Venture With Joe and Cody

Joe

Venture with Joe and Cody is a captivating journey into the lives and stories of business leaders, entrepreneurs, and pivotal community figures, revealing the essence of success through candid conversations. Tune in to discover the setbacks, triumphs, and invaluable lessons learned on the path to making a mark in the business world and beyond.

  1. 6D AGO

    Plumbing Problems And Picky Buyers

    A single bad drill hole can ruin your day, but it can also teach you more about homeownership than any tutorial ever will. We start with the real stuff: turning a spare room into a guest room studio for podcast recording, the annoying reality of knocking pipes, and why rerouting plumbing and drain lines can get pricey fast. Then we swap war stories, including the kind of stud-finder fail that ends with a TV mount and a very unfortunate drain pipe. From there, we zoom out to what buyers and homeowners are feeling right now in real estate and mortgage lending. We talk new loan programs coming online, what “bringing it in-house” means, and why the 30-year fixed mortgage rate can swing on headlines tied to geopolitics, the 10-year Treasury, and even Federal Reserve bond buying. If you’ve been watching rates bounce and wondering whether anything is actually “normal” anymore, we put that movement into plain language. We also dig into today’s buyer behavior: why people are pickier, why some homes fly off the market while others sit, and how open houses can feel like a low-commitment workaround when buyers don’t want to sign paperwork too early. We wrap with a practical take on closing day support, why notaries and title signings can get confusing, and a quick flashback to the truly wild COVID years (yes, including the toilet paper aisle). Subscribe, share the episode with a friend, and leave a review so more buyers and homeowners can find the show.

    35 min
  2. MAY 1

    You Can’t Time The Market, But You Can Still Buy Smart

    Vegas is fun. Forgetting your own home address, not so much. We start with a little real-life chaos, then shift into what you actually came for: a clear read on the 2026 Oregon real estate market from a working agent and a working lender. The vibe right now isn’t “boom” or “bust” it’s stable but unpredictable, and that makes timing advice a lot less useful than most people want it to be. We talk through what we’re seeing with sellers who bought during the pandemic, paid a premium, and now expect another big jump. Days on market feel longer, patience feels harder, and the old seasonal rules don’t always hold. At the same time, buyers are adapting. Homes that sit for a few weeks are starting to look like opportunity, not a warning sign, and the conversation is shifting back to leverage, negotiations, seller credits, and realistic expectations around mortgage rates. We also get practical about decision-making. The housing market moves in years, not weeks, and most people don’t care until life forces a move: new jobs, kids, downsizing, landlords selling, or just being done with waiting. If the sticking point is payment or cash to close, we break down the kinds of financing tools that can help, including closing cost strategies and temporary rate buydowns. If you want more guidance, we’re also putting together a live buyers webinar in May where you can ask real questions and get real answers. Subscribe, share this with a friend who’s stuck on the fence, and leave a review so more buyers and sellers can find us.

    32 min
  3. APR 24

    Rebranding Stress And Real Estate Tools That Help Sellers

    A business name sounds like a logo detail until you realize it is the decision you will wear on every sign, email, and client introduction for years. We open with the real pressure behind a real estate rebrand, how to “date” a name before you commit, and why even small choices can feel permanent when you run your own shop. Along the way we swap the everyday moments that keep this work human, from kids’ sports to the kind of sunburn you cannot show up to a showing with. Then we zoom out to the bigger reality of real estate and mortgage life: it is hard to turn work off. We talk honestly about work-life balance, why taking a simple 10-minute walk can feel impossible during “work hours,” and how home projects and family time compete with the constant urge to be productive. If you are an agent, lender, or business owner, you will recognize the see-saw between feeling behind at work and feeling behind at home. On the practical side, we share what we are building for clients, including a seller net sheet calculator that helps homeowners estimate net proceeds with adjustable inputs like sale price, payoff, commissions, concessions, closing date, and taxes. We also dig into home appraisal and home inspection stories, including a $50,000 appraisal gap, why you often cannot just order a new appraisal, and the inspection surprise that exposed a rotted septic tank. And yes, we even talk about finding a grave on a property. If you are buying or selling a home, these are the real-world details that matter. Subscribe, share the show with a friend, and leave a review, and tell us: what is the wildest appraisal or inspection surprise you have ever seen?

    32 min
  4. APR 17

    What If The Best Real Estate Move Is Acting Normal?

    The moment you’re told you can’t use “Realty” in your name anymore, you find out fast whether your brand is real or just a placeholder. Joe and Cody talk through a forced real estate team rebrand under a larger brokerage, what makes a name timeless, and why most real estate logos feel the same. We want a brand that’s simple, wearable, and marketable, the kind of thing that makes someone stop and ask, “What is that?” From there, we shift into what buyers and sellers keep calling a “weird” housing market. We break down why longer days on market are starting to feel normal again, how buyers are adjusting to mortgage rates, and what we’re seeing with negotiations like seller concessions and price reductions. If you bought during the COVID frenzy with a 2.75% rate and an aggressive overbid, we also unpack why selling today can feel like a gut punch and how to think about the sale and the next purchase as a seesaw. We close with two reality checks: HGTV-style renovation budgets rarely match real-life kitchen remodel and bathroom remodel costs, and AI in real estate is getting weaponized as clickbait. AI can help with speed, but it can also create risk if people stop understanding their own contracts and advice. If you’re buying a home, selling a home, or building a real estate business, this conversation brings it back to fundamentals and clear thinking. Subscribe, share this with a friend who’s waiting on the “perfect” market, and leave a review with your take: what’s the most memorable real estate brand name you’ve seen?

    32 min
  5. APR 10

    Weird Real Estate Laws Plus Buyer Tips That Actually Help

    You can learn a lot about real estate from the serious stuff like rates and inventory, but sometimes the fastest way to understand the market is to start with what makes no sense. We kick things off with a wild tour of strange real estate laws across the US, from a two-toilet limit on a tiny island to fence rules, noise restrictions, and even the idea of squatters eventually claiming ownership. It’s funny, but it also reveals something real: most housing rules exist because someone pushed a situation so far that a city or state had to write it down. From there, we shift into the buyer questions we hear constantly, especially from people preparing to buy a home in 2026. We break down the 20% down payment myth, talk through zero down and low down payment mortgage options, and clarify pre-qualification vs mortgage pre-approval. We also tackle the credit score fear around getting pre-approved, including how mortgage credit inquiries are typically treated when you shop lenders. Then we get practical about what can blow up a deal: appraisal gaps, debt-to-income ratio limits, and what underwriting actually looks at beyond one number. We talk inspection strategy and why waiving inspection in a bidding war can be a painful shortcut. We also dig into contingent offers, how to think about sale proceeds, and why it’s smart to keep cash reserves for life after closing. Finally, we talk negotiation mistakes buyers make when emotions run high, including why you should assume cameras are recording you during showings. Subscribe for more real estate and mortgage advice, share this with a friend who’s buying soon, and leave a review if it helped. What part of buying feels the most confusing right now?

    37 min
  6. APR 3

    How To Read A Home Inspection Without Panicking

    That 70-page inspection report you just got is not proof you bought a “bad” house. It’s proof you hired someone whose job is to write down every single thing they can find, from real safety issues to tiny maintenance notes that show up on almost every property. We talk through how to read a home inspection like a pro, how to keep your emotions in check, and how to use the report to make better decisions and stronger repair requests.  We also get real about the mortgage side of inspections. As a lender, Cody explains why lenders usually do not need or want your full inspection report, what can happen if it accidentally ends up in underwriting, and how appraisals drive most financing-related repairs. If you’re using a VA loan, FHA loan, or USDA loan, we outline the common “health and safety” triggers that can slow down closing, like peeling paint, exposed wiring, missing floor coverings, water heater strapping, and deck or stair railings.  Then we dig into septic inspections and well water tests, including why requirements can vary depending on the investor even when the loan type looks the same on the surface. If you’re buying acreage, a farm property, or any home on septic or well, we share how to plan ahead so you don’t get surprised a week before closing.  If you found this helpful, subscribe for more practical real estate and mortgage guidance, share this with a friend buying a home, and leave a review so more buyers can find us. What’s the biggest question you have about inspections right now?

    30 min
  7. MAR 27

    Real Estate Deal Killers Part 2 of 2

    A real estate deal can look solid on paper and still collapse for reasons that have nothing to do with the house itself. We jump into part two of our “top 10 mistakes that could kill a real estate deal” series and count down the top five deal killers we see in the wild, with real examples from the agent and lender side. We start with the emotional one: lowball offers. When sellers reject instead of countering, they can lose momentum, miss the chance to find the buyer’s real number, and sometimes scare off the only offer they’ll get. We also revisit a major listing problem, agents overpricing a home to win the listing and then chasing the market down through price cuts. If you’re selling, we talk about why pricing strategy, comps, and clear expectations beat wishful numbers every time, especially on unique properties like acreage and country homes. Then we get into the lender lane. We unpack why “slow underwriting” often begins with buyers delaying documents during the first week, turning a comfortable timeline into an end-of-contract sprint. We also draw a hard line between pre-qualified and pre-approved, because confusing those two can create instant disappointment when it’s time to write an offer. We close with the biggest takeaway of all: poor communication across agents, lenders, buyers, and sellers is the fastest way to miss deadlines and lose the deal. Subscribe on YouTube, Spotify, or Apple, share this with a friend who’s buying or selling, and leave a review so we can keep making practical real estate and mortgage content. What deal mistake do you want us to tackle next?

    28 min
  8. MAR 20

    Top Real Estate Deal Killers

    A deal can look “under control” right up until the moment it collapses and the frustrating part is that the trigger is often preventable. We’re Joe Skipper (Skipper Realty Group, brokered by eXp Realty) and Cody Wilhelm (Residential Mortgage), and we’re putting real numbers and real accountability behind the mistakes that kill real estate deals. If you’re buying a home, selling a home, or working in lending, this conversation is built to help you spot risk earlier and keep your transaction moving.  We start with what we’re seeing in the market: a fast start to the year, then a sudden slowdown, plus the way mortgage rates and headline-level uncertainty can change consumer behavior. From there, we get personal for a minute about parenting and communication, because it mirrors what happens in real estate too. When people feel overwhelmed, they shut down, miss details, and make rushed choices.  Then we jump into our “Top Mistakes That Kill Real Estate Deals” countdown and call out who’s to blame and what to do differently. We cover buyers making big purchases during escrow, sellers overpricing based on emotion instead of comps, agents failing to vet buyer financing, and lenders creating last-minute closing cost surprises. We also dig into inspection waivers in competitive markets and why sending an inspection report to underwriting can create problems you never needed. We wrap by teeing up part two, where we’ll finish the remaining deal killers.  If this helped you, subscribe so you don’t miss part two, share it with a friend who’s house hunting, and leave us a review with the biggest real estate mistake you’ve seen up close.

    30 min

About

Venture with Joe and Cody is a captivating journey into the lives and stories of business leaders, entrepreneurs, and pivotal community figures, revealing the essence of success through candid conversations. Tune in to discover the setbacks, triumphs, and invaluable lessons learned on the path to making a mark in the business world and beyond.