The Capitalizing Your Life Podcast

Glenn Yaney

Welcome to Capitalizing Your Life—the podcast that shows you how to take control of your money, build lasting wealth, and create financial freedom using the Infinite Banking Concept. If you're ready to make your cash flow work for you instead of someone else… you’re in the right place.

  1. You’re Financing EVERYTHING (And You Don’t Even Know It)

    3D AGO

    You’re Financing EVERYTHING (And You Don’t Even Know It)

    THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call------------------------------------------------------------------------------Join me on this episode of the Capitalizing Your Life Podcast as I sit down with Michael Duryea (  @michaelduryea ) entrepreneur, musician-turned-financial strategist, and passionate advocate for the Infinite Banking Concept (IBC). Michael’s journey is anything but typical. From pursuing a career in music to discovering the power of financial control and leverage, he shares how mentorship, mindset shifts, and real-world experience led him to financial independence. In this conversation, we break down the foundational principles of Infinite Banking and why controlling your capital—not chasing rates of return—is the key to long-term wealth. If you’ve ever questioned traditional financial advice or felt like you’re playing a game you can’t win, this episode will challenge the way you think about money. This isn’t just about theory—it’s about execution. Michael explains how to build your own personal banking system, why “you finance everything you buy,” and how to position yourself to create opportunity, not just wait for it. In this episode, we cover:✔️ Michael Duryea’s journey from music to financial independence✔️ The mentors and mindset shifts that changed everything✔️ The core principles of Infinite Banking and leverage✔️ Why controlling your capital is more important than chasing returns✔️ “You finance everything you buy”—what it really means✔️ The importance of the capitalization phase in building your system✔️ How to use leverage to create long-term wealth✔️ Breaking free from traditional financial thinking and false beliefs✔️ Building your personal banking system over time✔️ Practical strategies to capitalize your life and create financial freedom Key Takeaways from Michael Duryea:🔑 “You finance everything you buy.”🔑 “Control your capital, control your future.”🔑 “Build your banking system over 20 years.” Whether you’re just getting started or already implementing Infinite Banking, this episode will give you a deeper understanding of how to think differently, act intentionally, and take control of your financial future.-------------------------------------------------------------------------------------------Episode Links:https://duryeafinancial.com/https://www.instagram.com/michael.duryea/https://www.youtube.com/@UCeZd0nKFoHaVji6R1bcpkTA https://nelsonnash.org🔗 Rich Dad Poor Dad by Robert Kiyosaki 👍 If this episode challenges your perspective on money, make sure to like, subscribe, and share it with someone who needs to take back control of their financial future. -----------------------------------------------------------------------------------THE CAPITALIZING YOUR LIFE PODCAST Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services----------------------------------------------------------------------------------- 📌 Keywords:#infinitebankingsystem  #financialfreedom  #wealthbuilding  #personalfinance  #cashflow  #leverage #mentorship  #financialeducation  #ibc #capitalizingyourlife #nelsonnash #richdadpoordad #financialliteracy #retirementplanning #lifeinsurance

    34 min
  2. Stop Making Banks Rich: The Infinite Banking Strategy They Don’t Want You Using

    MAR 26

    Stop Making Banks Rich: The Infinite Banking Strategy They Don’t Want You Using

    THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call------------------------------------------------------------------------------Join me on this episode of the Capitalizing Your Life Podcast as I sit down with Brandon Goswick from the Cashflow Legendz Podcast to unpack one of the most powerful—yet misunderstood—concepts in personal finance: Becoming Your Own Banker. Brandon brings a real-world perspective to the Infinite Banking Concept (IBC), sharing how long-term thinking, control of capital, and intentional financial design can completely transform the way you build wealth. This isn’t theory—it’s lived experience. From paying off debt the traditional way to discovering a more efficient path, Brandon breaks down what most people are missing when it comes to money, banking, and true financial independence. We dive deep into the difference between chasing rates of return vs. controlling the banking function in your life—and why that shift alone can dramatically improve your cash flow, reduce interest expenses, and create lasting legacy wealth. This episode isn’t about hype—it’s about clarity. If you’ve ever questioned traditional financial advice, siloed investments, or your dependence on banks, this conversation will challenge how you think about money at its core. In this episode, we cover:✔️ What it really means to “become your own banker”✔️ The wisdom of Nelson Nash and long-range financial thinking✔️ Why controlling capital flow matters more than chasing returns✔️ Infinite Banking vs. Velocity Banking—key differences explained✔️ How whole life insurance actually functions as a banking system✔️ The importance of death benefit (and why most people misunderstand it)✔️ Breaking free from siloed investments like 401(k)s and IRAs✔️ Lessons from real estate wins—and costly mistakes✔️ Reducing interest expenses and reclaiming lost cash flow✔️ Building a financial system that creates peace of mind and legacy Key Principles from This Episode:• Control the banking function in your life• Think long-range, not short-term• Capitalize your system intentionally• Stop “stealing the peas” (protect and grow your capital)• Rethink everything you’ve been taught about money Action Steps:📌 Read Becoming Your Own Banker by Nelson Nash📌 Define your financial goals and create checkpoints📌 Identify where your money is siloed—and start reclaiming control 👍 If this episode challenges the way you think about money, make sure to like, subscribe, and share it with someone who’s ready to take control of their financial future and truly capitalize their life. -------------------------------------------------------------------------------------------Episode Links:https://www.cashflowlegendz.com/https://www.youtube.com/@UCtWpviPvoNWk4Sw3px9AvHg  -----------------------------------------------------------------------------------THE CAPITALIZING YOUR LIFE PODCAST Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services----------------------------------------------------------------------------------- 📌 Keywords:#infinitebanking  #becomingyourownbanker  #financialfreedom  #cashflow  #wealthbuilding  #nelsonnash  #personalfinance  #realestate  #velocitybanking  #legacyplanning  #moneymindset  #financialindependence

    31 min
  3. Your 401(k) Is a TRAP… Here’s What 2008 Should’ve Taught You

    MAR 19

    Your 401(k) Is a TRAP… Here’s What 2008 Should’ve Taught You

    THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call------------------------------------------------------------------------------Join me on this episode of the Capitalizing Your Life Podcast as I sit down with Cameron Christiansen and Anthony Faso of the Infinite Wealth Podcast ( @InfiniteWealthConsultants ) for a powerful, no-BS conversation about what actually creates financial freedom—and why most people are focused on the wrong things. Anthony shares the moment that changed everything—watching the 2008 financial crisis wipe out retirement plans overnight and realizing the traditional system wasn’t as “safe” as advertised. Cameron brings the perspective of a young entrepreneur navigating inconsistent cash flow and discovering that liquidity—not returns—was the real key to stability and growth. Together, we break down how the Infinite Banking Concept (IBC) is not just a financial strategy—but a system for gaining control, accessing capital, and ultimately building real passive income. This isn’t about chasing arbitrage or hype returns. It’s about control, liquidity, and positioning yourself to take advantage of opportunities when they show up—because if you don’t have access to capital, you’re already out of the game. In this episode, we cover:✔️ The real problem with traditional financial planning exposed in 2008✔️ Why “buy term and invest the difference” misses the bigger picture✔️ How liquidity—not rate of return—is the true wealth-building advantage✔️ The dangers of locking money away in 401(k)s and retirement accounts✔️ Why access to capital determines your ability to create wealth✔️ Infinite Banking as a tool for investors—not just saving money✔️ The shift from financing liabilities to funding cash-flowing assets✔️ How to build passive income using the Passive Income Operating System (PIOS)✔️ The difference between passive, semi-passive, and active income streams✔️ Why syndications and turnkey investments come with hidden trade-offs✔️ How to identify the right investment strategy using your Investor DNA✔️ Avoiding “shiny object syndrome” and focusing on what actually works✔️ Why your first deal isn’t about making money—it’s about building momentum✔️ How access + education is the real formula for long-term success Key Takeaways from Cameron & Anthony:• Infinite Banking gives you control over your capital—not just theoretical returns• Without education, access to capital can actually make things worse• Passive income starts with intentional strategy—not random investing• Most people don’t fail from lack of opportunity—they fail from lack of focus• The goal isn’t just income—it’s having your passive income exceed your expenses. 👍 If this episode challenges how you think about money, capital, and investing, make sure to like, subscribe, and share it with someone who’s ready to stop playing defense with their finances and start building real wealth. -------------------------------------------------------------------------------------------Episode Links:https://infinitewealthconsultants.com/www.youtube.com/@UCbtEcy_8F_ad7LPSXXAuBEw  Link for Infinite Banking Course:https://infinitewealthconsultants.com/capitalizingyourlife -----------------------------------------------------------------------------------THE CAPITALIZING YOUR LIFE PODCAST Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services-----------------------------------------------------------------------------------📌 Keywords: #infinitebanking #passiveincome #cashflow #wealthbuilding #financialfreedom #realestateinvesting #investingstrategy #liquidity #personalfinance #ibc #entrepreneurship #moneymindset #financialeducation

    26 min
  4. Stop Chasing Returns. Control the Money Instead. (Infinite Banking Strategy)

    MAR 12

    Stop Chasing Returns. Control the Money Instead. (Infinite Banking Strategy)

    THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call------------------------------------------------------------------------------What if the wealth strategy used by the ultra-wealthy has been hiding in plain sight… inside life insurance? In this episode of the Capitalizing Your Life Podcast, I sit down with financial strategist and real estate investor David Hammer to unpack why many successful investors are quietly using the Infinite Banking Concept (IBC) to create liquidity, maintain control of their capital, and invest without relying on banks. Most people are taught to focus on rates of return. But according to David, that mindset can actually cause investors to miss the bigger picture. The real advantage comes from controlling the capital itself. David shares how he discovered Infinite Banking during the COVID era while searching for more resilient financial strategies—and why he believes cash value life insurance may be one of the most misunderstood tools in wealth building today. You’ll also hear powerful insights inspired by Charlie Munger and Warren Buffett, including why liquidity, patience, and staying power often outperform chasing the next hot investment. If you’ve ever wondered how successful investors weather economic downturns while still capitalizing on opportunities, this conversation will challenge the way you think about money, investing, and financial control. ⚠️ Warning: Once you understand how Infinite Banking works, you may never look at traditional financial planning the same way again. In This Episode, You'll Discover: ✔️ Why life insurance is one of the most overlooked tools in financial planning✔️ How the Infinite Banking Concept creates personal liquidity✔️ The difference between chasing returns vs. controlling capital✔️ Why investors should focus on volumes of interest, not rates of return✔️ How business owners use Infinite Banking to stabilize cash flow✔️ Why liquidity prevents forced selling during market downturns✔️ The investment lessons David learned from Charlie Munger and Warren Buffett✔️ How to build a portfolio of uncorrelated assets for economic resilience✔️ Why Infinite Banking has remained resilient through multiple financial crises✔️ The real meaning of financial independence 👍 If you enjoy conversations that challenge conventional financial thinking, like, subscribe, and share to help more people learn how to capitalize their life.-------------------------------------------------------------------------------------------Episode Links:https://iron-banker-flow.lovable.app/#https://www.linkedin.com/in/david-hammer/Email: hammerd3@gmail.com -----------------------------------------------------------------------------------THE CAPITALIZING YOUR LIFE PODCAST Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services-----------------------------------------------------------------------------------📌 Keywords #infinitebanking #infinitebankingconcept  #cashflow #financialfreedom #wealthbuilding #lifeinsurance #entrepreneur #realestateinvesting #liquidity #financialindependence #personalfinance #investmentstrategies #capitalizingyourlife

    27 min
  5. Why High Earners Stay Broke (The Million Dollar Problem)

    MAR 5

    Why High Earners Stay Broke (The Million Dollar Problem)

    THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call------------------------------------------------------------------------------Join me on this episode of the Capitalizing Your Life Podcast as I sit down with Jim Oliver (Breakaway Wealth Podcast @createtailwind182 ) to unpack a powerful truth most high-income earners don’t see coming: million dollar problems. We’ve all heard the phrase, “More money, more problems.” But what if the real issue isn’t income… it’s a lack of control and liquidity? As entrepreneurs and business owners scale, their financial complexity increases—taxes, opportunity costs, financing constraints, and illiquid assets begin to quietly erode flexibility. In this episode, we explore how the Infinite Banking Concept (IBC) provides a strategic solution to these high-level financial challenges—restoring ownership, control, and long-term wealth creation. This conversation isn’t about making more money for the sake of it. It’s about building a system that allows your capital to work for you—while keeping you in control. In this episode, we cover: ✔️ What “million dollar problems” really mean for business owners✔️ Why more income often creates more financial pressure✔️ The critical role of control and liquidity in wealth creation✔️ How traditional financing limits flexibility and ownership✔️ Why Infinite Banking creates a private financing system you control✔️ The mindset shift required to move from income earner to wealth builder✔️ Leveraging capital efficiently instead of constantly chasing more✔️ Building generational wealth through systems—not speculation✔️ Why ownership is the foundation of financial freedom✔️ Taking decisive action instead of waiting for perfect conditions Million Dollar Problems Through the Lens of Infinite Banking: Control: Stop outsourcing your financial power to banks and institutionsLiquidity: Maintain access to capital while it continues to growOwnership: Build assets you control—not accounts with restrictionsLeverage: Use your capital multiple times without interrupting growthLegacy: Create generational wealth through intentional systems If you’re a high-income earner, entrepreneur, or business owner who feels like success has created new financial challenges, this episode will challenge your thinking and give you a new framework for solving them. 👍 If this episode helps you rethink how to solve bigger financial problems with smarter systems, like, subscribe, and share to help others learn how to capitalize their life. -------------------------------------------------------------------------------------------Episode Links:www.createtailwind.comhttps://www.youtube.com/@UCapodHWwvTZzkSsULCylieQ https://www.linkedin.com/company/createtailwind/ 👍 If this episode helps you rethink how money really works, like, subscribe, and share to help others learn how to capitalize their life. -----------------------------------------------------------------------------------THE CAPITALIZING YOUR LIFE PODCAST Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services -----------------------------------------------------------------------------------📌 Keywords:#milliondollarproblems #infinitebanking  #wealthcreation  #financialfreedom   #control  #liquidity  #generationalwealth  #ownership  #investmentstrategies  #financialeducation  #businessowners  #cashflow  #ibc #capital #retirementplanning #capitalizingyourlife #entrepreneur

    32 min
  6. Your 401(k) Is NOT Your Greatest Asset — You Are (Human Life Value Explained)

    FEB 26

    Your 401(k) Is NOT Your Greatest Asset — You Are (Human Life Value Explained)

    THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call------------------------------------------------------------------------------Join me on this episode of the Capitalizing Your Life Podcast as I sit down with Logan Hertz ( @HazeltineLLC ) to unpack one of the most misunderstood — and most powerful — financial strategies available today: Velocity Banking and Infinite Banking. Most people think financial freedom starts with chasing higher returns. But what if it actually starts with control? With liquidity? With properly structured life insurance — specifically convertible term — designed around your human life value? In this conversation, we break down why the death benefit is the foundation of any sound financial strategy, how convertible term life insurance creates optionality, and why your cash flow matters more than hypothetical market returns. This episode isn’t about hype. It’s about structure. It’s about building a strategic reserve before you ever think about chasing investments. And it’s about recognizing one simple truth: “You are the asset.” In this episode, we cover: ✔️ Why the death benefit is the cornerstone of financial planning✔️ The power and flexibility of convertible term life insurance✔️ Velocity Banking vs. Infinite Banking — what most people misunderstand✔️ Why case design matters more than rate of return✔️ Securing the right to pay premiums — not just the obligation✔️ Human Life Value and why it’s massively underestimated✔️ Building a strategic reserve before chasing investments✔️ Why cash flow beats hypothetical returns✔️ Viewing premiums as investments in your future — not expenses✔️ Why investing in yourself outperforms traditional investment strategies This conversation will challenge the way you think about money. It shifts the focus from accumulation to control… from chasing yield to strengthening your foundation… from outsourcing your wealth to becoming your own banker. If you’re serious about financial freedom, liquidity, and building wealth intentionally — this episode is for you.------------------------------------------------------------------------------------------------------Episode Links:https://www.youtube.com/@UCT7RspMjsHUZf_JLAF55Wlg https://hazeltinellc.com/https://www.linkedin.com/in/loganhertz/ 👍 If this episode helps you rethink how money really works, like, subscribe, and share to help others learn how to capitalize their life. -----------------------------------------------------------------------------------THE CAPITALIZING YOUR LIFE PODCAST Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services -----------------------------------------------------------------------------------📌 Keywords:#velocitybanking  #infinitebanking  #lifeinsurance  #convertibleterm #cashflow  #financialfreedom  #humanlifevalue  #investmentstrategies  #wealthbuilding  #personalfinances

    35 min
  7. You Are ONE Financial Shift Away From Changing Generations

    FEB 19

    You Are ONE Financial Shift Away From Changing Generations

    THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call------------------------------------------------------------------------------Join me on this powerful episode of the Capitalizing Your Life Podcast as I sit down with Jason Sipple to unpack one of the most misunderstood — yet transformative — financial strategies available today: Infinite Banking. So many people say the same thing after discovering this concept:"I wish I would’ve learned this sooner." In this conversation, we go beyond theory and into real-life application — sharing personal stories, hard financial lessons, and the mindset shifts required to move from financial survival to true financial independence. This episode isn’t about chasing rates of return or financial hype. It’s about reclaiming control, building a family financial system, and creating a legacy rooted in intentionality and education. We break down:✔️ Why Infinite Banking creates empowerment and abundance✔️ The importance of guarantees and control in wealth creation✔️ How traditional banking systems limit your financial flexibility✔️ Why liquidity matters most during emergencies✔️ Building an emergency fund inside a properly structured policy✔️ Teaching financial principles to your children early✔️ Creating a multi-generational family financial system✔️ Why financial independence starts with education and mindset✔️ How intentional planning leads to long-term financial security✔️ Using Infinite Banking as the foundation for legacy planning This conversation is about more than money — it’s about stewardship. If you’ve ever asked yourself, “How can I do this?” — this episode will show you how. Financial freedom doesn’t happen by accident. It happens through control, clarity, and consistent action. Episode Links:https://jasonsipple.com/https://www.wealthwisebanking.com/http://www.youtube.com/@UC4-UnuMfkBzmxv1IvKUcXPw Email: wowsipple@gmail.com 👍 If this episode challenges the way you think about money, make sure to like, subscribe, and share — and start building a financial system your family can rely on for generations. -----------------------------------------------------------------------------------THE CAPITALIZING YOUR LIFE PODCAST Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services -----------------------------------------------------------------------------------📌 Keywords:#infinitebanking  #financialindependence  #wealthcreation  #personalfinance  #legacyplanning  #familyfinance  #financialsecurity  #emergencyfund  #financialeducation  #cashflow  #controlyourmoney  #buildwealth #capitalizingyourlife

    37 min
  8. You Can’t Unsee This: The Infinite Banking Mindset That Changes Everything

    FEB 12

    You Can’t Unsee This: The Infinite Banking Mindset That Changes Everything

    Join me on this episode of the Capitalizing Your Life Podcast as I sit down with Jesse Durham to unpack one of the most misunderstood—but powerful—financial strategies out there: the Infinite Banking Concept. Jesse shares his personal journey into Infinite Banking, which began back in 2015, and explains how it completely transformed the way he thinks about money, banking, and financial control. This conversation goes far beyond policies and numbers—it’s about the mindset shift required to truly become your own banker. We dive deep into why financial education is the missing link for so many families, how reserve capital creates freedom and opportunity, and why understanding the banking function in your life changes everything. Jesse also breaks down the key differences between Infinite Banking and Velocity Banking, helping clarify where each fits—and where confusion often creeps in. At its core, this episode is about more than personal finance. It’s about building legacy, passing down financial literacy to the next generation, and positioning yourself to handle both the obstacles and opportunities life throws your way. In this episode, we cover:✔️ Jesse Durham’s journey into Infinite Banking and the lessons learned since 2015✔️ Why Infinite Banking is a mindset first—not just a financial product✔️ The critical role of financial education in long-term wealth building✔️ Why reserve capital is essential for stability, opportunity, and peace of mind✔️ Infinite Banking vs. Velocity Banking—and how cash flow really works✔️ How discipline and intentional decision-making drive financial independence✔️ Teaching financial principles to your family and future generations✔️ Why awareness of the banking function is key to lasting wealth✔️ How to build legacy through education, not just money As Jesse puts it, “You can’t unsee what you’ve seen.” Once you understand how money truly works, there’s no going back—and that awareness can change the trajectory of your life and your family forever. Episode Links:YouTube: https://www.youtube.com/c/jessewdurhamhttps://durhamtalents.com/@JesseWDurham-DurhamTalents 👍 If this episode challenges the way you think about money, make sure to like, subscribe, and share it with someone who’s ready to take control of their financial future and truly capitalize their life. ------------------------ THE CAPITALIZING YOUR LIFE PODCASThttps://www.capitalizingyourlifepodcast.com/ Set up a time to talk to Glenn using the link here:https://calendly.com/glennyaney/infinite-banking-intro-call Email: glenn@createtailwind.comLinkedIn: @glennyaneyX (formerly Twitter): @glennyaney Podcast Management by Kelly Carlson Creative Services

    35 min
5
out of 5
8 Ratings

About

Welcome to Capitalizing Your Life—the podcast that shows you how to take control of your money, build lasting wealth, and create financial freedom using the Infinite Banking Concept. If you're ready to make your cash flow work for you instead of someone else… you’re in the right place.

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