Crypto Collective

Matthew Fraser
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Welcome to Crypto Investor, hosted by Matthew Fraser, an 8-figure entrepreneur and crypto investor. This channel is your go-to resource for understanding the world of cryptocurrency and building wealth in the digital economy. From beginner-friendly introductions to advanced strategies in Bitcoin, altcoins, and portfolio management, Matthew shares invaluable insights and actionable advice to help you navigate the crypto space. Whether you're new to crypto or looking to deepen your knowledge, we cover everything you need: crypto investing, portfolio diversification, managing risk, and maximizing returns. Join us as Matthew reveals the secrets behind his journey from Uber driver to financial independence, now with a focus on leveraging crypto to escape the 9-5 and achieve true wealth. Follow to unlock expert crypto strategies, practical tips, and the motivation to transform your financial future.

  1. 22H AGO

    #162 - Watch This If You Own Property In Australia

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com Sydney became the second most expensive property market on Earth… and still couldn’t beat Bitcoin. In this episode, Matt breaks down the brutal maths behind property vs Bitcoin, why the old rules no longer work, and how a $100k deposit in 2015 turned into $164k in equity for property… but $35 million in Bitcoin. ◼️ The 2015 property vs Bitcoin comparison no one wants to talk about ◼️ Why five Australian cities now rank among the world’s priciest ◼️ How the system uses taxes, debt and immobility to keep you in property ◼️ Why Bitcoin outperformed Sydney property by 212 times ◼️ How SMSFs let you hold Bitcoin alongside property Timestamps: 00:00:00 - Introduction 00:01:00 - The Rise of Sydney Property 00:02:00 - Comparing Returns: Property vs. Bitcoin 00:03:00 - The System's Preference for Property 00:04:00 - Generational Wealth Divide 00:05:00 - Future Predictions: Bitcoin vs. Property 00:06:00 - The Case for Bitcoin in SMSF 00:07:00 - Conclusion: Learning from the Past 00:08:00 - Call to Action: Shift Your Mindset __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    10 min

  2. 5D AGO

    #161 - The Australian Dream Is Dead. Here’s Your Plan B.

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com The Australian retirement dream is collapsing faster than most people realise. Superannuation is being diluted by inflation, industry funds are wobbling, and the system that was meant to protect you is now quietly eroding your future. In this episode, Matt sits down with Zane Truscott to unpack why super will never be enough, why the traditional path is broken, and how Bitcoin is becoming the unexpected Plan B for Australians in their 40s and 50s. ◼️ Why the retirement system is failing the people who need it most ◼️ How inflation and currency debasement quietly destroy your savings ◼️ Why superannuation isn’t keeping up with real‑world costs ◼️ The wake‑up moment people in their 40s and 50s are experiencing ◼️ Why Bitcoin behaves like digital real estate with absolute scarcity ◼️ How pricing assets in Bitcoin reveals the truth about property ◼️ Why SMSFs are becoming the gateway to long‑term Bitcoin conviction ◼️ The mindset shift required to build wealth in a broken system Timestamps: 00:00:00 - Introduction 00:02:10 - Superannuation Risks and Industry Fund Collapse 00:03:58 - Why People in Their 40s and 50s Are Waking Up 00:05:27 - Property vs Bitcoin as Long Term Wealth 00:09:17 - Understanding Satoshis and Unit Bias 00:11:14 - Currency Debasement Explained 00:12:39 - Why Inflation Feels Worse Than Reported 00:14:00 - How Scarce Assets Absorb Monetary Expansion 00:15:02 - The Red Pill Before the Orange Pill 00:16:10 - Why Bitcoin Emerged After the GFC 00:25:03 - Fiat, War and the Cost of the System 00:26:59 - Property vs Bitcoin: The 2015 Comparison 00:29:14 - Why Developers Are Turning Toward Bitcoin 00:35:24 - The Trap of Illiquid Property Wealth 00:36:10 - Why Bitcoin’s Portability Changes Everything 00:40:00 - SMSFs as the Gateway to Bitcoin Allocation 00:45:00 - Why Conviction Grows Over Time 00:50:00 - The Future of Retirement in a Broken System __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn Follow Zane Truscott: https://www.instagram.com/zanetruscott/?hl=en https://www.facebook.com/zanetruscott/ a href="https://www.linkedin.com/in/zane-truscott-42122b120" rel="noopener noreferrer"...

    57 min

  3. FEB 17

    #160 - Reacting to Australia’s Broken Property Market

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com Australia’s property market is breaking in real time, and most people still don’t understand why. In this new episode, Matt reacts to the wildest clips on housing, tax, migration and trusts to unpack how the system really works and why the average Australian feels locked out. ◼️ Why new homes cost $1 million despite $400k build values ◼️ How stamp duty, GST and levies inflate prices before you even move in ◼️ Why houses are becoming cheaper in Bitcoin terms every year ◼️ How migration and foreign capital are reshaping the property market ◼️ Why trusts allow some investors to scale while others get blocked ◼️ Why young Australians are rethinking property as a path to wealth ◼️ The mindset shift needed to survive Australia’s 2026 housing landscape Timestamps: 00:00:00 - Introduction 00:00:54 - The Real Cost Behind a $400k Build Becoming a $1m Home 00:02:12 - How Australia’s Tax Structure Inflates Property Prices 00:03:14 - Sydney’s $3.2m Average Home and Affordability Collapse 00:04:05 - Houses Becoming Cheaper in Bitcoin Terms 00:04:10 - Why Saving in Fiat Can’t Keep Up With Property 00:05:12 - Foreign Investment and Migration Pressure on Housing 00:06:40 - Why the Average Australian Can’t Enter the Market 00:07:55 - How Trusts Are Used to Scale Property Portfolios 00:09:20 - The Hidden Complexity Behind Owning Multiple Properties 00:10:35 - Why People Are Leaving Victoria __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    12 min

  4. FEB 11

    #159 - The Unfair Advantage Gen Z Has To Get Rich

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com Gen Z is quietly building an advantage older generations never had, and most people don’t see it yet. In this new episode, Matt sits down with Fin Creighton to unpack why young Australians are rejecting property, choosing Bitcoin, and rethinking what financial freedom actually looks like. ◼️ Why Gen Z is opting out of the property treadmill ◼️ How saving for a house traps you as prices rise faster than your income ◼️ Why Bitcoin is becoming the preferred savings vehicle for young earners ◼️ The social pressure Gen Z faces when they choose a different path ◼️ How self‑custody gives young people mobility, sovereignty and options ◼️ Why moving overseas can accelerate wealth far faster than staying put ◼️ The mindset shift required to break away from the old financial script Timestamps: 00:00:00 - Introduction 00:05:04 - Fin's Career Journey and Bitcoin Introduction 00:08:13 - Losing Friends Over Bitcoin 00:09:54 - Starting a Podcast and Bitcoin Content Creation 00:10:16 - Challenges of Moving Countries 00:12:17 - Future Plans and Flexibility 00:15:14 - Bitcoin's Flexibility and Global Nature 00:15:56 - Property Market and Bitcoin 00:17:27 - Saving for Property vs. Investing in Bitcoin 00:20:03 - Renting vs. Buying Property 00:23:25 - Compounding Wealth Overseas 00:27:01 - Bitcoin Success School and Self-Custody 00:30:45 - Bitcoin in Superannuation Funds 00:32:17 - Potential Government Regulations on Bitcoin 00:34:01 - Jeff Booth's Perspective on Bitcoin 00:36:48 - Living on a Bitcoin Standard 00:41:02 - Mass Adoption of Bitcoin __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn Follow Fin Creighton : https://www.instagram.com/fincreighton/ https://www.linkedin.com/in/fin-creighton-7516b5a7/ https://fincreighton.created.app/ __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    49 min

  5. FEB 5

    #158 - The Vote That Almost Banned Bitcoin (And Why They'll Try Again)

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com Wall Street came closer than anyone realises to taking control of Bitcoin through a bill most people never read. In this new episode, Matt breaks down how the Clarity Act almost reshaped crypto custody forever, why the vote was pulled at the last minute, and how Australia’s 2027 surveillance regime fits into the same push for control. ◼️ What the Clarity Act really contained and who it empowered ◼️ Why banks pushed for custody control and how it sidelines crypto‑native companies ◼️ The surprising crypto leaders who supported the bill and the backlash that followed ◼️ How Australia’s 2027 reporting regime creates total visibility over every crypto transaction ◼️ What self‑custody, offshore structures, and tax residency shifts actually mean in practice Timestamps: 00:00:00 - Introduction 00:00:32 - Australia's 2027 Crypto Surveillance 00:00:43 - Breakdown of the Clarity Act 00:01:26 - Banks' Motive for Supporting the Clarity Act 00:02:31 - Brad Garlinghouse's Support for the Clarity Act 00:03:12 - Charles Hoskinson's Criticism 00:04:06 - Australia's Crypto Surveillance Approach 00:05:11 - Potential Ban on Self-Custody in Australia 00:06:16 - Offshore Structures for Tax Minimization 00:07:10 - Cost and Complexity of Offshore Structures 00:08:24 - Borrowing Against Bitcoin 00:09:07 - Countries with Better Crypto and Privacy Laws 00:10:45 - Summary of the Clarity Act and Australia's Surveillance 00:11:07 - Proactive Steps for Bitcoin Protection __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    13 min

  6. FEB 3

    #157 - Iran's Currency Collapsed 97%. Which Country Is Next?

    On December 28th, 2025, an Iranian man's life savings became worthless overnight while his neighbor who held Bitcoin woke up a millionaire. Could this happen in Australia? With inflation eroding purchasing power, wealthy Australians fleeing, and government debt rising, the warning signs are impossible to ignore. In this episode, Matt reveals: ◼️ How Iran's currency lost 97.5% of its value in under a month and what triggered the collapse ◼️ The alarming parallels between Iran's crisis and Australia's current economic trajectory ◼️ Why 35,000+ wealthy Australians earning over $100K left the country last year ◼️ How Bitcoin serves as a hedge against currency debasement and inflation ◼️ Real-world lessons from Venezuela, Zimbabwe, Argentina, and Turkey's currency crises Timestamps: 00:00:00 - Two Men, One Choice: Iran's Currency Collapse Story 00:02:30 - Iran's Economic Free Fall: The Data Behind the Crisis 00:05:45 - Australia's Alarming Economic Warning Signs 00:08:20 - Why Wealthy Australians Are Leaving in Record Numbers 00:11:10 - Bitcoin as a Safe Harbor During Currency Debasement 00:14:30 - Historical Currency Collapses: Lessons to Learn 00:17:00 - What Would Trigger Australia's Currency Collapse? 00:19:15 - How to Protect Your Wealth Starting Today Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    14 min

  7. JAN 28

    #156 - How To Buy Property Without Selling Your Bitcoin

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com What if the money system was built to keep you a debt slave and the dream of owning a house was really a trap locking you into decades of repayments on a depreciating asset? In this episode, Matthew reveals how the rich borrow against assets instead of selling them, and shows how Bitcoin now makes it possible for ordinary people to do the same, to buy property, access liquidity without selling a single satoshi, and avoid the tax traps that keep most stuck. He breaks down: ◼️ Why the property system is rigged against buyers ◼️ How borrowing against Bitcoin works in practice ◼️ The risks that must be managed ◼️ Real examples of using BTC to buy assets without selling ◼️ How this approach builds sovereignty, freedom, and generational wealth Timestamps: 00:00:00 Introduction 00:02:50 - Discovering Bitcoin: A Path to True Sovereignty 00:03:44 - Borrowing Against Bitcoin: A New Strategy 00:04:16 - How Bitcoin Loans Work: Collateral and Cash 00:05:10 - Choosing the Right Lender: Trusting Ledin 00:08:50 - Managing Risks: Margin Calls and Reserves 00:09:47 - Exploring the B2X Product: Doubling Your Bitcoin 00:11:25 - The Power of Leverage: Wealth Creation with Bitcoin 00:12:30 - Living Off Bitcoin: The Ultra-Wealthy Strategy 00:14:32 - Long-Term Wealth Growth: A 10-Year Scenario 00:16:33 - Generational Wealth: Passing on the Legacy 00:17:04 - Education and Community: Navigating Digital Assets 00:17:36 - Taking Control: Shifting Your Mindset 00:18:28 - Conviction and Long-Term Perspective: The Key to Success 00:19:10 - The Playbook: Strategies for Wealth Creation __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    20 min

  8. JAN 22

    #155 - The Simpsons XRP Prediction vs Bitcoin 2026

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling): https://platform.ledn.io/join/Collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Free crypto strategy consultation: https://imperialwealth.com/consultation/crypto?iwac=CryptoCollective Mine Bitcoin for passive income: https://www.miningstore.com.au/matt-fraser-crypto-collective/ Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com Are these wild crypto predictions for 2026 insight or pure distraction? In this reaction episode, Matthew breaks down claims from The Simpsons, crypto “experts,” and the XRP army about the future of money, Bitcoin, and central bank digital currencies. Timestamps: 00:00:00 Introduction 00:01:00 - Price Predictions for 2026 00:02:40 - Skepticism Towards XRP 00:03:54 - Top 10 Cryptocurrencies for 2026 00:05:04 - The Fed Coin and Central Bank Digital Currencies 00:06:00 - Trading Risks and Bitcoin Stacking __________ Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn __________ **DISCLAIMER** This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

    7 min
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About

Welcome to Crypto Investor, hosted by Matthew Fraser, an 8-figure entrepreneur and crypto investor. This channel is your go-to resource for understanding the world of cryptocurrency and building wealth in the digital economy. From beginner-friendly introductions to advanced strategies in Bitcoin, altcoins, and portfolio management, Matthew shares invaluable insights and actionable advice to help you navigate the crypto space. Whether you're new to crypto or looking to deepen your knowledge, we cover everything you need: crypto investing, portfolio diversification, managing risk, and maximizing returns. Join us as Matthew reveals the secrets behind his journey from Uber driver to financial independence, now with a focus on leveraging crypto to escape the 9-5 and achieve true wealth. Follow to unlock expert crypto strategies, practical tips, and the motivation to transform your financial future.

Information

  • Creator
    Matthew Fraser
  • Years Active
    2024 - 2026
  • Episodes
    161
  • Rating
    Clean
  • Copyright
    © Copyright 2026 Matthew Fraser
  • Show Website
    Crypto Collective

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