Chills with TFC

The Financial Coconut
Chills with TFC

Life is not always about learning from people that you already agree with. We believe perspectives shape a rounder thinker. Join our guests and hosts who consist of seasoned investors, financial analysts, and experts in their field to share more on how you can be smarter with your money and make better financial decisions. We also bring you entrepreneurs who will give you insights and sharing on how they made it and what failed for them. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

  1. 6D AGO

    What it takes to be a Board Member? Retirement? Here’s the ladder [Ft Su-Yen Wong, CDL, IMDA, NKF & Terence Quek, CEO SID]

    Ever wondered what it really takes to sit on a company's board of directors? Is it the cushy retirement gig many imagine it to be, or something far more complex? Join experienced CEO, and board chair serving on multiple prestigious boards, to pull back the curtain on the world of directorship - Su-Yen Wong, Past Chair, Singapore Institute of Directors - Terence Quek, CEO, Singapore Institute of Directors They'll explore: - What board directors actually do (hint: it's not just approving budgets!) - The surprising pathways to joining your first board - Why directorship is evolving into a serious profession requiring specific skills - Whether the compensation is worth the responsibility (including potential legal liability!) Plus, get insider perspectives on boardroom dynamics during company crises, and discover if your background might make you a valuable board candidate. Whether you're plotting your post-executive career or simply curious about how corporate governance really works, this episode offers rare insights into a role that shapes organisations but remains mysterious to most. Tune in to discover if joining a board could be your viable retirement plan—or if you might want to think twice! 01:35 - What does SID do, and what role does it play? 04:35 - How does the board of directors decide to remove management, and what does that process involve? 10:15 - Do board members earn a lot, and is it worth their time? 25:20 - What are the pathways to becoming a board member? 27:49 - How is a board structured, and what are its common roles? 30:20 - What does it take to approve people, budgets, and decisions on a board? 35:46 - How do you join a board, and who selects the members and chairman? --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    45 min
  2. MAR 12

    Opportunities in the US stock market in 2025. What changed? [Chills 209 ft Thomas Chua, Chin Hui Leong]

    We're pulling back the curtain on some of the more critical trends shaping investments in 2025. Join us as we welcome two seasoned investment experts, Chin Hui Leong, Co-founder, The Smart Investor, and Thomas Chua, Founder of Steady Compounding, who are about to unpack: - The surprising AI revolution transforming tech giants - Why some brands are winning – and others are struggling - The truth behind the market's long-term growth potential Is the legendary 8-10% annual return still intact? Are American brands losing their global edge? And what role will artificial intelligence play in reshaping entire industries? From Meta's AI strategies to the battle between tech titans, this episode promises insights you won't hear anywhere else. We're diving deep into advertising ecosystems, digital transformation, and the critical shifts happening right now. One hint: Not all industries are created equal, and the winners might surprise you. 03:24 Will the US stock market sustain long-term growth, and where should investors focus beyond tech? 05:28 How will AI reshape industries, and which sectors offer the best investment opportunities? 13:05 How will AI and automation impact total addressable markets (TAMs) and industry growth? 15:30 Can AI-driven advertising sustain growth for Meta and Google amid evolving user behavior? 20:21 How will SaaS firms adapt to AI integration and competition from emerging players like Lark? 26:25 Can Oracle and SAP maintain dominance despite slow innovation and high switching costs? 30:45 What drives the success or failure of US brands expanding into competitive markets like China? 35:34 Should investors prioritize high growth sectors like AI or take a diversified approach? --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    40 min
  3. MAR 5

    Investing in Asia: What about Japan, China & India. [Chills 208 ft Prof Jamus Lim]

    The world is changing fast, and Asia’s biggest economies—China, India, and Japan—are at the center of it all. But what does this mean for Singaporeans? Should businesses still bet on China? Is India really the next manufacturing giant? And why is Japan still a powerhouse despite its slow growth? We explore the rising economic influence of Asia's power trio - China, India, and Japan - with our special guest Jamus Jerome Lim, Associate Professor of Economics, ESSEC Business School and Member of Parliament for Sengkang GRC. He’s here to break down the biggest economic trends shaping Asia today and what YOU need to know. - China’s risky economic policies—Is it still the golden land for businesses? - India’s untapped potential—Big opportunities, but at what cost? - Japan’s quiet strength—Why it’s still a major player in Asia’s economy. - And most importantly, how should Singaporeans position themselves in this new economic landscape? Whether you're interested in regional expansion, career opportunities, or understanding macro trends that will shape the future, this episode offers valuable perspectives from both academic and policy angles. Don't miss this opportunity to gain a deeper understanding of Asia's economic powerhouses and what their evolution means for Singapore and the region. --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    41 min
  4. FEB 12

    Bitcoin, BRICS, and the US Dollar: What Investors NEED to Know [Chills 207 Sponsored by Circle]

    As Trump re-enter the political arena in 2025, the global financial landscape faces unprecedented shifts. dissect the most pressing question: Where does the USD stand today? What are the Market trends? With recent geopolitical shifts and emerging technologies challenging its position, many are wondering about the future of the world's reserve currency. In this must-listen episode, we brings together two heavyweight experts to break down what's really happening: - Yam Ki Chan, Vice President, Asia Pacific at Circle - Steve Bryce, Global Chief Investment Officer at Standard Chartered Bank Singapore Together, they dive into: - The real story behind recent dollar movements - Why some popular "dollar doomsday" scenarios might be overblown - How technology and digital currencies are reshaping the landscape - What retail investors should actually be concerned about Whether you're invested in US markets or just curious about where the global financial system is headed, this conversation offers rare insights from both traditional finance and fintech perspectives. Don't miss this deep dive into one of today's most talked-about financial topics. 00:00 Introduction 02:24 What are the key forces shaping the future of the US dollar, and where do you see it heading? 08:48 Why is the future of the US dollar a growing concern today? 15:02 How will the rise of crypto and global forces like China, BRICS, and Saudi Arabia impact the US dollar? 25:00 How would a gradual decline in the US dollar’s share of central bank holdings impact financial markets? 28:22 How will near-term interest rate trends affect portfolios and investments? --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    37 min
  5. FEB 5

    Are Finfluencers Regulated? Changing Finance for Good? [Chills 206 ft David Wu & ​⁠Sethisfy]

    Dive into the recent controversy around financial influencers and regulation in Singapore with guests: - David Wu, Minimalist in the City / Financial Coach - financial advisor and minimalism blogger - Seth from Sethisfy.com - financial content creator Highlights: - What really happened behind the headlines? - The blurry lines between financial advice and education - The unique challenges faced by financial content creators - Where do finfluencers fit in Singapore's financial ecosystem? This candid discussion offers insider perspectives on the financial content creation space, regulatory considerations, and what it means for consumers. Tune in for an engaging conversation that goes beyond the headlines. 02:05 - Could you provide an overview of the incident that has brought the issue of finfluencer regulation into discussion? 15:34 - What defines financial advice for finfluencers, and how should they be regulated fairly? 20:24 - Should finfluencers be held to the same regulatory standards as financial advisors? 35:13 - Should lifestyle influencers who promote financial products be held to the same standards as dedicated financial influencers? 39:49 - Should a finfluencer’s personal opinion be considered regulated financial advice? --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    42 min
  6. JAN 22

    Digital Real Estate: The Safer Way to Invest in AI [Chills 204 ft Digital Realty & Digital Core REIT]

    Looking to understand the digital infrastructure powering our increasingly AI-driven world? We dive deep into data centers with two industry leaders: - John Stewart CEO of Digital Core REIT, the only pure-play data centre Singapore REIT (S-REIT) - Serene Nah, Managing Director and Head of Asia Pacific, Digital Realty, the world's largest data center operator Key points we explore: - How data centers work and why they're becoming increasingly critical infrastructure - The fascinating business model behind these digital warehouses - Why Asia Pacific is positioned to be the fastest-growing market for data centers - How AI is transforming the industry's landscape - The unique investment opportunity in this rapidly evolving sector Whether you're an investor looking to understand this emerging asset class or simply curious about the backbone of our digital world, this episode offers valuable insights into one of today's most dynamic industries. Tune in to learn why data centers are being called "the new banks" and how they're positioned to surf the AI wave. Join us for this illuminating conversation about the infrastructure powering our digital future! 06:38 - What is colocation, how do its business models work? 13:51 - What are your investment criteria and the importance of your right of first refusal? 17:36 - Where do you see the REIT in 5–10 years? 19:00 - What is your focus given demand growth and infrastructure challenges? 24:32 - What are the key growth drivers and trends in Asia-Pacific? 34:50 - What distinguishes AI data centers from conventional ones, and how does sustainability factor in? 40:25 - Do you foresee the possibility of overbuilding data center capacity, and what are the consequences if it happens? 42:53 - Any final thoughts or insights for the audience? --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    44 min
  7. JAN 15

    Quitting Corporate to Build a Gym. Is it too late? [Chills 204 ft Lab Studios & Anytime Fitness]

    Thinking of leaving your corporate job for the fitness industry? Join us as we dive deep into the world of fitness business with two entrepreneurs who did exactly that. Meet our guests: - Jasmine Chong, a former banker turned founder of Lab Studios with 6 locations across Singapore - Meet Eugenio Palmieri, who transitioned from mining to running multiple Anytime Fitness franchises across Singapore and the Philippines Highlights: - Discover the evolving trends in Singapore's fitness industry and what today's consumers are really looking for - Learn about the realities of running a fitness business, from marketing strategies to operational challenges - Explore whether starting your own brand or joining a franchise might be the better path for you Join us for an authentic conversation about making the leap from corporate life to entrepreneurship in the fitness space. Our guests share candid insights about their journeys, the risks they took, and how the industry has transformed since they started. Whether you're a fitness enthusiast dreaming of owning your own studio or simply curious about the business side of wellness, this episode offers valuable insights into one of Singapore's fastest-growing industries. Tune in to hear what it really takes to succeed in the fitness business landscape of 2025. 00:00 - Introduction 04:56 - What prompted your transition from successful corporate careers to pursue something different? 10:20 - What are the core processes for starting a fitness business? 16:32 - How effective are fitness app aggregators in onboarding brands and franchises? 23:43 - What is the cost to start a franchise, and how have pricing structures evolved over time? 26:53 - What size space is required to operate an Anytime Fitness franchise? 29:04 - With ActiveSG gyms improving, is it impacting your market share, and how are you staying competitive? 31:42 - What advice do you have for professionals looking to enter the health and wellness industry? --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    34 min
  8. JAN 8

    Wealth Management Strategies for High Net Worth Individuals [Chills 203 ft Standard Chartered CIO]

    Ever wondered how the wealthy really invest their money? Steve Bryce, Chief Investment Officer at Standard Chartered Bank Singapore, pulls back the curtain on sophisticated investment strategies typically reserved for high-net-worth individuals. Steve manages a team of 40 investment professionals. With 27 years of banking experience across Singapore, Dubai, and Johannesburg From private credit yielding 9% to the evolution of private equity exits, discover how traditional investment approaches are being revolutionised. Whether you're an accredited investor or aspiring to be one, this episode breaks down complex strategies into digestible insights. Plus, get practical tips on how to evaluate these investments and avoid common pitfalls. Don't miss this rare glimpse into the world of private wealth management, where we decode everything from foundation portfolios to alternative investments. Join us for an honest conversation about what really works in wealth building, beyond the usual stock and bond discussions. 00:00 - Introduction 03:03 - Are aspiring accredited investors drawn to private equity without full understanding? 08:23 - Where do alternative products fit in a portfolio, and when do they become most helpful? 13:52 - Can you provide an overview of how funds of funds work and what they focus on, beyond the basics? 20:00 - Why choose gold over other commodities, and how would you allocate it in a portfolio with cash, equity, and bonds? 27:42 - If IPOs decline, will selling to another fund become the main exit option? 29:59 - How does private credit work, and what should we understand about it? 36:30 - Where do you see the global markets heading, and how are you viewing their future outlook? --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    43 min

    About

    Life is not always about learning from people that you already agree with. We believe perspectives shape a rounder thinker. Join our guests and hosts who consist of seasoned investors, financial analysts, and experts in their field to share more on how you can be smarter with your money and make better financial decisions. We also bring you entrepreneurs who will give you insights and sharing on how they made it and what failed for them. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

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