The Financial Freedom Podcast

Property Portfolio Building

Welcome to The Financial Freedom Podcast, sponsored by Property Portfolio Building! This podcast is designed by real people on their journey to achieving financial freedom and will focus on people who have either already attained it, who are joining us on that journey, or a specialist topic that can help you build your technical knowledge to achieving and maintaining financial freedom.

  1. Episode 59 Planning Tales

    5D AGO

    Episode 59 Planning Tales

    In this episode, Phil shares that since 2021, we’ve completed 38 planning applications, with a strong success rate, but still a few refusals along the way. And that’s the key message: you can be excellent, have experience, work with professionals… and still get a “no” sometimes. This is the big one for most small developers, moving between use classes (e.g. Class E to C3) which often needs planning or prior approval. He also flags how Article 4 Directions can remove PD rights, especially around HMOs. If you’ve not liked, subscribed, and turned on notifications on your platform of choice, please do it now This podcast is sponsored by Property Filter register.property-filter.co.uk/ppb Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/ LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/ YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠ Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠ Connect with our hosts: Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/ Facebook: ⁠https://www.facebook.com/phil.y.bygrave Get in touch with Tim here: LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/ COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free! For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

    52 min
  2. Episode 58 Building Wealth from the Ground Up

    FEB 6

    Episode 58 Building Wealth from the Ground Up

    From scaffolding to site sourcing, Sam Bastow’s journey is anything but typical. In this episode of The Financial Freedom Podcast, we sit down with Sam Bastow to explore how he transitioned from a hands-on construction career to running his own property development business , all while navigating the challenges of raising a young family and growing a new venture. It’s a grounded and inspiring conversation for anyone beginning their journey to financial freedom. This podcast is sponsored by Property Filter register.property-filter.co.uk/ppb Episode 56 is live on Youtube: https://youtu.be/UGtS2CETh88 Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/ LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/ YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠ Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠ Connect with our hosts: Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/ Facebook: ⁠https://www.facebook.com/phil.y.bygrave Get in touch with Tim here: LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/ COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free! For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

    42 min
  3. Episode 56: An interview with Guillaume Black “The DNA of Successful Property Investors”

    JAN 23

    Episode 56: An interview with Guillaume Black “The DNA of Successful Property Investors”

    Why do some people seem to move forwards while some people get stuck in the mud. Phil and Tim sit with Guillame Black the CEO of Property Filter who’s system Property Filter has seen more than 3000 property deals since 2022. Guillame breaks down the behaviours and habits that the most successful investors have and why some people fall away and don’t end up doing any deals. Theres nothing new in property, it’s the habits and behaviours. With thousands of deals flowing through his community and platform, Guillaume shares what separates the people who talk about property… from the people who consistently do deals. From mindset and habits, to the reality of momentum, follow-up, and why “deals are made, not found”. This episode is a behind-the-scenes look at what top performers do differently This podcast is sponsored by Property Filter register.property-filter.co.uk/ppb Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/ LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/ YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠ Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠ Connect with our hosts: Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/ Facebook: ⁠https://www.facebook.com/phil.y.bygrave Get in touch with Tim here: LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/ COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free! For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

    1h 17m
  4. Episode 55: No Money Down Deals , Fact or Fantasy?

    JAN 16

    Episode 55: No Money Down Deals , Fact or Fantasy?

    This is one of our technical episodes, where we strip back the hype and talk honestly about what no money down and no money left in deals really mean in today’s market. From where the phrase actually came from, to why many of the old tactics no longer work, this episode breaks down the practical realities of creative finance, refinancing, vendor finance, and the risks most people don’t talk about. No sales talk. No shortcuts. Just a clear, grounded explanation of what’s possibleand what isn’t, for UK property investors right now. This podcast is sponsored by Property Filter register.property-filter.co.uk/ppb Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/ LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/ YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠ Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠ Connect with our hosts: Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/ Facebook: ⁠https://www.facebook.com/phil.y.bygrave Get in touch with Tim here: LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/ COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free! For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

    30 min
  5. Episode 54: 6 Rounds with Steve Hammond: From Tools to Deals

    12/26/2025

    Episode 54: 6 Rounds with Steve Hammond: From Tools to Deals

    In this Six Rounds episode, we sit down with Steve Hammond, builder, developer, landlord, and co-host of the Developers Network in Birmingham. Steve never planned to work in construction. One unexpected project led to another, and before he knew it, he’d built a career spanning extensions, developments, and a growing property portfolio. In this conversation, he shares the real turning points: scaling challenges, mindset shifts, and why learning to step back was just as important as learning to build. It’s an honest look at what happens when hard work alone isn’t enough, and how the right systems, team, and thinking unlock the next level. This podcast is sponsored by Property Filter register.property-filter.co.uk/ppb Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/ LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/ YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠ Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠ Connect with our hosts: Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/ Facebook: ⁠https://www.facebook.com/phil.y.bygrave Get in touch with Tim here: LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/ COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free! For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

    1h 1m
  6. Episode 53 An interview with Vicky Sherwood: Playing the game to financial freedom

    12/19/2025

    Episode 53 An interview with Vicky Sherwood: Playing the game to financial freedom

    In this episode, we sit down with Vicky Sherwood, a pharmaceutical professional and driven property investor building a serious portfolio alongside a full-time career and family life. Vicky is an example of how to expertly play the property game to achieve Financial Freedom. Haste not Speed, Laser Focus not Shiny Penny. Vicky shares what it really looks like to chase financial freedom when you’ve got kids, a demanding job, and limited hours, and why she’s chosen cash-flow strategies like HMOs and serviced accommodation to create long-term control (without betting the house). This one’s practical, relatable, and packed with real-world honesty. From early-morning graft to building a portfolio with the right people around you. This podcast is sponsored by Property Filter register.property-filter.co.uk/ppb Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/ LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/ YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠ Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠ Connect with our hosts: Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/ Facebook: ⁠https://www.facebook.com/phil.y.bygrave Get in touch with Tim here: LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/ COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free! For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

    1h 12m
  7. Episode 52: Article 4 Friend or Foe?

    12/12/2025

    Episode 52: Article 4 Friend or Foe?

    In this episode, we sit down to unpack Article 4 directions and what they really mean for property investors and developers. We break down, in straightforward terms, how Article 4 works, why so many councils across Greater Manchester are adopting it, and the impact it has on C3–C4 HMO conversions. From tighter planning controls to protected asset values, changing supply, and rising barriers to entry. This episode explores both sides of the debate. Is Article 4 a problem… or an opportunity in disguise? No jargon. Just a clear look at what’s happening and how investors can navigate it. 🎧 Watch or listen now on YouTube, Spotify, or Apple Podcasts. #FinancialFreedomPodcast #Article4 #HMO #PropertyInvestment #UKProperty #Planning #SmallScaleDevelopment #WealthBuilding This podcast is sponsored by Property Filter register.property-filter.co.uk/ppb Stay connected with us through our social media channels: Facebook: ⁠⁠https://www.facebook.com/propertyportfoliobuilding/ LinkedIn: ⁠⁠ ⁠https://www.linkedin.com/company/propertyportfoliobuilding/ Instagram: ⁠⁠https://www.instagram.com/propertyportfoliobuildinguk/ YouTube: ⁠⁠youtube.com/@propertyportfoliobuilding/⁠⁠ Websites: ⁠⁠propertyportfoliobuilding.co.uk⁠⁠ & ⁠⁠invest-prop.co.uk⁠⁠ Connect with our hosts: Phil Bygrave: https://www.linkedin.com/in/phil-bygrave-8b792421/ Facebook: ⁠https://www.facebook.com/phil.y.bygrave Get in touch with Tim here: LinkedIn: ⁠⁠https://www.linkedin.com/in/timothy-witt-77b0275b/⁠⁠ Facebook: ⁠https://www.linkedin.com/in/timothy-witt-77b0275b/ COME AND MEET US http://www.manchesternorthpin.co.uk use "bygrave" to attend for free! For all enquiries, please contact us at: ⁠podcast@invest-prop.co.uk

    34 min

About

Welcome to The Financial Freedom Podcast, sponsored by Property Portfolio Building! This podcast is designed by real people on their journey to achieving financial freedom and will focus on people who have either already attained it, who are joining us on that journey, or a specialist topic that can help you build your technical knowledge to achieving and maintaining financial freedom.

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