Honest Proper-Tea Podcast

Honest Property Sisters
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Welcome to Honest Proper-tea Podcast! We are Rebecca and Ruth, sisters in business and property investment (12+ years) building our property portfolio and sharing our journey, real life experiences and advice. ☕️ Our podcast is a space where we spill the tea with the most honest conversations in the world of Property Investing, Holistic Business and Entrepreneurship.  Our open conversations are filled with genuine experiences and insights in building a business and investing, with the highs and lows, lessons and some laughs in between. We want to demystify the true experiences that come with pursuing financial independence, especially as ‘non-traditional’ investors, sharing our own and guest stories along the way. Whether you are a newbie or a seasoned investor or entrepreneur, this podcast is one to save where you can feel seen and supported.  Make sure you’re following @honestpropertysisters on Instagram for updates. DM us your questions and share your thoughts/questions! As always, only real conversations here from your honest hype girls, Rebecca and Ruth  📚 The book that changed it all: Rich Dad Poor Dad 🏡 Learn How to Invest in Property : Beginner's Road Map 👩🏽‍💻 www.honestpropertysisters.com 🤝 Interested in collaborating with Honest Property Sisters on our podcast? Connect with us here 💌 All other enquiries email : hello@honestpropertysisters.com Hosted on Acast. See acast.com/privacy for more information.

  1. 2D AGO

    Reverse Retirement, Why Waiting Until 65 to Live No Longer Makes Sense

    “What if retirement is backwards?” What if the way we have been taught to retire is backwards? In this episode, we unpack the idea of reverse retirement, why more people are opting out of the traditional wealth race, and how to build a life that feels lighter now, not just “someday”. We talk honestly about burnout, delayed gratification, FIRE, property as a tool (not an identity), and why designing time, energy, and location freedom earlier matters more than ever in 2026. This is not about quitting work or rejecting ambition. It is about building wealth in a way that supports your life today as well as your future. What we cover • Why the traditional retirement model feels broken • The rise of reverse retirement and sabbaticals • Delayed gratification vs living well now • Burnout, energy management, and modern work • FIRE explained (without the extremes) • Redefining what “wealth” actually means • Property as a tool, not a personality • Fewer assets, more peace • Diversifying income in a volatile world • Designing your days intentionally Chapters 00:00 Intro and why retirement feels backwards 02:00 Why people are questioning the old model 05:00 Delayed gratification vs fear-based living 09:40 Reverse retirement and FIRE explained 11:30 Designing freedom without quitting ambition 14:00 Redefining wealth, time and nervous system safety 18:00 Property, peace of mind, and fewer assets 20:40 Letting go of the finish line mentality 22:30 Designing life now, not deferring it Key takeaways • You do not need to wait until 65 to experience freedom • Wealth is not just money, it is time, energy, and flexibility • Burnout often arrives before success if you ignore balance • FIRE does not mean doing nothing or living miserably • Property works best when it supports your lifestyle, not your ego • Designing your days is designing your life If this episode resonated, we would love to hear what reverse retirement looks like for you. Send us a DM or leave a comment and tell us what small step you are taking next. See you in the next episode. 🌏 Explore our world https://honestpropertysisters.com/ https://www.instagram.com/honestpropertysisters/ 📩 Investing masterclass 2026 waitlist https://stan.store/honestpropertysisters/honestpropertysisters_funnel_994612 👩🏻‍💻 Sponsored by The Freedom Geek We've saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you're ready to delegate and work smarter, check them out! 👉 https://thefreedomgeek.contactin.bio (mention 'Honest Property Sisters' for £50 off!) 🏦 Our Property Finance Partner - Scale Property Finance Looking for property finance from brokers who actually understand investing? Scale Property Finance specialise in bridging loans, BTL mortgages and HMO funding - created by property investors for property investors. 👉 https://scalepropertyfinance.co.uk (mention 'Honest Property Sisters') 📝 FREE Entrepreneurs Guide to Wealth Building https://shorturl.at/ttTKQ 🦋 FREE Property Freedom Blueprint https://shorturl.at/bzaje 📊 FREE Deal Analyser https://shorturl.at/ST40T 🏘️ How we manage our Portfolio https://lendlord.io/the-honest-proper.. 💛 Just so you know - some of these are partnerships where we earn a small commission if you decide to work with them. It doesn't cost you anything extra, and it helps us keep creating free content for you! All enquiries please email 💌 hello@honestpropertysisters.com Hosted on Acast. See acast.com/privacy for more information.

    24 min

  2. JAN 6

    Is Diversification Boring… or the Smartest Move Freelancers Can Make?

    “Boring is actually very sexy.” In a world of viral investing advice, crypto memes, and “get rich quick” promises, diversification can feel… boring. But what if boring is actually the point? In this Freelancer Edition of the Honest Property Podcast, we unpack why simple, boring, diversified strategies are often the ones that quietly build real wealth — especially if you’re self-employed, creative, or easily distracted by shiny new ideas (we see you 👀). We share honest lessons from over 12 years of building a multi-million-pound portfolio, the mistakes we’ve made chasing excitement, and why we now care far more about downward-resistant foundations than flashy returns. If you want wealth that supports freedom, flexibility, and a life you actually enjoy — this one’s for you.  Key takeawayDiversification isn’t glamorous. It won’t go viral. But it’s what keeps you steady when markets wobble, protects your future self, and gives you the freedom to focus on the work and life you actually care about. Boring strategies. Simple foundations. Real freedom. Chapters00:00 – Welcome & today’s question 02:30 – Why boring businesses build real wealth 05:20 – Our “vanilla” strategy that actually worked 07:00 – What diversification really means 09:30 – UK property risk & regulation reality 12:00 – Property vs stocks: speed vs patience 15:00 – Why freelancers need boring wealth 18:00 – Adapting to changing housing & work trends 22:30 – When focus becomes reckless 25:30 – Discipline, boredom & long-term thinking 29:30 – Boring is sexy (final thoughts) 🌏 Explore our world https://honestpropertysisters.com/ https://www.instagram.com/honestpropertysisters/ 📩 Investing masterclass 2026 waitlist https://stan.store/honestpropertysisters/honestpropertysisters_funnel_994612 👩🏻‍💻 Sponsored by The Freedom Geek We've saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you're ready to delegate and work smarter, check them out! 👉 https://thefreedomgeek.contactin.bio (mention 'Honest Property Sisters' for £50 off!) 🏦 Our Property Finance Partner - Scale Property Finance Looking for property finance from brokers who actually understand investing? Scale Property Finance specialise in bridging loans, BTL mortgages and HMO funding - created by property investors for property investors. 👉 https://scalepropertyfinance.co.uk (mention 'Honest Property Sisters') 📝 FREE Entrepreneurs Guide to Wealth Building https://shorturl.at/ttTKQ 🦋 FREE Property Freedom Blueprint https://shorturl.at/bzaje 📊 FREE Deal Analyser https://shorturl.at/ST40T 🏘️ How we manage our Portfolio https://lendlord.io/the-honest-proper.. 💛 Just so you know - some of these are partnerships where we earn a small commission if you decide to work with them. It doesn't cost you anything extra, and it helps us keep creating free content for you! All enquiries please email 💌 hello@honestpropertysisters.com key words : diversification investing, freelancer wealth building, property vs stocks, boring investing strategies, UK property market, passive income freelancers, multiple income streams, ETFs for beginners, property investing podcast, long-term wealth building, financial freedom freelancers, downward-resistant wealth Hosted on Acast. See acast.com/privacy for more information.

    32 min

  3. 12/16/2025

    The Fetish of 7 Figures: Why Chasing £1M Might Be Costing You Freedom

    “Everyone’s chasing 7 figures — but what if that goal is quietly ruining your peace? Everyone’s chasing the 7-figure dream — but is it freedom, or just a fancier trap? In this week’s episode, Becky and Ruth get honest about the obsession with hitting £1M and what it really costs freelancers, founders, and property investors chasing the next milestone. They share their own early-career “7-figure fixation,” what they learned from scaling too fast, and why boring wealth might actually be the kind that lasts. Key TakeawaysBigger isn’t always better — growth without intention leads to burnout.Revenue ≠ profit. Don’t confuse shiny numbers with real wealth.Over 50% of UK business owners report poor mental health from financial stress (Simply Business, 2025).Diversification and slower, more aligned growth create sustainable freedom.Your “enough number” is probably smaller — and closer — than you think. Chapters00:00 — Welcome to the Honest Property Podcast 00:20 — Why the 7-figure goal feels so seductive 02:30 — How social media fuels the obsession 05:00 — The trap of scaling too fast 07:00 — Burnout, cashflow danger & freelancer pressure in 2025 10:40 — Turnover myths: when big numbers mean nothing 14:00 — Redefining success and the ‘freedom number’ 17:30 — Real examples from our own property & business journey 20:00 — Why aligned wealth beats hustle culture every time 23:00 — Final thoughts: success without sacrifice 🌏 Explore our world https://honestpropertysisters.com/ 👩🏻‍💻 Sponsored by The Freedom Geek We’ve saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you’re ready to delegate and work smarter, check them out! 👉 https://thefreedomgeek.contactin.bio (mention 'Honest Property Sisters' for £50 off!) 📝 FREE Entrepreneurs Guide to Wealth Building https://shorturl.at/ttTKQ 🦋 FREE Property Freedom Blueprint https://shorturl.at/bzaje 📊 FREE Deal Analyser https://shorturl.at/ST40T 🏘️ How we manage our Portfolio https://lendlord.io/the-honest-proper... All enquiries please email 💌 hello@honestpropertysisters.com Keywords seven figure business, freelancer burnout, property investing 2025, turnover vs profit, UK entrepreneurs, financial freedom, slow wealth, aligned wealth, money mindset, sustainable business growth Hosted on Acast. See acast.com/privacy for more information.

    27 min

  4. 12/02/2025

    HMO Mortgages Explained: What Lenders Don’t Tell You About Borrowing Money

    Lenders want you to borrow money. When it comes to borrowing money, lenders want you to borrow — that’s how they make their profit. But not all mortgage products are made equal, especially when it comes to HMO properties. In this episode, Rebecca breaks down how lenders and brokers really work, why understanding different mortgage products matters, and how choosing the right borrowing strategy can change everything for your portfolio. What You’ll LearnWhy lenders are often more eager to lend than you think.The difference between HMO mortgage products and standard ones.How a good broker can help you find the best strategy for borrowing.Why speaking directly to your broker can unlock better mortgage options.How understanding the rules (and the market) puts you in control. Chapters00:00 — Understanding Property Investment Deposits 00:27 — Finding the Right Financial Guidance 01:45 — How Lenders and Brokers Really Work 03:20 — The Hidden Rules of HMO Mortgage Products 05:05 — Why Direct Broker Relationships Matter 06:40 — Borrowing Strategies That Actually Work 08:15 — Long-Term Thinking: Refinancing and Cashflow 09:45 — Key Takeaways and Real-Life Advice 🌏 Explore our world https://honestpropertysisters.com/ 👩🏻‍💻 Sponsored by The Freedom Geek Our secret to saving hours every week? Filipino VAs from The Freedom Geek. 👏 👉 https://thefreedomgeek.contactin.bio (mention 'Honest Property Sisters' for £50 off!) 🦋 FREE Property Freedom Blueprint https://shorturl.at/bzaje 🏘️ How we manage our Portfolio https://lendlord.io/the-honest-proper... All enquiries please email 💌 hello@honestpropertysisters.com keywords mortgage products, lenders, brokers, HMO, borrowing money Hosted on Acast. See acast.com/privacy for more information.

    19 min

  5. 11/18/2025

    Can You Really Build Wealth in a World Drowning in Debt?

    “Slow Wealth Is the Only Way Out.” This episode asks the question so many of us quietly feel: How do you build aligned, long-term wealth in a world built on debt, inflation, and non-stop money printing? Inspired by Joe Bryan’s “What’s the Problem?”, we break down why everything feels more expensive, why your money doesn’t stretch like it used to, and what slow, sustainable wealth actually looks like in 2025. We cover: 💸 money losing value 🥨 shrinkflation everywhere 🇬🇧 why the UK feels like bad ROI 🏡 good debt vs bad debt 🔁 BRRR then vs now 🌱 property as long-term wealth storage If you’ve been wondering whether property still makes sense — or why your money feels like it’s shrinking — this one’s for you. Listen now. Chapters 00:00 – Intro: Can you build aligned wealth now? 01:00 – Joe Bryan’s “What’s the Problem?” and why it hits different 03:00 – Shrinkflation in real life (crisps, chocolate fingers, the lot) 04:30 – Why the UK feels like bad ROI on everything 10:00 – Good debt vs bad debt: the real difference 11:30 – BRRR then vs now — a new reality 15:00 – Property as long-term wealth storage 18:30 – Income streams that aren’t ruled by inflation 20:45 – What freedom looks like in a debt-based world 🌏 Explore our world https://honestpropertysisters.com/ 👩🏻‍💻 Sponsored by The Freedom Geek We’ve saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you’re ready to delegate and work smarter, check them out! 👉 https://thefreedomgeek.contactin.bio (mention 'Honest Property Sisters' for £50 off!) 📊 FREE Deal Analyser https://shorturl.at/ST40T All enquiries please email 💌 hello@honestpropertysisters.com Keywords debt-based economy, slow wealth, BRRR 2025, inflation UK, property investing UK, millennial money, Joe Bryan What’s the Problem Hosted on Acast. See acast.com/privacy for more information.

    23 min

  6. 11/11/2025

    Minimalism or Avoidance? The Truth About Slowing Down Your Business for Freedom

    “Not every season of business is meant for scaling.” In this week’s chat, Becky & Ruth dive into the real side of minimalism in entrepreneurship — how it can be both a conscious choice for freedom and a quiet fear of responsibility. We talk about the natural seasons of business — growth, consolidation, reflection — and how knowing which one you’re in changes everything. We also unpack: ✨ Why scaling isn’t always the answer ✨ How reflection and pruning create space for aligned growth ✨ The role of self-awareness in deciding what “enough” looks like ✨ How life stages shift your priorities and shape your business vision It’s an honest convo about slowing down, checking in, and designing a business that truly fits the life you want — not the one the internet tells you to build. 🎧 Tune in for a grounded take on freedom, alignment, and business minimalism. Chapters: 00:00 — Intro: Minimalism in entrepreneurship 02:56 — Seasons of business: growth vs. consolidation 05:19 — Balancing scaling and enjoyment 07:58 — Freedom vs. fear of responsibility 10:39 — The risk of over-scaling and losing passion 13:15 — Finding growth in minimalism 15:51 — Reflection and gratitude 18:46 — Pruning vs. scaling 21:25 — Cultural takes on minimalism 24:00 — Aligning business with your life vision 🌏 Explore our world https://honestpropertysisters.com/ 👩🏻‍💻 Sponsored by The Freedom Geek We’ve saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you’re ready to delegate and work smarter, check them out! 👉 https://thefreedomgeek.contactin.bio (mention 'Honest Property Sisters' for £50 off!) 📝 FREE Entrepreneurs Guide to Wealth Building https://shorturl.at/ttTKQ 🦋 FREE Property Freedom Blueprint https://shorturl.at/bzaje 📊 FREE Deal Analyser https://shorturl.at/ST40T 🏘️ How we manage our Portfolio https://lendlord.io/the-honest-property-sisters All enquiries please email 💌 hello@honestpropertysisters.com Keywords: minimalism, entrepreneurship, alignment, lifestyle design, freedom, business seasons, scaling, self-awareness Hosted on Acast. See acast.com/privacy for more information.

    29 min

  7. 10/28/2025

    Is Anti-Materialism Just Shame in Disguise? | Money, Freedom & What Luxury Really Means

    "Luxury isn’t the enemy — ego is.” What does anti-materialism really mean — and is wanting nice things bad? In this episode, Becky and Ruth unpack the tension between wealth, worth, and the pursuit of “enough.” They explore how financial freedom can coexist with simplicity, why rejecting luxury isn’t always noble, and how cultural and generational perspectives shape our relationship with money. From crab mentality and community support to redefining what luxury means ethically, this conversation is all about finding balance — enjoying abundance without losing your values. This conversation dives into: Financial freedom ≠ materialism — money buys choice, not happiness.Rejecting luxury can sometimes come from shame, not virtue.Your circle shapes your success — surround yourself with people who clap for you.Different cultures define wealth and luxury in their own way.Sustainability and ethics matter more than ever.Real luxury? Living on your own terms. Chapters 00:00 Exploring Anti-Materialism 02:10 The Value of Money and Experiences 05:35 Luxury and Self-Worth 09:04 Crab Mentality and Community Support 11:09 Cultural Perspectives on Wealth 12:38 Materialism vs. Financial Freedom 16:32 First Impressions and Social Media 19:02 Balancing Luxury and Anti-Materialism 22:53 Sustainability and Ethical Consumption 26:28 Generational Shifts in Materialism 🌏 Explore our world https://honestpropertysisters.com/ 👩🏻‍💻 Sponsored by The Freedom Geek We’ve saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you’re ready to delegate and work smarter, check them out! 👉 https://thefreedomgeek.contactin.bio (mention 'Honest Property Sisters' for £50 off!) 📊 FREE Deal Analyser https://shorturl.at/ST40T 🏘️ How we manage our Portfolio https://lendlord.io/the-honest-property-sisters All enquiries please email 💌 hello@honestpropertysisters.com keywords anti-materialism, financial freedom, luxury, self-worth, community support, cultural perspectives, sustainability, ethical consumption, experiences over things, crab mentality Hosted on Acast. See acast.com/privacy for more information.

    34 min

  8. 10/14/2025

    Nepo Babies, Privilege & Corruption: A Philippine Perspective on Wealth

    "Privilege isn't the villain. Having entitlement is." In this episode of the Honest Property Podcast, hosts Becky and Ruth unpack the hot topic of NEPO babies, privilege, and corruption in the Philippines. Drawing on recent scandals, they explore how wealth shapes values, responsibility, and empathy. This conversation dives into: The rise of NEPO babies and their public perceptionCorruption scandals and what they reveal about privilegeHow social media fuels entitlement cultureWhy raising children with values matters more than wealth aloneHow empathy and exposure to different walks of life can shift perspectiveWealth itself isn’t the enemy — it’s how it’s used. This is a call to rethink responsibility, privilege, and the role empathy plays in shaping the next generation. Chapters 00:00 Corruption and Wealth in the Philippines 02:34 The Privilege of Nepo Babies 05:09 Entitlement vs. Responsibility 07:33 The Impact of Social Media 10:13 Wealth and Its Perception 12:55 Privilege and Accountability 15:18 The Role of Values in Wealth 17:37 Exposure to Different Walks of Life 20:21 The Nature of Wealth and Corruption 22:46 Empathy and Understanding 25:34 Raising Responsible Children 28:25 The Complexity of Nepo Babies 🌏 Explore our world https://honestpropertysisters.com/ 👩🏻‍💻 Sponsored by The Freedom Geek We’ve saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you’re ready to delegate and work smarter, check them out! 👉 https://thefreedomgeek.contactin.bio (mention 'Honest Property Sisters' for £50 off!) 📊 FREE Deal Analyser https://shorturl.at/ST40T 🏘️ How we manage our Portfolio https://lendlord.io/the-honest-property-sisters All enquiries please email 💌 hello@honestpropertysisters.com Keywords Philippines, NEPO babies, wealth, corruption, entitlement, privilege, social media, values, responsibility, empathy Hosted on Acast. See acast.com/privacy for more information.

    47 min
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About

Welcome to Honest Proper-tea Podcast! We are Rebecca and Ruth, sisters in business and property investment (12+ years) building our property portfolio and sharing our journey, real life experiences and advice. ☕️ Our podcast is a space where we spill the tea with the most honest conversations in the world of Property Investing, Holistic Business and Entrepreneurship.  Our open conversations are filled with genuine experiences and insights in building a business and investing, with the highs and lows, lessons and some laughs in between. We want to demystify the true experiences that come with pursuing financial independence, especially as ‘non-traditional’ investors, sharing our own and guest stories along the way. Whether you are a newbie or a seasoned investor or entrepreneur, this podcast is one to save where you can feel seen and supported.  Make sure you’re following @honestpropertysisters on Instagram for updates. DM us your questions and share your thoughts/questions! As always, only real conversations here from your honest hype girls, Rebecca and Ruth  📚 The book that changed it all: Rich Dad Poor Dad 🏡 Learn How to Invest in Property : Beginner's Road Map 👩🏽‍💻 www.honestpropertysisters.com 🤝 Interested in collaborating with Honest Property Sisters on our podcast? Connect with us here 💌 All other enquiries email : hello@honestpropertysisters.com Hosted on Acast. See acast.com/privacy for more information.

Information

  • Creator
    Honest Property Sisters
  • Years Active
    2024 - 2026
  • Episodes
    88
  • Rating
    Clean
  • Copyright
    © Honest Property Sisters
  • Show Website
    Honest Proper-Tea Podcast