Remnant Finance - Infinite Banking (IBC) and Capital Control

Brian Moody & Hans Toohey
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Remnant Finance aims to revolutionize how you think about money. Join co-hosts Brian Moody and Hans Toohey, veteran military pilots and Authorized Infinite Banking Concept Practitioners of the NNI, as they dive deep into strategies that can transform your approach to personal finance. What’s Infinite Banking? It’s a financial movement about taking control of your future and creating a system that preserves and grows your wealth across generations. Join us as we challenge the conventional and build financial independence together. Subscribe to navigate your financial future with confidence!

  1. 6D AGO

    E86 - "Everything They Sold You Is Fake" — He Quit His Job to Prove It | Van Man

    VanMan: ⁠https://vanman.shop/⁠ Book a call: ⁠https://remnantfinance.com/calendar⁠ !  Out Print the Fed with 1% per week: https://remnantfinance.com/options Email us at info@remnantfinance.com or visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance ) Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 ) Twitter: @remnantfinance (https://x.com/remnantfinance ) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE If you've been in the health-conscious space online, you've seen Van Man products everywhere — tallow balm, eggshell tooth powder, fluoride-free mouthwash. But most people don't know the story behind the brand. In this episode, Jeremy Ogorek sits down with Hans to talk about losing everything in a New York tech startup, moving back in with his mom, buying a van, and accidentally stumbling into a health brand that's now replacing every product in your bathroom — and soon, your pantry too. We also get into the "everything is a lie" awakening, why fluoride was his first red flag, what's actually in the products you put on your skin, and how he's now selling $6 grass-fed smash burgers out of a restaurant in Pacific Beach that keeps selling out. If you've been rethinking what you put on and in your body, this one's for you. Chapters: 00:00 – Opening segment 01:25 – Van's background: CPA, quitting his first job, joining a NYC tech startup 05:15 – The startup collapse: $8M raised, celebrity investors, and losing everything 08:55 – Fluoride as the first red flag and the origin of the eggshell tooth powder 14:05 – How the tallow balm was born and why it went viral 19:00 – "Your skin is a mouth" — the philosophy behind Van Man products 21:25 – Product lineup: deodorant, sunscreen, bug balm, soap, shampoo, eye cream 30:30 – The Van Man restaurant in Pacific Beach: $6 grass-fed burgers 36:00 – The business model: restaurants, gas stations, and movie theaters as product "stunts" 43:25 – Other clean brands: Masa Chips, Orum, Rosie's Chips 53:00 – Vaccines, home birth, and the broader health awakening 57:00 – What's next: tallow popcorn, clean Snickers bars, cough drops, and an RFK collab 1:04:15 – Closing segment Key Takeaways: Tallow isn't a trend — it's a return to what worked for thousands of years. People are reporting cleared rosacea, vanishing acne, and healed scars from a balm made of five ingredients you could eat. Meanwhile, the dermatologist-recommended steroid creams weren't solving the same problems in a decade. Your skin is your largest organ, and it absorbs what you put on it. If you wouldn't eat the ingredients in your lotion or deodorant, ask yourself why you're comfortable rubbing them into your skin — especially in high-absorption areas like your armpits. Fluoride was the first domino. It's the only non-opt-in medication — it's in your tap water, your toothpaste, and it's free. Once you ask why they care so much about your cavities, the rest of the questioning begins. The restaurant isn't really about the restaurant. Van Man Burgers in Pacific Beach sells $6 grass-fed smash burgers at near break-even. The real play is getting clean products in front of new customers. Every "stunt" — restaurant, gas station, movie theater — is a storefront for the mission. You don't need permission to start. Van went from credit card debt and a van to building a brand, a restaurant, and a product line — all by following his gut, tweeting his thoughts, and making products he wanted to use himself. The XP comes from doing, not reading.

    1h 8m

  2. FEB 6

    E85 - Is Infinite Banking A Scam? The Top 7 Objections

    Book a call: https://remnantfinance.com/calendar !  Out Print the Fed with 1% per week: https://remnantfinance.com/options Email us at info@remnantfinance.com or visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance ) Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 ) Twitter: @remnantfinance (https://x.com/remnantfinance ) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE This episode dismantles the top seven objections one by one. We're answering them directly and showing why most criticisms reveal a fundamental misunderstanding of what whole life insurance actually is.  If you've ever hesitated to explore IBC because something you read online gave you pause, this is the episode for you. Chapters: 00:00 – Opening segment 07:40 – Objection 1: Whole life is a terrible investment 15:45 – Objection 2: The rate of return is terrible 26:35 – Objection 3: You don't break even for years 34:45 – Objections 4 & 5: Why pay interest to borrow my own money? 45:25 – Objection 6: Agents make huge commissions 57:50 – Objection 7: This only works if you're rich 1:02:05 – Closing segment Key Takeaways: It's not an investment—it's savings. Whole life has no risk of loss, which by definition means it's not an investment. It's a savings vehicle with guarantees, privacy, and a death benefit. Stop comparing it to the S&P 500. Rate of return isn't the only metric. The best-performing asset changes depending on your timeframe. Chasing returns is how people buy high and sell low. Wealthy investors prioritize control, understanding, and risk management before rate of return. Policy loans aren't "borrowing your own money." You're borrowing the insurance company's money, collateralized by your cash value. Your money keeps compounding. That's the entire point. Commissions aren't the gotcha people think. If agents wanted easy money, they'd get a securities license and collect 1% AUM fees for life. Whole life is harder to sell and pays less over time than traditional financial advising. Is Infinite Banking a scam? If you've spent five minutes researching IBC online, you've seen the accusations. These objections are everywhere—YouTube comments, Reddit threads, Dave Ramsey clips. They sound convincing. They're also wrong.

    1h 6m

  3. JAN 30

    E84 - What Happens When the Economy Doesn't Need Workers Anymore?

    Book a call: https://remnantfinance.com/calendar !  Out Print the Fed with 1% per week: https://remnantfinance.com/options Email us at info@remnantfinance.com ! Visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance ) Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 ) Twitter: @remnantfinance (https://x.com/remnantfinance ) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE This episode examines Jordi Visser's recent analysis on what AI means for the labor market, why this isn't like previous technological disruptions, and how to position yourself financially when the old rules no longer apply. We talk through the psychological impact on anyone raised in the meritocracy, why competing against entities that never sleep and improve every six months is fundamentally different than competing against other humans, and what it actually looks like to build a two-year financial runway. Chapters: 00:00 – Opening segment01:35 – Jordi Visser article introduction 06:45 – The danger of refusing to update with new information 09:15 – I built an arbitrage bot in 12 minutes with zero coding knowledge 14:45 – Q3 2025: GDP up, profits up, employment down 16:30 – "Your labor is no longer required for our prosperity" 19:55 – The original 10,000-year bargain between labor and capital 23:10 – Today's graduates competing against entities 31:45 – Why whole life insurance shines brighter in this environment 40:15 – Uber drivers protesting robo-taxis ten years after disrupting taxis 52:30 – Building your runway 58:00 – Closing thoughts and how to position your assets Key Takeaways: This isn't the Industrial Revolution 2.0. Previous disruptions eliminated jobs but created surplus that funded new roles. AI breaks that chain—digital employees don't need wages, don't become consumers, and improve exponentially every six months. The math changed. A college degree once guaranteed middle-class stability. Now it puts you in direct competition with entities that work 24/7, remember everything, and have no upper bound on capability. Own assets or get left behind. When capital no longer depends on labor, asset prices can rise indefinitely while wages stagnate. Position yourself on the side of the equation that benefits. Build your runway now. Hans tracks daily burn rate and is targeting two years of expenses in emergency reserves. Calculate yours: monthly expenses ÷ 30 = daily burn. Emergency fund ÷ daily burn = runway in days. Protect, save, grow still applies—maybe more than ever. Guaranteed growth vehicles, physical precious metals, crypto, rental properties, and options trading all have a place in a portfolio built for uncertainty. The social contract between labor and capital has held for 10,000 years: work generates value, value generates wages, wages generate surplus. Q3 2025 may have broken that contract permanently. GDP grew 4.3%, corporate profits hit record highs—and job growth collapsed to near zero. For the first time in history, the economy is thriving without creating jobs.

    1h 2m

  4. JAN 23

    E83 - The Math Behind 1% Weekly Returns (And Real Client Results)

    Out Print the Fed with 1% per week: https://remnantfinance.com/options Book a call: https://remnantfinance.com/calendar !  Email us at info@remnantfinance.com ! Visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance ) Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 ) Twitter: @remnantfinance (https://x.com/remnantfinance ) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE You've heard us talk about Low Stress Trading for months now. You've seen the testimonials in the chat. Maybe you're still on the fence. This episode is the deep dive—we're breaking down exactly how IBC and options trading work together, running the actual math (even with worst-case assumptions), and sharing real results from clients who started trading less than four months ago. We walk through the order of operations: should you fund your trading account first or pay premium first? How do policy loans actually integrate with a brokerage account? And what happens when the market eventually turns? We also address the elephant in the room—why some people think this is a scam, and why that criticism fundamentally misunderstands how the strategy works. If you've been waiting for proof of concept before jumping in, this episode gives you the numbers and the framework.. Chapters: 00:00 – Opening segment 01:35 – Credit card discussion 04:42 – IBC + low stress trading integration 06:18 – Three core questions we're answering this episode 07:43 – Everything financial is connected—your dollars are one ecosystem 09:27 – Will the bull market last forever? 11:08 – Why it's felt like the bottom could fall out for five years straight 13:47 – The importance of growth strategy even within protect-save-grow 14:53 – What happens when the market tanks and trading gets harder 16:02 – Why having capital on the sideline matters 19:03 – Using one policy for investing, one as an untouched emergency fund 22:13 – Treating the policy loan as interest-only (and why that's different than a car loan) 25:22 – Brian's whiteboard: $50K policy loan compounding at 1%/week 28:54 – Year-by-year breakdown with taxes and loan interest factored in 37:42 – Worst-case scenario still produces 31% annual returns 40:07 – Order of operations: fund premium first or trading first? 43:58 – Why protect-save-grow means IBC comes before trading 46:47 – Worst-case math revisited: 8% interest, 30% tax, 0.8% weekly returns 54:18 – "Best scam I've ever been a part of" 58:02 – The value of a structured education vs. free YouTube 1:01:37 – Closing thoughts and how to join Key Takeaways: IBC and trading aren't separate strategies—they integrate. Every dollar in your financial life is connected. Using policy loans to fund a trading account lets your capital work in two places at once: compounding in your policy and generating returns in the market. The math works even under worst-case assumptions. At 8% loan interest, 30% taxes, and only 0.8% weekly returns, a $50K policy loan still produces roughly 31% annual returns. With more realistic numbers, the results are dramatically better. Order of operations matters. Fund your IBC premium first, then borrow against it to trade. This keeps protection in place, maximizes tax benefits, and lets your policy cash value grow uninterrupted. You control everything. Trades happen in your own brokerage account (Schwab, Robinhood, etc.). No one else touches your money. The "scam" criticism misunderstands the structure entirely. Real clients are seeing real results. Members of our trading group are reporting 1%+ weekly returns, with some replacing significant portions of their income in under four months. Having capital on the sideline matters. When the next market downturn comes, those with cash available in their policies will be positioned to buy at the bottom

    1h 2m

  5. JAN 16

    E82 - How to Get an IBC Policy: The Walkthrough of Our Process

    Book a call: https://remnantfinance.com/calendar !  Email us at info@remnantfinance.com ! Visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance ) Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 ) Twitter: @remnantfinance (https://x.com/remnantfinance ) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE You've been listening to the podcast. You've read Nelson Nash. You're sold on IBC. But now what? What actually happens when you reach out to an agency like Remnant Finance? This episode is a behind-the-scenes look at our entire process—from the first intro call to policy delivery and years of ongoing service. We break down the three things you should look for in an advisor (and why only two of them are actually required), explain why we start underwriting before we've finalized your policy design, and get honest about what kind of client we work best with. We also talk about what separates good IBC practitioners from agents who just have a license and a pitch. Spoiler: most people selling life insurance know less about it than you will after a few calls with us. That's not arrogance—our own company reps have told us that. If you're evaluating whether to work with us or someone else, this episode gives you the full picture of what we do, how we do it, and why we do it that way. Chapters: 00:00 – Opening segment 03:25 – The problem with "I can do IBC" advisors at big firms 06:30 – The three credentials: license, company contract, NNI certification 08:35 – Why getting a life license is dangerously easy 09:45 – Company selection: mutual companies and what makes them IBC-ready 10:45 – Captive vs. independent agents 13:05 – Why we work with two primary carriers 21:05 – What NNI certification actually involves 23:45 – Why insurance companies love NNI business (persistency) 28:05 – Our process starts: the intro call 31:00 – When IBC isn't the right fit (yet) 33:00 – Why we filter for worldview—and why that's actually good for you 36:45 – "If you have to drag them in, you'll have to drag them around" 37:15 – The intake form and application process 38:25 – Why we apply for more coverage than you might need 43:50 – How underwriting requirements work (the flow chart) 47:25 – Strategy calls while underwriting happens in the background 52:15 – Policy review: Loom walkthrough vs. live Zoom call 55:00 – Policy in force—now what? 56:45 – The range of ongoing service: hands-off to hands-on 59:00 – There's no industry requirement for ongoing service—ask your agent 1:04:45 – Closing thoughts and how to book a call Key Takeaways: A license is just the first step. Getting a life license is easy—memorize a study guide, pay a fee, pass a test. It doesn't mean someone knows how to structure a policy for IBC. Company selection is critical. Only about 10-12 mutual companies can write policies the way Nelson Nash taught. Your agent needs a contract with one of them—and ideally understands the differences between them. Captive agents are limited. If your advisor works for a single company (like Northwestern Mutual), they can only offer that company's products. Independent brokers can match you with the carrier that fits your situation. NNI certification isn't required, but it matters. It's not a legal requirement to sell IBC-style policies, but it signals that an advisor has gone through specific training in Nelson Nash's methodology and stays connected to ongoing education. We start underwriting early—on purpose. The application process takes 4-6+ weeks. We submit it before finalizing your policy structure so the company is waiting on us, not the other way around. Think of it like a mortgage pre-approval. Education happens throughout. Expect 2-4+ calls before your policy is even issued. We want you to understand what you're buying, how it works, and how to use it. This should be the asset you understand the most.

    1h 7m

  6. JAN 9

    E81 - You Don’t Need Dave Ramsey, but Congress Sure Does!

    Book a call: https://remnantfinance.com/calendar !  Email us at info@remnantfinance.com ! Visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance ) Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 ) Twitter: @remnantfinance (https://x.com/remnantfinance ) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE This episode dives into the macroeconomic chaos of 2025. Hans breaks down the yen carry trade, quantitative easing, and why the 10-year Treasury isn't budging despite Fed rate cuts. Brian connects it back to what matters: how you position your family's finances when nobody knows what's coming next. The tension is real. On one hand, the debasement trade says go long equities—they're going to keep printing money and asset prices will rise. On the other hand, forward P/E ratios are at 23x, historically correlated with flat or negative real returns over the next decade. And then there's AI—a real time Black Swan breaking every economic model we thought we understood. Chapters: 00:00 – Opening segment 01:25 – 2025 macro overview: building resilience against all outcomes 05:05 – Fed rate divergence: Japan raising while the US cuts 06:55 – The yen carry trade explained 10:30 – Quantitative easing: how the Fed creates money through primary dealers 13:45 – The Cantillon effect and why Wall Street benefits first 15:15 – Congress is the root cause, not the Fed 17:05 – Why Austrian economists were partially wrong about 2008 QE 19:30 – Will this round of QE hit faster? 21:45 – The bond market is calling the Fed's bluff 25:45 – The case for growth assets in an inflationary environment 28:00 – Forward P/E at 23x: what the metric means 34:05 – How forward P/E correlates with 10-year returns 40:30 – Why you need both growth and guaranteed savings 42:00 – The dual paths of wealth: protection and growth 45:15 – The house fire story50:10 – AI as the wildcard disrupting all economic models 53:05 – The slow-motion Black Swan we're living through 56:45 – The 1994 email clip: we're there again with AI 59:00 – Closing segment Key Takeaways: Two Narratives, One Strategy: The inflation/debasement trade says buy growth assets. Elevated P/E ratios say expect flat returns. Both are valid—which is why you need exposure to both growth and guarantees. The Fed Isn't the Root Problem: Congress can't stop spending. The Fed enables it by monetizing debt through quantitative easing. Until spending stops, money printing won't stop. The Bond Market Doesn't Believe the Fed: Rate cuts should lower mortgage rates. They haven't. The 10-year Treasury is rising because bond buyers are pricing in continued inflation and fiscal recklessness. Forward P/E Matters: At 23x, historical data shows a strong correlation with flat inflation-adjusted returns over the next decade. That's not a prediction—it's a data point worth considering. AI Changes Everything (Maybe): What took 30 years of internet development now happens in 12 months with AI. It could accelerate productivity beyond anything we've measured—or it could be a bubble. Nobody knows. Plan accordingly. Book a call: https://remnantfinance.com/calendar ! The Fed just cut rates. Japan just raised theirs to a 30-year high. The bond market is calling the Fed's bluff. And Congress keeps maxing out credit cards while writing their own spending limit increases. What does this mean for your money—and how do you plan when the signals are screaming opposite things? The Dual Paths of Wealth: You're always walking two roads—protection and growth. Whole life insurance designed for IBC lets you do both simultaneously: guaranteed savings you can leverage into growth assets without abandoning either path.

    1h 1m

  7. JAN 2

    E80 - Why Your Will Isn't Enough: The Estate Planning Wake-Up Call

    Many philosophers have contemplated the inevitability of death and taxes. But despite knowing both are coming, most people avoid planning for either until it's too late. What happens when you die without a proper estate plan? What's the difference between a will and a trust? And why does the government already have an estate plan for you—whether you like it or not? This episode tackles estate planning head-on. Hans walks through the foundational concepts from his CLU coursework while Brian shares the painful reality of navigating Pennsylvania's probate system after losing his mother. The contrast is striking: life insurance proceeds arrived within a week, tax-free and hassle-free. Everything else? A year-long nightmare involving shyster attorneys, arbitrary timelines, and a state government eager to collect its pound of flesh. The episode also addresses a critical oversight many families make: naming minor children as contingent beneficiaries on life insurance policies. Insurance companies cannot pay minors directly, which reintroduces the exact inefficiencies you were trying to avoid. One possible solution? Establish a trust and name it as your contingent beneficiary. Chapters: 00:00 – Opening segment 02:00 – Why estate planning matters for everyone 03:30 – Brian's probate experience in Pennsylvania 07:30 – The one-year waiting period and attorney fees 11:45 – Life insurance: the easiest transfer by far 15:00 – Definition of estate planning: accumulate, manage, conserve, transfer 17:30 – Effective vs. efficient transfers explained 19:45 – The three places your assets can go 24:00 – Federal estate tax: 40% above the exemption 29:00 – The five-year thought exercise 37:00 – Minor children as beneficiaries: the hidden problem 43:30 – What would change if you had five years left? 54:00 – Heritage over inheritance: passing down more than money 59:05 - Closing Segment Key Takeaways: You Already Have an Estate Plan: If you haven't created one, the government has a default plan for you—and it prioritizes creditors and bureaucratic process over your family's needs. A Will Is Not Enough: Wills direct the probate court on asset distribution, but assets still go through a lengthy, costly, public legal process. Trusts bypass probate entirely. Life Insurance Skips the Mess: Death benefits transfer directly to beneficiaries, tax-free, within days—no court involvement, no waiting periods, no attorney fees. Don't Name Minors as Beneficiaries: Insurance companies cannot pay children directly. Name a trust as your contingent beneficiary to maintain efficiency and control. The Five-Year Exercise Changes Everything: If you knew your exact death date, your priorities would shift immediately. Use that clarity now—maximize protection, spend time with family, stop deferring what matters. Estate Planning Is for the Living: Half of estate planning—accumulation and management—happens while you're alive. This isn't just about death; it's about building and protecting wealth today. Visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance ) Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 ) Twitter: @remnantfinance (https://x.com/remnantfinance ) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE Got Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !

    1h 4m

  8. 12/26/2025

    E79 - Protect, Save, Grow: The Financial Framework You're Missing in 2026

    Joe Withrow, Brian Moody, and Hans Toohey deliver a joint strategy session on building a financial foundation that survives contact with reality. Why does traditional financial planning put growth before protection? What happens when your plan gets punched in the face? And why is Infinite Banking the only savings vehicle that accomplishes two critical goals simultaneously? Most people have been trained to think their 401(k) is savings and their term life insurance is "just in case." They're told to focus on growth—index funds, average rates of return, retirement projections—while protection and actual savings become afterthoughts. But when job loss hits, disability strikes, or markets crater, the whole plan collapses. This episode reveals the proper order of operations: protect first, save second, grow third. Hans breaks down why "average rate of return" is a meaningless data point. Brian illustrates the parallel paths of protection and wealth accumulation with the diagram that makes it all click. And Joe explains why buying insurance isn't an expense if you do it correctly—it's saving money that immediately becomes accessible capital. The conversation covers IBC mechanics, policy loans that don't disrupt compounding, real estate purchases funded with cash value, the power of dinner table time for passing down values, and why building generational wealth starts with one decision: get the foundation right, then everything else becomes possible. Chapters: 00:00 - Opening segment 01:25 - New Year's resolutions: tangible goals vs. vague aspirations 08:50 - The invention of "Retirement Inc." in the 1970s 11:05 - Protect, Save, Grow: the proper order of operations 13:10 - What traditional CFPs get wrong about protection 14:35 - Why "average rate of return" is a useless metric 16:40 - Brian's parallel paths diagram begins 19:30 - The two parallel paths: protection and wealth accumulation 22:30 - What can disrupt the wealth curve? (audience participation) 25:50 - Poor investment decisions: the most common sabotage 27:05 - Infinite money printing: Congress is the real villain 30:05 - Low Stress Options trading: the 1% per week framework 32:25 - Why people abandon the framework (and regret it) 33:00 - Systematizing savings: DCA into gold and Bitcoin every week 36:25 - UPMA for fractional gold ownership 37:45 - IBC: not an expense, it's saving money 39:15 - The kids' policies: $3,000 payment = $3,500 cash value 40:10 - Legal protection: equity in life insurance vs. bank accounts 41:15 - Brian: IBC's rate isn't big compared to investments, but... 42:50 - Whole life matches a guaranteed event (death) with guaranteed outcome 44:30 - Joe's real estate purchases funded by policy loans 45:30 - Hans breaks down policy loan mechanics (not simple interest) 47:40 - Annual compounding with principal-only repayments 48:15 - Hans's approach: keep loans levered for LSO trading 49:45 - Cash doesn't find opportunities, opportunities find cash 51:00 - Brian's land purchase: opportunity requires capital 53:10 - Making purchases for freedom and security, not money itself 59:30 - Actionable next steps 1:08:40 - Heritage over inheritance: building bloodline strength 1:09:30 - The Five Pillars: financial is just one piece 1:10:10 - Passing down American values and family culture 1:12:25 - Dinner table time: 90 minutes in the '70s vs. 11 minutes today 1:14:30 - Start at your locus of control and expand outward 1:15:20 - Multi-generational thinking: buying IBC for grandkids 1:27:00 - Closing segment Visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance ) Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 ) Twitter: @remnantfinance (https://x.com/remnantfinance ) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE Got Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !

    1h 29m
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Remnant Finance aims to revolutionize how you think about money. Join co-hosts Brian Moody and Hans Toohey, veteran military pilots and Authorized Infinite Banking Concept Practitioners of the NNI, as they dive deep into strategies that can transform your approach to personal finance. What’s Infinite Banking? It’s a financial movement about taking control of your future and creating a system that preserves and grows your wealth across generations. Join us as we challenge the conventional and build financial independence together. Subscribe to navigate your financial future with confidence!

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