Property Addicts Australia

Mona Ali and Sana Ali

Welcome to Property Addicts Australia, your home for everything property investing. Get an insider view of what really works when building a portfolio and learn how to avoid the common mistakes. Plus, get all of the tips and tricks from the property investing experts, Sana and Mona Ali, the Property Twins. Join us to learn from the experts and set yourself up for long-term success in property investing. Proudly powered by propertytwins.com.au.

  1. FEB 2

    Your Childhood Trauma May Be Driving Your Property & Wealth Decisions

    Most property investors focus on numbers. But what if your biggest wealth blocker isn’t financial, it’s psychological? If you’ve ever wondered why smart people still make self-sabotaging money decisions, this episode will change how you see property investing forever. We’re joined by Philippa Hunt, behavioural psychologist turned financial planner, who works at the powerful intersection of money, trauma, and decision-making. Philippa reveals how hidden psychological money blocks, survival instincts, and self-worth silently drive investing behaviour, including why so many people chase property for safety, security, and approval. We explore how unresolved trauma shapes risk tolerance, why women fall behind financially, and how overreliance on property portfolios can become a vanity metric rather than a strategy. Episode Takeaways: ✅ How psychological money blocks impact investing decisions ✅ Why property feels safer than other asset classes ✅ How to buy your first investment property in Australia with clarity ✅ The real meaning of financial security ✅ Why education beats “free advice” and social media spruikers Timestamps: 01:22 Meet Philippa Hunt 03:40 Why women retire with less 06:35 Childhood shapes money habits 10:27 Migrants build wealth with property 15:37 36 properties: strategy or ego? 19:31 Why women invest cautiously 23:52 The post-COVID mortgage trap 27:44 Dangerous social media spruikers 31:05 TikTok finance misinformation 36:10 Will equality take generations? 41:11 Corporate wake-up call 47:01 Your 20s wealth turning point 52:07 Super is your retirement partner Meet Philippa Hunt Philippa Hunt is a financial freedom mentor and founder of WiseGirls Money Academy, dedicated to helping women build confidence and competence with money. With nearly two decades of experience in financial services, financial planning, psychology, and organisational change, she teaches women to understand their money behaviours, overcome financial blocks, and make empowered investing decisions. Philippa’s programs blend financial literacy with self-awareness, guiding clients toward long-term security, smarter spending, and strategic investing. She is recognised for her practical approach to financial independence and her passion for transforming mindsets around wealth and risk. Meet The Property Twins The Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage brokerage and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

    57 min
  2. JAN 19

    Buying Property In 2026? The Truth About Timing, Trends And Market Changes!

    John Lindeman is one of Australia’s most respected property researchers and market forecasters, with decades of experience analysing what actually drives price growth. If you want to know how to buy your first investment property in Australia without getting caught in hype, this episode is essential viewing. In this conversation, John Lindeman breaks down why property markets are more predictable than most people realise, how timing beats blind “time in the market,” and why data without on-the-ground context can cost investors dearly. We dive into buyer’s markets, artificial booms, AI-driven predictions, and what really separates smart investors from the crowd. Episode Takeaways: ✅ How to buy your first investment property in Australia with confidence ✅ Why timing matters more than holding forever ✅ The biggest mistakes first-time property investors make ✅ How data and demand actually drive price growth ✅ Where Australian property markets may head next Timestamps: 00:00 Property Markets Are Predictable 03:02 Can Data Predict Property Prices? 06:55 Too Much Data Hurts Investors 09:03 Why On-the-Ground Research Is Critical 13:08 Can AI Predictions Manipulate Markets? 16:54 The 3 Drivers of Price Growth 20:56 Is There a Limit to How High Prices Can Go? 25:11 Australia’s Housing Crisis Explained 28:54 Sydney Property Outlook Explained 31:52 Is Adelaide Nearing Its Peak? 35:08 Are Melbourne Properties Undervalued? 38:39 Why Tasmania Could Standout 42:25 Why Buying at the Peak Hurts 45:18 How Accurate Are Market Predictions? 47:22 John Lindeman’s 2026 Property Hotspot 50:14 Can Cheap Regional Property Double in Value? 53:56 Where to Find John’s Research Meet John Lindeman John Lindeman is one of Australia’s foremost property market analysts, authors and commentators, renowned for his predictive insight into housing trends and investment strategy. With over fifteen years of experience researching market dynamics, he founded Lindeman Reports, delivering data-driven forecasts used by investors nationwide. John’s monthly housing research has featured in Australian Property Investor Magazine and he regularly contributes to Your Investment Property Magazine, Property Update, Real Estate Talk and Eureka Report. He’s also the author of best-selling books Mastering the Australian Housing Market and Unlocking the Property Market and holds a patented solution for suburb-level price prediction. Meet The Property Twins The Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

    55 min
  3. 07/07/2025

    2025’s Most Important Real Estate Trends That Aren’t in the Headlines | Terry Ryder

    In this episode, Terry Ryder, founder of Hotspotting, joins us to cut through the noise and talk about what actually drives property growth in Australia. With decades of data-backed insight, Terry explains why local economies, not national headlines, shape the real estate market. We unpack why interest rates are overrated, how infrastructure projects signal future hotspots, and why some of the best opportunities right now are outside the major capitals. Terry also shares why apartments are outperforming in key markets and how first-time investors can make smart moves, without waiting for the “perfect” time. We also dive into high-growth regions, overlooked suburbs, and why investors need to stop chasing trends and start looking forward. Episode Takeaways: ✅ Interest rates are overrated. The media overplays interest rates. Most property movements are driven by supply, demand, and economic activity, not RBA decisions. ✅ Never sell too early. Terry’s personal regret: selling great properties too soon. Long-term hold strategies build serious wealth. ✅ Ignore the headlines. Media commentary is often sensational and contradictory. Real research beats clickbait. ✅Western Sydney is booming. The new airport and surrounding economic zone are creating long-term opportunities in once-overlooked suburbs. ✅Timing beats hype. The best growth often happens in markets that currently look flat but have strong fundamentals. Meet Terry Ryder Terry Ryder is one of Australia’s leading independent property commentators and the founder of Hotspotting, a research platform helping investors identify high-growth locations before they boom. With a background in journalism, including roles at the Australian Financial Review and Courier Mail, Terry has spent over three decades analysing property trends and exposing market myths. His data-backed insights are regularly featured across major media outlets, and his work empowers everyday investors to make informed, forward-focused decisions. Through Hotspotting, Terry continues to guide thousands of Australians in building successful portfolios based on local economies, infrastructure growth, and real-world fundamentals. Meet The Property Twins The Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

    48 min
  4. 06/23/2025

    AMP’s Chief Economist Had This to Say About Rate Cuts, Hotspots and Market Growth in 2025

    Shane Oliver is one of the most respected voices in Australia when it comes to the economy and financial markets. As the Chief Economist at AMP, he’s spent over four decades analysing interest rates, market cycles, and housing trends, earning a reputation for cutting through the noise with clarity and precision. In this episode, Shane breaks down exactly where we are in the current rate cycle, why affordability in Australia has become worse than ever, and how cities like Melbourne might be poised for a quiet comeback.  We also unpack the growing divide between generations, superannuation changes, the unintended consequences of government policy, and the critical supply issues fueling the housing crisis. Episode Takeaways: ✅ Rate cuts are here, but relief will be slow ✅ Supply, not demand, is driving the affordability crisis ✅ Melbourne may be the best value market right now ✅ Politics and policy are widening the wealth gap ✅ The RBA doesn’t set interest rates for homebuyers ✅ Property and shares both have a place in your portfolio Meet Shane Oliver Shane Oliver is Chief Economist and Head of Investment Strategy at AMP, where he oversees diversified investment funds and provides expert analysis on economic trends and market cycles. With over 35 years of experience, Shane is widely regarded for his clear insights on interest rates, inflation, property, and global markets. He is a sought-after media commentator and a trusted voice in Australian finance, regularly contributing to publications, broadcasts, and investor forums. Shane holds a PhD in economics and brings a deep, research-driven approach to understanding the forces that shape investment outcomes. Meet The Property Twins The Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

    49 min
  5. 06/09/2025

    Don’t Buy Property Without Hearing This First! Margaret Lomas’s Property Investing Must-Knows

    Margaret Lomas is one of the most respected and influential voices in Australian property investing. As the bestselling author of nine books and founder of Destiny Financial Solutions, she’s spent over two decades educating everyday investors and challenging industry spruikers. In this episode, Margaret shares how she built a property portfolio from the ground up starting at nearly 40 and why beginners need to ignore the noise and focus on strategy. We dive into how to find and balance cash flow and capital growth, why market timing matters more than people admit, and how to spot red flags in flashy property deals and “free” advice. Episode Takeaways: ✅You don’t need to choose between cash flow and capital growth ✅Margaret’s “20 Must-Ask Questions” framework for better investing ✅Emotional decisions destroy good investments ✅Regional areas can work but require timing & skill ✅Spruikers are everywhere giving “free” advice ✅Passive income comes later Meet Margaret Lomas Margaret Lomas is one of Australia’s most respected property investment experts, with over three decades of experience and a portfolio of more than 35 investment properties. She is the founder of Destiny Financial Solutions and the bestselling author of nine property investment books. Margaret is a passionate advocate for ethical advice in the industry, having co-founded the Property Investment Professionals of Australia (PIPA). A sought-after speaker and media commentator, she has also hosted several property-focused TV shows and podcasts. Margaret is dedicated to educating investors and empowering them with the tools to make informed, independent property decisions. Meet The Property Twins The Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

    1h 13m
  6. 05/26/2025

    Depreciation for Property Investors: What You Can and Can’t Claim

    Depreciation might not sound exciting until you realise how much money it’s leaving on the table for everyday investors. In this episode, we’re joined by Scott Brunsdon, co-founder of Depreciator and one of the first in Australia to specialise solely in tax depreciation schedules. We dive into what depreciation actually is, why so many investors and even accountants overlook it, and how one schedule can mean thousands in extra cash flow year after year. Scott breaks down how to claim on renovations, when a schedule is worth doing, and why not all providers are created equal. Whether you own one property or ten, this episode is packed with simple, actionable insights that could seriously improve your return. Episode Takeaways: ✅ Depreciation isn’t just for new builds. Renovations, even those done by previous owners, can unlock thousands in tax savings. ✅ Most investors are leaving money on the table. A simple depreciation schedule could improve cash flow by $2,000 or more each year. ✅ Cheap isn’t always smart. Using an experienced provider matters because if your schedule is wrong, you’re the one the ATO holds accountable. Meet Scott Brunsdon Scott Brunsdon is the General Manager of Depreciator, a leading Australian firm specialising in tax depreciation schedules for property investors. With a background in marketing and firsthand experience as a property investor, he has been instrumental in transforming Depreciator into a client-focused depreciation specialist. Brunsdon is passionate about simplifying the depreciation process and educating investors on maximising tax benefits, often speaking at seminars and contributing to industry discussions. Meet The Property Twins The Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

    42 min
  7. 05/12/2025

    How Data Can Predict Property Market Trends with Mat Djolic, Co Founder of HtAG® Analytics

    “Property investment is not just about data—it’s about building a narrative that makes sense for your goals. There’s a difference between just looking at numbers and actually understanding what they mean in the context of market cycles. Too many investors chase growth without understanding the fundamentals behind it.” - Mat Djolic Episode Takeaways: ✅Data plays a crucial role in eliminating opportunity costs by helping investors make informed decisions based on growth patterns and market cycles. ✅Understanding property investment requires more than just looking at numbers; interpreting trends and aligning them with investor goals is key. ✅AI and analytics tools are transforming property investing, but they cannot replace human expertise in execution and decision-making. Meet Mat Djolic Matija (Mat) Djolic is a Co-Founder of HTAG Analytics, one of Australia's leading proptech platforms. As an accomplished author and seasoned data analytics coach, Mat has empowered over 2,000 investors and buyer agents with his insights and strategies over the past five years of running HTAG. Holding a PhD in Organisational Psychology, Mat possesses a deep expertise in the collection and analysis of both qualitative and quantitative data, making him a sought-after authority in the field of data-driven property investing. Meet The Property Twins The Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

    56 min
  8. 05/05/2025

    Sydney vs. Regional: Where Should You Invest in 2025?

    “Investing in real estate isn’t about finding the next hotspot, it’s about playing the long game.” - John Comino, Bridge to Bricks Episode Takeaways: ✅Sydney remains a solid investment due to infrastructure growth, scarcity, and high demand, but affordability remains a challenge. ✅Investors should prioritise areas with government investment, such as Badgerys Creek and the Sydenham-Bankstown corridor, rather than chasing short-term trends. ✅Strata properties in Sydney can be a great starting point for investors, but due diligence on strata reports is crucial to avoid costly mistakes. Meet John Comino John Comino is the CEO of Bridge to Bricks Buyers Agents, a licensed and independent buyer’s agency helping investors and homebuyers make informed property decisions. With a background in finance and accounting, he spent over 20 years working across Europe and Asia before pivoting into real estate to follow his passion for property investing. Now a long-term investor specializing in the Sydney market, John combines data-driven analysis with deep industry experience to guide clients through successful property purchases. Meet The Property Twins The Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

    37 min

About

Welcome to Property Addicts Australia, your home for everything property investing. Get an insider view of what really works when building a portfolio and learn how to avoid the common mistakes. Plus, get all of the tips and tricks from the property investing experts, Sana and Mona Ali, the Property Twins. Join us to learn from the experts and set yourself up for long-term success in property investing. Proudly powered by propertytwins.com.au.

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