Can I Retire Now?

Nick J. Russell, CRPC® & Becky Wagoner
  • 4.5 (8)
  • BUSINESS
  • UPDATED BIWEEKLY

Welcome to the Can I Retire Now? Podcast!Where savvy financial insights meet relatable wisdom. With almost two decades in the industry, Nick Russell and his wife Becky Wagoner bring a dynamic perspective to help you navigate your unique financial landscape. Join us as we decode the intricacies of your financial world, offering tailored strategies for dream retirement plans and protection against life's storms. Discover what truly matters in your financial life, gain insights on relationships and money, and maybe even share a good laugh. Your journey to financial well-being starts here.Securities and advisory services offered through Cetera Advisors LLC, member FINRA/SIPC, a broker/dealer, and a Registered Investment Adviser. Cetera is separate from any other named entity. 6052 Turkey Lake Rd #101, Orlando, FL 32819. Main Telephone: (407) 351-3476

  1. DEC 17

    The Truth About Health and Longevity with Dr. Ara Suppiah (Ep. 36)

    Health is the foundation that allows every financial plan to matter because if you can’t enjoy your wealth, what’s it really for? In this episode, Nick Russell welcomes back Dr. Ara Suppiah, Founder of The Functional Sports Medicine Institute, to separate myths from facts on nutrition, sleep, and movement.  They discuss how simple daily choices can extend both lifespan and relevance, not just years in life, but life in those years. Key takeaways: Why “breakfast is the most important meal” isn’t a one-size-fits-all ruleThe link between sleep quality, immunity, and even cancer preventionHow movement, not just exercise, improves longevity and daily functionThe truth about fasting, cardio, and strength training for body compositionWhy relevance, purpose, and play matter just as much as nutritionAnd More!Previous Episodes of Interest: How Health Impacts Wealth with Dr. Ara Suppiah Pt. 1 (Ep. 21)Nutrition, Supplements, and Plant-Based Diets with Dr. Ara Suppiah - Part 2 (Ep. 22)Connect with Sunrise Wealth Advisors:  LinkedIn: Nick RussellSunrise Wealth AdvisorsX: Nick RussellConnect with Dr. Ara Suppiah: LinkedIn: Ara SuppiahFunctional Sports Medicine Institutesupport@functionalsportsmedicine.com About Our Guest:  Dr. Ara Suppiah is a globally respected medical pioneer in professional sports and the founder of the Functional Sports Medicine Institute. Built on decades of groundbreaking research, the institute addresses the unmet needs of elite athletes by optimizing health, vitality, and sustained high performance. Dr. Ara’s proprietary Functional Sports Medicine™ model blends the sciences of functional medicine, allopathic medicine, and Eastern medical philosophies to combat inflammation and enhance overall well-being. His innovative approach has revolutionized the care of professional athletes, empowering them to excel both on and off the field. As a sought-after personal physician on the LIV tour and previously on the PGA and LPGA Tours, the ATP and WTA circuits, Dr. Ara provides tailored medical care for some of the world’s top athletes. In addition to his role as a practicing ER Physician, he serves as the Chief Medical Analyst for NBC Sports Golf Channel, where he offers expert insights into athlete health and performance. Dr. Ara is also a thought leader, speaker, and author, dedicated to reshaping how people approach athlete care. Through his Functional Sports Medicine Masterclass, he is educating and empowering a new generation of professionals with his holistic and science-backed methodologies. With a mission to redefine sports medicine, Dr. Ara continues to pave the way for athletes to achieve peak performance while living healthier, more balanced lives.

    1h 10m

  2. DEC 3

    Your Year-End Financial Checklist: Smart Moves Before 2026 (Ep. 35)

    The end of the year brings more than just holidays.  It’s also a key moment to make tax-efficient moves that can shape your financial picture for the next year. In this episode, Nick Russell and Becky Wagoner share a practical year-end checklist to help you stay proactive with your retirement accounts, avoid tax penalties, and make informed planning decisions before December 31.  From Roth conversions to charitable donations, they break down what needs to be done now and what can wait until tax season. Key Takeaways: The difference between calendar-year and tax-year deadlines for contributionsWhich accounts must be funded before December 31, and which can wait until tax filingHow to handle required minimum distributions and use QCDs for charitable givingTips on tax-loss harvesting, managing capital gains, and avoiding the wash-sale ruleWhen and why to consider Roth conversions, plus timing strategies after retirementAnd more!Connect with Sunrise Wealth Advisors:  LinkedIn: Nick RussellSunrise Wealth AdvisorsX: Nick Russell

    21 min

  3. NOV 20

    How to Budget for the Holidays and Avoid Overspending (Ep. 34)

    The holidays bring joy, but they also bring financial pressure that can leave you dazed come January. What if you could enjoy the season without the post-holiday regret? What if your spending reflected what truly matters to you? In this episode, Nick Russell and Becky Wagoner share strategies for managing holiday expenses while staying aligned with your values. From creating supportive budgets to choosing meaningful gifts over material exchanges, they offer fresh perspectives on celebrating without overspending.  They also reveal startling statistics about gift returns and discuss creative alternatives that prioritize experiences and connections over commercialism. Key takeaways: Creating a budget based on what brings you joy (hosting, gifts, or travel) rather than feeling restricted by arbitrary spending limitsStarting with 1% of annual income as a holiday budget baseline and building in 5-10% flexibility for unexpected expensesChoosing experience-based gifts like time together, teaching family recipes, or childcare exchanges instead of material itemsCelebrating holidays on alternative dates to save on travel costs and reduce stress while maintaining meaningful traditionsThe reality that 17% of gifts (worth $890 billion) are returned annually, with 8.4 billion pounds ending up in landfillsAnd more!Resources: Forbes: 12 Tips To Build A Holiday Budget That Won’t Break The BankOptoro: With Returns Fraud & Abuse on the Rise, and 69% of Shoppers Admitting to Wardrobing, with 64% Doing So At Least Once a MonthNRF and Happy Returns Report: 2024 Retail Returns to Total $890 BillionConnect with Sunrise Wealth Advisors:  LinkedIn: Nick RussellSunrise Wealth AdvisorsX: Nick Russell

    36 min

  4. NOV 5

    The Big Four Hidden Taxes in Retirement (Ep. 33)

    Taxes don’t stop when you retire; they just get sneakier. From Social Security surprises to Medicare premium surcharges, retirees face more hidden taxes than they might expect. In this episode, Nick Russell and Becky Wagoner reveal how to spot and manage the “Big Four Hidden Taxes” that can quietly drain your retirement income. They break down these taxes, how they interact, and what proactive planning can do to minimize their bite. Nick and Becky also uncover how to recognize, anticipate, and plan for the hidden tax traps that impact retirees’ income, investments, and healthcare costs. Key Takeaways: The difference between “obvious” and “hidden” taxes in retirementHow Social Security benefits become taxable and how thresholds applyWhat happens if you forget to take Required Minimum Distributions (RMDs)Understanding the “Tax Torpedo” and its ripple effect on income and MedicareWhat IRMAA is and how it can inflate your Medicare premiums, plus how to appealAnd more!Connect with Sunrise Wealth Advisors:  LinkedIn: Nick RussellSunrise Wealth AdvisorsX: Nick Russell

    39 min

  5. OCT 22

    Even Dying Requires Paperwork: Estate Planning and Legacy Management (Ep. 32)

    Estate planning isn’t just for the wealthy. It’s about giving your loved ones clarity and control when it matters most. In this episode, Nick Russell and Becky Wagoner explain why estate planning should start early, the essential documents everyone needs, and how to protect digital and financial assets for your family’s future.  They share personal stories, practical advice, and even a touching family example that shows how thoughtful planning can leave a lasting legacy. Nick and Becky explore: Why failing to plan can cause emotional and financial chaos for familiesThe four essential documents every adult should have: will, trust, power of attorney, and living willHow beneficiaries and “payable on death” accounts override your willThe importance of organizing and protecting your digital assets and passwordsWhen to update your estate plan to reflect life changes like marriage, divorce, or new propertyAnd more!Connect with Sunrise Wealth Advisors:  LinkedIn: Nick RussellSunrise Wealth AdvisorsX: Nick Russell

    53 min

  6. OCT 8

    Small Businesses, Big Retirements: Choosing the Right Plan (Ep. 31)

    Running a business means wearing many hats, but retirement planning doesn’t have to get lost in the shuffle. In this episode, Nick Russell and Becky Wagoner unpack retirement savings strategies designed for small business owners and entrepreneurs. From SEP IRAs to solo 401(k)s, they explain how different plans work, who they’re best suited for, and why offering retirement options can help retain employees. They also share real-life examples and discuss how flexibility is key as your business grows and changes. Key points: The differences between SEP IRAs, SIMPLE IRAs, solo 401(k)s, and traditional 401(k)sContribution limits, tax considerations, and setup costs for each type of planHow retirement benefits improve employee retention and reduce turnover costsWhy small business owners shouldn’t rely solely on selling their business as a retirement strategyPractical advice on evolving your plan as your income and number of employees growAnd more!Connect with Sunrise Wealth Advisors:  LinkedIn: Nick RussellSunrise Wealth AdvisorsX: Nick Russell

    30 min

  7. SEP 24

    Planning Through the Decades: Money Habits for Every Stage of Life (Ep. 30)

    Nick Russell and Becky Wagoner break down what retirement planning really looks like at each stage of life. From the first savings habits in your 30s, to protecting your income and family in your 40s, to running “stress tests” in your 50s to see if you are truly on track, this episode is packed with practical insights and relatable stories.  Nick shares how even $300 a month in your 30s can grow into $1 million, why time in the market matters more than timing, and how reviewing insurance and running projections can prevent costly mistakes later on. Becky adds real-life perspective, including what Fidelity suggests you should have saved by each decade. What to expect in this episode: How saving 10% of your income early builds momentumThe power of compounding and why starting late costs moreInsurance and protection strategies in your 40sStress testing your plan in your 50s before retirement hitsAnd more!Connect with Sunrise Wealth Advisors: LinkedIn: Nick RussellSunrise Wealth AdvisorsX: Nick Russell

    29 min

  8. SEP 10

    Divorce and Money: Financial Lessons You Can’t Afford to Miss (Ep. 29)

    Nick and Becky open up about a deeply relevant topic: divorce and finances.  Drawing from both personal experience and professional perspective, they highlight the hidden financial pitfalls and overlooked steps that can make or break a secure future after separation. Listeners will learn: Why updating beneficiaries is one of the most urgent post-divorce tasksHow Social Security benefits may still apply after 10 years of marriageThe role of pension planning and life insurance in protecting income streamsThe difference between equal and equitable when dividing assetsAnd more!Previous Episode of Interest: Marriage: The Ultimate Investment in Love and Money (Ep. 28)Connect with Sunrise Wealth Advisors: LinkedIn: Nick RussellSunrise Wealth AdvisorsX: Nick Russell

    34 min
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Ratings & Reviews

4.5
out of 5
8 Ratings

About

Welcome to the Can I Retire Now? Podcast!Where savvy financial insights meet relatable wisdom. With almost two decades in the industry, Nick Russell and his wife Becky Wagoner bring a dynamic perspective to help you navigate your unique financial landscape. Join us as we decode the intricacies of your financial world, offering tailored strategies for dream retirement plans and protection against life's storms. Discover what truly matters in your financial life, gain insights on relationships and money, and maybe even share a good laugh. Your journey to financial well-being starts here.Securities and advisory services offered through Cetera Advisors LLC, member FINRA/SIPC, a broker/dealer, and a Registered Investment Adviser. Cetera is separate from any other named entity. 6052 Turkey Lake Rd #101, Orlando, FL 32819. Main Telephone: (407) 351-3476

Information

  • Creator
    Nick J. Russell, CRPC® & Becky Wagoner
  • Years Active
    2024 - 2025
  • Episodes
    36
  • Rating
    Clean
  • Copyright
    © 2025 Can I Retire Now?
  • Show Website
    Can I Retire Now?

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