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US Housing Market News Tracker is your reliable source for the latest updates and expert analysis on the US housing market. Our podcast covers critical trends, housing prices, market forecasts, and real estate news to help you stay informed. Whether you're a homeowner, investor, realtor, or simply interested in the housing market, our daily episodes provide valuable insights and data. Tune in for comprehensive coverage on housing policies, mortgage rates, and regional market dynamics. Subscribe now to keep up with the ever-changing landscape of the US housing market with US Housing Market News Tracker.

  1. 20H AGO

    Housing Market Stabilizes as Mortgage Rates Hit 4-Year Low, But Affordability Crisis Deepens

    US Housing Industry Current State Analysis Past 48 Hours In the past 48 hours, key reports from FHFA and FRED highlight a stabilizing yet challenged US housing market. House prices rose 1.8 percent year-over-year from Q4 2024 to Q4 2025, with a 0.8 percent quarterly increase and December up 0.1 percent from November.[1][4] Median sales price dipped to 405,300 dollars in Q4 2025 from 410,100 in Q3 and 419,300 in Q4 2024, signaling slight softening amid high values.[2] Mortgage rates hit a four-year low of 5.99 percent in early February 2026, down from 6.89 percent last year, boosting median-income households buying power by 30,000 dollars to afford 331,483-dollar homes.[3] Refinancing surged 130 percent year-over-year, yet inventory remains tight below pre-pandemic levels due to the lock-in effect.[3] Affordability woes persist with over 65 percent of households priced out of median new homes in 39 states and DC; New Hampshire tops at 83.4 percent unable to afford 677,982-dollar homes.[6] Home Depot reports slowing demand from low housing turnover since 2023, job concerns, and economic uncertainty, forecasting flat to 2 percent sales growth in 2026.[5] No major deals, partnerships, launches, or regulatory shifts emerged in the last 48 hours, though a new FinCEN cash purchase disclosure rule starts March 1.[3] Consumer behavior shows caution, with sentiment at record lows, delaying buys and renovations.[7] Compared to prior quarters, price growth slowed from Q1-Q2 2025 peaks over 410,000 dollars median, as inflation outpaces gains per recent S&P, FHFA, and Redfin data.[8] Leaders like builders focus on market share amid subdued activity, with Realtor.com eyeing 8.9 percent inventory rise in 2026.[9] Shifts point to modest recovery if rates hold low and confidence rebounds, but persistent affordability and low turnover cap upside. Word count: 298 For great deals today, check out https://amzn.to/44ci4hQ This content was created in partnership and with the help of Artificial Intelligence AI

    3 min

  2. 1D AGO

    Housing Market Shifts: Lower Rates Boost Buying Power as Inventory Climbs in February 2026

    US Housing Industry Current State Analysis Past 48 Hours Mortgage rates ticked down slightly on February 23, 2026, with 30-year fixed rates at 5.87 percent for conventional loans, 5.448 percent for 15-year fixed, and FHA at 5.675 percent, holding near three-year lows after Freddie Macs February 19 average of 6.01 percent, down 0.08 percent from the prior week.[1][9] This decline from 2025 peaks around 6.96 percent has boosted buying power by about 30,000 dollars per household and added 5.5 million qualifying buyers compared to last year.[2][5] New home sales hit a four-year high in December 2025, driven by easing rates, while housing starts reached a five-month high, signaling construction momentum.[2][3] Nationally, active single-family listings stand at 690,000, up 8.2 percent year-over-year, though new inventory growth is slowing.[2] Sellers outnumber buyers 44 percent, with 1.96 million sellers estimated, down 1 percent month-over-month.[4] Pending sales dipped in January due to weather, but Midwest and West saw gains.[2] Luxury demand stays strong, with January top sales including Miamis 33 million dollar deal, New Yorks 29.5 million, and Los Angeles 23.5 million.[6] Fix-and-flip sentiment rose end-2025 despite lower volumes.[7] Regional splits persist: Midwest and Northeast inventory-tight, Sunbelt seeing longer market times.[2] Compared to late 2025, rates are lower and inventory higher, yet listings fell 9 percent and pendings 11.4 percent recently amid six-year high supply.[8] Buyers gain leverage with selective behavior and job-hugging reducing mobility. Experts like Kiavi's Charles Goodwin foresee stable or modestly lower rates through February absent Fed moves.[1] Industry leaders respond with data-driven pricing: homes relisting after fall misses cut prices 3 percent on average, prioritizing precision marketing over pandemic-era speed.[2] No major deals, partnerships, or regulatory shifts reported in past 48 hours; focus remains on rate stability amid tariff and inflation signals.[1] Word count: 298 For great deals today, check out https://amzn.to/44ci4hQ This content was created in partnership and with the help of Artificial Intelligence AI

    3 min

  3. 2D AGO

    Housing Market at a Crossroads: Refinancing Surge Meets Buyer Hesitation as Spring Approaches

    US HOUSING MARKET UPDATE: MIXED SIGNALS AS SPRING SEASON APPROACHES The American housing market is displaying contradictory momentum as February closes out. Mortgage rates have declined to approximately 6 percent, with the 30-year fixed-rate conforming loan averaging 5.997 percent as of February 23. This rate decline has triggered a significant refinancing surge, with refinancing applications up 132 percent compared to last year and rising 7 percent week-over-week. However, purchase applications fell 3 percent during the same period, revealing persistent buyer caution despite the more favorable borrowing environment. Several structural shifts are reshaping the market. New construction homes have become less expensive than existing homes since April 2025, reversing traditional market dynamics. Builders are cutting prices, offering incentives, and constructing homes approximately 5 percent smaller than in 2022. As of late 2025, nearly 19 percent of new homes carried price reductions compared to 18 percent of existing homes. Housing inventory is gradually improving. Active inventory rose to 690,547 properties for the week ending February 13, up from 687,697 the previous week. Year-over-year inventory growth has slowed to 8.24 percent, however, remaining well below historical norms. The price-cut percentage stands at 32.13 percent, unchanged from comparable 2025 levels, indicating ongoing buyer price sensitivity. Affordability remains severely strained. The home price-to-income ratio now stands at 4.9 times income, nearly double the historical average of 3 times. Regional variation is pronounced, with the Northeast and Midwest experiencing continued price appreciation while Southern and Western markets show softer conditions with greater inventory. A concerning development involves rising zombie foreclosures, particularly in Midwestern cities. Nationally, 1.4 million homes remain vacant, with 7,540 classified as zombie foreclosures. Additionally, underwater mortgages have increased to 2.1 percent of outstanding homeowner mortgages, up from 1.3 percent annually. Winter weather disruptions in January and February have extended days on market, particularly in regions like the Washington DC area where homes previously selling within one week now require 30 or more days. However, analysts note that normalization is beginning to appear in forward-looking indicators as weather effects fade. The market consensus suggests gradual stabilization rather than robust recovery, with spring season performance critical to determining whether recent demand and pricing trends continue. For great deals today, check out https://amzn.to/44ci4hQ This content was created in partnership and with the help of Artificial Intelligence AI

    3 min

  4. FEB 17

    Podcast Title: US Housing Market Stabilizes Amid Shifting Affordability Trends in 2026

    The US housing industry faces its most unaffordable era on record, with median home prices surging 217 percent since 2000 compared to just 153 percent income growth, as reported in the past 48 hours.[1] Higher interest rates have intensified this gap, keeping supply tight despite softer demand, though recent data signals stabilization.[1][2] In the last week, mortgage rates dipped to the low 6 percent range, the lowest in three years, improving affordability for the first time since 2022 as monthly payments drop relative to incomes.[2] Home price growth cooled to a 14-year low in 2025, with nearly 20 percent of new homes seeing price cuts in Q4 2025 and 18 percent for existing ones, easing buyer pressure.[2][6] Wage growth outpaced house price rises, helping offset prior spikes and drawing more buyers back.[2] No major deals, partnerships, new launches, or regulatory shifts emerged in the past 48 hours. Zillow highlighted buyer-friendly markets like Indianapolis, Atlanta, and Charlotte for 2026 due to lower competition.[3] In Austin, median sold prices rose month-over-month on February 16, but year-over-year trends vary, with top-end homes up modestly.[5] Consumer behavior is shifting positively: healthy buyer demand persists without frenzy, and locked-in low-rate homeowners are listing more as rates ease from 8 percent peaks.[2] Industry leaders like mortgage experts note this creates transition windows, with economists forecasting a 2026 activity wave if rates fall further.[2] Compared to prior reports, this marks a turnaround from 2025's acute crisis, where affordability plummeted below 30 percent of income in many areas; now, underlying forces align for gradual relief, though the income-price disconnect remains a social strain.[1][2] Supply constraints and zoning hurdles persist, limiting deeper fixes.[1] For great deals today, check out https://amzn.to/44ci4hQ This content was created in partnership and with the help of Artificial Intelligence AI

    2 min

  5. FEB 16

    US Housing Market Stabilizes in Early 2026 as Rates Dip and Inventory Rises

    US Housing Industry Current State Analysis Past 48 Hours Mortgage rates have dipped to three-year lows around February 16, 2026, with 30-year fixed refinance rates at 6.16 percent and conventional loans at 6.033 percent, down 7 basis points from a week ago, thanks to Federal Reserve cuts in late 2025 and early 2026.[1][2][3] This easing is sparking buyer activity in markets like Hoboken and Jersey City, where Hoboken condo median prices rose 2 percent year-to-date January, new listings jumped 21 percent, and days on market fell, despite recent freezes slowing contracts.[1] Inventory is building in spots, with West New York condo listings up 81 percent to 69 units from 38 last year, driven by Toll Brothers new Vista Point building at premium prices around 550 thousand to 600 thousand dollars for two- and three-bedrooms.[1] Union City saw listings rise 26 percent to 64 but median prices drop 25 percent amid co-op prevalence.[1] Nationally, rents cooled to a 2.8 percent year-over-year increase through January 2026, down from 2.9 percent prior and 4.2 percent last year.[5] Refinancing stays subdued as 82.8 percent of 2024 homeowners hold sub-6 percent rates, limiting lock-in effect breaks despite pre-pandemic borrowers eyeing savings.[2][4] No major deals, partnerships, or regulatory shifts emerged in the past 48 hours, but new construction like Toll Brothers responds to shortages estimated at 3.8 million units.[1][4] Compared to prior weeks, rates fell from 6.098 percent and jumbo from 6.231 percent, shifting from January 2025 peaks over 7 percent post-Fed cuts.[3] Consumer behavior shows returning buyers negotiating amid more options, boosting velocity where inventory releases. Leaders like Toll Brothers counter challenges by launching high-end projects, unlocking supply in tight markets. Overall, stabilization hints at spring thaw without disruptions.[1][2][3] Word count: 298 For great deals today, check out https://amzn.to/44ci4hQ This content was created in partnership and with the help of Artificial Intelligence AI

    2 min

  6. FEB 13

    US Housing Crisis Deepens: Plunging Sales, Soaring Prices, and Affordability Woes

    The US housing industry faces a deepening affordability crisis amid plunging sales and persistent low inventory, as revealed in reports from the past 48 hours. Existing-home sales dropped 8.4 percent month-over-month in January 2026 to a seasonally adjusted annual rate of 3.91 million units, the largest decline in nearly four years and down 4.4 percent year-over-year, according to the National Association of Realtors NAR report released February 12.[2][3][4] Despite this, the national median sales price hit a January record of 396,800 dollars, up 0.9 percent from January 2025, fueled by tight supply of just 3.7 months.[2][4] Affordability improved for the seventh straight month, with NARs Housing Affordability Index rising to 116.5 from 111.6 in December and 102 a year ago, the best since March 2022, thanks to wage growth outpacing prices and 30-year mortgage rates easing to 6.10 percent from 6.19 percent.[2][3][4][8] Yet, sales fell across all regions, with the West seeing the steepest drops, possibly worsened by weather.[3] New construction shows builders responding aggressively: nearly 20 percent of new homes saw price cuts in Q4 2025, versus 18 percent for existing homes, shifting toward a buyers market especially in the South and West like Texas and Nevada where cuts exceed 19 percent.[1] Lennar CEO Stuart Miller noted the crisis excludes average families, with their average sales price down 10 percent year-over-year to 386,000 dollars.[1] Condos buck the trend, with median prices topping single-family homes, targeting luxury buyers in New York and Miami.[1] Compared to late 2025, price reductions are accelerating while sales weaken further than expected, despite better affordability metrics. Realtors warn of a new crisis as buyers hesitate amid high down payments around 80,000 dollars on 400,000-dollar medians and economic unease.[1][7] Leaders like Lennar are slashing prices; zoning reforms for denser housing like ADUs are proposed to boost supply.[5] No major deals, launches, or disruptions emerged in the latest data, but spring may signal recovery if inventory rises.[6][7] Word count: 348 For great deals today, check out https://amzn.to/44ci4hQ This content was created in partnership and with the help of Artificial Intelligence AI

    3 min

  7. FEB 12

    US Housing Market Stabilizes Despite Disruptions, Experts Forecast Promising 2026

    US Housing Industry Current State Analysis Past 48 Hours In the past 48 hours as of February 12 2026 the US housing market shows stabilizing fundamentals amid weather disruptions and easing rates though regional variations persist. A snowstorm slowed recent activity but did not alter core trends setting up a stronger spring.[4] Mortgage rates dropped to a three-year low of 6.16 percent on February 11 despite robust jobs data signaling buyer relief ahead.[9] Inventory rose nationally for the 27th straight month up 10 percent year-over-year in January with active listings in Houston climbing 15.7 percent year-over-year and homes averaging 66 days on market the longest since February 2020.[2][8] Bay Area data reveals single-family home prices at record January highs new listings at 1405 up from prior years and pendings at the highest since 2022 indicating healthy supply growth.[1] Sales dipped with Houston total sales down 2.2 percent year-over-year and 30.1 percent month-to-month but pendings surged 8.5 percent year-over-year and 13 percent from December showing sustained demand.[2] Multifamily rents grew strongly in 2025 with San Jose leading at 2.8 percent to 3073 dollars per unit and San Francisco at 1.8 percent to 3221 dollars.[3] Nationally home prices softened to 660000 dollars from 852000 dollars in February 2022 amid financial stress though still 8 times median income.[6] Compared to prior weeks inventory expansion continues from January trends but snow slowed closings versus expectations of a busy spring.[1][4] Consumer behavior shifts toward caution in Sun Belt areas like Texas where investor sales emerge at 204000 dollars amid surging supply while Bay Area leaders like Santa Clara maintain price resilience.[1][6] Industry responses include builders offering incentives and REITs defending against scrutiny amid a 1.5 to 4 million home shortage.[7] Forecasts predict 2026 rates at 6 percent modest 3 percent price growth to 428000 dollars and inventory nearing 5.2 months supply tilting toward buyers.[5][9] No major deals partnerships or regulatory shifts reported in the last 48 hours but stable rates boost confidence.[1][9] Word count: 348 For great deals today, check out https://amzn.to/44ci4hQ This content was created in partnership and with the help of Artificial Intelligence AI

    2 min

  8. FEB 9

    US Housing Market Shows Early Signs of Stabilization Amid Cautious Buyer Behavior

    The US housing market remains sluggish but shows early signs of stabilization in the past 48 hours through February 9, 2026, with mortgage rates steady in the low 6 percent range amid cautious buyer behavior and slowly rising inventory.[1][2][4] As of February 4, the average 30-year fixed mortgage rate stood at 6.23 percent, with experts predicting it will stay unchanged this week, as 63 percent of polled rate-watchers expect minimal movement despite upward pressure from recent inflation and labor data.[1] By February 9, rates ticked slightly to 6.098 percent for 30-year conventional loans, up from 6.072 percent a week prior, while 15-year rates held near 5.36 percent.[4] Redfin data for the four weeks ending February 1 reveals homes taking a median 64 days to sell, the longest in six years and up six days year-over-year, with pending sales down 3.3 percent to 66,248 and median sale prices at 379,950 dollars, up 1.2 percent.[2] New listings rose 1.1 percent to 78,159, boosting active listings to 989,848, though months of supply edged to 5.4, nearing balance.[2] Zillow reports January home values at 358,968 dollars, down 0.4 percent monthly but up 0.2 percent yearly, with monthly payments 8.4 percent lower year-over-year at 1,733 dollars excluding taxes.[3] Buyers remain hesitant due to high costs and economic uncertainty, gaining negotiating power as only 19.2 percent of homes sell above list price, down from last year.[2] Sellers are listing more, with Redfin agents like Monica DiSchiano in Austin noting homeowners accepting lower prices post-pandemic boom, and Ben Ambroch in Milwaukee seeing balanced momentum from increased inventory.[2] Compared to recent weeks, this marks modest improvement over stagnant late 2025 conditions, with falling payments and steady rates hinting at a busier spring, though no major deals, launches, or disruptions emerged in the past 48 hours.[2][3] President Trumps stance favoring high home prices adds policy uncertainty.[7][8] Overall, affordability inches better, but a full recovery awaits spring.[1][2][3] (Word count: 298) For great deals today, check out https://amzn.to/44ci4hQ This content was created in partnership and with the help of Artificial Intelligence AI

    3 min
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US Housing Market News Tracker is your reliable source for the latest updates and expert analysis on the US housing market. Our podcast covers critical trends, housing prices, market forecasts, and real estate news to help you stay informed. Whether you're a homeowner, investor, realtor, or simply interested in the housing market, our daily episodes provide valuable insights and data. Tune in for comprehensive coverage on housing policies, mortgage rates, and regional market dynamics. Subscribe now to keep up with the ever-changing landscape of the US housing market with US Housing Market News Tracker.

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