The Payments Trilogue

The Payments Trilogue
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The Payments Trilogue is a podcast of 3 seasoned payments professionals aiming to foster the European payments industry's stakeholder collaboration and self-regulation. Michael Salmony, Javier Santamaria and Ralf Ohlhausen discuss current topics from their different perspectives. A light-hearted, in-depth and sometimes controversial view on what is hot in payments and beyond.

  1. 2D AGO

    TPT #38 PAYMENTS REGULATION

    In this episode, we welcome Eric Ducoulombier, who is in charge of payments regulation at the European Commission. He reflects on the successes and challenges of these regulations, particularly in the areas of open banking and fraud prevention, while acknowledging the complexities of enforcement and the role of national authorities in ensuring compliance. We discuss the balance between regulation and market solutions providing a comprehensive overview of the current state of European payments and the future challenges and opportunities that lie ahead, particularly focusing on instant payments, the upcoming PSD3 and PSR, as well as stablecoins and AI.

    1h 2m

  2. FEB 3

    TPT #37 NEXUS

    In this episode, we engage with Mark Munne from Nexus Global Payments (NGP) to discuss the innovative Project Nexus, which grew out of the Bank for International Settlements (BIS) and is aimed at enhancing instant cross-border payment systems. We discuss the challenges of interoperability, the governance structure of Nexus, and the importance of transparency and cost reduction in international transactions. Mark shares insights on the project's goals, its operational model, and the future of global payment solutions, emphasizing the need for collaboration among central banks and payment systems.

    40 min

  3. JAN 20

    TPT #36 E-INVOICING

    In this episode, we discuss the critical topic of e-invoicing. Charles Bryant, a well-known expert in the field, shares insights on the evolution of e-invoicing, its importance in the payment process, and the global landscape of e-invoicing adoption. The conversation covers the distinction between invoices and payments, the role of standards like PEPPOL, and that of VAT and ERPs, the impact of AI, and the challenges faced by SMEs in adopting e-invoicing. The discussion emphasizes the necessity of mandating e-invoicing for widespread adoption and the potential benefits for governments, corporations, and suppliers alike.

    42 min

  4. JAN 6

    TPT #35 B2B PAYMENTS

    In this episode, we explore the often-overlooked topic of B2B payments with Erin McCune, a well-known expert on this subject. We discuss the significant market size of B2B transactions, the interests of buyers and suppliers, the challenges faced by SMEs, the role of fintech in transforming payment processes, and the impact of regulatory frameworks. The conversation explores the unique needs of businesses in the evolving payments landscape, the need for better solutions and the potential of stablecoins in enhancing B2B payment efficiency.

    45 min

  5. 12/23/2025

    TPT #34 XMAS SPECIAL 2025

    In this festive episode, we reflect on our previous year's wishes regarding the payments landscape, discuss what has come to fruition and what remains unfulfilled. We explore the challenges posed by regulations, the importance of accountability in public institutions, and the potential of innovations like the digital euro, stablecoins and EUDI wallet. Our conversation also touches on the disappointments surrounding open banking in Europe and concludes with a hopeful outlook on the future of payments and the need for a more effective regulatory framework.

    42 min

  6. 12/09/2025

    TPT #33 LEI

    In this episode, we discuss the critical role of identity in payments, focusing on the Legal Entity Identifier (LEI) and its verifiable version (vLEI). Alexandre Kech, CEO of GLEIF, explains how LEIs serve as a passport for organizations, facilitating cross-border payments and trade. The conversation covers the challenges of LEI adoption, the importance of organizational identity, and the need for awareness and accessibility. The panel also explores the fragmentation of identity solutions, the role of LEI in payment systems, and future plans for enhancing its use in digital commerce.

    40 min

  7. 11/25/2025

    TPT #32 CROSS-BORDER

    In this episode, we discuss the complexities and advancements in cross-border instant payments, focusing on OLO, the European One-Leg-Out scheme, its implications for the SEPA area, and the challenges of adoption. We also explore global initiatives, like SWIFT's GPI and BIS' Nexus project, how these relate to the G20 roadmap for cross-border payments, and how everything could fit together for a bright future of global instant payments.

    36 min

  8. 11/11/2025

    TPT #31 DIGITAL EURO vs PRIVATE SOLUTIONS

    In this episode, we host Inge van Dijk from the Dutch National Bank to discuss the implications of the digital euro. The conversation covers the necessity of state intervention in the payments market, the role of central banks, financial inclusion, cost implications, and the competition between private and public payment solutions. Inge emphasizes the importance of planning for the future of cash and digital payments and the need for cooperation among stakeholders. The discussion also touches on the future of stablecoins and their potential impact on the payment landscape.

    41 min
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About

The Payments Trilogue is a podcast of 3 seasoned payments professionals aiming to foster the European payments industry's stakeholder collaboration and self-regulation. Michael Salmony, Javier Santamaria and Ralf Ohlhausen discuss current topics from their different perspectives. A light-hearted, in-depth and sometimes controversial view on what is hot in payments and beyond.

Information

  • Creator
    The Payments Trilogue
  • Years Active
    2024 - 2026
  • Episodes
    39
  • Rating
    Clean
  • Copyright
    © The Payments Trilogue
  • Show Website
    The Payments Trilogue