Chills with TFC

The Financial Coconut
Chills with TFC

Life is not always about learning from people that you already agree with. We believe perspectives shape a rounder thinker. Join our guests and hosts who consist of seasoned investors, financial analysts, and experts in their field to share more on how you can be smarter with your money and make better financial decisions. We also bring you entrepreneurs who will give you insights and sharing on how they made it and what failed for them. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

  1. 20 HR. AGO

    Are Finfluencers Changing Finance for Good? [Chills 206 ft David Wu & Sethisfy]

    Dive into the recent controversy around financial influencers and regulation in Singapore with guests: - David Wu, Minimalist in the City / Financial Coach - financial advisor and minimalism blogger - Seth from Sethisfy.com - financial content creator Highlights: - What really happened behind the headlines? - The blurry lines between financial advice and education - The unique challenges faced by financial content creators - Where do finfluencers fit in Singapore's financial ecosystem? This candid discussion offers insider perspectives on the financial content creation space, regulatory considerations, and what it means for consumers. Tune in for an engaging conversation that goes beyond the headlines. 02:05 - Could you provide an overview of the incident that has brought the issue of finfluencer regulation into discussion? 15:34 - What defines financial advice for finfluencers, and how should they be regulated fairly? 20:24 - Should finfluencers be held to the same regulatory standards as financial advisors? 35:13 - Should lifestyle influencers who promote financial products be held to the same standards as dedicated financial influencers? 39:49 - Should lifestyle influencers who promote financial products be held to the same standards as dedicated financial influencers? --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    42 min
  2. JAN 22

    Digital Real Estate: The Safer Way to Invest in AI [Chills 204 ft Digital Realty & Digital Core REIT]

    Looking to understand the digital infrastructure powering our increasingly AI-driven world? We dive deep into data centers with two industry leaders: - John Stewart CEO of Digital Core REIT, the only pure-play data centre Singapore REIT (S-REIT) - Serene Nah, Managing Director and Head of Asia Pacific, Digital Realty, the world's largest data center operator Key points we explore: - How data centers work and why they're becoming increasingly critical infrastructure - The fascinating business model behind these digital warehouses - Why Asia Pacific is positioned to be the fastest-growing market for data centers - How AI is transforming the industry's landscape - The unique investment opportunity in this rapidly evolving sector Whether you're an investor looking to understand this emerging asset class or simply curious about the backbone of our digital world, this episode offers valuable insights into one of today's most dynamic industries. Tune in to learn why data centers are being called "the new banks" and how they're positioned to surf the AI wave. Join us for this illuminating conversation about the infrastructure powering our digital future! 06:38 - What is colocation, how do its business models work? 13:51 - What are your investment criteria and the importance of your right of first refusal? 17:36 - Where do you see the REIT in 5–10 years? 19:00 - What is your focus given demand growth and infrastructure challenges? 24:32 - What are the key growth drivers and trends in Asia-Pacific? 34:50 - What distinguishes AI data centers from conventional ones, and how does sustainability factor in? 40:25 - Do you foresee the possibility of overbuilding data center capacity, and what are the consequences if it happens? 42:53 - Any final thoughts or insights for the audience? --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    44 min
  3. JAN 15

    Quitting Corporate to Build a Gym. Is it too late? [Chills 204 ft Lab Studios & Anytime Fitness]

    Thinking of leaving your corporate job for the fitness industry? Join us as we dive deep into the world of fitness business with two entrepreneurs who did exactly that. Meet our guests: - Jasmine Chong, a former banker turned founder of Lab Studios with 6 locations across Singapore - Meet Eugenio Palmieri, who transitioned from mining to running multiple Anytime Fitness franchises across Singapore and the Philippines Highlights: - Discover the evolving trends in Singapore's fitness industry and what today's consumers are really looking for - Learn about the realities of running a fitness business, from marketing strategies to operational challenges - Explore whether starting your own brand or joining a franchise might be the better path for you Join us for an authentic conversation about making the leap from corporate life to entrepreneurship in the fitness space. Our guests share candid insights about their journeys, the risks they took, and how the industry has transformed since they started. Whether you're a fitness enthusiast dreaming of owning your own studio or simply curious about the business side of wellness, this episode offers valuable insights into one of Singapore's fastest-growing industries. Tune in to hear what it really takes to succeed in the fitness business landscape of 2025. 00:00 - Introduction 04:56 - What prompted your transition from successful corporate careers to pursue something different? 10:20 - What are the core processes for starting a fitness business? 16:32 - How effective are fitness app aggregators in onboarding brands and franchises? 23:43 - What is the cost to start a franchise, and how have pricing structures evolved over time? 26:53 - What size space is required to operate an Anytime Fitness franchise? 29:04 - With ActiveSG gyms improving, is it impacting your market share, and how are you staying competitive? 31:42 - What advice do you have for professionals looking to enter the health and wellness industry? --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    34 min
  4. JAN 8

    Wealth Management Strategies for High Net Worth Individuals [Chills 203 ft Standard Chartered CIO]

    Ever wondered how the wealthy really invest their money? Steve Bryce, Chief Investment Officer at Standard Chartered Bank Singapore, pulls back the curtain on sophisticated investment strategies typically reserved for high-net-worth individuals. Steve manages a team of 40 investment professionals. With 27 years of banking experience across Singapore, Dubai, and Johannesburg From private credit yielding 9% to the evolution of private equity exits, discover how traditional investment approaches are being revolutionised. Whether you're an accredited investor or aspiring to be one, this episode breaks down complex strategies into digestible insights. Plus, get practical tips on how to evaluate these investments and avoid common pitfalls. Don't miss this rare glimpse into the world of private wealth management, where we decode everything from foundation portfolios to alternative investments. Join us for an honest conversation about what really works in wealth building, beyond the usual stock and bond discussions. 00:00 - Introduction 03:03 - Are aspiring accredited investors drawn to private equity without full understanding? 08:23 - Where do alternative products fit in a portfolio, and when do they become most helpful? 13:52 - Can you provide an overview of how funds of funds work and what they focus on, beyond the basics? 20:00 - Why choose gold over other commodities, and how would you allocate it in a portfolio with cash, equity, and bonds? 27:42 - If IPOs decline, will selling to another fund become the main exit option? 29:59 - How does private credit work, and what should we understand about it? 36:30 - Where do you see the global markets heading, and how are you viewing their future outlook? --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    43 min
  5. JAN 1

    Franchise your way out of the rat race [Chills 202 ft Ryan Grocery & Clippers & Smoovee Skin]

    We sit with seasoned business owners who've navigated the complex waters of franchising across Southeast Asia. The conversation dives deep into: The evolution from traditional business models to franchise successReal-world challenges of managing overseas franchisesWhy being "too rich" might actually hurt your franchise chancesThe surprising truth about licensing versus franchisingCritical factors in franchise partner selection Featured Guest: Brian Ng Co-founder Clippers & Smoovee SkinWendy Foo, MD, Ryan’s Grocery; An established business owner with 22+ years of experience who transformed a family-focused venture into a successful franchise operation across multiple Asian markets Whether you're a corporate professional looking to break free or an entrepreneur exploring franchise opportunities, this episode offers unfiltered insights into what it really takes to succeed in the franchise business. Learn from both triumphs and failures as our guests share lessons that could save you years of costly mistakes. This in-depth discussion strips away the glamour of franchise ownership and reveals the practical realities of building a sustainable franchise business. Don't miss these actionable insights that could shape your franchise journey. --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    42 min
  6. 12/18/2024

    Investors Can Ride The Markets: Trading Fundamentals For All [Chills 201 ft IG Asia]

    Ever wondered what separates successful traders from the rest? Or how trading fits into a boring investor's portfolio? Get ready for an eye-opening episode as we dive deep into the world of trading with two industry insiders from IG Asia: Yeap Jun Rong - Market Strategist who provides market analysis, trading education, and commentary on market outlookAlvin Lee Ren Hao - Premium Client Manager who handles top traders Key Points We'll Explore: The surprising traits of successful tradersCommon mistakes that even experienced traders makeHow trading differs from traditional investingHow to get into trading Whether you're a long-term investor curious about trading or someone looking to understand market dynamics better, this episode offers valuable insights from those who've seen it all. Join us as we uncover trading myths, explore risk management strategies, and learn why psychology plays such a crucial role in trading success. Stay tuned for this candid conversation that brings clarity to the often misunderstood world of trading! Receive up to S$888 when you trade CFDs with IG Asia now 00:00 - Disclaimer 00:26 - Introduction 02:35 - What are the key characteristics or habits that distinguish successful traders? 05:31 - How do trading and investing differ in terms of timeline and strategy? 11:17 - How do short-term trading strategies complement long-term investing, especially when the market isn't moving as expected? 16:44 - How should traders manage expectations when taking option trades with small premiums and limited upside? 19:17 - What are some common trading methods and strategies that traders use? 24:38 - As a retail trader with limited resources and expertise, how can I compete with larger, more specialized players? 30:57 - What trading strategies and products are suitable for beginners? 35:27 - How does the cost of trading, including carry and leverage, vary across different products? 38:17 - What’s your take on BRICS’ impact on the US dollar, given the market’s current response? 39:48 - Any advice or insights you would like to share about trading for our audience to consider? Disclaimer: IG provides an execution-only service. The information in this article is for informational and educational purposes only and does not constitute (and should not be construed as containing) any form of financial or investment advice or an investment recommendation or an offer of or solicitation to invest or transact in any financial instrument. Nor does the information take into account the investment objective, financial situation, or particular need of any person. The content shared is based on personal opinion and experience only, and the views do not necessarily represent those of IG. Where in doubt, you should seek advice from an independent financial adviser regarding the suitability of your investment, under a separate arrangement, as you deem fit. While we strive to provide accurate and relevant information, we cannot guarantee the accuracy or completeness of the information contained in this article. No responsibility is accepted by IG for any loss or damage arising in any way from anyone acting or refraining from acting as a result of the information. Please note that the author may receive compensation from IG in connection with this article. All forms of investment carry risks. Trading in leveraged products, such as CFDs, carries risks and may not be suitable for everyone. Losses can exceed deposits. This advertisement has not been reviewed by the Monetary Authority of Singapore. Hosted on Acast. See acast.com/privacy for more information.

    44 min
  7. 12/11/2024

    Hidden Costs in Your 'Low-Cost' ETF Portfolio [Chills 200 ft Singapore Exchange (SGX)]

    Are Millennials over-indexing on ETFs? As Singapore's ETF market approaches $12 billion and user adoption triples post-COVID, industry experts dive into this trending investment vehicle. Featured Guests: - Kang Wei Chin, Director, Securities Trading, SGX Group - David Wu - Financial Coach from Minimalist in the City Key Discussion Points: - The evolution and explosive growth of ETFs in Singapore ($12B AUM) - Cost structures, market dynamics, and whether ETFs are still the budget-friendly option they're marketed to be - Hidden costs and complexities behind "cheap" ETF investing - Evolution from simple index funds to complex thematic ETFs - The real impact on traditional mutual funds We also discuss the rise of thematic and leveraged ETFs, as well as the impact of new trends like Stock Deposit Receipts (SDRs), which make global markets more accessible to local investors. Are Millennials striking the right balance, or are they overloading their portfolios with ETFs? Tune in to hear expert insights, uncover common misconceptions, and get tips to build a more effective ETF strategy. Don’t miss this insightful episode! 00:00 - Intro 02:50 - What is an ETF? 05:19 - What are the different types of ETFs beyond traditional index funds? 09:27 - Are ETFs still a cost-effective option for investors, given the higher fees of many local and niche ETFs? 11:45 - What if active funds become as cheap and efficient as ETFs - how would that affect investment choices? 14:51 - What's your take on ETFs evolving into complex products like inverse and leveraged options? 20:41 - Are millennials over-diversifying by heavily investing inETFs, potentially diluting their returns? 27:06 - Does ETF's intraday trading risk overtrading for passive investors? 32:55 - You recently launched a product on Hong Kong SDRs - can you explain what it is and its purpose? 36:32 - What are the cost advantages of buying BYD on SGX instead of Hong Kong? Disclaimers: For tax advice, do seek out a legal advisor for better guidance and actionable steps for your unique situation. --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    48 min
  8. 12/04/2024

    China: A Share Rally, What You Need To Know [Chills 199 ft Dr Wealth & CSOP Asset Management]

    Are you curious about what's really happening in China's markets? Beyond the headlines of rallies and dips, get an insider's perspective in this episode of Chills with TFC. Key Points to Look Forward To: - Unpacking recent market volatility and government policy shifts - Contrast between Western media narratives and ground reality - A closer look at the performance of China-focused REITs versus ETFs - The possibility of Trade War 2.0 and market preparations - Understanding China's unique top-down economic approach Featured Guests: - Bruce Zhang, CFA, Portfolio Manager and Head of Fixed Income at CSOP Asset Management, shares his expertise on the economic indicators influencing the market. - Alvin Chow, Co-founder, Dr Wealth, discusses the educational landscape for retail investors and offers his perspective on the China market. Don’t miss out on this opportunity to gain valuable insights and strategies from our expert guests. Tune in to understand how to position yourself in these unpredictable times! --- Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

    42 min

About

Life is not always about learning from people that you already agree with. We believe perspectives shape a rounder thinker. Join our guests and hosts who consist of seasoned investors, financial analysts, and experts in their field to share more on how you can be smarter with your money and make better financial decisions. We also bring you entrepreneurs who will give you insights and sharing on how they made it and what failed for them. Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut [Podcast, Vodcast] Spotify: https://rebrand.ly/TFC-spotify Apple Podcast: https://rebrand.ly/TFC-applepodcast YouTube: https://rebrand.ly/TFC-youtube [Connect with us] Instagram: https://rebrand.ly/TFC-instagram Tik Tok: https://rebrand.ly/TFC-tiktok Telegram: https://rebrand.ly/TFC-telegram Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel Newsletter: https://rebrand.ly/TFC-Newsletter Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions. Hosted on Acast. See acast.com/privacy for more information.

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