Defence Property Podcast

Defence Property Podcast

Welcome to the Defence Property Podcast, the ultimate podcast for current and former Australian Defence Force (ADF) members who are keen on building wealth through property investing. Hosted by Kane Dury from Discover Buyers Agency, an ex-serving member of the Australian Army with 20 years of property investing experience, this podcast is designed to provide you with the knowledge, strategies, and confidence to start and scale your property portfolio.In each episode, we dive deep into topics such as property investing, Australian property markets, finance and mortgage broking, and investment strategies. We also tackle common investing problems and offer practical solutions to help you navigate the complex world of real estate.What sets us apart is our unique perspective and the frequent inclusion of guest speakers, including successful property investors and industry professionals who were previously ADF members. These interviews and case studies provide real-world insights and experiences that you won't find anywhere else.Whether you're an ADF member or simply someone interested in property investment, the Defence Property Podcast has something for you. Our goal is to equip you with the education, knowledge, and tools you need to make informed decisions and achieve your investment goals.Join us on this journey and subscribe to ADF Property Podcast today. You can find us on our website, Instagram, Facebook, and YouTube channel. Stay tuned for new episodes and start transforming your property investment approach now.For more information and updates, follow us on:•[Website] = https://www.discoverbuyersagency.com.au/•[Instagram] = @adf_property_podcast•[YouTube] = @DiscoverBuyersAgency

  1. 1d ago

    Australian Property Update: Regional Growth, Rents & Buyer Q&A

    In this episode of the Defence Property Podcast, Kane and Nadia introduce a new format: The Week in Real Estate, breaking down the latest property headlines and answering questions from ADF buyers and investors. They discuss the renewed shift from capital cities to regional Australia, why regional markets are holding up differently to capitals and what changing rental conditions and housing supply could mean for buyers. The episode also tackles practical questions around fixed versus variable rates, Defence postings, deposits, auctions, pre-approvals and choosing between houses and units. Topics covered: • Why Australians are moving from cities to regional areas • Regional property performance versus capital cities • What buyers should research before buying regionally • How downsizing trends can affect housing supply • Vacancy rates and Australia's rental market • The ongoing shortage of new housing • Fixed versus variable mortgage rates • Buying before or after your next Defence posting • Whether a buyer's agent still adds value in a buyer's market • How much deposit buyers may need • Auctions versus private sales • Why older pre-approvals should be reviewed • Houses versus units in the current market For ADF members, the key is to look beyond the headlines and consider how changing market conditions fit with your posting plans, borrowing capacity, Defence entitlements and long-term property strategy. Have a question you'd like Kane and Nadia to answer in the next episode? Send it through and it could be covered on the show. Want to discuss your property strategy? Book a discovery call with Discover Buyers Agency. Website: discoverbuyersagency.com.au Facebook: facebook.com/kanedury  Instagram: @discoverbuyersagency

    Australian Property Update: Regional Growth, Rents & Buyer Q&A
  2. Oct 20

    Property Prices Are Falling: Should ADF Buyers Wait?

    Property prices are cooling, interest rates are higher and borrowing capacity has tightened. So, should ADF members buy now or wait? In this episode of the Defence Property Podcast, Kane is joined by Nadia Dury for another Q&A covering some of the most common questions they're hearing from Defence buyers and investors right now. They discuss falling prices, borrowing capacity, negotiating with vendors and how to approach property decisions when market conditions are changing. Rather than trying to perfectly time the bottom of the market, Kane explains why buyers should focus on their individual strategy, purchasing power and finding the right property for their goals. Topics covered: • Should you wait if property prices are falling?  • How higher rates can affect borrowing capacity  • Why an old pre-approval may need updating  • What ADF members should ask their mortgage broker  • Why buyers currently have more negotiating power  • Negotiating price, settlement dates and contract conditions  • Whether a buyer's agent can still add value in a softer market  • What investors should consider in the current market  • New builds versus established properties  • Regional markets versus capital cities  • Buying before or after your next Defence posting  • Why rentvesting can work for ADF members  • The biggest mistakes buyers are making right now  The key takeaway is that there's no perfect time to buy. Your Defence career, posting plans, borrowing capacity, entitlements and long-term goals should all form part of the decision. Want help building a clear property strategy? Website: discoverbuyersagency.com.au  Facebook: facebook.com/kanedury   Instagram: @discoverbuyersagency

    Property Prices Are Falling: Should ADF Buyers Wait?
  3. Oct 14

    7 Property Traps That Can Wreck an ADF Property Portfolio

    In this episode of the Defence Property Podcast, Kane breaks down seven common property traps he sees ADF members fall into and how they can affect long-term portfolio growth. From buying near your posting simply because it's convenient to choosing the wrong property marketers, buying off the plan or failing to use Defence entitlements strategically, this episode looks at the decisions that can hold a portfolio back. Kane also explains why having a clear strategy matters, how ADF members can separate where they live from where they invest and why a property portfolio should be regularly reviewed rather than simply set and forgotten. Topics covered: • Why buying near your posting can be a trap  • Rentvesting while serving in the ADF  • Risks of Defence-targeted property marketers  • What to consider before buying off the plan  • Why one property isn't necessarily a portfolio strategy  • Building your first property with the next purchase in mind  • Why every property should have a clear role in your portfolio  • Using DHOAS, HPAS and Rent Assistance strategically  • Combining your entitlement, debt and property strategies  • Why regular portfolio and finance reviews matter  • Managing risk through market research and due diligence  • Building a property strategy around your long-term goals  For ADF members, the key takeaway is simple: don't buy property without understanding how it fits into the bigger picture. Your posting, entitlements, borrowing capacity, market selection and long-term goals should all form part of the strategy. Want help reviewing your property strategy or Defence entitlements? Website: discoverbuyersagency.com.au    Facebook: facebook.com/kanedury    Instagram: @discoverbuyersagency

    7 Property Traps That Can Wreck an ADF Property Portfolio
  4. Oct 6

    Mark Donaldson: From Special Forces to Building Financial Freedom

    In this episode of the Defence Property Podcast, Kane sits down with Mark Donaldson to talk about military service, money, property and building financial freedom beyond Defence. Mark reflects on his journey from joining the Australian Army and pursuing Special Forces to the financial opportunities he wishes he'd recognised earlier. Growing up in a household where money wasn't openly discussed, he shares how his perspective on property, risk and building wealth changed throughout his career. Together, Kane and Mark explore how the planning and risk-management skills developed in Defence can also be applied to property investing and why making smart decisions earlier can create greater freedom of choice later in life. Topics covered: • Mark's journey from infantry into Special Forces  • The property opportunities he wishes he'd taken earlier  • Why starting young can make a difference when building wealth  • Using debt and leverage as part of a property strategy  • How compound growth can work over the long term  • Building a hypothetical five-property portfolio  • Managing risk when investing in property  • Choosing markets using affordability, supply and demand  • Applying military planning and risk management to investing  • Mark's experience using a buyer's agent  • The opportunity cost of waiting to buy  • Using Defence entitlements strategically  • Planning financially for life beyond Defence  • Why taking action can matter more than waiting for the perfect time  For ADF members, one of the biggest takeaways is to think beyond your current posting or stage of service. Building assets earlier can help create more options later, whether that means continuing your Defence career because you want to or having the financial freedom to pursue something different. As Mark puts it, if you want freedom of choice in the future, it's worth thinking about the decisions you're making today. Want help building your own Defence property strategy? Website: discoverbuyersagency.com.au    Facebook: facebook.com/kanedury    Instagram: @discoverbuyersagency

    Mark Donaldson: From Special Forces to Building Financial Freedom
  5. Sep 29

    Australian Property Market 2026: Where Are the Opportunities Now?

    In this episode of the Defence Property Podcast, Kane welcomes back Terry Ryder from Hotspotting to unpack the Australian property market and where investors may still find opportunities amid changing conditions. With investor sentiment under pressure, interest rates in focus and plenty of negative headlines surrounding property, Terry shares his perspective on why national and capital city averages don't always tell the full story. They discuss what's happening at the affordable end of the market, why underlying fundamentals still matter and how reduced competition can change the buying environment. Kane and Terry also explore established property versus new builds, rental market pressures, regional markets and the importance of looking beyond recent growth when deciding where to invest. Topics covered: • What current property headlines may be missing • Why capital city median prices can give a misleading picture • What's happening at the affordable end of the property market • Why reduced buyer competition can create different opportunities • The risks of waiting for the “perfect” time to buy • Why time in the market remains important for long-term investors • New builds versus established investment properties • The costs and practical considerations associated with new builds • Why rental yield is becoming increasingly important • Melbourne units and the case for affordable, higher-yielding property • Rental supply and demand across Australia • Why property fundamentals still matter despite policy changes • Infrastructure and employment as long-term market drivers • The continued appeal of affordable regional centres • Regional NSW markets including Albury-Wodonga, Wagga Wagga, Dubbo, Armidale, Tamworth and Orange • Opportunities Terry is watching in Melbourne, regional Victoria, Tasmania and Canberra • Why markets with strong recent growth may offer different prospects going forward • How investors can avoid following the herd • Why good research and professional advice matter when selecting property • What first-time and early-stage investors should consider before buying Terry's central message is to look beyond broad market sentiment and focus on the individual locations and properties you're considering. Different markets can perform very differently at the same point in time, making research, affordability, supply, demand and long-term growth drivers important parts of the decision-making process. For ADF members, this is also where being willing to invest beyond your posting location can open up a much wider range of markets across Australia. Want help building your own Defence property strategy? Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency

    Australian Property Market 2026: Where Are the Opportunities Now?
  6. Sep 22

    Is Now a Good Time to Buy Property? Why Market Data Matters More Than Headlines

    In this episode of the Defence Property Podcast, Kane welcomes back Matt from HtAG (Higher than Average Growth) to unpack what’s really happening across the Australian property market and why investors need to look beyond national headlines. With market sentiment shifting, borrowing capacity under pressure and some investors choosing to sit on the sidelines, Kane and Matt discuss why Australia should never be viewed as one property market. While some areas may be slowing or declining, others continue to show strong fundamentals, rental growth and buyer demand. They explore how affordability, supply scarcity, market cycles and local demand can help investors identify opportunities, why data-driven market selection has become even more important in changing conditions and how buying nationally can open up opportunities that may not exist in your own backyard. Topics covered: • What has changed in the property market over recent months • Why investor sentiment may not reflect what the data is showing • How borrowing capacity can affect property investment decisions • Why sitting on the sidelines can carry its own opportunity cost • The relationship between property prices, rents and serviceability • Why the Australian property market isn't one single market • How affordable markets can attract increased buyer competition • Why suburb-level analysis matters more than national averages • Finding opportunities when property prices decline • How supply scarcity can support long-term property performance • Why affordability remains an important market indicator • Timing the market versus time in the market • How investors can potentially front-load portfolio growth • Why data matters even more in a slower property market • Borderless investing versus buying in your own backyard • Why restricting your search to one city can limit investment opportunities • Houses, townhouses and units within an investment strategy • Using data to challenge opinions and emotional assumptions about suburbs • Why investors should approach their portfolio like a business • The importance of separating investment decisions from emotion • Why professional advice should come from the right professional • How media sentiment, friends and personal opinions can influence investment decisions • Why fundamentals should remain at the centre of property selection The property market is made up of thousands of individual suburbs moving through different stages of their cycles. Instead of making decisions based purely on headlines or national averages, investors can look at fundamentals such as affordability, supply, demand, inventory and local market conditions to make more informed decisions. For ADF members in particular, being open to borderless investing can provide the flexibility to look beyond posting locations and assess opportunities across Australia based on the strength of the market rather than proximity to home. Want help building your own Defence property strategy? Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency

    Is Now a Good Time to Buy Property? Why Market Data Matters More Than Headlines
  7. Sep 16

    ADF Property Q&A: Rentvesting, DHOAS, HPAS & Investing in 2026

    In this episode of the Defence Property Podcast, Kane is joined by Discover Buyers Agency Operations Manager Nadia Dury for a practical Q&A covering some of the most common property questions they hear from ADF members. From rentvesting and Defence housing entitlements to DHOAS, HPAS, DHA properties and choosing investment markets, Kane breaks down how different strategies can work depending on your career, financial position and long-term plans. They also discuss common mistakes Defence property investors make, how postings can actually create opportunities to build a portfolio and what members approaching separation should consider before leaving the ADF. Topics covered: • Is rentvesting still a strong strategy for serving ADF members? • Why Defence Rent Assistance can influence when and where you buy • Buying where you're posted versus investing in another market • How your Defence career and posting cycle should influence your strategy • What could change with the DHOAS lender panel • When DHOAS may or may not fit your property strategy • How HPAS works and when members may consider using it • Combining Defence entitlements with a broader property plan • Are DHA investment properties actually worth it? • Why a DHA lease shouldn't be the main reason you buy a property • The importance of vacancy rates, supply and demand when choosing a market • How the 2026 Federal Budget changes may affect property investors • Why your individual circumstances should determine where you invest • Heated markets versus early-adopter markets • Common mistakes ADF members make with their first investment property • The risks of buying property simply because it's near your posting • Why house and land packages aren't automatically a better investment • How developer commissions can create conflicts of interest • Building a property portfolio while posting every few years • How postings can create opportunities to use Defence entitlements strategically • What members transitioning out of Defence should consider • Important DHOAS considerations after separation • Why building the right professional team matters • How your first property can influence your ability to buy the second and third There isn't one property strategy that works for every Defence member. Your service plans, posting locations, deposit, borrowing capacity and long-term goals all play a role. The key is understanding your entitlements and building a strategy that considers not just your first purchase, but where you want to be five, ten or twenty years from now. Want help building your own Defence property strategy? Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency

    ADF Property Q&A: Rentvesting, DHOAS, HPAS & Investing in 2026
  8. Sep 8

    Why Starting Early Matters When Building Wealth

    In this episode of the Defence Property Podcast, Kane sits down with Reine from Acquire Wealth Partners to explore the mindset, strategy and behaviours behind building long-term wealth. With more than two decades of experience in financial planning, Reine explains why wealth creation often begins with mindset rather than a specific investment product. They discuss why so many people delay investing, how starting earlier gives compounding more time to work and why property can play an important role during the wealth accumulation phase. The conversation also looks at balancing wealth creation with actually enjoying life, building a trusted team of professionals and staying focused on a long-term strategy when markets, economic events and headlines create uncertainty. Topics covered: • Why building wealth starts with the right mindset • Why people often delay investing until later in life • How your upbringing can influence your relationship with money • Finding a personal reason to start building wealth • Why it’s never too late to change your financial direction • Balancing long-term wealth creation with enjoying life today • How property can fit into a broader financial plan • Why leverage makes property useful during the accumulation phase • Property’s potential limitations when generating retirement income • Why superannuation becomes increasingly important for retirement planning • How compound growth rewards investors who start earlier • The Rule of 72 and understanding how long money can take to double • Why delaying investing can reduce the number of compounding periods available • The importance of building a trusted professional team • Why accountability and human guidance still matter when building a financial plan • How fear and loss aversion can influence investment decisions • Why market sentiment shouldn’t dictate a long-term investment strategy • The difference between being an investor and a trader • Avoiding “get rich quick” strategies and shiny investment opportunities • Why having a plan and staying consistent can matter more than chasing trends Building wealth doesn’t require knowing exactly what the next market move will be. It starts with understanding what you want your future to look like, creating a strategy to get there and giving yourself enough time for that strategy to work. Want help building your own property strategy? Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency

    Why Starting Early Matters When Building Wealth

About

Welcome to the Defence Property Podcast, the ultimate podcast for current and former Australian Defence Force (ADF) members who are keen on building wealth through property investing. Hosted by Kane Dury from Discover Buyers Agency, an ex-serving member of the Australian Army with 20 years of property investing experience, this podcast is designed to provide you with the knowledge, strategies, and confidence to start and scale your property portfolio.In each episode, we dive deep into topics such as property investing, Australian property markets, finance and mortgage broking, and investment strategies. We also tackle common investing problems and offer practical solutions to help you navigate the complex world of real estate.What sets us apart is our unique perspective and the frequent inclusion of guest speakers, including successful property investors and industry professionals who were previously ADF members. These interviews and case studies provide real-world insights and experiences that you won't find anywhere else.Whether you're an ADF member or simply someone interested in property investment, the Defence Property Podcast has something for you. Our goal is to equip you with the education, knowledge, and tools you need to make informed decisions and achieve your investment goals.Join us on this journey and subscribe to ADF Property Podcast today. You can find us on our website, Instagram, Facebook, and YouTube channel. Stay tuned for new episodes and start transforming your property investment approach now.For more information and updates, follow us on:•[Website] = https://www.discoverbuyersagency.com.au/•[Instagram] = @adf_property_podcast•[YouTube] = @DiscoverBuyersAgency

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