Two Cents

Salary Transparent Street
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Two Cents

Ever wondered what it's like to go viral, quit your job in 3 weeks, then make $1M the next year? We do, and we're spilling the beans on everything. Co-hosted by Salary Transparent Street’s married duo, Hannah Williams and James Daniels, their new podcast Two Cents explores topics related to money, marriage, and employment. They're sharing their unfiltered opinion about it all: financial and career topics in the news, their experiences as creators, failed business ventures, and so much more. Subscribe now so you don't miss a new episode each Wednesday!

  1. 1 DAY AGO

    Our Plans for 2025 and Salary Transparent Street | Two Cents Podcast

    Happy New Year! In this episode of Two Cents, we're sharing our goals for 2025. 🍾 From personal resolutions to professional aspirations for this podcast and Salary Transparent Street, 2025 is going to be a major year for us, with lots of changes on the horizon. Watch or listen to get the inside scoop! What are your new year's goals? Let us know in the comments! And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚 Thanks to our newest sponsor, Public! Learn more at Public.com/STS *A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more. 🍎 Clearing teacher's lists video Follow Salary Transparent Street: ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Snapchat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Hannah: ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow James: ⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Edited by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Graphics by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠⁠ Episode breakdown: 0:00 Happy New Year! 0:38 Thanks to our sponsor, Public! 1:40 Responding to last week's comments 3:47 Should we lean into investigative journalism? 5:45 Thank YOU! Giving back 8:20 Our free resources (https://www.salarytransparentstreet.com/resource-hub) 9:00 Hannah's personal goals 11:11 James' personal goals 13:00 Two Cents goals 16:38 Who should we interview? Comment who you'd like to see on the pod! 17:56 Salary Transparent Street goals 25:32 How much did we make in 2024? 26:47 What are your new year's goals? #twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #paytransparency

    27 min

  2. 12/26/2024

    Healthcare CEOs Make How Much More Than Doctors? Our Two Cents on the Luigi Mangione Case | Two Cents Podcast

    In this episode of Two Cents, we discuss the "not so shocking" UnitedHealthcare CEO case and what it reveals about pay inequality in the healthcare industry between executives and medical professionals. James shares his own experience navigating healthcare without insurance, and Hannah breaks down her research into healthcare CEO backgrounds and whether or not their pay represents their skillsets. What are your thoughts on pay in the healthcare industry? Let us know in the comments! And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚 Thanks to our newest sponsor, Public! Learn more at Public.com/STS *A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more. Follow Salary Transparent Street: ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Snapchat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Hannah: ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow James: ⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠ Edited by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Graphics by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠ Episode breakdown: 0:00 Intro 0:51 UnitedHealthcare CEO case 1:30 Thanks to our sponsor, Public! 2:32 Hannah's hot take 2:50 James' tooth pain 4:49 "I need to go home, and this isn't a joke." 5:50 "This is insane...THAT SAME DAY" 7:15 Thanks to this organization 💝 8:11 Looking at the case from the lens of pay 10:30 The CEO is liable for Luigi's denied claim 13:30 How much do healthcare CEOs make? 15:03 Why do these CEOs make this much? 15:45 *Correction* Bachelors in Finance not Business 16:18 MBA Median Salary: $115,000 (2021, Coursera) 16:43 Cardiac Anesthesiologist Interview: https://youtu.be/my4BFfUP2yk?si=13TsQz3S_-xKWu_a 18:45 Pay inequality in the healthcare system 19:46 Workers with Disabilities Interview: https://www.tiktok.com/@salarytransparentstreet/video/7240862438487330090 21:48 Can we have more ethical capitalism? 23:30 Community is everything 24:00 Send us an email: twocents@salarytransparentstreet.csom #twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #paytransparency #unitedhealthcare #unitedhealthcareceo #luigimangione #healthcarepay

    25 min

  3. 12/18/2024

    Got Money Trauma? 😳 FOMO and is debt part of the American dream? Two Cents Podcast

    Got money trauma? So do we! In this episode of Two Cents, hosts Hannah Williams and James Daniels break down their biggest money traumas and where those issues stem from. Plus, they break down how they work together as a couple to combat negative side effects and keep each other in check. What money trauma do you have? Let us know in the comments! And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚 Thanks to our newest sponsor, Public! Learn more at Public.com/STS *A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more. Follow Salary Transparent Street: ​⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠⁠Snapchat⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Hannah: ​⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow James: ⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ Edited by ⁠⁠⁠⁠⁠⁠⁠⁠⁠Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠ Graphics by ⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠ Episode breakdown: 0:00 Intro 1:26 Thanks to our sponsor, Public! 2:31 "I'll hold your $10." 6:38 Guilt buying things not on sale 11:22 Indulging in experiences 13:53 Is debt part of the "American dream"? 21:20 How our money trauma helps us navigate our finances 22:00 We're expanding our family... 24:16 See you next week! #twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #paytransparency #moneytrauma

    25 min

  4. 12/12/2024

    We Had to Take This Interview Down 😳 | Two Cents Podcast

    In this episode of Two Cents, we tackle one of the most controversial questions surrounding salary transparency: Can you get fired for sharing your pay? We share a recent true story from our Salary Transparent Street interviews, including what happens when employers see their workers on camera. Plus, we discuss the importance of knowing your rights, when to be cautious about transparency, and why we built our salary database (link below). Whether you're considering speaking up about your pay or just curious about the impact of salary transparency, this episode is packed with real stories and actionable advice. Don't miss it! Explore our salary database: https://www.salarytransparentstreet.com/salary-database Can you legally talk about your pay? Find out: https://youtu.be/7lslNDhlI3M?si=WrT39JqREnCx3N0t Check out our 2024 Spotify Wrapped: https://www.instagram.com/p/DDLCT_VJu8d/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA== And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚 Thanks to our newest sponsor, Public! Learn more at Public.com/STS *A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more. Follow Salary Transparent Street: ​⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠Snapchat⁠⁠⁠⁠⁠⁠⁠⁠ Follow Hannah: ​⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠ Follow James: ⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠ Edited by ⁠⁠⁠⁠⁠⁠⁠⁠Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠ Graphics by ⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠ Episode breakdown: 0:00 Intro 1:18 Thanks to our sponsor, Public! 2:24 Has anyone ever been fired for appearing on STS? 3:16 Interviewing in Boston 6:30 What's our interview process? 8:40 "Enough people had seen it in 2 hours." 8:55 What did we do? 10:30 "There's no reason her employer should be upset UNLESS..." 12:40 You don't need to be on STS to be transparent 13:15 When you should be careful about being transparent 13:45 Why we built our salary database 15:10 Does this mean you shouldn't talk about your pay? 16:20 Know your rights as an employee 17:50 What's next for Two Cents? #twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #paytransparency #workersrights

    21 min

  5. 12/04/2024

    James' Big Pay Announcement and Breadwinning in Relationships | Two Cents Podcast

    In this episode of Two Cents, James shares exciting news, and we dive into the dynamics of being a breadwinner, looking back at our earnings over the past 7 years of our relationship for reference. We debate how couples should split finances and explore the importance of honesty about big financial decisions. From navigating combined finances in marriage to the pressures of the breadwinner label, we discuss it all. And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚 Thanks to our sponsor, Public! Learn more at Public.com/STS A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more. Follow Salary Transparent Street: ​⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠Snapchat⁠⁠⁠⁠⁠⁠⁠⁠ Follow Hannah: ​⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠ Follow James: ⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠ Edited by ⁠⁠⁠⁠⁠⁠⁠⁠Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠ Graphics by ⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠ Episode breakdown: 0:00 Talking about breadwinners 0:33 Thanks to our sponsor, Public! 2:12 James' big announcement 5:20 Marriage and combined finances 7:15 How our pay has evolved in our relationship 14:27 Does the breadwinner label create unnecessary pressure? 18:31 How should finances be split? 25:30 Breadwinner PSA 26:35 "People don't think work is important unless it makes money." 28:12 Have you ever hidden a big financial decision from your partner? 35:25 Importance of being open-minded #twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #budgetasacouple #marriedbudget #paytransparency #moneyhabits #breadwinner #moneyinrelationships

    39 min

  6. 11/27/2024

    Our Most Embarrassing Money Mistakes (A Financial Roast) | Two Cents Podcast

    Welcome to our financial roast! 🦃 From bulk ordering woes and forgetful spending to costly orthodontic journeys and unexpected money pits, we "thoughtfully" roast each other's financial habits. Hannah shares her struggles with remembering expenses (and losing $3,000 on orthodontics), while James reflects on unhealthy habits and his costly love for motorcycles! Our goal? To reflect on our money values, address financial trauma, and work together to improve our worst financial habits. 🤝 Don’t miss this honest, relatable (and slightly embarrassing) look at how we navigate money as a married couple. 👉 What’s your worst financial habit that you'd like to improve in the new year? Let us know in the comments! And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚 Thanks to our newest sponsor, Public! Learn more at Public.com/STS A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more. Follow Salary Transparent Street: ​⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠ ⁠Facebook⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠Snapchat⁠⁠⁠⁠⁠⁠⁠ Follow Hannah: ​⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠ Follow James: ⁠Instagram⁠⁠⁠⁠⁠⁠ Edited by ⁠⁠⁠⁠⁠⁠⁠Amanda Deisler⁠⁠⁠⁠⁠⁠⁠ Graphics by ⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠ Episode breakdown: 0:00 Intro 1:06 This week's topic: a financial roast 2:03 Thanks to this week's sponsor, Public! 3;50 Hannah's bulk ordering problem 6:10 James' unhealthy habits 8:05 Hannah's forgetful memory is costing her... 11;27 "You will ruin brand new clothes." 13:59 Hannah lost $3,000 on her orthodontics journey 16:15 Is Invisalign worth it, and how does it compare? 17:17 Being a Mechanic is a money pit 18:55 "I feel like you're cheating on me with your bike" 19:50 Which is better: a Mechanic or a Technician? 21:00 Who spent more? Hannah on purses, or James on motorcycles? 24:35 Discussing our financial habits lets us understand each other's values and money trauma 25:30 Next week: James' pay rate 26:07 What financial habits can you improve in the new year? #twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #budgetasacouple #marriedbudget #paytransparency #moneyhabits #financialroast #thanksgivingepisode #financialhabits #badhabits

    26 min

  7. 11/20/2024

    Taxes, Jobs and Housing: Navigating Our Finances Post-Election | Two Cents Podcast

    The 2024 election is over...now what? In this episode, Hannah and James break down what’s next for your wallets by exploring the election's impact on the economy, particularly tariffs, taxes, housing, and jobs. We'll cover which items might become more expensive, how mortgage rates are reacting, and what you can do to set yourself up for success in the job market. Thank you so much for tuning in! If you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚 And thanks to our newest sponsor, Public! Learn more at Public.com/STS A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more. Follow Salary Transparent Street: ​⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠ ⁠Facebook⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠Snapchat⁠⁠⁠⁠⁠⁠⁠ Follow Hannah: ​⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠ Follow James: ⁠Instagram⁠⁠⁠⁠⁠⁠ Edited by ⁠⁠⁠⁠⁠⁠⁠Amanda Deisler⁠⁠⁠⁠⁠⁠⁠ Graphics by ⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠ Episode breakdown: 1:48 In this episode... 2:56 Thank you, Public! 6:50 TARIFFS 8:09 What items will be impacted? 10:30 Consequences of increased tariffs 12:10 TAXES 14:30 HOUSING 16:22 How are bonds related to mortgages? 16:55 JOBS 18:40 Negative impacts to the job market 23:00 Positive impacts to the job market 28:30 Are we worried as content creators? 29:45 How are we preparing for 2025? 32:05 Watching Warren Buffett 35:00 Should you start looking for a new job? 37:00 Are we leaving the country? #twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #2024election #electionresults #uselection #presidentialelection #couplesfinances

    41 min

  8. 11/13/2024

    From Adoption Fees to Vet Bills: The Real Price of a Multi-Pet Household | Two Cents Podcast

    Ever wondered how much it really costs to have a multi-pet household? In this episode of Two Cents, we break down the expenses of caring for our four furry family members—two dogs and two cats. From adoption fees and insurance to the monthly food bill and those inevitable surprise vet visits, we’ll dive into the real price of pet ownership. Whether you're a pet parent or thinking of becoming one, tune in to get a transparent look at the financial side of life with four paws...times four! Thank you so much for tuning in! If you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚 And thanks to our newest sponsor, Public! Learn more at Public.com/STS A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more. Follow Salary Transparent Street: ​⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠ ⁠Facebook⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠Snapchat⁠⁠⁠⁠⁠⁠⁠ Follow Hannah: ​⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠⁠⁠ ​⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠ Follow James: ⁠Instagram⁠⁠⁠⁠⁠⁠ Edited by ⁠⁠⁠⁠⁠⁠⁠Amanda Deisler⁠⁠⁠⁠⁠⁠⁠ Graphics by ⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠ Episode breakdown: 0:00 Intro 0:54 Public Ad 2:05 Our first dog: Quinn 6:21 Why Quinn was more expensive 8:56 Don't go cheap on this 10:44 How training went wrong 13:51 Our first cats: Murphy and Mischief 19:30 Our second dog: Semi 24:08 How much do 4 pets cost? 25:10 Insurance with Lemonade 27:05 Unexpected medical costs 33:19 Miscellaneous expenses 35:15 Our best recommendations #twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #petcosts #howmuchdopetscost #howmuchdodogscost #howmuchdocatscost

    42 min
See All (20)

4.6
out of 5
32 Ratings

About

Ever wondered what it's like to go viral, quit your job in 3 weeks, then make $1M the next year? We do, and we're spilling the beans on everything. Co-hosted by Salary Transparent Street’s married duo, Hannah Williams and James Daniels, their new podcast Two Cents explores topics related to money, marriage, and employment. They're sharing their unfiltered opinion about it all: financial and career topics in the news, their experiences as creators, failed business ventures, and so much more. Subscribe now so you don't miss a new episode each Wednesday!

Information

  • Creator
    Salary Transparent Street
  • Years Active
    2024 - 2025
  • Episodes
    20
  • Rating
    Explicit
  • Copyright
    © Salary Transparent Street
  • Show Website
    Two Cents

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