Let's Talk Money

Naomi

The Let's Talk Money Podcast with Naomi Jean offers practical advice and expert guidance on managing personal finances. Each 10-minute episode is designed to help listeners gain financial clarity through budgeting, debt management, credit improvement, and saving strategies.

Episodes

  1. 3d ago

    Before You Invest Five Checks Every Person Should Make

    Thinking about investing your hard-earned money? Before you take the leap, make 5 critical financial checks to protect your capital and ensure your investments pay off.  In this episode of Let's Talk Money, Financial Strategist Naomi Jean breaks down a step-by-step checklist that every investor, beginner, or business owner should review before committing funds. From verifying regulated providers to tracking real return sources and managing risk, this guide helps you avoid costly mistakes and build long-term wealth with confidence. Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at  https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

    Before You Invest  Five Checks Every Person Should Make
  2. Sep 27

    Why I Started Let’s Talk Money — And Where We’re Going Next!

    Why I started Let's Talk Money and where we are heading next. Join me as we reflect on our journey and community progress. In this update, I am reflecting on the origins of Let's Talk Money and the milestones we have reached together. It is a chance to look back at why I started this channel and how our community has evolved over time. We'll also discuss our future direction and how we can keep supporting your journey toward better financial literacy. Whether you are new here or have been following along for a while, understanding the foundations of personal finance is essential for long-term success. I look forward to sharing more insights on effective money management as we grow together. Subscribe for weekly finance breakdowns, and comment below with what you want to see next. Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at  https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

    Why I Started Let’s Talk Money — And Where We’re Going Next!
  3. Sep 6

    Your Child’s First Bank Account: How Much Control Should You Really Give?

    Should you give your child full access to their adult bank account? Learn how to navigate this transition and protect their future. Moving a child from a minor account to an adult credit union account is a major milestone in parenting through finance. This episode outlines the practical steps parents should take to help their children prepare for true financial independence. We examine the risks of joint access and the benefits of teaching young adults to manage their own money responsibly. By establishing clear boundaries, you can help your children start building wealth early while avoiding common pitfalls. These strategies are for parents who want to foster competence rather than hand over control. We focus on balancing the need for oversight with the need to let them learn from their own decisions while managing finances in the real world. Subscribe for weekly personal finance breakdowns, and comment below with your biggest concern about transitioning your child to an adult account. Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at  https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

    Your Child’s First Bank Account: How Much Control Should You Really Give?
  4. Aug 30

    A New School Year: The Best Time to Build Family Wealth

    Master financial control this school year with practical strategies to manage your budget and build long-term wealth. As the back-to-school season begins, many families feel pressure from rising expenses. This video offers a clear path toward better money management, helping you balance the excitement of a new academic chapter with the realities of household budgeting. We focus on actionable steps anyone can take to regain control of their finances during busy transitions. Building wealth requires consistent habits, especially when daily costs fluctuate. By applying these financial control methods, you can reduce stress and ensure your resources are working effectively for your family. We break down how to prioritize spending so you stay on track throughout the academic year without sacrificing your long-term goals. Subscribe for weekly personal finance breakdowns, and let me know in the comments: What is your biggest money challenge during the school season? Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at  https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

    A New School Year: The Best Time to Build Family Wealth
  5. Aug 23

    More Month Than Money? How to Stay Afloat During the Cost-of-Living Crisis

    Is your paycheck running out before the month even ends? 🌴 You're not alone. Rising grocery prices, higher electricity bills, and stagnant wages are pushing households across Saint Lucia and the Caribbean to their limits. In this episode of Let's Talk Money, we go beyond basic budgeting tips to share actionable, day-to-day strategies to help you navigate the cost-of-living crisis with wisdom—not fear. 📌 In this episode, you’ll learn: Why you should stop thinking monthly and focus on daily financial decisions.What a "Stretch Fund" is and how it protects your emergency savings.How to audit your household habits to stop sneaky daily money leaks.Simple ways to increase your personal value and earn more long-term.How small daily choices build true generational wealth.Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at  https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

    More Month Than Money? How to Stay Afloat During the Cost-of-Living Crisis
  6. Aug 9

    How to Build Generational Wealth (Even If You Don't Earn Much)

    Can you really build generational wealth if you aren't making a high income? The truth is, building a lasting financial legacy isn't just about how much you earn—it's about intentional decisions, smart habits, and managing what you have. In this episode of Let's Talk Money, Naomi Jean breaks down how ordinary people can break financial cycles and change the future for their entire family. In this video, you’ll learn: Why building wealth starts with intention, not a massive salary. Practical strategies to give every dollar a job and stop money from disappearing. How to leverage personal relationships and upskilling to increase your earning power. The power of passing down financial literacy to the next generation. Every strong legacy starts with a single step. Watch to learn how one person choosing to plan, organize, and budget today can transform tomorrow. Building generational wealth is possible even when you are barely making ends meet. Learn how to navigate financial obstacles today. Many people feel stuck because low-paying jobs and family obligations consume every dollar they earn. This discussion focuses on the harsh reality of trying to save for the future while managing immediate survival needs. It is designed for anyone feeling overwhelmed by their current economic situation but determined to create a different path for their family. We explore the specific barriers that prevent people from building wealth and how to start planning despite limited disposable income. By acknowledging these challenges directly, you can begin to make small shifts in your personal finance strategy that add up over time. This video offers a realistic perspective on money management tips for those starting from a place of scarcity rather than abundance. Subscribe for weekly personal finance breakdowns and comment below with your biggest obstacle to saving money. If this message encouraged you today, please click the Like button to help YouTube share it with others who need to hear it. Subscribe to the channel for weekly, practical money insights, and leave a comment below letting me know: What is one financial habit you're choosing to start this week? Don't forget to share this episode with a friend or family member who is on their journey to building a better financial future! #GenerationalWealth #FinancialLiteracy #Budgeting #PersonalFinance #LetsTalkMoney Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at  https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

    How to Build Generational Wealth (Even If You Don't Earn Much)
  7. Aug 2

    Happy Emancipation Month, St. Lucia || Understanding Our Past to Create a Pathway for the Future

    Learn practical wealth-building strategies to secure your future. We explain how to create a lasting financial legacy for your family. This session focuses on actionable money management techniques tailored for anyone serious about long-term financial health. Whether you are just starting your journey or looking to refine your approach, these financial legacy planning steps offer a clear path toward stability and growth. We break down the core principles of building wealth while honoring cultural milestones like Emancipation Month. By applying these personal finance tips, you can organize your assets and plan for the generations ahead with confidence. Subscribe for weekly personal finance tips that help you master your money, and comment below on what specific financial topic you want us to cover next. Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at  https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

    Happy Emancipation Month, St. Lucia || Understanding Our Past to Create a Pathway for the Future
  8. Jul 26

    Your Family's Financial Future Starts Now

    Break the cycle of generational poverty with practical financial strategies. Learn how to achieve financial stability even if you start from zero. Many people feel stuck living paycheck to paycheck because of their family history, but your financial future does not have to match your past. This guide provides actionable steps for building long-term wealth and managing money effectively, specifically designed for those overcoming systemic barriers to success. We cover how to shift your mindset and build the foundation required for major goals like homeownership. By applying these financial strategies, you gain a clearer path toward independence and security. This is for anyone ready to stop the cycle of generational poverty and start building a new legacy today. Subscribe for weekly personal finance breakdowns, and comment below with which financial topic you want us to cover next. Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at  https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

    Your Family's Financial Future Starts Now
  9. Jul 19

    Struggling With Back-to-School Expenses? Here's What Works

    Reduce your financial stress during the back-to-school season with practical financial strategies for families. Learn how to manage your budget effectively. This guide helps parents navigate the high costs of the school year. We examine actionable steps to manage your finances when expenses spike, ensuring you stay on track with your long-term goals. Whether you are budgeting for supplies or looking for ways to handle increased household costs, these methods provide a clear path forward. We also cover the role of bursaries for parents and how they can be used as part of your broader approach to building wealth. By implementing these financial strategies, you can minimize the burden of seasonal costs while maintaining your savings targets. Proper planning is essential for anyone aiming to keep their household economy stable throughout the year. Subscribe for weekly money management breakdowns and comment below with the biggest financial challenge you face during the school year. Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you! Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe! I've got some AWESOME PRODUCTS on my website for you at  https://shop.naomisnumbers.co/ I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

    Struggling With Back-to-School Expenses? Here's What Works

About

The Let's Talk Money Podcast with Naomi Jean offers practical advice and expert guidance on managing personal finances. Each 10-minute episode is designed to help listeners gain financial clarity through budgeting, debt management, credit improvement, and saving strategies.