Upgrading Your Life with Trey Rattray

Trey Rattray

Upgrading Your Life is more than just numbers. It's about creating a life filled with freedom, adventure, and the time to pursue your passions. Whether you're a seasoned investor or just starting out, there's something for everyone here. Subscribe now and join the movement! New episodes released every Tuesday.

Episodes

  1. 03/12/2024

    4 | Die With Zero | Chapter 4 & 5: Spend Wisely, Live Fully

    Ready to ditch the "save for retirement" mantra and invest in experiences that truly matter? This week on Upgrading Your Life, we explore Chapters 4 & 5 of Bill Perkins' provocative book, "Die With Zero." In Chapter 4: "How to Spend Your Money (Without Hitting Zero Before You Die)," we delve into: The "Die With Zero" spending approach: prioritizing experiences over possessions. Shifting your mindset from scarcity to abundance. Calculating your "burn rate" to ensure a life filled with experiences, not just bills. Practical strategies for maximizing enjoyment on a budget. But what about the future? Chapter 5: "What About the Kids?" tackles a crucial question: Can you truly "Die With Zero" if you have loved ones to support? Strategies for balancing your present experiences with your future responsibilities. Leaving a legacy of shared memories and values, not just a mountain of cash. Join us as we explore how to: Spend strategically to upgrade your life, today! Balance your present desires with your future goals. Create a win-win situation for yourself and your loved ones. This episode is packed with actionable tips and thought-provoking discussions to help you design a life filled with experiences, meaning, and financial freedom. Upgrading Your Life isn't just about the numbers, it's about living a life you love. Subscribe wherever you get your podcasts! Keywords: Die With Zero, financial planning, experiences, legacy, early retirement, family planning, financial independence, podcast

    17 min
  2. 02/13/2024

    2 | Die With Zero | Chapter 2: Invest in Experiences, Not Possessions

    Tired of the treadmill of accumulating stuff? Ready to unlock true happiness and live a life rich in memories, not just material possessions? In this episode of Upgrading Your Life, we dive into Chapter 2 of "Die With Zero" by Bill Perkins and explore the radical yet liberating philosophy of investing in experiences. Here's what you'll get: Why experiences trump possessions: Discover the lasting impact of memories and personal growth compared to the fleeting value of stuff. The power of early investment: Learn how experiences compound in value over time, especially when you start young and maximize your "memory dividend." Identifying your meaningful adventures: Uncover what truly sets your soul on fire, be it travel, hobbies, or connecting with loved ones. Strategies for prioritizing experiences: Get practical tips on budgeting, creative hacks, and downsizing to free up resources for your dream adventures. Overcoming common roadblocks: We'll address doubts about affordability, time constraints, and societal pressure, empowering you to embrace this new mindset. This episode is your invitation to unlock a fulfilling life filled with rich experiences. Share your thoughts, ask questions, and join us as we explore how "Die With Zero" can help you upgrade your life, not just your net worth! Keywords: Die With Zero, financial independence, early retirement, experiences, personal growth, mindset shift, financial freedom, life fulfillment, podcast.

    30 min
  3. 02/08/2024

    1 | Die With Zero | Chapter 1: Ditch the Fear, Live the Dream!

    Die With Zero, Chapter 1: Ditch the Fear, Live the Dream! Is the "save for retirement" approach holding you back? Join us as we delve into Chapter 1 of "Die With Zero" and explore a bold financial philosophy: spend down your wealth on experiences that make you truly happy, because memories outlast money. In this episode, we'll crack open the book and discuss: Why the traditional retirement focus might be flawed: Sacrificing present joy for an uncertain future, ignoring life's uncertainties, and fostering a fear-based scarcity mindset. The liberating "Die With Zero" philosophy: Prioritizing positive experiences NOW, viewing money as a tool for joy, and embracing a fulfilling, abundance-focused mindset. Rule #1: Maximize positive life experiences: Identify what truly fills your cup (travel, hobbies, relationships?), start incorporating them today, and remember - experiences gain value with time and shared moments. Embracing the challenge: We'll address common fears like running out of money, societal pressure, and shifting your mindset. Plus, get tips on overcoming these obstacles. Taking the first step: Learn how to calculate your "burn rate" for dream experiences, re-evaluate your spending, and embrace calculated risks to live your best life. This episode is for anyone who wants to live a life fueled by passion, not just net worth. Share your thoughts, ask questions, and let's explore together how "Die With Zero" can help you ditch the fear and chase your dreams! Bonus: Get ready for discussion prompts and resources to jumpstart your journey! Subscribe now and don't miss future episodes where we dissect more chapters of "Die With Zero"! Keywords: Die With Zero, financial independence, early retirement, experiences, personal growth, mindset shift, financial freedom, life fulfillment, podcast.

    22 min

About

Upgrading Your Life is more than just numbers. It's about creating a life filled with freedom, adventure, and the time to pursue your passions. Whether you're a seasoned investor or just starting out, there's something for everyone here. Subscribe now and join the movement! New episodes released every Tuesday.