Her Money Revolution

Angela Brooks, CFP®
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  • Business
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Welcome to the Her Money Revolution! Join your host, Angela Brooks, as she takes you on a journey to becoming a wealthy woman. As a CERTIFIED FINANCIAL PLANNER™, Angela is on a mission to help women generate more wealth by making their money work for them. On Her Money Revolution, we will navigate powerful financial planning strategies to help you achieve your personal and professional goals. This podcast is your go-to destination for no fluff, easy-to-implement financial and investing advice. If you are ready to achieve audacious financial goals, dream beyond boundaries, and generate massive wealth for you and your family, this podcast is for you. Connect with Angela: Website: www.hermoneyrevolution.com Instagram: @hermoneyrevolution

  1. Sep 3

    #53 - The 4% Rule: Does It Really Work?

    Can you really withdraw 4% of your investments every year in retirement without running out of money? The 4% rule has been a popular retirement guideline for decades, but retirement planning is rarely that simple. Your timeline, spending needs, market conditions, inflation, taxes, and sources of guaranteed income can all influence how much you can comfortably withdraw. In this episode, Angela Brooks, CFP®, explains where the 4% rule came from, why sequence-of-returns risk matters, and how market downturns early in retirement can significantly affect a portfolio. She also discusses why flexibility and thoughtful income planning can help you navigate changing markets without making decisions based on fear. The 4% rule can be a useful starting point, but the right retirement strategy should be built around your life, not someone else’s formula. Listen now to learn why the 4% rule is only a starting point and how a personalized retirement strategy can help you create more confidence, flexibility, and financial security for the years ahead. Episode Highlights Where the 4% rule came from and why it became a popular retirement guidelineWhy retirement withdrawals should not follow a one-size-fits-all approachHow sequence-of-returns risk can impact your portfolio, especially early in retirementWhy the years immediately before and after retirement are critical for financial planningHow inflation and changing expenses can affect retirement income needsWhy flexibility can help you avoid selling investments at the wrong timeHow personalized planning can help determine a sustainable withdrawal strategy Connect with Angela: Website: https://hermoneyrevolution.com/ Instagram: https://www.instagram.com/hermoneyrevolution/ Facebook: https://www.facebook.com/profile.php?id=61561348149519 Financial Resources: https://hermoneyrevolution.com/resources

  2. Aug 20

    #52 - How to Stay Calm When the Market Doesn't

    Have you ever questioned whether you should change your investment strategy when markets become volatile? Periods of market uncertainty often bring a wave of alarming headlines, economic concerns, and emotional decision-making. While market fluctuations are inevitable, they do not have to dictate your financial future. The key to long-term investing is not predicting every market movement—it's developing the discipline to remain focused when uncertainty is at its highest. In this episode of Her Money Revolution, Angela Brooks, CFP®, explores why investor behavior—not market performance—is often the greatest determinant of long-term success. She explains how fear can lead investors to make costly decisions, why attempting to time the market rarely works, and how maintaining a long-term perspective can help build lasting wealth. Through practical examples and timeless investment principles, Angela offers a reassuring framework for navigating market volatility with greater confidence and clarity. Successful investing is not about avoiding uncertainty. It is about focusing on what you can control, trusting a well-designed financial plan, and remaining committed to your long-term goals despite short-term market fluctuations. By replacing emotional reactions with intentional decision-making, investors can position themselves to benefit from the opportunities that volatility often creates. If recent market swings have left you feeling uncertain about your investments, this episode will provide practical strategies to help you remain calm, stay disciplined, and continue building wealth with confidence. Listen now! Episode Highlights Why fear-driven headlines often encourage emotional investing rather than sound financial decision-making.How investor behavior can have a greater impact on long-term returns than market performance itself.Why maintaining a long-term investment strategy is more effective than attempting to time the market.The importance of focusing on the financial factors you can control during periods of market uncertainty.Three practical questions to help you respond thoughtfully instead of reacting emotionally during market downturns.How patience, preparation, and discipline can help investors build lasting wealth through every market cycle. Connect with Angela: Website: https://hermoneyrevolution.com/ Instagram: https://www.instagram.com/hermoneyrevolution/ Facebook: https://www.facebook.com/profile.php?id=61561348149519 Financial Resources: https://hermoneyrevolution.com/resources

  3. Aug 6

    #51 - Back-to-School, Back to Basics: Teaching Your Kids About Money (Without Fear or Shame)

    Back-to-school season is a time of fresh beginnings, new routines, and preparing children for another year of learning. Yet one of the most important lessons they will carry into adulthood is rarely taught in the classroom: how to develop a healthy relationship with money. In this episode of Her Money Revolution, Angela Brooks, CFP®, explores how parents can intentionally shape their children's financial mindset through everyday conversations, consistent modeling, and practical life experiences. She explains why children learn more from what they observe than what they are told, and how the language parents use around money can either cultivate confidence or create fear. Angela shares practical strategies for teaching children to make thoughtful financial decisions, distinguish between needs and wants, embrace generosity, and understand that money is a tool to be managed wisely rather than a measure of personal worth. She also encourages parents to allow children to experience age-appropriate financial mistakes, helping them build wisdom, responsibility, and confidence before the stakes become much higher in adulthood. Financial literacy begins long before a first paycheck or investment account. By intentionally modeling healthy financial habits and creating meaningful conversations at home, parents can equip the next generation with the values and decision-making skills needed to become confident, responsible stewards of their resources. Listen now! Episode Highlights Why children learn more about money from observing their parents than from formal financial lessonsHow to replace fear-based money messages with conversations that reinforce family values and prioritiesPractical ways to help children develop financial confidence through hands-on decision-making and age-appropriate responsibilityThe importance of teaching the difference between needs and wants while fostering gratitude and contentmentHow modeling intentional spending, saving, investing, and generosity shapes lifelong financial habitsThree practical actions parents can implement this week to begin meaningful money conversations with their children Connect with Angela: Website: https://hermoneyrevolution.com/ Instagram: https://www.instagram.com/hermoneyrevolution/ Facebook: https://www.facebook.com/profile.php?id=61561348149519 Financial Resources: https://hermoneyrevolution.com/resources

  4. Jul 23

    #50 - Found Money Is Flashy. Earned Money Is Quiet.

    What does it truly mean to be wealthy? In a culture that often equates financial success with luxury cars, designer brands, and carefully curated social media feeds, it can be difficult to distinguish genuine wealth from the appearance of it. The reality is that lasting financial security is rarely built through flashy purchases—it is built through intentional habits, disciplined decision-making, and a long-term perspective. In this episode, Angela Brooks, CFP®, explores why true wealth is often quiet. She discusses the psychology behind how we treat different types of money, the hidden impact of lifestyle inflation, and the importance of making financial decisions that reflect your values rather than external expectations. Through practical examples and real-world insights, she demonstrates how consistent, intentional choices can create greater financial freedom and lasting peace of mind. Building wealth is not about keeping up with others. It is about creating a financial life that provides flexibility, security, and the freedom to live according to what matters most. Sometimes the most meaningful financial decisions are the ones no one else ever sees. Listen now! Episode Highlights Why looking wealthy and building wealth are two very different financial outcomesThe psychology behind "found money" versus "earned money" and how it influences spending decisionsHow lifestyle inflation quietly erodes long-term wealth and financial freedomPractical questions to ask before making major purchases to ensure they align with your long-term goalsWhy a values-based spending plan leads to more intentional financial decision-makingHow disciplined investing, consistent saving, and thoughtful spending create lasting financial securityWhy true wealth is measured by the freedom and options it provides—not by outward appearances Connect with Angela: Website: https://hermoneyrevolution.com/ Instagram: https://www.instagram.com/hermoneyrevolution/ Facebook: https://www.facebook.com/profile.php?id=61561348149519 Financial Resources: https://hermoneyrevolution.com/resources

  5. Jul 9

    #49 - 2 YEAR ANNIVERSARY!—Six Lessons That Can Transform Your Financial Future

    What does it really take to build lasting wealth—and an even richer life? As Her Money Revolution celebrates its second anniversary, Angela BrooksCFP®, reflects on the six most impactful lessons she's learned through two years of podcasting, working with families, and helping women gain greater confidence with their finances. This milestone episode goes beyond investing and financial planning to explore the mindset shifts that create lasting transformation. Angela discusses why financial confidence is often more valuable than financial perfection, how fear can prevent people from making meaningful progress, and why wealth should be measured by far more than the size of an investment portfolio. She also shares why women are often far more capable than they realize, how preparation creates flexibility during life's biggest transitions, and why consistency remains one of the most powerful drivers of long-term financial success. Whether you're just beginning your financial journey or looking to build greater confidence in your financial decisions, this episode offers practical encouragement and timeless perspective. Through personal reflections and real-world insights, Angela reminds listeners that meaningful progress doesn't require perfection—it begins with taking the next intentional step. Join Angela as she celebrates two years of Her Money Revolution and shares the lessons that continue to inspire women to build wealth with confidence, purpose, and intention. Listen now! Episode HighlightsCelebrating two years of Her Money Revolution and the mission behind the podcastWhy financial confidence is more powerful than financial shameUnderstanding that true wealth extends beyond money and investmentsWhy women are more financially capable than they often believeHow fear can become the biggest obstacle to financial progressThe importance of preparing for life's unexpected transitionsWhy consistency matters more than perfection when building long-term wealthHow intentional financial decisions create greater freedom and flexibilityWhy money should be viewed as a tool to support your values and purposeThe small, consistent actions that lead to lasting personal and financial transformation Connect with Angela: Website: https://hermoneyrevolution.com/ Instagram: https://www.instagram.com/hermoneyrevolution/ Facebook: https://www.facebook.com/profile.php?id=61561348149519 Financial Resources: https://hermoneyrevolution.com/resources

  6. Jun 25

    #48 - Your Mid-Year Money Reset: 7 Questions Every Woman Should Ask Herself Right Now

    What if the most impactful financial decision you make this year isn't earning more money, but taking the time to evaluate where you are and where you're headed? As the year reaches its midpoint, many people find themselves reflecting on goals they set in January. Some have made meaningful progress, while others may feel that life, responsibilities, and unexpected challenges have shifted their focus. The good news is that financial success is not determined by perfection—it's shaped by intentional adjustments made along the way. In this episode of Her Money Revolution, Angela Brooks, CFP®, walks us through a practical mid-year financial reset using seven powerful questions designed to encourage reflection, awareness, and action. She discusses the importance of recognizing financial wins, identifying habits that may be creating obstacles, and evaluating whether current spending patterns align with personal values and long-term priorities. Angela also explores the emotional side of money, addressing topics such as financial avoidance, comparison, fear, and the impact these factors can have on decision-making. From revisiting retirement contributions and debt repayment strategies to redefining success and adjusting financial goals as life evolves, this episode provides actionable guidance for creating greater clarity and confidence in the months ahead. Whether you're ahead of schedule or feel like you've fallen behind, this conversation serves as a reminder that meaningful financial progress begins with awareness. A thoughtful reset today can help create momentum for a stronger financial future tomorrow. Listen now! Episode HighlightsWhy a mid-year financial review is an essential part of long-term financial successThe value of recognizing and celebrating financial progress before focusing on areas for improvementHow financial habits and behaviors can either support or hinder your goalsQuestions to help determine whether your spending aligns with your values and prioritiesThe financial impact of comparison and lifestyle inflationCommon reasons people avoid important financial decisions and how to move forward with confidenceWhy financial goals should evolve alongside changes in life circumstances and prioritiesPractical ways to define personal financial success for the remainder of the yearKey retirement planning considerations to revisit during a mid-year reviewThe connection between emotional well-being and financial wellnessWhy building wealth is about more than accumulating assets—it's about creating a life aligned with your valuesHow intentional financial decisions can lead to greater confidence, freedom, and peace of mind Connect with Angela: Website: https://hermoneyrevolution.com/ Instagram: https://www.instagram.com/hermoneyrevolution/ Facebook: https://www.facebook.com/profile.php?id=61561348149519 Financial Resources: https://hermoneyrevolution.com/resources

  7. Jun 11

    #47 - IRMAA Explained: The Hidden Medicare Cost That Can Catch Retirees Off Guard

    What if one financial decision could unexpectedly increase your Medicare costs by thousands of dollars per year? Many retirees focus heavily on investment growth and retirement savings, but far fewer understand how taxes, healthcare costs, and retirement income planning all work together. In this episode of Her Money Revolution, Angela Brooks, CFP®, unpacks one of the most overlooked retirement planning topics: IRMAA, or Income-Related Monthly Adjustment Amount, and explains why it can significantly impact Medicare premiums for higher-income retirees. Angela breaks down how IRMAA works, why Medicare looks at income from two years prior, and how common financial decisions such as Roth conversions, IRA withdrawals, capital gains, property sales, and inherited assets can unintentionally trigger higher healthcare costs. She also explains why IRMAA should not create fear around making smart financial moves, but instead serve as an important factor within a broader, well-coordinated retirement strategy. This episode offers practical education around retirement income planning, tax diversification, Medicare planning, and long-term financial flexibility. Angela also discusses situations where retirees may be able to appeal IRMAA after major life changes such as retirement, divorce, or the loss of income. Understanding how taxes, healthcare expenses, and retirement income interact can help retirees make more intentional decisions and avoid costly surprises later in life. Listen now! Episode HighlightsWhat IRMAA is and why it can significantly increase Medicare Part B and Part D premiumsHow Medicare calculates IRMAA using income from two years priorThe most common financial events that can trigger IRMAA unexpectedlyWhy Roth conversions and other strategic financial decisions may still make sense even if they temporarily increase Medicare costsHow crossing an income threshold by even $1 can trigger a higher Medicare surcharge tierThe importance of tax diversification and retirement income coordinationPractical strategies used to help manage retirement income and reduce unnecessary premium increasesWhy retirement planning should include healthcare costs, taxes, investments, and estate planning togetherWhen retirees may qualify to appeal IRMAA after a major life-changing eventHow informed financial planning creates greater flexibility and confidence during retirement Connect with Angela: Website: https://hermoneyrevolution.com/ Instagram: https://www.instagram.com/hermoneyrevolution/ Facebook: https://www.facebook.com/profile.php?id=61561348149519 Financial Resources: https://hermoneyrevolution.com/resources

  8. May 28

    #46 - The Widow’s Penalty: Why Taxes Often Go UP After Losing a Spouse

    What would happen financially if one spouse suddenly had to manage everything alone? Many couples spend decades building retirement savings, investment accounts, and long-term financial plans together, yet very few are prepared for the financial realities that can follow the loss of a spouse. Beyond the emotional grief, surviving spouses are often faced with reduced household income, higher taxes, rising Medicare premiums, and major financial decisions during one of the most overwhelming seasons of life. In this episode of Her Money Revolution, Angela Brooks, CFP®, explains the “widow’s penalty” and why so many surviving spouses unexpectedly experience increased financial pressure after losing a partner. She breaks down how changes in tax filing status, Social Security income, retirement account distributions, and Medicare IRMAA surcharges can significantly impact long-term financial stability. Angela also highlights the importance of financial partnership within marriage. Angela shares why financial transparency, communication, and preparation are essential for both spouses—not only to protect wealth, but to create clarity, confidence, and peace during life’s most difficult transitions. Financial planning is not simply about growing assets. It is about protecting the people you love, reducing unnecessary stress, and preparing your family for the future with wisdom and intention. Listen now! Episode Highlights: What the widow’s penalty is and why surviving spouses often face higher taxes despite lower incomeHow Social Security benefits, Medicare premiums, and retirement account distributions change after the loss of a spouseWhy women are statistically more impacted by financial overwhelm later in lifeThe importance of involving both spouses in financial conversations and long-term planningHow Roth conversions and tax diversification strategies may help reduce future tax burdensWhy estate planning, beneficiary designations, and account organization are critical for protecting loved onesThe emotional and financial consequences of poor communication around money within marriagePractical financial planning strategies families can implement today to create greater flexibility and long-term security Connect with Angela: Website: https://hermoneyrevolution.com/ Instagram: https://www.instagram.com/hermoneyrevolution/ Facebook: https://www.facebook.com/profile.php?id=61561348149519 Financial Resources: https://hermoneyrevolution.com/resources

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4.6
out of 5
30 Ratings

About

Welcome to the Her Money Revolution! Join your host, Angela Brooks, as she takes you on a journey to becoming a wealthy woman. As a CERTIFIED FINANCIAL PLANNER™, Angela is on a mission to help women generate more wealth by making their money work for them. On Her Money Revolution, we will navigate powerful financial planning strategies to help you achieve your personal and professional goals. This podcast is your go-to destination for no fluff, easy-to-implement financial and investing advice. If you are ready to achieve audacious financial goals, dream beyond boundaries, and generate massive wealth for you and your family, this podcast is for you. Connect with Angela: Website: www.hermoneyrevolution.com Instagram: @hermoneyrevolution

Information

  • Creator
    Angela Brooks, CFP®
  • Years Active
    2024 - 2026
  • Episodes
    54
  • Rating
    Clean
  • Copyright
    © Copyright 2026 Angela Brooks, CFP®
  • Show Website
    Her Money Revolution