Influence Her Mindset Podcast

Miko

Welcome to the "Influence Her Mindset Podcast," a podcast dedicated to helping women understand financial therapy tools to address the emotional and behavioral side of their personal finances. Hosted by Miko, this show focuses on enabling women to develop a healthier mindset and take control of their finances. Each episode aims to educate, empower, and inspire women to build a strong financial future, make wise decisions and overcome past money related challenges. "Influence Her Mindset Podcast" covers a wide range of topics, that affect your relationship with money, such as, conflicts in marriage, divorce, financial infidelity, inheritances, compulsive shopping, gambling, overspending, financial dependence, financial abuse, gender roles and more. Through real-life stories, expert advice, and financial planning practical tips, we explore the path to connect financial well-being with emotional healing. Goals: Educate: Share valuable knowledge about managing money, investing, and becoming financially independent.Empower: Encourage women to become financially secure and not rely on anyone else for their financial well-being.Inspire: Tell inspiring stories of women who have overcome financial challenges to motivate our listeners.Challenge Stereotypes: Address the influence of social media and reality TV that promote a lifestyle of dependency, and promote a healthier, self-reliant mindset.Promote Healing: Help listeners understand their mindset and move past their experiences in a healthy way.Join us on this journey as we build financial strength and empower women to achieve financial freedom. Subscribe now and start influencing your mindset for a brighter financial future!

  1. OCT 10

    S2E3: Generational Wealth with Jermeshia Goudeau

    Send us a text In this episode of the Influence Her Mindset Podcast, Miko welcomes real estate broker and OWN reality star Jermeshia Braden Gordeau to talk about Generational Wealth. Miko frames money as the leading source of conflict in relationships and ties that stress to broader affordability pressures and a widening of the wealth gap. Jermeshia explains that while mortgage rates have eased from the high 6s to the low 6s, affordability—not just the rate—is the real constraint, and she considers 5% a healthy target historically. She shares her family’s path of starting with a modest primary home, living simply, and converting previous homes into rentals on the journey toward a dream home. Both emphasize that secrecy around money—especially in Black families—holds people back; the antidote is honest, recurring conversations about goals, budgets, and plans. The discussion goes deep on financial trauma and therapy after Miko’s personal story of money-related violence and dependency. Jermeshia urges naming patterns (like “money hoarder” or extreme saver) and using financial therapy to heal them so strategy isn’t sabotaged. Credit is reframed as a tool: set minimum autopay to avoid late payments, keep utilization around 30% or less, and use-and-pay routines to build history. They note how a slightly worse rate can cost $100 more per month on the same house—money that could have compounded in investments. For single mothers and new investors, Jermeshia suggests starting small, partnering with trusted people, considering REITs or co-investing, and remembering you can live where you want but invest where the numbers work. She adds that, in today’s market, some buyers can secure low or no down payments with negotiated closing costs, even if the first home isn’t the dream—because compounding and equity create options later. Finally, she highlights the wealth-building power of long-term partnership in marriage, viewing spouses as legacy-building partners. The episode closes with a shared message: start now, talk openly, use credit wisely, live lean for a season if needed, collaborate with family or trusted friends, and build together to narrow the wealth gap and create lasting legacy. Follow us on ALL social media platforms @influencehermindset Have a story to share? Send us an email at influencehermindset@gmail.com

    44 min
  2. MAY 11

    Episode 1, Six Figure Salary and Struggling Financially

    Send us a text Season 2, Episode 1, in this episode Miko is checking in with listeners about their financial stress, concerns about the economy, government policies, taxes, and the disappearance of DEI programs. She shares her own journey as a first-generation college graduate, six-figure earner, and leader in financial education—emphasizing how income alone doesn’t prevent financial struggle. Despite her advanced degrees and professional success, she too once lived paycheck to paycheck due to poor money management. She highlights shocking stats: 65% of Americans live paycheck to paycheck. Even 58–78% of six-figure earners struggle financially. Financial stress deeply affects mental health, contributing to anxiety, workplace issues, and even suicidal thoughts. Miko stresses the need for a mindset shift over income increase. She discusses the racial wealth gap and urges listeners to break generational cycles of financial instability. Her advice includes: Creating a spending plan and tracking expenses for 30 days. Avoiding credit card debt unless it can be paid in full or kept below 30% of the limit. Paying in cash when possible. Saving and investing 30% of income. Building an emergency fund and avoiding lottery tickets, especially given current scandals involving the Texas Lottery Commission. She encourages listeners to take action—whether through her company (Confident Financial Inc.), a financial therapy session, or just starting small by tracking spending. Follow us on ALL social media platforms @influencehermindset Have a story to share? Send us an email at influencehermindset@gmail.com

    16 min
  3. MAY 1

    Season 2 Introductory Episode

    Send us a text In the Season 2 kickoff, Miko welcomes listeners back with excitement and reveals updates to the podcast’s new set, new team, and elevated production for 2025. She dives into current events, expressing concern over political upheaval, job losses, and sweeping economic changes introduced by the new presidential administration, including new tariffs on imports under $800—which will especially impact products from China that many Americans rely on. Miko highlights opportunities for entrepreneurship, encouraging listeners to consider U.S.-based product creation amid shifting trade policies. She also touches on viral social media trends like the TikTok Ice Bucket Challenge (which she’s not participating in), HillmanTok University, and trending dog videos. She promotes her role as Professor Miko teaching financial therapy and encourages signups for summer courses at HTU. Then, she teases what’s coming in Season 2, with a powerful lineup of topics spanning money, relationships, and personal growth, including: Living paycheck to paycheck—even on six figuresGambling addiction in AmericaThe emotional “cost” of saying noGender roles in relationshipsCheating with Plan BGetting stuck in heavy rotations in relationships“Love doesn’t cost a thing”Pimps, Pills, and the Pavement (details to come)The episode closes with an invitation to stay tuned and engaged, promising content that’s fun, insightful, and deeply relevant to listeners’ lives. Back and better than ever, Miko breaks down the whirlwind of changes shaking up our world this 2025!  Plus, get the scoop on the latest TikTok trends, and hot topics as she encourages you to share your opinions! Let's get into it! Follow us on ALL social media platforms @influencehermindset Have a story to share? Send us an email at influencehermindset@gmail.com

    14 min
  4. 12/31/2024

    Real Talk, Episode 10

    Send us a text In this milestone 10th episode, marking Season One finale, Miko and her long-time friend Guy sit down to discuss his upbringing, environment, and transformative healing journey. In this episode of the Influence Her Mindset Podcast, Miko reflects on the end of 2024 and concludes the podcast's first season. She thanks her audience and continues the theme from the previous episode, focusing on how childhood experiences shape individuals' adult behaviors, particularly in relationships. The guest, Guy Pearson, shares his life story, describing the challenges and trauma he faced growing up in the streets, after the loss of his great grandmother, with influences of womanizers, hustlers and molestation. He discusses how his upbringing influenced his views on relationships, women, and masculinity.  The episode emphasizes healing, self-awareness, and breaking cycles of pain. Guy candidly speaks about his transformation journey, addressing past mistakes and striving for a better future, especially as a father. The conversation gets real when Guy reflects on his personal transformation, highlighting his efforts to overcome past habits and create a healthier legacy, particularly for his daughter. Real and raw, the podcast aims to inspire healing and self-awareness while tackling complex themes of trauma, forgiveness, and redemption. Follow us on ALL social media platforms @influencehermindset Have a story to share? Send us an email at influencehermindset@gmail.com

    1h 14m
  5. 12/11/2024

    Episode 9: The Group Chat

    Send us a text In this episode of the Influence Her Mindset Podcast, call the “Group Chat”, Miko features a diverse group conversating about hot topics such as, dating, relationships, money, and family dynamics. The group shared personal experiences and perspectives on the challenges they've faced. A major theme was the difficulty of dating as single, divorced professionals in their 40s and 50s. Issues like communication, trust, vulnerability, and compromise in relationships were explored. The group discussed strategies for finding compatible partners who can meet their needs. Another topic was introducing new partners to children. The general consensus was to wait until the relationship is very serious before making these introductions, to avoid instability for the kids. The group also reflected on how their upbringing and parental relationships have shaped their own approaches to relationships and money management. This led to an insightful discussion on balancing traditional gender roles and expectations. The group played a game called "Hood Financial Feud" where the group named common phrases, places, and ways people borrow or raise money in their communities. This provided a lighthearted look at shared cultural experiences. Overall, the podcast aimed to create an open platform for dialogue around personal finance, relationships, and personal growth. Miko encouraged her group of guests to share the Podcast, tell others about Financial Therapy and to continue sharing their stories to help others make informed choices in their own lives. Follow us on ALL social media platforms @influencehermindset Have a story to share? Send us an email at influencehermindset@gmail.com

    1h 10m
  6. 11/12/2024

    Loving Me Properly, Episode 8

    Send us a text In this episode of the *Influence Her Mindset Podcast*, Miko explains the importance of self-love and healthy relationships. She opens by acknowledging the complexity of financial therapy, noting that love and relationships play a crucial role in one’s overall financial well-being. Miko stresses that no matter how wealthy you are, a fulfilling relationship and emotional well-being are vital for a balanced life, and that includes learning to love yourself properly. Before getting into the main theme, Miko discusses current events, including Veterans Day, the election, and the political climate, while reminding listeners to stay positive despite external challenges. She encourages them to choose happiness and gratitude, especially as the holiday season approaches. Miko then shifts to the heart of the episode—how to love yourself properly, wholeheartedly, and entirely. She emphasizes that self-love is foundational for any healthy relationship. You must first establish boundaries, value yourself, and practice self-care in order to teach others how to treat you. Miko also highlights the need for a mindset shift towards self-appreciation, noting that it's crucial for mental and emotional well-being. She challenges listeners to reflect on their behaviors, such as avoiding self-care, tolerating toxic relationships, and engaging in negative self-talk, which can signal a lack of self-love. She also offers advice on how to start practicing self-love, such as treating yourself with respect, engaging in positive habits, and setting boundaries. Miko encourages listeners to take time to nurture themselves during the holiday season, stay on track with their finances, and make healthy decisions. She also reminds them that a healthy relationship is built on mutual trust, respect, and open communication. Towards the end, Miko wraps up by encouraging listeners to take control of their happiness, showing love and gratitude towards themselves and others, and practicing mindful financial planning to avoid overspending during the holidays. The episode concludes with Miko inviting listeners to share their self-care experiences and to reach out for support in their financial or personal growth journey. Follow us on ALL social media platforms @influencehermindset Have a story to share? Send us an email at influencehermindset@gmail.com

    32 min
  7. 10/15/2024

    Domestic Violence and The Narcissist, Episode 7

    Send us a text In this episode of the Influence Her Mindset Podcast, host Miko addresses crucial topics in recognition of October as both Breast Cancer Awareness Month and Domestic Violence Awareness Month. Miko emphasizes the importance of self-check exams for breast cancer and encourages listeners to seek free mammogram services in their local areas.  Miko highlights the crisis of domestic violence, revealing that financial abuse is a major component, affecting 99% of cases. She discusses the tactics used by narcissistic individuals to control their partners, particularly through financial means, which can manifest in various forms, such as verbal, emotional, and physical abuse. She provides statistical insights, noting that one in three women and one in four men experience intimate partner domestic violence. The episode also touches on the connection between narcissism and financial control, explaining how narcissists manipulate their partners to maintain power. Miko urges listeners to reach out for support and she shares the hotline numbers for domestic abuse and human trafficking victims to reach out for help. Additionally, she mentions current events, including high-profile cases like the Menendez brothers and allegations against Diddy, illustrating how financial motivations often underpin narcissistic behaviors. Miko wraps up by promoting awareness of human trafficking and advising parents to monitor their children's online interactions, particularly on platforms like MoCosapce.com. Overall, the episode serves as a call to action for awareness, support, and empowerment against domestic violence and financial abuse. Miko encourages listeners to wear purple on October 17th for Purple Thursday to show solidarity with domestic violence victims.   Follow us on ALL social media platforms @influencehermindset Have a story to share? Send us an email at influencehermindset@gmail.com

    35 min
  8. 09/14/2024

    Relationships and Finances, Episode 6

    Send us a text In this episode of the Influence Her Mindset podcast, host Miko welcomes special guest, Charlie Marcol, an accomplished author and speaker known for her work in the educational industry. The discussion centers around the intricate relationship between finances and relationships, emphasizing the importance of communication and transparency about money matters in marriages. Charlie shares her personal experiences, including her own marriage, highlighting how financial issues often stem from a lack of communication. They discuss how many marriages fail due to couples not knowing how to navigate conflicts, particularly those related to finances. The conversation expresses the significance of establishing a strong foundation based on friendship and open dialogue.  Charlie introduces her book, "From the Florist to the Forest," which challenges women to think deeply before marrying and emphasizes the need for honest discussions about finances and personal goals. The episode also touches on the idea of financial therapy, advocating for couples to be transparent about their financial backgrounds and challenges.  Throughout the episode, Miko and Charlie explore various topics, such as setting financial goals, the importance of mentorship in relationships, and the impact of childhood experiences on financial attitudes. They stress that successful marriages require teamwork, shared visions, and ongoing communication to thrive. The episode concludes with the importance of nurturing a marriage as a partnership and a reminder that both individuals must work together to ensure the success and growth of their union. Follow us on ALL social media platforms @influencehermindset Have a story to share? Send us an email at influencehermindset@gmail.com

    47 min
5
out of 5
10 Ratings

About

Welcome to the "Influence Her Mindset Podcast," a podcast dedicated to helping women understand financial therapy tools to address the emotional and behavioral side of their personal finances. Hosted by Miko, this show focuses on enabling women to develop a healthier mindset and take control of their finances. Each episode aims to educate, empower, and inspire women to build a strong financial future, make wise decisions and overcome past money related challenges. "Influence Her Mindset Podcast" covers a wide range of topics, that affect your relationship with money, such as, conflicts in marriage, divorce, financial infidelity, inheritances, compulsive shopping, gambling, overspending, financial dependence, financial abuse, gender roles and more. Through real-life stories, expert advice, and financial planning practical tips, we explore the path to connect financial well-being with emotional healing. Goals: Educate: Share valuable knowledge about managing money, investing, and becoming financially independent.Empower: Encourage women to become financially secure and not rely on anyone else for their financial well-being.Inspire: Tell inspiring stories of women who have overcome financial challenges to motivate our listeners.Challenge Stereotypes: Address the influence of social media and reality TV that promote a lifestyle of dependency, and promote a healthier, self-reliant mindset.Promote Healing: Help listeners understand their mindset and move past their experiences in a healthy way.Join us on this journey as we build financial strength and empower women to achieve financial freedom. Subscribe now and start influencing your mindset for a brighter financial future!