It's Real

Kayla Kallander & Andrew Yaggie

Welcome to the "It's Real" Podcast with Kayla Kallander, mortgage lender, and Andrew Yaggie, realtor. Each week we'll talk about what happens behind the scenes working full-time in real estate and share with you real life stories, our successes, and hurdles as we work to help consumers and industry professionals reach their real estate and real life goals!

  1. FEB 28

    Episode 99 - A Strong 2026, Refinance Myths & Truths, & Education Beats Headlines In Real Estate

    The It’s Real Podcast with Kayla Kallander & Andrew Yaggie Episode 99 marks a major milestone for The It’s Real Podcast, and Kayla Kallander and Andrew Yaggie take the opportunity to reflect on nearly 100 episodes of real conversations about real estate, mortgages, money, and the realities behind the scenes. In this episode, they cover: • Why 2026 is shaping up to be stronger than last year in both buying and refinancing activity • The growing momentum of buyers who are “done waiting” on rates • Common refinancing myths — and why waiting for a full 1% drop may cost more than it saves • Cash-out refinances and how homeowners are using equity to improve cash flow • The importance of strategy over simply rate shopping • North Dakota’s potential property tax relief and what that could mean for affordability • Why education — not headlines — should drive your next real estate decision They also officially roll out the Homebuyer Blueprint Webinar, a practical, on-demand guide for buyers who want clarity before making a move. Whether you’re six months out or just starting to explore your options, the webinar walks through what you can afford, common myths, and how to position yourself to win in today’s market. If you’re thinking about buying, refinancing, or just trying to make smarter financial decisions this year, Episode 99 delivers straightforward insight without the noise. Watch, listen, and share with someone who needs clear guidance — not recycled advice — as they plan their next move.

    31 min
  2. FEB 8

    Episode 98 - The Biggest Wealth-Building Tool - Is Renting Better Than Owning?

    Kayla Kallander and Andrew Yaggie dive into a powerful conversation around homeownership, wealth-building, mindset, and why so many people delay getting into the game — often at a major long-term cost. They unpack insights sparked by a recent Diary of a CEO episode featuring David Bach (author of The Automatic Millionaire), and connect those ideas directly to what they’re seeing with real buyers and homeowners today. They discuss: • Why homeownership remains one of the strongest wealth-building tools for the average American • The concept of “forced savings” and how equity quietly builds over time • Why renters often underestimate the long-term cost of waiting • How younger buyers are rethinking homeownership earlier than previous generations • The myth of needing 20% down — and what’s actually possible • How small daily spending habits can dramatically change long-term outcomes • Why education and clarity matter more than timing the market Kayla and Andrew also reflect on real client stories, personal experiences, and why having the right conversations early can completely change someone’s financial trajectory. This episode is especially relevant if you’ve ever wondered whether renting and investing is “better,” if homeownership still makes sense today, or if you’re trying to build real, long-term stability instead of just chasing headlines. Referenced episode: 🎧 Diary of a CEO – David Bach on Why Renting Keeps You Poo

    30 min

Ratings & Reviews

5
out of 5
2 Ratings

About

Welcome to the "It's Real" Podcast with Kayla Kallander, mortgage lender, and Andrew Yaggie, realtor. Each week we'll talk about what happens behind the scenes working full-time in real estate and share with you real life stories, our successes, and hurdles as we work to help consumers and industry professionals reach their real estate and real life goals!