Let's Talk Money

Naomi

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The Let's Talk Money Podcast with Naomi Jean offers practical advice and expert guidance on managing personal finances. Each 10-minute episode is designed to help listeners gain financial clarity through budgeting, debt management, credit improvement, and saving strategies.

2d ago

Emergency Fund, Rainy Day Fund, and Miscellaneous Fund — Do You Need All Three?

Wondering what the difference is between an Emergency Fund and a Rainy Day Fund? In this episode of Let’s Talk Money, Naomi Jean breaks down why these three savings accounts are not the same and shares practical money management tips to help you reduce financial stress. Learn how to build an emergency fund, organize your savings, and protect your monthly budget from unexpected expenses. If you are confused about where to put your extra cash, you aren't alone! Many people make the mistake of keeping all their savings in one place, only to accidentally drain their emergency savings when minor everyday surprises pop up. By understanding the distinct purposes of an Emergency Fund, a Rainy Day Fund, and a Miscellaneous Fund (often called sinking funds), you can organize your money more effectively. This simple financial strategy ensures you can confidently handle a serious financial crisis without hurting your long-term wealth-building goals. Ready to stop feeling stretched and start building real financial stability with clarity and confidence? Let's dive in! Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

10 min
Jun 21

Fathers, Finances & Legacy — Building Wealth That Lasts

Celebrate Father's Day with a heartfelt message honoring the father figures, dads, and mentors who shape our lives and financial paths. In this episode of Let's Talk Money, we share the best Father's Day tribute to recognize the impact of fathers, stepfathers, and grandfathers on our personal growth and financial literacy. Learn how parental guidance, life lessons, and generational wealth values build strong communities and shape our financial habits This Father's Day 2026, we pause our usual financial breakdowns to offer a sincere message to the men who provide guidance, support, and wisdom. Whether you are a parent, a male mentor, or a role model, your influence matters. This special episode serves as a reminder of the gratitude we owe to those who have invested in our personal development and money management skills. Join us in celebrating the dedication of father figures everywhere as we reflect on the core values passed down through generations. 📌 Subscribe to Let's Talk Money for weekly financial breakdowns, budgeting tips, and personal growth insights 👇 Let us know in the comments: How has a father figure or dad positively influenced your life or your financial journey? #FathersDay #FathersDayTribute #LetsTalkMoney #FinancialLiteracy #GenerationalWealth #PersonalGrowth #Mentorship #DadLife #FinancialBreakdown #MoneyManagement Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

9 min
Jun 14

Are you ready for the next price hike?

Are you feeling the pinch from the rising cost of living? In this episode of Let’s Talk Money, we break down practical budgeting tips and financial strategies to help your household survive inflation and take control of your finances. Grocery bills are rising, fuel costs are increasing, and utility bills continue to place heavy pressure on families everywhere. It’s completely normal to feel stretched, frustrated, and concerned about the future. While we cannot control international fuel prices, supply chain disruptions, or global economic shifts, we can control our response. Join us as we discuss how to build resilience, adapt your household budget, and continue building wealth even when the economy feels uncertain. You don't have to just get by—you can create a stronger, more secure future for yourself and your family 🚀 Subscribe to Let’s Talk Money for more practical strategies on money management, smart investing, and financial literacy! #PersonalFinance #Inflation2026 #BudgetingTips #CostOfLiving #LetsTalkMoney #MoneyManagement #FinancialFreedom Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

11 min
Jun 7

Personal Finance Tips: How to Build Wealth on an Average Income

Think you need a six-figure salary to build real wealth? Think again. In this video, we’re breaking down practical personal finance tips to show you exactly how to build lasting wealth on an average income. Wealth isn’t about how much you make—it’s about the habits you build today. Learn how small, consistent actions and disciplined budgeting can transform your financial future, no matter your starting point. From mastering debt management to building sustainable money habits, we cover the foundational steps you need to break cycles and create generational wealth. Topics covered: 🟢 Why don’t you need a high income to start wealth building 🟢 The power of consistency over size in your savings 🟢How to use a budget as a tool for financial freedom 🟢Practical debt management strategies 🟢The mindset shift needed for long-term financial planning If you're ready to master your money and build a secure future, make sure to like and subscribe for more financial tips! #personalfinance #wealthbuilding #budgeting #financialtips #debtfreejourney #moneyhabits #investingforbeginners #financialfreedom Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

10 min
May 31

Why Your Raise is Making You Poorer!

Welcome to Let's Talk Money, where we provide practical strategies to build wealth and achieve financial goals. This episode discusses a significant financial trap called "lifestyle creep," which affects people across all income levels. Understanding these money traps is crucial for good money management and making sound personal finance decisions. Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

10 min
May 24

The Instant Gratification Trap Destroying Your Kids' Future

Welcome to Let's Talk Money, where we discuss practical strategies to help you build a stronger financial future and leave a lasting family legacy. This episode provides essential parenting tips for navigating a world of instant gratification. We offer financial advice and guidance to foster delayed gratification in children, ensuring they develop strong family values around money. Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

12 min
May 10

The 4 Pillars Wealthy Mothers Build Their Fortune On

Today’s episode is a very special one. As we celebrate Mother’s Day, I want to take a moment to honor and appreciate mothers everywhere for their love, sacrifice, strength, dedication, and endless hard work. Mothers do so much behind the scenes that it often goes unnoticed. They are caregivers. Providers. Teachers. Protectors. Encouragers. And many times, they are carrying all of this while also trying to manage finances, build stability, and create a better future for their children. So today, this conversation is for every mother doing her best. Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

8 min
May 3

Family Budgeting Done Right: No More Money Fights

Welcome to Let's Talk Money! This episode addresses the real and relevant topic of managing money as a parent, offering new tips and tricks for effective family budgeting. We dive into practical money management strategies, providing financial education to help you build better habits and stronger families. 🎉 #NaomiJean #naomijean758 #persistentaccounting #naomisnumbers #plan #organize #budget #pob #speaker #presenter #financialstrategist #financialcoach #financialconsultant #financialadvisor #financialguide #moneyguide #virtualaccountant #podcasthost #LetsTalkMoney Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

7 min
Apr 21

Budget-Friendly Back To School | Parent Money Tips

Join Naomi Jean and her cousin Kay, a certified childminder, as they discuss the upcoming back-to-school shopping season. This episode addresses the financial considerations parents face, highlighting the need to budget for education costs. Learn practical tips for managing family expenses and budgeting effectively with me for your children's needs. 🎉 #NaomiJean #naomijean758 #persistentaccounting #naomisnumbers #plan #organize #budget #pob #speaker #presenter #financialstrategist #financialcoach #financialconsultant #financialadvisor #financialguide #moneyguide #virtualaccountant #podcasthost #LetsTalkMoney Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

20 min
Apr 12

Your Vacation Shouldn't Cost You All Year

We all love a good vacation, but many find themselves still paying for past trips. This episode highlights how to approach your travel plans with sound financial planning to avoid lingering debt. Learn practical travel tips and effective money management strategies to ensure your getaways bring joy, not financial burden. Make your next trip a truly relaxing experience by mastering vacation budgeting and implementing smart debt management. Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

10 min
Apr 5

Don’t Overpay! 5 New Tax Changes in Saint Lucia You Need to Know Today

Are you taking full advantage of the new tax changes in Saint Lucia? In this episode, we break down 5 key updates to the personal income tax regime and how they can help you save more money and build long-term financial stability. Learn how to maximize your allowances, reduce your tax burden, and make smarter financial decisions. Start where you are. Stay consistent. Build your wealth. Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

5 min

11 Episodes

The Let's Talk Money Podcast with Naomi Jean offers practical advice and expert guidance on managing personal finances. Each 10-minute episode is designed to help listeners gain financial clarity through budgeting, debt management, credit improvement, and saving strategies.

Creator

Naomi
Years Active

2024 - 2026
Episodes

11
Rating

Clean
Copyright

© 2026 Let's Talk Money