Defence Property Podcast

Defence Property Podcast
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Welcome to the Defence Property Podcast, the ultimate podcast for current and former Australian Defence Force (ADF) members who are keen on building wealth through property investing. Hosted by Kane Dury from Discover Buyers Agency, an ex-serving member of the Australian Army with 20 years of property investing experience, this podcast is designed to provide you with the knowledge, strategies, and confidence to start and scale your property portfolio.In each episode, we dive deep into topics such as property investing, Australian property markets, finance and mortgage broking, and investment strategies. We also tackle common investing problems and offer practical solutions to help you navigate the complex world of real estate.What sets us apart is our unique perspective and the frequent inclusion of guest speakers, including successful property investors and industry professionals who were previously ADF members. These interviews and case studies provide real-world insights and experiences that you won't find anywhere else.Whether you're an ADF member or simply someone interested in property investment, the Defence Property Podcast has something for you. Our goal is to equip you with the education, knowledge, and tools you need to make informed decisions and achieve your investment goals.Join us on this journey and subscribe to ADF Property Podcast today. You can find us on our website, Instagram, Facebook, and YouTube channel. Stay tuned for new episodes and start transforming your property investment approach now.For more information and updates, follow us on:•[Website] = https://www.discoverbuyersagency.com.au/•[Instagram] = @adf_property_podcast•[YouTube] = @DiscoverBuyersAgency

  1. 1d ago

    Build Wealth With a Plan, Not Guesswork: Property, Super & Taking Action

    In this episode of the Defence Property Podcast, we sit down with Matt Bazzica from Futurevest to discuss how property fits into a broader financial plan — and why building wealth should start with knowing exactly what you’re working towards. With more than 20 years in financial planning, Matt shares his approach to setting long-term financial goals, working backwards to determine the assets and income required, and using property alongside superannuation and other investments to build wealth over time. We also explore the opportunity cost of waiting too long to invest, why younger Defence members should pay more attention to their super, and how simple budgeting and lifestyle decisions can make a significant difference over the course of a career. Topics covered: • Why every wealth strategy should start with an end goal • How to reverse engineer your financial plan from your desired retirement income • Where property fits within a diversified wealth strategy • How many properties you may need to reach your long-term goals • Why starting young can make building wealth significantly easier • The opportunity cost of waiting for the “perfect” time to invest • Why taking action matters in fast-moving property markets • How property can help generate equity for future purchases • Why young Defence members should pay attention to their superannuation • Growth assets, risk, and making the most of a longer investment timeframe • The role of leverage and compound growth in building wealth • Why your broker, accountant, and financial planner need to work together • Simple budgeting strategies for managing your cash flow • Avoiding lifestyle creep as your Defence income increases • Why knowing your numbers can help you get investment-ready sooner Building wealth isn’t about making one perfect investment decision. It’s about having a clear destination, putting the right strategy around it, and consistently taking action over time. Want help building your own property strategy? Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury  Instagram: @discoverbuyersagency    Interested in building a broader financial plan? You can also connect with Matt and the team at Futurevest.

    Build Wealth With a Plan, Not Guesswork: Property, Super & Taking Action

  2. Aug 11

    DHOAS Changes Explained: What Every Defence Member Needs to Know

    In this episode of the Defence Property Podcast, we break down the Defence Home Ownership Assistance Scheme (DHOAS), how it works, and the potential changes that could reshape the program for Australian Defence Force members and veterans. We explain the DHOAS tier system, how the monthly subsidy is calculated, and why timing your use of the scheme can have a significant impact on your long-term wealth strategy. We also discuss why Rent Assistance can often provide a greater financial benefit during your Defence career, and how careful sequencing of your entitlements may allow you to maximise both. Finally, we explore the expected changes to the DHOAS lender panel, what increased competition could mean for interest rates and lending policies, and why Defence members planning to buy in the near future should keep a close eye on upcoming announcements. Topics covered: • How the Defence Home Ownership Assistance Scheme (DHOAS) works • The three DHOAS tiers and service eligibility requirements • How DHOAS subsidies are calculated and why they change over time • Comparing DHOAS with Defence Rent Assistance benefits • Why sequencing your entitlements can significantly improve long-term outcomes • Delaying DHOAS until after separation from Defence • DHOAS certificate rules every veteran should understand • The benefits of remaining in the Reserves for DHOAS eligibility • The current DHOAS lender panel explained • Why limited lender competition affects Defence borrowers • Potential changes to the DHOAS panel and what they could mean • How more lenders could improve interest rates and lending policies • Why mortgage brokers can become even more valuable under an expanded panel • Should you wait for the new panel or buy now? Understanding DHOAS is about more than knowing you're eligible—it's about using the scheme strategically alongside your other Defence entitlements to achieve the best long-term financial outcome. Want help creating a Defence property strategy that's right for you? Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury  Instagram: @discoverbuyersagency

    DHOAS Changes Explained: What Every Defence Member Needs to Know

  3. Aug 4

    From Defence Engineer to Property Investor: Rob’s Rentvesting Journey

    In this episode of the Defence Property Podcast, we sit down with Rob Campbell, a current Australian Army mechanical engineer, to unpack how he and his wife, Tanya, went from considering a $1.1 million family home to building an investment property portfolio through a strategic rentvesting approach. Rob shares his journey from humble beginnings in Western Sydney to an 18-year Defence career, explaining why he chose to prioritise long-term wealth over buying an expensive owner-occupied home. We also discuss the lessons learned from working with the wrong property company, the importance of surrounding yourself with the right professionals, and how Defence-specific strategies have helped them purchase two investment properties while continuing to rent. If you're serving in the ADF and wondering whether to buy a home, invest first, or make the most of your Defence entitlements, this episode offers practical insights from someone who's recently been through the process. Topics covered: • Rob's journey from Army vehicle mechanic to mechanical engineer • Why buying an expensive family home didn't make financial sense • The benefits of rentvesting for Defence members • Using Defence housing entitlements as part of a long-term strategy • Lessons learned from a poor property investment experience • Why choosing Defence-focused professionals matters • Working with a mortgage broker who understands ADF lending • Purchasing two investment properties while serving • Managing property investing alongside a busy Defence career and family life • Avoiding lifestyle creep after promotions and pay rises • Why DHOAS shouldn't be the only factor in your property decisions • Building long-term wealth instead of chasing short-term tax benefits • The importance of education, planning, and taking action early • Why supply and demand fundamentals matter more than media headlines Rob's story is a reminder that successful property investing isn't about perfect timing—it's about having the right strategy, the right team, and the confidence to take action. Want help building your own property strategy? Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency

    From Defence Engineer to Property Investor: Rob’s Rentvesting Journey

  4. Jul 28

    Which Defence Property Strategy Is Right for You? 6 Client Profiles Explained

    In this episode of the Defence Property Podcast, we break down six of the most common property investment profiles we see among Australian Defence Force members and explain how each strategy can be tailored to your career stage, financial position, and long-term goals. A successful property strategy isn't about following what everyone else is doing. It's about understanding how to make the most of your Defence entitlements, available capital, and future plans. Whether you're just starting your career, building equity, transitioning out of Defence, or chasing a higher-paying civilian role, there's a different pathway that may suit your circumstances. We also explain how Rent Assistance, DHOAS, HPAS, and the First Home Guarantee Scheme can be used strategically to help accelerate long-term wealth creation while avoiding some of the common mistakes Defence members make. Topics covered: • The six most common Defence property investor profiles • How the "Supercharged Rentvester" strategy works • Maximising Rent Assistance and DHOAS together • Using the First Home Guarantee Scheme to buy with a lower deposit • Why the owner-occupier pathway isn't always the strongest strategy • Deliberate rentvesting and investing in higher-growth markets • Building a portfolio using Australia-wide market research • The "Delayed Investor" and leveraging existing equity • How veterans can make smarter use of DVA compensation payments • Avoiding costly financial mistakes after receiving a lump sum • The career-driven professional and balancing income with investing • Opportunity cost and why delaying property decisions can limit long-term growth • How to identify the strategy that best fits your personal goals There’s no one-size-fits-all approach to property investing in Defence. The best strategy is the one that aligns with your circumstances, makes the most of your entitlements, and supports your long-term financial objectives. Want help working out which strategy is right for you? Book a free strategy call with our team. Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury  Instagram: @discoverbuyersagency

    Which Defence Property Strategy Is Right for You? 6 Client Profiles Explained

  5. Jul 21

    Defence Tax Deductions Explained: What You Can (and Can’t) Claim

    In this episode of the Defence Property Podcast, we sit down with Jesse from BBS Tax, a former Australian Army infantry soldier and accountant, to break down the tax deductions available to Defence personnel and property investors. We cover some of the most common questions current serving members ask every tax season, including what expenses are actually deductible, which claims often catch people out, and how to stay compliant with the ATO. We also dive into the tax side of investment properties, explaining depreciation, repairs versus improvements, capital gains implications, and why good record keeping can save you thousands. Whether you're serving full-time, own an investment property, or are planning to buy your first one, this episode will help you better understand how tax works and where many Australians unknowingly make costly mistakes. Topics covered: • Who can claim Defence-related tax deductions (and who can't) • Uniforms, laundry, equipment, watches, and mobile phone claims • What travel expenses are deductible for Defence members • Why gym memberships and workout gear usually aren't claimable • The $300 rule and how depreciation works for larger purchases • What property expenses are immediately deductible • Costs that form part of your property's cost base instead • Understanding depreciation schedules and quantity surveyor reports • Repairs vs capital improvements (and why it matters) • The hidden impact of depreciation on future capital gains tax • Record keeping requirements and how long you need to keep receipts • Common ATO misconceptions and mistakes investors make Good tax planning isn't about claiming everything you can — it's about understanding the rules, keeping accurate records, and making informed decisions that support your long-term financial goals. Want help building your own property strategy? Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency Looking for tax advice specific to your situation? Learn more about BBS Tax and seek professional advice before making financial or taxation decisions.

    Defence Tax Deductions Explained: What You Can (and Can’t) Claim

  6. Jul 14

    Which Defence Property Strategy Fits You? 6 Investment Pathways Explained

    In this episode of the Defence Property Podcast, we break down six of the most common property investment strategies used by Australian Defence Force members and explain how the right approach depends on your career stage, financial position, and long-term goals. Whether you're a new recruit with limited savings, an experienced member with significant equity, or preparing to transition out of Defence, there are different ways to leverage your unique entitlements to build long-term wealth. We explore the advantages, trade-offs, and common mistakes associated with each strategy, helping you understand which pathway may be the best fit for your circumstances. We also discuss how Defence housing entitlements, including DHOAS, Rent Assistance, HPAS, and the First Home Guarantee Scheme, can be used strategically to maximise opportunities throughout your career. Topics covered: • The six most common Defence property investor profiles • How the "Supercharged Rentvester" strategy works • Maximising DHOAS and Rent Assistance together • Using the First Home Guarantee Scheme with a 5% deposit • Why the owner-occupier strategy isn't always the most effective • Deliberate rentvesting and buying in higher-growth markets • Using data and research to select investment locations • The "Delayed Investor" and leveraging equity later in your career • Common mistakes after receiving a lump sum payout • The career-driven Defence member and balancing income with investing • Opportunity cost and why delaying property decisions can be expensive • Choosing a strategy that aligns with your goals, not someone else's There’s no single "best" property strategy for every Defence member. The key is understanding your options and creating a plan that works for your unique circumstances. Want help working out which strategy is right for you? Book a free strategy call with our team. Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency

    Which Defence Property Strategy Fits You? 6 Investment Pathways Explained

  7. Jul 7

    Federal Budget 2026: What the Property Tax Changes Mean for Investors

    In this episode of the Defence Property Podcast, we sit down with Jesse from BBS Tax, a former Australian Army infantry soldier and accountant, to unpack the biggest property tax changes announced in the latest Federal Budget and what they could mean for investors moving forward. We break down the proposed changes to capital gains tax (CGT), negative gearing, and discretionary trusts, explaining what has changed, why it matters, and how investors can adapt their strategies rather than reacting emotionally. We also explore the potential flow-on effects for the Australian property market, including investor participation, housing supply, rental affordability, and long-term wealth creation. Whether you're a first-time investor or already building a portfolio, this episode will help you better understand the implications of the new rules and how to plan ahead. Topics covered: • Jesse’s journey from Army infantry soldier to founder of BBS Tax • An overview of the latest Federal Budget property changes • Why the proposed CGT reforms have created uncertainty for investors • How the new capital gains tax calculations will work from 2027 • The removal of the 50% CGT discount and introduction of indexation • The new minimum 30% capital gains tax explained • Changes to negative gearing on established residential properties • Why new builds are treated differently under the new rules • The potential impact on rental supply and affordability • How investor behaviour could change under the new tax settings • Why tax should never be the primary reason to invest • The importance of adapting your strategy instead of reacting to policy changes • Long-term wealth creation in a changing investment landscape While the tax rules may be changing, the fundamentals of successful investing remain the same. Understanding how these reforms affect your position — and adjusting your strategy accordingly — is what matters most. Want help building your own property strategy? Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury  Instagram: @discoverbuyersagency

    Federal Budget 2026: What the Property Tax Changes Mean for Investors

  8. Jun 30

    Data vs Emotion: How Smart Investors Actually Choose Property Markets

    In this episode of the Defence Property Podcast, we sit down with Mat from HtAG, one of Australia’s leading property data platforms, to unpack how investors can use data to make better decisions — and avoid the costly mistakes driven by emotion, opinion, and media noise. We explore the key metrics that separate strong investment markets from poor-performing ones, including affordability, supply and demand, inventory levels, hold periods, and market confidence. More importantly, we discuss how these data points work together to tell the story of a market — and why looking at one metric in isolation can lead investors down the wrong path. This episode is a deep dive into the fundamentals of property research and market selection, making it essential listening for anyone serious about building a portfolio based on evidence rather than speculation. Topics covered: • How HtAG was created and why data matters in property investing • Why data is really a reflection of human behaviour • The importance of understanding market cycles • Using 1-year growth data to identify market momentum • Affordability and why it remains one of the strongest growth indicators • Why cheaper markets have outperformed in recent years • Supply vs demand and how property prices are actually created • Inventory levels and market absorption rates explained • Why supply scarcity is a key driver of long-term growth • Hold periods and what they reveal about a suburb • The risks of buying in oversupplied markets and house-and-land estates • Understanding confidence levels in property data • Why low-confidence suburbs can create misleading signals • Opportunity cost and the hidden cost of buying the wrong asset • Data-driven investing vs “barbecue advice” and market opinions • Why professionals often outperform DIY investors Whether you're buying your first investment property or scaling an existing portfolio, this episode will help you understand how to use data to make smarter, more confident decisions. Want help building your own property strategy? Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency Interested in learning more about property data and market analysis? Check out HtAG and their educational resources.

    Data vs Emotion: How Smart Investors Actually Choose Property Markets
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About

Welcome to the Defence Property Podcast, the ultimate podcast for current and former Australian Defence Force (ADF) members who are keen on building wealth through property investing. Hosted by Kane Dury from Discover Buyers Agency, an ex-serving member of the Australian Army with 20 years of property investing experience, this podcast is designed to provide you with the knowledge, strategies, and confidence to start and scale your property portfolio.In each episode, we dive deep into topics such as property investing, Australian property markets, finance and mortgage broking, and investment strategies. We also tackle common investing problems and offer practical solutions to help you navigate the complex world of real estate.What sets us apart is our unique perspective and the frequent inclusion of guest speakers, including successful property investors and industry professionals who were previously ADF members. These interviews and case studies provide real-world insights and experiences that you won't find anywhere else.Whether you're an ADF member or simply someone interested in property investment, the Defence Property Podcast has something for you. Our goal is to equip you with the education, knowledge, and tools you need to make informed decisions and achieve your investment goals.Join us on this journey and subscribe to ADF Property Podcast today. You can find us on our website, Instagram, Facebook, and YouTube channel. Stay tuned for new episodes and start transforming your property investment approach now.For more information and updates, follow us on:•[Website] = https://www.discoverbuyersagency.com.au/•[Instagram] = @adf_property_podcast•[YouTube] = @DiscoverBuyersAgency

Information

  • Creator
    Defence Property Podcast
  • Years Active
    2024 - 2026
  • Episodes
    51
  • Rating
    Explicit
  • Copyright
    © 2026 Defence Property Podcast
  • Show Website
    Defence Property Podcast

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