-driven profession, you already know the truth: income volatility isn’t a possibility—it’s a certainty. Yet most financial advice completely ignores this reality. In this episode, I break down why traditional investing strategies often fail commission-based professionals and how building a sustainable financial system is the real key to long-term success. We talk about risk tolerance, market cycles, and why agents who make it through downturns don’t just survive—they dominate. I explain why liquidity, efficiency, and control matter more than chasing returns, and how the Infinite Banking Concept (IBC) can serve as a financial shock absorber during both high-income seasons and market slowdowns. This conversation isn’t about fear—it’s about preparation. When your financial system works regardless of market conditions, stress goes down and opportunity goes up. In this episode, I cover: ✔️ The hidden risks of 100% commission income✔️ Why volatile careers demand safer capital strategies✔️ Understanding your true risk tolerance✔️ How Infinite Banking creates stability in unstable markets✔️ Building cash flow that survives market downturns✔️ Why efficiency and liquidity matter more than returns✔️ Preparing for low-income periods without panic✔️ How top-performing agents structure their finances differently✔️ Escaping financial fear by building a sustainable system✔️ Creating long-term wealth in commission-based careers Why Infinite Banking Works for Commission-Based Professionals: • Stores capital efficiently during high-income periods• Provides liquidity when commissions slow down• Creates uninterrupted growth through market cycles• Supports cash flow without selling assets• Builds confidence instead of financial anxiety 👍 If this episode helps you rethink how money should work in a commission-based career, like, subscribe, and share—so more professionals can learn how to build a financial system that works no matter the market. ------------------------THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services

    7 min
  7. Why Betting on Yourself Beats Any Investment

    JAN 22

    Why Betting on Yourself Beats Any Investment

    In this episode of Capitalizing Your Life, I sit down with my good friend Gary Pinkerton, host of Gary’s Gulch Podcast, entrepreneur, Certified Exit Planning Advisor (CEPA), and a strong advocate for personal agency, financial freedom, and intentional living. Gary shares his journey from military service to business ownership, coaching, and podcasting—and we dive deep into how mindset, liquidity, faith, and personal development play a critical role in long-term success. We talk about why liquidity is often more important than chasing returns, how proper exit planning can completely transform a business, and why betting on yourself is one of the highest-ROI decisions you can make. This conversation covers infinite banking, business strategy, risk management, and the psychology of money, all while reinforcing that true wealth starts with certainty, clarity, and the right community. 🎙️ In this episode, we discuss: ✔️What Capitalizing Your Life really means to me✔️Why personal growth is a lifelong journey, not a destination✔️The role of faith, freedom, and individual agency in success✔️Why liquidity is critical for entrepreneurs and business owners✔️Exit planning strategies and what it means to sell a business on your terms✔️Insights from Gary’s Certified Exit Planning Advisor (CEPA) work✔️How the Infinite Banking Concept creates Tier One Capital✔️Liquidity vs. leverage in business and real estate✔️How mindset shapes confidence, risk, and decision-making✔️Why investing in yourself delivers the greatest long-term return✔️The importance of community and aligning with like-minded people If you’re a business owner, entrepreneur, or investor looking to gain more control, reduce risk, and design a business—and life—on your own terms, this episode is for you. 🔗 Learn more about Gary Pinkerton:👉 https://garypinkerton.com 🎧 Gary’s Gulch Podcasthttps://podcasts.apple.com/us/podcast/garys-gulch/id1531010029https://www.youtube.com/@UC9ZF9GlbnYZPStf4fgvvFGA  ------------------------THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services

    25 min
  8. Think Like a Banker: The Wealth Mindset Most People Miss

    JAN 15

    Think Like a Banker: The Wealth Mindset Most People Miss

    Mastering the Infinite Banking Concept | Think Like a Banker with Nick Kosko In this episode of the Capitalizing Your Life podcast, I sit down with Nick Kosko to break down the foundational principles of Nelson Nash’s Infinite Banking Concept (IBC) and how thinking like a banker can transform your financial future. This conversation dives deep into financial education, long-term wealth building, money management, and banking principles that most people were never taught. Nick explains why traditional personal finance advice often keeps people trapped as customers—and how adopting an ownership mindset can help you take control of your money, increase the velocity of money, and build lasting financial independence. If you’re interested in Infinite Banking, whole life insurance strategies, wealth building, cash flow management, and financial freedom, this episode will challenge how you think about money and investing. In this episode, you’ll learn: ✔️ What the Infinite Banking Concept really is (from Nelson Nash’s principles)✔️ Why long-term thinking is critical for wealth building✔️ How to think like a banker instead of a borrower✔️ The difference between being a customer and being an owner✔️ Why cash value life insurance plays a key role in Infinite Banking✔️ How the velocity of money impacts financial growth✔️ Why paying interest to your own system matters✔️ How to capitalize on opportunities without fear✔️  Why financial education is the foundation of financial independence This episode is ideal for entrepreneurs, investors, and anyone serious about personal finance, wealth strategy, and building a financial system you control. 👇 Subscribe for more conversations on Infinite Banking, financial education, and long-term wealth strategies. 👍 Like & share this episode if you want to start thinking differently about money. Episode Links Breakaway Wealth Podcast:https://podcasts.apple.com/us/podcast/breakaway-wealth-podcast/id1438575465 ------------------------THE CAPITALIZING YOUR LIFE PODCAST https://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services

    32 min
5
out of 5
8 Ratings

About

Welcome to Capitalizing Your Life—the podcast that shows you how to take control of your money, build lasting wealth, and create financial freedom using the Infinite Banking Concept. If you're ready to make your cash flow work for you instead of someone else… you’re in the right place.