Suits & Scrubs: Not Your Father's Financial Advisor

Zachary Steven & Dr. Emily MD
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Are you wanting to retire early, but do not want to sacrifice your life to get there? Is Dave Ramsey to slow for you, but the FIRE Movement is too aggressive?Hi & welcome to Suits & Scrubs: Not Your Father’s Finance Edition. I'm Zach, once homeless, now retired before 40 and you are joining me on date night with my beautiful wife. This is the podcast where we react to your questions, viral trends, and internet controversies related to achieving financial freedom. Living in my truth, I had something to prove to myself and the world, and now I’m sharing my journey to help you accelerate yours. I believe in this so much I got FIRED for doing this podcast working at a major bank. This is where buying assets will lead you to freedom.Whether you think “I can do that too” or need guidance on how to reach financial freedom, I got you covered. Tune in every week for a refreshing take on the topics that matter most to you. Let’s break free, live in our truths, and accelerate towards a wealthier future.

  1. 09/27/2024

    #43 | Understanding Food Inflation

    In what ways does food literacy play a role in managing health and financial well-being?  Join co-hosts Emily MD, a double-board certified internal and BCD medicine practitioner, and Zachary SVP, a finance expert, in episode one of season three as they explore the impacts of rising food prices on households. They discuss historical trends in the cost of food and gas, offer practical tips on budget-friendly grocery shopping, and highlight the significance of food literacy in maintaining health. The episode also taps into the complexities of food inflation, including supply chain disruptions, labor costs, and extreme weather conditions. Tune in for an enlightening conversation that fuses health and financial well-being, aiming to help you navigate today's economic challenges. 00:00 Introduction and Hosts' Background 01:11 Darius Rucker and Personal Stories 03:11 Food Inflation Overview 04:36 Historical Food and Gas Prices 10:44 Impact of Food Inflation on Vulnerable Populations 17:04 Factors Contributing to Food Inflation 22:52 The Hidden Costs of Pre-Packaged Foods 23:35 The Nutritional Benefits of Berries 24:20 Breaking Down the Cost of Strawberries 26:36 Impact of Rising Food Costs on Public Health 30:19 Strategies for Budgeting and Shopping Smart 33:35 The Economics of Aldi 35:40 Healthy Eating on a Budget 42:26 Final Thoughts and Encouragement ============= We believe that Health & Wealth is inclusive for everyone. Connect with us! ============= Website: www.suitsandscrubspodcast.com   Email: contact@suitsandscrubspodcast.com  ============= The Show ============= YouTube (Health): youtube.com/@SuitsandScrubsPodcastHEALTH?sub_confirmation=1  YouTube (Wealth): youtube.com/@SuitsandScrubsPodcastWEALTH?sub_confirmation=1 ============= Connect with Zach ============= Instagram: https://www.instagram.com/zacharystevenretireearly/  TikTok: https://www.tiktok.com/@zachary_svp  LinkedIN: www.linkedin.com/in/ZacharySVP   ============= Connect with Emily ============= IG: https://www.instagram.com/doctoremilymd  Tiktok: https://www.tiktok.com/@doctoremilymd1  LinkedIN: www.linkedin.com/in/DrEmilyMD   ============= Suits & Scrubs Podcast: Instagram: https://www.instagram.com/suitsandscrubspodcast/  TikTok: https://www.tiktok.com/@suitsandscrubspodcast  ============ Facebook: Business Page: https://www.facebook.com/SuitsandScrubsPodcast  ============= Disclaimer: www.suitsandscrubspodcast.com/disclaimer  =============    Disclosure: If you purchase based upon these links, we do receive a commission. This helps support our page.

    51 min

  2. 09/20/2024

    #42 | Soldier Makes UNBELIEVABLY Smart Crypto Investment 4 Top Tips

    What role does market liquidity play in choosing a cryptocurrency for investment? Join us in this compelling episode where hosts Zachary and Susan are joined by military guest Sean to delve deep into the world of cryptocurrency. Discover their personal journeys and initial experiences in crypto investing, learn what to look for in a promising cryptocurrency, and understand the challenges they faced. With a strong emphasis on tokenomics, utility, leadership, and partnerships, Sean and Susan provide practical insights and strategies for successful investments. Whether you are from the military, an older generation, or a young investor, this discussion covers crucial aspects like diversification, conservative investments, high-yield savings, and specific tools like personal ledgers for crypto assets. Tune in to understand how strategic investments and financial literacy can significantly enhance your financial security. 00:00 Introduction to Cryptocurrency 02:31 Meet Sean: Military Background and Financial Journey 04:53 Sean's Financial Mistakes and Lessons Learned 07:43 Discovering Cryptocurrency: Initial Experiences 12:53 The Risks and Rewards of Cryptocurrency Investing 16:10 Sean's Investment Strategies and Pitfalls 18:46 Financial Literacy and Military Statistics 21:56 The Importance of Financial Education 24:05 Sean's Cryptocurrency Success and Failures 36:43 Introduction to Cryptocurrency Insights 36:55 Finding Reliable Information Sources 39:11 The Importance of Tokenomics 41:38 Utility and Real-World Applications 43:17 Leadership and Partnerships in Crypto 45:35 Personal Success Stories and Strategies 55:30 Final Thoughts and Investment Advice ============= We believe that Health & Wealth is inclusive for everyone. Connect with us! ============= Website: www.suitsandscrubspodcast.com   Email: contact@suitsandscrubspodcast.com  ============= The Show ============= YouTube (Health): youtube.com/@SuitsandScrubsPodcastHEALTH?sub_confirmation=1  YouTube (Wealth): youtube.com/@SuitsandScrubsPodcastWEALTH?sub_confirmation=1 ============= Connect with Zach ============= Instagram: https://www.instagram.com/zacharystevenretireearly/  TikTok: https://www.tiktok.com/@zachary_svp  LinkedIN: www.linkedin.com/in/ZacharySVP   ============= Connect with Emily ============= IG: https://www.instagram.com/doctoremilymd  Tiktok: https://www.tiktok.com/@doctoremilymd1  LinkedIN: www.linkedin.com/in/DrEmilyMD   ============= Suits & Scrubs Podcast: Instagram: https://www.instagram.com/suitsandscrubspodcast/  TikTok: https://www.tiktok.com/@suitsandscrubspodcast  ============ Facebook: Business Page: https://www.facebook.com/SuitsandScrubsPodcast  ============= Disclaimer: www.suitsandscrubspodcast.com/disclaimer  =============    Disclosure: If you purchase based upon these links, we do receive a commission. This helps support our page.

    1h 12m

  3. 09/13/2024

    #40 | Silver Tsunami Unveiling Untapped Opportunities in the Aging Population

    What business opportunities and personal benefits from the 'Silver Tsunami' for ageing population? In this episode of 'Suits and Scrubs,' Emily, a double-boarded physician, and her husband Zachary, an SVP, explore the concept of the 'Silver Tsunami' and the ageing population's impact on the economy. They discuss how people of all ages, from teenagers to those over 50, can tap into business opportunities emerging from the ageing demographic. The hosts cover statistics, business strategies, and personal experiences, shedding light on sectors like real estate and senior services. They also emphasise the importance of ethical business practices and the potential for personal fulfilment in serving this demographic. Whether you're interested in starting a new venture or enhancing an existing one, this episode provides valuable insights and actionable advice. 00:00 Introduction to the Silver Tsunami 00:59 Welcome to Suits and Scrubs 02:23 Understanding the Silver Tsunami 03:20 Under the Microscope: Key Stats 06:05 Business Opportunities in the Ageing Population 13:09 Real Estate and Ageing Ready Homes 17:46 Health, Wellness, and Companionship 21:40 Case Studies and Examples 35:27 Final Thoughts and Conclusion ============= We believe that Health & Wealth is inclusive for everyone. Connect with us! ============= Website: www.suitsandscrubspodcast.com   Email: contact@suitsandscrubspodcast.com  ============= The Show ============= YouTube (Health): youtube.com/@SuitsandScrubsPodcastHEALTH?sub_confirmation=1  YouTube (Wealth): youtube.com/@SuitsandScrubsPodcastWEALTH?sub_confirmation=1 ============= Connect with Zach ============= Instagram: https://www.instagram.com/zacharystevenretireearly/  TikTok: https://www.tiktok.com/@zachary_svp  LinkedIN: www.linkedin.com/in/ZacharySVP   ============= Connect with Emily ============= IG: https://www.instagram.com/doctoremilymd  Tiktok: https://www.tiktok.com/@doctoremilymd1  LinkedIN: www.linkedin.com/in/DrEmilyMD   ============= Suits & Scrubs Podcast: Instagram: https://www.instagram.com/suitsandscrubspodcast/  TikTok: https://www.tiktok.com/@suitsandscrubspodcast  ============ Facebook: Business Page: https://www.facebook.com/SuitsandScrubsPodcast  ============= Disclaimer: www.suitsandscrubspodcast.com/disclaimer  =============    Disclosure: If you purchase based upon these links, we do receive a commission. This helps support our page.

    38 min

  4. 09/06/2024

    #38 | The $10,000 A Month MLM Side Hustle Is it a Scam Part 2

    What’s the truth about affiliate marketing myths and realities? Join us in this exciting episode as we dive deep into the world of affiliate marketing and financial literacy. We discuss the power of affiliate marketing, credit repair, and the importance of education with our special guest, a leading expert in the field. Learn about the journey from skepticism to success, the misconceptions surrounding the industry, and the real-life impact on people's lives. Don't miss out on the insider tips and inspirational stories. Tune in now! 00:00 Introduction and Personal Philosophy 00:24 Connecting Demand to Supply 01:12 Affiliate Marketing Insights 03:00 Financial Literacy and Education 05:15 The Reality of Affiliate Marketing 07:30 Personal Success Stories 11:30 Challenges and Misconceptions 16:45 The Importance of Credit Repair 18:37 Real-Life Success Stories 19:53 Addressing Financial Literacy Concerns 20:17 The Value of Paid Services 23:20 Company's Success and Ethical Practices 25:05 Aggressive Marketing Tactics 26:02 Opportunities in Affiliate Marketing 29:14 Final Thoughts and Advice 32:54 Episode Wrap-Up ============= We believe that Health & Wealth is inclusive for everyone. Connect with us! ============= Website: www.suitsandscrubspodcast.com   Email: contact@suitsandscrubspodcast.com  ============= The Show ============= YouTube (Health): youtube.com/@SuitsandScrubsPodcastHEALTH?sub_confirmation=1  YouTube (Wealth): youtube.com/@SuitsandScrubsPodcastWEALTH?sub_confirmation=1 ============= Connect with Zach ============= Instagram: https://www.instagram.com/zacharystevenretireearly/  TikTok: https://www.tiktok.com/@zachary_svp  LinkedIN: www.linkedin.com/in/ZacharySVP   ============= Connect with Emily ============= IG: https://www.instagram.com/doctoremilymd  Tiktok: https://www.tiktok.com/@doctoremilymd1  LinkedIN: www.linkedin.com/in/DrEmilyMD   ============= Suits & Scrubs Podcast: Instagram: https://www.instagram.com/suitsandscrubspodcast/  TikTok: https://www.tiktok.com/@suitsandscrubspodcast  ============ Facebook: Business Page: https://www.facebook.com/SuitsandScrubsPodcast  ============= Disclaimer: www.suitsandscrubspodcast.com/disclaimer  ============= Disclosure: If you purchase based upon these links, we do receive a commission. This helps support our page.

    34 min

  5. 08/29/2024

    #36 | The $10,000 A Month MLM Side Hustle (Is it a Scam) (Part I)

    What steps have you taken to improve your financial literacy or credit score?  In this episode of 'Suits and Scrubs,' we dive deep into the journey of Kent Williams, a realtor and financial literacy advocate. Kent shares his story from humble beginnings, working various jobs since the age of 12, to becoming a successful realtor and credit coach. We discuss the importance of financial literacy, the challenges of credit repair, and the distinction between affiliate marketing and multi-level marketing. Kent provides valuable insights into the services offered by Novae, a fintech company focused on credit restoration and business funding. Tune in to learn about the significance of leveraging credit, the impact of mentorship, and practical tips for improving your financial health. Our Mission: Suits & Scrubs fosters a vibrant community of doctors, crunchy moms, wealth & wellness seekers. We share inspiring stories, actionable strategies, and authentic conversations, empowering individuals to thrive. We bridge the gap between medicine and finance, providing practical tools and insights to build holistic well-being and financial freedom. ============= Timestamps 00:00 Introduction and Opening Thoughts 00:39 Welcome to Suits and Scrubs 00:49 Special Guest Introduction 02:52 Journey into Real Estate 04:16 Challenges and Triumphs in Real Estate 10:32 Transition to Financial Literacy 16:57 Navigating Financial Services 21:00 The Importance of Financial Education 23:12 The Importance of Financial Literacy 23:59 Nove's Financial Services Overview 25:00 Addressing Tax Service Complaints 27:59 Understanding Multi-Level Marketing vs. Affiliate Marketing 35:56 The Value of Credit Restoration Services 38:31 Legal Aspects of Credit Disputes 42:22 Real-Life Credit Dispute Scenarios 48:03 Final Thoughts on Financial Literacy and Services ============= We believe that Health & Wealth is inclusive for everyone. Connect with us! ============= Website: www.suitsandscrubspodcast.com Email: contact@suitsandscrubspodcast.com ============= The Show ============= YouTube (Health): youtube.com/@SuitsandScrubsPodcastHEALTH?sub_confirmation=1 YouTube (Wealth): youtube.com/@SuitsandScrubsPodcastWEALTH?sub_confirmation=1 ============= Connect with Zach ============= Instagram: https://www.instagram.com/zacharystevenretireearly/ TikTok: https://www.tiktok.com/@zachary_svp LinkedIN: www.linkedin.com/in/ZacharySVP ============= Connect with Emily ============= IG: https://www.instagram.com/doctoremilymd Tiktok: https://www.tiktok.com/@doctoremilymd1 LinkedIN: www.linkedin.com/in/DrEmilyMD ============= Suits & Scrubs Podcast: Instagram: https://www.instagram.com/suitsandscrubspodcast/ TikTok: https://www.tiktok.com/@suitsandscrubspodcast ============ Facebook: Business Page: https://www.facebook.com/SuitsandScrubsPodcast ============= Disclaimer: www.suitsandscrubspodcast.com/disclaimer ============= Disclosure: If you purchase based upon these links, we do receive a commission. This helps support our page.

    49 min

  6. 08/23/2024

    #34 | Guest Turnover: To Airbnb or not?

    What makes a guest experience unforgettable? Join hosts Emily MD and Zachary SVP in this wealth-focused episode of Suits and Scrubs as they explore the intricacies of Airbnb investing compared to traditional real estate. They offer practical tips on maximizing profits, sharing real-life stories, market research, and property selection insights. Plus, tune in for segments on guest experience and their motivational motto of health, wealth, and love with updates on their upcoming 30-day challenges. Stay sharp with the latest strategies in real estate investment! 00:00 Introduction to Airbnb Investing 00:59 Meet the Hosts: Emily MD and Zachary SVP 03:33 30-Day Challenge: Microbiome Testing 06:27 Airbnb: Real-World Challenges and Success Stories 16:47 Long-Term vs. Short-Term Rentals 33:11 Airbnb Marketing Strategies 33:44 Creating Unique Airbnb Experiences 34:58 The Importance of Guest Communication 36:24 Innovative Ideas for Airbnb Hosts 39:14 Challenges and Risks in Airbnb Hosting 43:12 Handling Property Management Issues 50:17 Maximizing Airbnb Profits 01:01:50 Final Thoughts and Call to Action ============= We believe that Health & Wealth is inclusive for everyone. Connect with us! ============= Website: www.suitsandscrubspodcast.com   Email: contact@suitsandscrubspodcast.com  ============= The Show ============= YouTube (Health): youtube.com/@SuitsandScrubsPodcastHEALTH?sub_confirmation=1  YouTube (Wealth): youtube.com/@SuitsandScrubsPodcastWEALTH?sub_confirmation=1 ============= Connect with Zach ============= Instagram: https://www.instagram.com/zacharystevenretireearly/  TikTok: https://www.tiktok.com/@zachary_svp  LinkedIN: www.linkedin.com/in/ZacharySVP   ============= Connect with Emily ============= IG: https://www.instagram.com/doctoremilymd  Tiktok: https://www.tiktok.com/@doctoremilymd1  LinkedIN: www.linkedin.com/in/DrEmilyMD   ============= Suits & Scrubs Podcast: Instagram: https://www.instagram.com/suitsandscrubspodcast/  TikTok: https://www.tiktok.com/@suitsandscrubspodcast  ============ Facebook: Business Page: https://www.facebook.com/SuitsandScrubsPodcast  ============= Disclaimer: www.suitsandscrubspodcast.com/disclaimer  ============= Studio Set Up: If you like our studio, I hope this helps! We personally spent ~100 hours+ in researching the best equipment. • Middle Camera: https://amzn.to/3U2TidG   • Left & Right Camera: https://amzn.to/49QW1wL   • Middle Camera Lens (fullframe): https://amzn.to/3UvcUHN   • Left & Right Camera Lens: https://amzn.to/3WbVYIC   • Adjustable Arms for Cameras: https://amzn.to/3JrEdxv   • Microphones: https://amzn.to/49TUhCO   • Adjustable Arms for Microphones: https://amzn.to/4dbdoei   • ATEM Mini Extreme ISO: https://amzn.to/4d7r6z4   • Adjustable Husky Desk: https://amzn.to/3xNvEKV   • Rodecaster: https://amzn.to/49NmLhI   • Cloudlifter: https://amzn.to/4aQPKCr   • Monitors: https://amzn.to/4aJi7Cp   • Dual Monitor Mounts: https://amzn.to/3Qg5pmr   • Lights: https://amzn.to/4d5Tt0v  • Background Lights: https://amzn.to/3wcgbDp   • Custom Sign: https://amzn.to/3w40cHx   Disclosure: If you purchase based upon these links, we do receive a commission. This helps support our page.

    1h 10m

  7. 08/15/2024

    #32 | Before 40 ($2.5M)? These FAT FIRE Trailblazers Did This … (Part II)

    How do you and your partner handle financial decisions? Do you prefer joint accounts or separate ones? In this episode of Suits and Scrubs, we dive deep into the journey towards financial independence and the FIRE (Financial Independence, Retire Early) movement. We explore personal experiences, financial strategies, and relationship dynamics influenced by financial decisions. From confrontations about spending to strategic investments in cars and go-karts, the conversation covers the importance of compromise and communication in relationships. Key topics include handling loans and credit, setting financial guidelines, making family planning decisions, and the importance of investing early. We also touch on the significance of having a supportive community and maintaining a balance between enjoying life and saving for the future. Join us as we discuss financial literacy, sacrifices, and the ultimate goal of achieving freedom and happiness through financial independence. Our Mission: Suits & Scrubs fosters a vibrant community of doctors, crunchy moms, wealth & wellness seekers. We share inspiring stories, actionable strategies, and authentic conversations, empowering individuals to thrive. We bridge the gap between medicine and finance, providing practical tools and insights to build holistic well-being and financial freedom. ============= Timestamps 00:00 Introduction to Financial Independence 00:42 Managing Finances in a Relationship 02:57 The Importance of Compromise 03:29 Joint vs. Separate Accounts 05:16 Net Worth and Loans Discussion 11:55 Investment Strategies and Market Timing 19:50 Planning for Financial Independence 21:46 Career Challenges and Decisions 22:51 Reflections on Personal Growth 25:46 House Hacking and Financial Strategies 31:01 Final Thoughts and Advice 33:38 Balancing Family and Career ============= We believe that Health & Wealth is inclusive for everyone. Connect with us! ============= Website: www.suitsandscrubspodcast.com Email: contact@suitsandscrubspodcast.com ============= The Show ============= YouTube (Health): youtube.com/@SuitsandScrubsPodcastHEALTH?sub_confirmation=1 YouTube (Wealth): youtube.com/@SuitsandScrubsPodcastWEALTH?sub_confirmation=1 ============= Connect with Zach ============= Instagram: https://www.instagram.com/zacharystevenretireearly/ TikTok: https://www.tiktok.com/@zachary_svp LinkedIN: www.linkedin.com/in/ZacharySVP ============= Connect with Emily ============= IG: https://www.instagram.com/doctoremilymd Tiktok: https://www.tiktok.com/@doctoremilymd1 LinkedIN: www.linkedin.com/in/DrEmilyMD ============= Suits & Scrubs Podcast: Instagram: https://www.instagram.com/suitsandscrubspodcast/ TikTok: https://www.tiktok.com/@suitsandscrubspodcast ============ Facebook: Business Page: https://www.facebook.com/SuitsandScrubsPodcast ============= Disclaimer: www.suitsandscrubspodcast.com/disclaimer ============= Disclosure: If you purchase based upon these links, we do receive a commission. This helps support our page.

    41 min

  8. 08/08/2024

    #30 | Women in Finance: $2.5M by 33 doing THIS… (Part I)

    What steps have you taken towards financial independence, or what challenges have you faced on your financial journey? Welcome to another episode of Seuss and Scrubs! In this episode, we dive into the world of financial independence and the FIRE (Financial Independence, Retire Early) movement with our special guest, Lindsay Lawless—a digital marketing director and seasoned investor. Lindsay shares her personal journey towards financial independence, discussing everything from her frugal upbringing and early investments, to the motivations behind her financial strategies and family planning decisions. We also explore the lifestyle and financial dynamics of her relationship with her husband David, a former military officer who strategically built his wealth. Join us as we break down their budget, net worth, and successful financial practices, offering relatable insights for anyone ready to take charge of their financial future. Our Mission: Suits & Scrubs fosters a vibrant community of doctors, crunchy moms, wealth & wellness seekers. We share inspiring stories, actionable strategies, and authentic conversations, empowering individuals to thrive. We bridge the gap between medicine and finance, providing practical tools and insights to build holistic well-being and financial freedom. ============= Timestamps 00:00 Introduction to Financial Independence 00:51 Meet Lindsay Lawless 01:05 Diving into Personal Finance 02:18 Lindsay's Financial Journey 03:32 Balancing Family and Finances 04:54 The Impact of Upbringing on Financial Views 14:46 Navigating Relationships and Finances 21:51 The Financial Struggles of Millennials and Gen Z 22:42 The Importance of Starting Early with Roth IRA 24:38 Breaking Down Monthly Budgets and Expenses 26:37 The Value of Financial Literacy and Family Influence 31:24 Emergency Funds and Investment Strategies 34:04 David's Financial Journey and Military Influence 38:28 Managing Finances in a Relationship ============= We believe that Health & Wealth is inclusive for everyone. Connect with us! ============= Website: www.suitsandscrubspodcast.com Email: contact@suitsandscrubspodcast.com ============= The Show ============= YouTube (Health): youtube.com/@SuitsandScrubsPodcastHEALTH?sub_confirmation=1 YouTube (Wealth): youtube.com/@SuitsandScrubsPodcastWEALTH?sub_confirmation=1 ============= Connect with Zach ============= Instagram: https://www.instagram.com/zacharystevenretireearly/ TikTok: https://www.tiktok.com/@zachary_svp LinkedIN: www.linkedin.com/in/ZacharySVP ============= Connect with Emily ============= IG: https://www.instagram.com/doctoremilymd Tiktok: https://www.tiktok.com/@doctoremilymd1 LinkedIN: www.linkedin.com/in/DrEmilyMD ============= Suits & Scrubs Podcast: Instagram: https://www.instagram.com/suitsandscrubspodcast/ TikTok: https://www.tiktok.com/@suitsandscrubspodcast ============ Facebook: Business Page: https://www.facebook.com/SuitsandScrubsPodcast ============= Disclaimer: www.suitsandscrubspodcast.com/disclaimer ============= Disclosure: If you purchase based upon these links, we do receive a commission. This helps support our page.

    42 min
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About

Are you wanting to retire early, but do not want to sacrifice your life to get there? Is Dave Ramsey to slow for you, but the FIRE Movement is too aggressive?Hi & welcome to Suits & Scrubs: Not Your Father’s Finance Edition. I'm Zach, once homeless, now retired before 40 and you are joining me on date night with my beautiful wife. This is the podcast where we react to your questions, viral trends, and internet controversies related to achieving financial freedom. Living in my truth, I had something to prove to myself and the world, and now I’m sharing my journey to help you accelerate yours. I believe in this so much I got FIRED for doing this podcast working at a major bank. This is where buying assets will lead you to freedom.Whether you think “I can do that too” or need guidance on how to reach financial freedom, I got you covered. Tune in every week for a refreshing take on the topics that matter most to you. Let’s break free, live in our truths, and accelerate towards a wealthier future.

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