E.A.S.E. Into Retirement Radio Show

Tom Mosley
  • 3.7 (3)
  • Investing
  • Updated Weekly

The E.A.S.E. INTO RETIREMENT RADIO SHOW with TOM MOSLEY, is an informative & educational weekly radio program providing you the financial knowledge you need to create the retirement lifestyle you envision. With over 30 years of expertise in the financial industry and a background in the ministry, Tom shares his knowledge & enthusiasm for retirement strategy with sound information, poignant stories, and the latest retirement news. As a fiduciary, Tom covers important retirement topics like income, taxes, inflation, investment strategy, healthcare, and legacy.

  1. 3d ago

    Episode 130: "Your Emotions Are the Biggest Threat to Your Retirement"

    What if the biggest risk to your retirement isn't the market - it's YOU? This week we're unpacking the emotional side of money. Using the lens of Disneyland's most iconic rides, we walk through how the highs and lows of investing feel a lot like a theme park and why letting those feelings drive your decisions can cost you big. 🎢 We get real about how the media is designed to trigger your emotions, why you're probably not as risk tolerant as you think you are, and how fear and overconfidence quietly wreak havoc on retirement portfolios every single day. Then we shift to the tax mistakes that catch retirees off guard, from RMD missteps to Roth conversion blunders, and take on real listener questions about downsizing, job loss near retirement, and whether spreading money across multiple banks actually makes sense. Your retirement deserves more than a gut reaction. Buckle up, stay seated, and let's take the ride together. 🎡 Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/  =================================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===================================================  ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐  - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management #RetirementPlanning #FearinRetirement #RetirementBlueprint #MarketRisk #TaxPlanning #Social Security #Retirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services. For more information, visit: www.mosleywealthmanagement.com

    51 min

  2. May 28

    Episode 129: "Are You falling for These Retirement Money Traps?"

    Not every popular financial strategy is the right one, especially as you approach or enter retirement. In this episode, we break down which commonly recommended financial moves may be overrated for retirees, and which ones often fly under the radar but deserve a much closer look. In this episode, we cover: 🔹 Overrated Financial Moves 🔹 Underrated Financial 🔹 Roth Conversions  🔹 Listener Q&A  Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/  =================================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===================================================  ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐  - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management #RetirementPlanning #RetirementRisks #RetirementBlueprint #TaxPlanning #Social Security #Retirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services. For more information, visit: www.mosleywealthmanagement.com

    51 min

  3. May 21

    Episode 128: "Meet the Cast: The Financial Characters Behind Every Retirement Plan"

    Whether you're just starting to think about retirement or you're already deep in the planning process, today's show breaks it all down, from your very first meeting with a financial advisor, to the financial "characters" that play a starring role in your retirement story. We kick things off by walking you through what to expect in that first advisor meeting so you can walk in confident, prepared, and with the right questions. Then we introduce the cast: your 401(k)s, life insurance policies, emergency fund, and more - each one playing a unique role in the bigger picture. We close with an important and often overlooked conversation, how Social Security changes when a spouse passes away. From shifts in tax rates to changes in income, we cover what surviving spouses need to know and why planning ahead makes all the difference. Chapters 00:00 Intro Working with a Retirement Advisor 03:05 What You Should Expect in the First Meeting “Financial Characters” that Play an Important Role in Retirement 14:45 The 401K at your current job 16:40 The 401K at a previous old job 17:50 Life Insurance policies 19:25 Emergency Fund 21:40 ROTH IRA 23:00 Social Security Social Security Considerations after you Lose a Spouse 25:43 Understanding the depth of change that occurs in losing a spouse 29:10 Breadwinner 30:41 Tax Rates Change 33:50 Planning is essential Listener Questions 37:10 Should I use a Target Date Fund? 39:13 I like to work - do I need a backup plan in retirement? Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/  =================================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===================================================  ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐  - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management     #RetirementPlanning #RetirementRisks #RetirementBlueprint #MarketRisk #TaxPlanning #Social Security #Retirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services. For more information, visit: www.mosleywealthmanagement.com

    45 min

  4. May 14

    Episode 127: "Life Moves Pretty Fast - Are You Making the Most of Your Retirement?"

    Life moves pretty fast and so does your retirement window. In this episode, we're taking a page from Ferris Bueller's playbook and asking the hard question: Are you actually making the most of what you have? We cover everything from what to do with forgotten 401Ks and old accounts, to life insurance, pension funds, and why keeping your finances organized could be the difference between a retirement you love and one you just survive.  If you're 50+ and want to make sure every dollar is working as hard as you did, this episode is your wake-up call. Chapters 00:00 Intro Retirement Wisdom from Ferris Bueller’s Day Off 02:20 “Life moves pretty fast…” 05:50 Having it but not using it. 08:20 “The question isn’t WHAT are we going to do, it’s…” How to Handle Old Accounts 14:10 Options for old 401Ks 18:45 Life Insurance 21:35 Pension Funds Keeping Things Separated 30:20 Emergency Fund 32:50 Life Insurance 34:45 High Turnover Funds Listener Questions 38:55 Finding Hidden Money 42:35 Should I do a Prenup with second marriages in later years? 45:28 How to handle healthcare & retirement pre-Medicare?  #RetirementPlanning #RetirementRisks #RetirementBlueprint #MarketRisk #TaxPlanning #Social Security #Retirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/  =================================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===================================================  ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐  - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services. For more information, visit: www.mosleywealthmanagement.com

    50 min

  5. May 7

    Episode 126: Bad Advice, Fear & Panic: Why People Get Retirement All Wrong"

    The people in your life who give you financial advice usually mean well, but good intentions don't always lead to good outcomes. In this episode, Tom breaks down why the retirement advice you're getting from family members and even trusted financial professionals like CPAs could actually be working against you. What works for your brother, your neighbor, or your colleague may not work for you. Social Security, taxes, and retirement look different for everyone, and a one-size-fits-all approach can cost you dearly. Tom also explores why adaptability is one of the most underrated retirement skills and takes a deep dive into the emotional rollercoaster of market swings, from fear and panic, to greed, anger, and ignorance. If you want a retirement strategy built around your life, not someone else's, this episode is for you. Chapters 00:00 Intro Good Intentions but Bad Retirement Advice 03:15 Family 06:30 CPAs 09:50 Universal Media What we Can Learn About Investing from Geniuses 15:10 Adaptability Market Reactions 29:30 Fear & Panic 30:55 Greed 33:25 Anger 34:50 Ignorance Listener Questions 39:00 How do I catch up if I’m in my 50’s? 42:30 When is the best time to consider long-term insurance? Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/  =================================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===================================================  ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐  - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management #RetirementPlanning #RetirementRisks #RetirementBlueprint #MarketRisk #TaxPlanning #Social Security #Retirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services. For more information, visit: www.mosleywealthmanagement.com

    50 min

  6. Apr 30

    Episode 125: "When Life Doesn't Go According to Plan: Retirement Strategies for the Unexpected"

    Life has a way of surprising us and not always in the good way. Whether it's a market crash, a health scare, the loss of a spouse, or a sudden job change, the unexpected has a way of showing up right when you can least afford it. In this episode, we dive deep into history's biggest financial black swan events and unpack the lessons every retiree needs to know. Because as Bob Dylan so wisely put it, the times, they are a-changin'. We'll also walk through the real-life curveballs that hit closest to home - job loss, major health crises, and the death of a spouse - and share practical strategies to help you navigate them without derailing your retirement. No matter what life throws at you, the right plan can make all the difference. Chapters 00:00 Intro What Black Swan Events Have Taught us 04:50 Black Tuesday (market recovered) 08:15 Dot Com Crash (diversification) 09:55 911 Attacks (Have a plan and hold) 11:00 2008 Financial Crisis (Have an income set) 13:25 How to overcome these during retirement Bob Dylan’s Lyric & Some Solid Financial Advice 18:25 Times are Changing Life Happens. How to Handle the Unexpected in Retirement 27:00 Moving to a new job & getting laid off 33:30 Receiving an inheritance 35:30 Facing a big health crisis 37:45 Death of a spouse Listener Questions 42:00 Are dinner seminars worth it? 44:28 With gas prices going up, should I buy an electric car? Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/  =================================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===================================================  ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐  - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management            #RetirementPlanning #RetirementRisks #RetirementBlueprint #MarketRisk #TaxPlanning #Social Security #Retirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services. For more information, visit: www.mosleywealthmanagement.com

    50 min

  7. Apr 24

    Episode 124: "Let's Talk Retirement: All the Important Stuff You Need to Think About - in 49 Minutes!"

    Are you truly prepared for retirement or just thinking you are? In this episode,𝗜𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲, 𝘄𝗲'𝗿𝗲 𝘀𝗵𝗮𝗿𝗶𝗻𝗴 𝗮 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗿𝗲𝗮𝗹𝗶𝘁𝘆 𝗰𝗵𝗲𝗰𝗸... 𝗕𝗿𝗲𝗮𝗸𝗶𝗻𝗴 𝗱𝗼𝘄𝗻 𝘁𝗵𝗲 𝗲𝘀𝘀𝗲𝗻𝘁𝗶𝗮𝗹 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝘁𝗼𝗽𝗶𝗰𝘀 𝗺𝗼𝘀𝘁 𝗽𝗲𝗼𝗽𝗹𝗲 𝗼𝘃𝗲𝗿𝗹𝗼𝗼𝗸 𝗯𝗲𝗳𝗼𝗿𝗲 𝗺𝗮𝗸𝗶𝗻𝗴 𝗼𝗻𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝘀𝘁 𝘁𝗿𝗮𝗻𝘀𝗶𝘁𝗶𝗼𝗻𝘀 𝗼𝗳 𝘁𝗵𝗲𝗶𝗿 𝗹𝗶𝘃𝗲𝘀. We walk through the 5 Ds of Retirement Planning and why mastering all five is non-negotiable for financial security. But retirement isn't just about money. We also dig into the lifestyle side of retirement and discuss the most important personal things you must address as you enter this new chapter. And finally, we tackle a couple of the things you might think you know about retirement (but are often misunderstood).   Whether you're 5 years out or already retired, this episode is your reality check. In this episode:  Chapters 00:00 Intro The 5 Ds of Retirement Planning 02:45 D #1 06:45 D #2 08:00 D #3 10:50 D #4 12:00 D #5 Retirement Lifestyle  16:20 Social 20:20 Health 24:15 Sharp 26:35 5 Years 28:30 Fallback Things You Think You Know about Retirement 33:13 Income 35:05 Risk 36:30 Investment 37:40 Markets 38:55 Life Insurance Listener Questions 43:40 What should we consider if wanting to move away in early retirement Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/  =================================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===================================================  ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐  - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management #RetirementPlanning #RetirementRisks #RetirementBlueprint #MarketRisk #TaxPlanning #Social Security #Retirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services. For more information, visit: www.mosleywealthmanagement.com

    50 min

  8. Apr 16

    Episode 123: "Planning Your Retirement in Stages: What to Do & When"

    Retirement doesn't happen overnight, and neither does a great retirement plan. In this episode, we walk you through every critical stage of the retirement journey, the questions you should be asking your financial planner right now, and the surprising ways people unknowingly work against their own financial future. In this episode: •    The foundation of every successful retirement plan and why trusting the right team makes all the difference •    Key questions to ask your financial planner about your lifestyle, income, spending, and risk tolerance •    What smart retirement planning looks like at every stage - from 15 years out to your first days of retirement and beyond •    The surprising gap between what people say they want in retirement, and what they actually do. Whether you're years away or right around the corner, this episode will help you get honest about where you stand and help clear a path forward. Chapters 00:00 Intro 04:10 You need to trust the team Questions to Ask Your Financial Planner 06:20 Does my plan support my lifestyle goals 08:10 Where is my money coming from this year?  09:44 What is the spending plan vs. the reality? 10:50 How much risk can I take & handle? Stages of Retirement 15:20 15 years out  19:00 10 years out  21:10 5 years out  23:50 The day you  25:50 Post Retirement How People Say One Thing – But Do the Opposite in Retirement 28:40 Looking for deals but overlooking fees 33:10 Having low risk tolerance but having risky investments 35:30 Saying you love your spouse but not taking steps to protect them financially. Listener Questions 41:00 Advice for handling a timeshare in retirement 44:30 Laid off with severance – how to handle health care Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/  =================================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===================================================  ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐  - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management #RetirementPlanning #RetirementRisks #RetirementBlueprint #MarketRisk #TaxPlanning #Social Security #Retirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services. For more information, visit: www.mosleywealthmanagement.com

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About

The E.A.S.E. INTO RETIREMENT RADIO SHOW with TOM MOSLEY, is an informative & educational weekly radio program providing you the financial knowledge you need to create the retirement lifestyle you envision. With over 30 years of expertise in the financial industry and a background in the ministry, Tom shares his knowledge & enthusiasm for retirement strategy with sound information, poignant stories, and the latest retirement news. As a fiduciary, Tom covers important retirement topics like income, taxes, inflation, investment strategy, healthcare, and legacy.

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