Profit Cash Growth

Claire & Simon
  • 0.0 (0)
  • Entrepreneurship
  • Updated Weekly

This is the podcast for 6 & 7 figure business owners who are looking to grow a financially successful business. Claire Hancott is a Finance Director, Chartered Accountant and Entrepreneur and every week we explore guidance and frameworks designed to help you increase your profits, improve your cash flow and grow your business.

  1. 3d ago

    Should Business Owners Still Invest In Property Right Now #140

    If your business is sitting on surplus cash right now, this episode tackles the question every profitable owner eventually faces: property, or back into the business? We dig into the real economics of investing spare cash in commercial versus residential property, why leverage changes the maths entirely, and when the smarter move is actually to reinvest in yourself. Key Topics Covered: Why buying your own trading premises is close to a no-brainer, and why letting out commercial property to others is a different risk entirely The case for residential buy-to-let through a limited company, and why quality beats yield How leverage turns a flat property market into an 18 to 23% return on capital employed Why illiquidity is a feature, not a bug, when it comes to protecting you from your own worst financial decisions The real decision most business owners are actually facing: property, or reinvesting surplus cash back into a growing business Why building security first, then taking risks in business, worked better than doing it the other way round ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together! ⭐ Take the Finance Fitness Scorecard https://www.profitcashgrowth.com/finance-fitness-score ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book   VALUABLE RESOURCES Website LinkedIn YouTube Facebook ABOUT THE HOST: Claire Hancott through Profit Cash Growth helps 7 & 8 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers. As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business. Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  2. Sep 24

    How To Survive This Era of Profitless Prosperity #139

    Rising sales don't always mean a healthier business, and right now some of the UK's best known brands are proving it. In this episode, Claire and her co-host unpack "profitless prosperity," the point in an economic cycle where revenue keeps climbing but profit quietly falls away, and what it means for business owners watching their own numbers do exactly that. Key Topics Covered: What profitless prosperity means, and why household name UK brands are reporting it right now Three traps that drain profit while revenue keeps climbing: the inflation trap, the volume trap, and the fixed cost squeeze Historical parallels, from the 1920s agricultural crisis to the 1990s dot com bubble Practical ways to protect margin: dynamic pricing, longer supplier contracts, bundling instead of discounting, and fractional outsourcing Why cutting price to protect volume can quietly turn you into a busy fool What might come next, and how business owners can prepare ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together! ⭐ Take the Finance Fitness Scorecard https://www.profitcashgrowth.com/finance-fitness-score ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book   VALUABLE RESOURCES Website LinkedIn YouTube Facebook ABOUT THE HOST: Claire Hancott through Profit Cash Growth helps 7 & 8 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers. As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business. Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  3. Sep 17

    Is HMRC’s £100m ‘AI Supercomputer’ Watching You? We Find Out #138

    There's a rumour doing the rounds that HMRC has built a £100 million AI supercomputer that's scanning your social media to catch you out. In this episode, we separate the scaremongering from what HMRC's Connect system actually does, and why the real risk for most business owners has nothing to do with AI and everything to do with whether their own numbers add up to each other. If you've ever wondered whether HMRC is watching you, or worried that a genuine mistake could turn into an investigation, this episode will put your mind at ease and show you what actually matters. Key Topics Covered What HMRC's Connect system really does and why it's not the AI conspiracy people think The difference between a genuine mistake and tax evasion, and why that distinction matters Why your turnover, VAT, and payroll figures all need to tell the same story When HMRC can and cannot use social media or bank data to investigate you Why a good accountant should already be catching these mismatches before HMRC does What to do if you receive an HMRC letter questioning your figures ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together! ⭐ Take the Finance Fitness Scorecard https://www.profitcashgrowth.com/finance-fitness-score ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book   VALUABLE RESOURCES Website LinkedIn YouTube Facebook ABOUT THE HOST: Claire Hancott through Profit Cash Growth helps 7 & 8 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers. As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business. Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  4. Sep 10

    Why Having Too Many Companies Can Kill Your Cash Flow #137

    Having more than one limited company feels like smart planning until it pushes your business into a completely different tax regime. In this episode, we unpack why the £1.5 million corporation tax threshold isn't a single number, it's a number that gets divided across every company you control, and why that catches so many growing businesses off guard. If you've ever set up a company because "that's what everyone does" for property or acquisitions, this one is for you. Key Topics Covered Why the corporation tax "large company" threshold gets split between every company you own The real difference between paying tax annually and paying it in quarterly instalments How op-co, prop-co, and hold-co structures can bring the threshold down without you realising it The associated companies rule and how family shareholdings can unexpectedly count against you Practical ways to balance profit across multiple companies to avoid a cash flow cliff edge When it makes sense to simplify or consolidate your company structure ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together! ⭐ Take the Finance Fitness Scorecard https://www.profitcashgrowth.com/finance-fitness-score ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book   VALUABLE RESOURCES Website LinkedIn YouTube Facebook ABOUT THE HOST: Claire Hancott through Profit Cash Growth helps 7 & 8 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers. As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business. Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  5. Sep 3

    Capital Allowances: The Greatest Gift To Asset Based Businesses #136

    Claire covers one of the most overlooked tax reliefs for business owners who own their own building: capital allowances on commercial property. Prompted by a listener story about a business that missed out on hundreds of thousands of pounds in claims, this episode breaks down what capital allowances actually are, why most accountants never mention them, and what to do before you sign anything on a commercial property purchase. Key Topics Covered What capital allowances are and why they only apply to business assets, not everyday expenses The difference between full expensing, integral features, and structures and buildings allowance, and why the split matters Why most high street accountants miss this claim entirely and why that isn't really their fault The "shake the building upside down" test for working out what qualifies Why timing is everything, and how the opportunity can disappear the moment a property sale completes What to do before buying a commercial property to make sure you don't leave money on the table ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together! ⭐ Take the Finance Fitness Scorecard https://www.profitcashgrowth.com/finance-fitness-score ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book   VALUABLE RESOURCES Website LinkedIn YouTube Facebook ABOUT THE HOST: Claire Hancott through Profit Cash Growth helps 7 & 8 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers. As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business. Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  6. Aug 27

    Battle Off: 5 Things That Helped Us Grow Our Businesses In The Last 25 Years #135

    We go head to head in a battle off: the five things that have genuinely moved the needle for our businesses over the last 25 years. No rehearsed answers, no overlap discussed in advance, just two founders picking apart what actually built the business versus what just felt busy. It's a useful exercise for any owner who wants to get clear on what would hurt most if it disappeared tomorrow. Key Topics Covered Why LinkedIn became Claire's number one channel for leads, and the debate over whether it's actually scalable How the smartphone and tools like Claude Code turned Simon into someone building internal software with no coding background Using AI as a thought partner to challenge decisions and shortcut the learning curve on things like SEO Why Xero opening up its API changed what was possible for both businesses, and what that means for any owner relying on one core piece of software Podcasting, AirPods, and self-education as an underrated growth lever The apprenticeship levy as a way to attract and train talent without competing purely on salary What COVID-19 actually taught them about steady growth versus sudden windfalls, and why "predictable" isn't always what it's cracked up to be ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together! ⭐ Take the Finance Fitness Scorecard https://www.profitcashgrowth.com/finance-fitness-score ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book   VALUABLE RESOURCES Website LinkedIn YouTube Facebook ABOUT THE HOST: Claire Hancott through Profit Cash Growth helps 7 & 8 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers. As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business. Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  7. Aug 20

    This Hidden Government Handout Lets You Train Your Staff For Free #134

    Most business owners have never heard of the apprenticeship levy, and it's costing them thousands of pounds in training they could be getting for free or close to it. In this episode, Claire and Simon explain exactly how the levy works, why it isn't just for school leavers, and how any business, including the owner themselves, can use it to fund everything from AI upskilling to a full charter accountancy qualification. Key topics covered: What the apprenticeship levy actually is and who pays into it Why small businesses can access the fund without ever paying into it themselves The difference between funding for under-25s and over-25s, and what that means for cost How short, modular courses now sit alongside longer professional qualifications Real examples of courses available right now, from AI implementation to sales and operations Why training providers handle almost all of the admin, and what's actually required from you as the employer ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together! ⭐ Take the Finance Fitness Scorecard https://www.profitcashgrowth.com/finance-fitness-score ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book   VALUABLE RESOURCES Website LinkedIn YouTube Facebook ABOUT THE HOST: Claire Hancott through Profit Cash Growth helps 7 & 8 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers. As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business. Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

  8. Aug 13

    Going Round in Cash Flow Cycles: How Long Until the Money Comes Back? #133

    Most business owners only track the time between issuing an invoice and getting paid, and wonder why cash still feels tight. In this episode, Claire Hancott breaks down the customer journey cash cycle: the full picture of how long money is actually out of your business before it comes back in. If you're spending on marketing, taking on new work, or thinking about scaling up, this episode shows you exactly what you need to know before you commit more cash. Key topics covered: Why invoice-to-cash (your DSO) is only one small part of the real cash flow picture The four stages of the customer journey cash cycle, from lead generation to cash in the bank How to calculate your own cash cycle in days, and why that number matters more as you grow Why slow invoicing is one of the easiest and most costly gaps to fix in any business How to use your cash cycle number to work out exactly how much spare cash you need before ramping up marketing spend Why this calculation becomes essential when raising funding or approaching investors ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together! ⭐ Take the Finance Fitness Scorecard https://www.profitcashgrowth.com/finance-fitness-score ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book   VALUABLE RESOURCES Website LinkedIn YouTube Facebook ABOUT THE HOST: Claire Hancott through Profit Cash Growth helps 7 & 8 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers. As a finance director & chartered management accountant, Claire has nearly 20 years’ experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business. Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn’t working and where your opportunities lie. Claire’s mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

See All (140)

About

This is the podcast for 6 & 7 figure business owners who are looking to grow a financially successful business. Claire Hancott is a Finance Director, Chartered Accountant and Entrepreneur and every week we explore guidance and frameworks designed to help you increase your profits, improve your cash flow and grow your business.

Information

  • Creator
    Claire & Simon
  • Years Active
    2024 - 2026
  • Episodes
    140
  • Rating
    Explicit
  • Copyright
    © Copyright 2024 All rights reserved.
  • Show Website
    Profit Cash Growth

You Might Also Like