Finance 101: Master the Basics

Certo Advisors

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INVESTING
UPDATED WEEKLY

Helping you achieve financial freedom with expert advice and personalized plans. Invest smart, plan better, and secure your future! Follow: Instagram: https://www.instagram.com/certoadvisors/ LinkedIn: https://www.linkedin.com/company/certoadvisors/ Youtube: https://www.youtube.com/channel/UCuc2RnIMTV5Zhb2yYhPdJ5g

12/02/2024

Mutual Funds Myths Debunked: Myth 6

🗣️ Ready for more mutual fund myth-busting? Let’s go! Myth: Must Have a Demat Account Do you need a Demat account? Not for most mutual funds! You can hold them in regular accounts. 🚀 Stay informed and make better investment choices! 🎯 Follow @CertoAdvisors for more financial tips! #investmentstrategies #wealthbuilding #growyourwealth #financialplanning #smartinvesting #personalfinance#wealthmanagement #mutualfunds #mutualfundssahihai #mythbuster #mythvsfact #mutualfundmyths#CertoAdvisors

6 min
11/25/2024

Mutual Funds Myths Debunked: Myth 5

🗣️ Ready for more mutual fund myth-busting? Let’s go! Myth: Need a Large Amount to Invest Think you need a fortune to start? You can begin with as little as ₹500! 🚀 Stay informed and make better investment choices! 🎯 Follow @CertoAdvisors for more financial tips! #investmentstrategies #wealthbuilding #growyourwealth #financialplanning #smartinvesting #personalfinance#wealthmanagement #mutualfunds #mutualfundssahihai #mythbuster #mythvsfact #mutualfundmyths#CertoAdvisors

5 min
11/18/2024

Mutual Funds Myths Debunked: Myth 4

🗣️ Ready for more mutual fund myth-busting? Let’s go! Myth: Lower NAV is Better Is a mutual fund with a ₹10 NAV superior to one with ₹25? Nope! NAV doesn’t determine a fund’s value. 🚀 Stay informed and make better investment choices! 🎯 Follow @CertoAdvisors for more financial tips! #investmentstrategies #wealthbuilding #growyourwealth #financialplanning #smartinvesting #personalfinance#wealthmanagement #mutualfunds #mutualfundssahihai #mythbuster #mythvsfact #mutualfundmyths#CertoAdvisors

5 min
11/11/2024

Mutual Fund Myths: Myth 3

Let’s bust some common myths about mutual funds! Part 3 3️⃣ Myth: Same as Stock Market Investing Investing in mutual funds is not the same as buying stocks. They offer a mix of assets like bonds and equities. 🚀 Understanding these myths can help you invest wisely! 🎯 Follow @CertoAdvisors for more insights on mutual funds! #investmentstrategies #wealthbuilding #growyourwealth #financialplanning #smartinvesting #personalfinance #wealthmanagement #mutualfunds #mutualfundssahihai #mythbuster #mythvsfact #mutualfundmyths #CertoAdvisors

5 min
11/04/2024

Mutual Fund Myths: Myth 2

🗣️ Let’s bust some common myths about mutual funds! Part 2 2️⃣ Myth: Only Long-Term Investments Many believe mutual funds are only for the long haul. But there are short-term options too! 🚀 Understanding these myths can help you invest wisely! 🎯 Follow @CertoAdvisors for more insights on mutual funds! #investmentstrategies, #wealthbuilding, #growyourwealth, #financialplanning, #smartinvesting, #personalfinance, #wealthmanagement, #mutualfunds, #mutualfundssahihai, #mythbuster, #mythvsfact, #mutualfundmyths, #CertoAdvisors

5 min
10/28/2024

Mutual Fund Myths: Myth 1

🗣️ Let’s bust some common myths about mutual funds! Part 1 1️⃣ Myth: Mutual Funds are for Experts Think mutual funds are just for financial pros? Not true! They're designed for everyday investors. 🚀 Understanding these myths can help you invest wisely! 🎯 Follow @CertoAdvisors for more insights on mutual funds! #investmentstrategies, #wealthbuilding, #growyourwealth, #financialplanning, #smartinvesting, #personalfinance, #wealthmanagement, #mutualfunds, #mutualfundssahihai, #mythbuster, #mythvsfact, #mutualfundmyths, #CertoAdvisors

5 min
10/21/2024

Mutual Funds Benefits

🗣️ Why choose Mutual Funds? Here are some of the top advantages! 1️⃣ Professional Management Your money is handled by experts who know the markets inside out! 2️⃣ Affordable Portfolio Diversification Invest in a wide range of assets without breaking the bank! 3️⃣ Economies of Scale Benefit from lower costs due to the fund’s large asset base! 4️⃣ Transparency Know exactly where your money is going with regular updates. 5️⃣ Liquidity Need cash? Easily redeem your investment when you need it! 6️⃣ Tax Deferral Defer taxes on your earnings, giving your money more time to grow. 7️⃣ Tax Benefits Enjoy tax-saving benefits with certain schemes like ELSS! 8️⃣ Convenient Options Choose from a variety of funds based on your financial goals. 9️⃣ Investment Comfort Invest from the comfort of your home with digital platforms! 🔟 Regulatory Comfort Strict regulations by SEBI ensure your investment is safe and secure. 1️⃣1️⃣ Systematic Approach to Investments Invest regularly with SIPs and SWPs to build wealth over time! 🚀 Mutual funds offer unmatched convenience and growth! 🎯 Follow @CertoAdvisors for expert investment insights! #investmentstrategies #wealthbuilding #growyourwealth #financialplanning #smartinvesting #personalfinance #wealthmanagement #mutualfunds #mutualfundssahihai #certoadvisors

5 min
10/14/2024

Mutual Fund Schemes

🗣️ Confused about Mutual Fund Schemes? Let’s break it down for you! 1️⃣ Equity Schemes Invest in stocks for growth! Options like Large Cap, Multi Cap, Thematic, Contra, and ELSS. 2️⃣ Debt Schemes Low-risk options like Overnight, Liquid, Money Market, and Short-Term funds to preserve your capital. 3️⃣ Hybrid Schemes Mix of equity and debt! Choose from Balanced, Aggressive, Conservative, or even Arbitrage schemes. 4️⃣ Solution Oriented Schemes Specific goals? Try Retirement or Children’s Funds to secure your future! 5️⃣ Other Schemes Explore Index Funds, ETFs, and FoFs for diversified, cost-effective investing! 🚀 With so many options, there’s a mutual fund for everyone! 🎯 Follow @CertoAdvisors to find out which scheme suits you best. #investmentstrategies #wealthbuilding #growyourwealth #financialplanning #smartinvesting #personalfinance #wealthmanagement #certoadvisors

6 min
10/07/2024

Behavior Bias

🗣️ Ever wonder why some investment decisions don't go as planned? Let’s talk about behavioral biases that can affect your choices!1️⃣ Self ExperienceWe tend to rely too much on our past experiences, even when markets have changed.2️⃣ Behavior PatternRepeating the same investment habits can block better opportunities. Patterns aren't always profitable!3️⃣ Confirmation BiasLooking for info that agrees with what we already believe? That’s confirmation bias—and it can cloud judgment.4️⃣ Herd MentalityJust because everyone else is investing doesn’t mean it’s the right move! Don’t follow the crowd blindly.5️⃣ Loss AversionWe fear losses more than we value gains, often leading to poor decisions out of fear.6️⃣ OverconfidenceFeeling overly sure of your decisions? Overconfidence can lead to big mistakes in investing.7️⃣ Recency BiasRecent events often seem more important, but they don't always reflect long-term trends.8️⃣ Personal LikingJust because you like a company or product doesn’t mean it’s a smart investment!🚀 Understanding these biases can help you make smarter investment decisions.🎯 Follow @CertoAdvisors to stay ahead!#financialplanning #smartinvesting #personalfinance #bias #behavioranalysis #risk #riskmanagement #CertoAdvisors

7 min
09/30/2024

Investment Risks

🗣️ Investing can grow your wealth, but do you know the risks? Let’s quickly break down five key risks you need to watch out for!📈 Inflation RiskYour money may not keep up with rising prices—don’t let inflation shrink your purchasing power!💧 Liquidity RiskNeed cash fast? Some investments are hard to sell quickly without losing value.💳 Credit RiskLending money? There’s always a chance the borrower might default—beware of credit risk!📉 Market & Price RiskMarket swings can impact prices, and your investment value can go up or down in a blink!📊 Interest Rate RiskWhen interest rates change, the value of your bonds or loans could drop—timing matters!🚀 Understanding risks can help you invest smarter!🎯 Follow @CertoAdvisors for expert advice!#financialplanning #personalfinance #wealthmanagement #investmentrisks #financialrisk #risk #CertoAdvisors

7 min
09/23/2024

Different Asset Classes

🗣️ Welcome to the first edition for Finance 101, wherein you master the basics. Did you know there are so many different ways to grow your wealth? Let's break it down super quick! 🏠 Real Estate! You can invest in property—residential or commercial, or even Real Estate Mutual Funds (REMFs) and Real Estate Investment Trusts (ReITs). 💰 Commodities! You already know about commodities like Gold, silver. There are even funds that track them, like Gold Funds and Commodity ETFs. 💵 Fixed Income! From Fixed Deposits, Public Provident Fund (PPF), Sukanya Samridhi Yojna, Recurring Deposits, to bonds—steady and reliable options! 📈 Equity! Invest in blue-chip giants, mid or small-sized companies, or even global stocks and ETFs. 🔄 Hybrid Mutual Funds! Want a mix? Hybrid or Multi-Asset funds balance it all! 🎨 And Others! Art, rare coins, or stamps—unique ways to invest! 🚀 So, which asset class suits your financial goals? Let’s plan smart and invest better!

8 min

11 Episodes

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out of 5

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Helping you achieve financial freedom with expert advice and personalized plans. Invest smart, plan better, and secure your future! Follow: Instagram: https://www.instagram.com/certoadvisors/ LinkedIn: https://www.linkedin.com/company/certoadvisors/ Youtube: https://www.youtube.com/channel/UCuc2RnIMTV5Zhb2yYhPdJ5g

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Certo Advisors
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Finance 101: Master the Basics

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