FHP Lawyers Law Talk Podcast

FHP Lawyers

The FH&P Lawyers Law Talk Podcast delivers expert legal insights for individuals and businesses in the Okanagan and beyond. With over 100 years of experience, our team provides trusted services in business law, family law, estate planning, employment law, dispute resolution, and real estate law. Episodes cover topics like incorporation, succession planning, employment contracts, and real estate transactions, helping you make informed decisions. If you have questions, feel free to contact us at podcast@fhplawyers.com. Let FH&P Lawyers confidently guide you through your legal needs.

  1. JAN 23

    Travel Insurance Denied? Here’s Why It Happens (and What to Do Next)

    Travel insurance is supposed to give you peace of mind. So what happens when you do everything right, file a claim, and your insurer still says “no”? In this episode of FH&P Lawyers’ Law Talk, Partner Clay Williams speaks with lawyer Wendy Cheung about travel insurance denials and why they happen so often. Wendy shares how insurers may review historical medical records after a claim is submitted, and how even a small note or a few words in your chart, that you may never have seen, can be used to deny coverage. Clay and Wendy discuss: ✅ Why travel medical claims get denied, even when people believe they answered honestly ✅ How application questionnaires and “yes/no” checkboxes can create serious risk ✅ The role historical medical notes can play in a denial decision ✅ Why people often do not know what is written in their clinical records ✅ A real-world example of a six-figure claim denial resolved without starting a lawsuit ✅ How negotiation and clear medical explanations can move a file toward resolution ✅ Why you should still buy travel insurance and read your policy terms ✅ What to do if your travel, disability, or life insurance claim is denied If you are dealing with an insurance denial, or you want practical guidance before you apply for coverage, FH&P Lawyers is here to help with a clear, solution-focused approach. FH&P Lawyers | Rooted in community. Ready to help. This content is for informational purposes only and does not constitute legal advice. #TravelInsurance #InsuranceDenial #InsuranceClaims #Mediation #Arbitration #Litigation #DisputeResolution #BCLaw #FHPLawyers #LawTalkPodcast #KelownaLawyers #Okanagan

    17 min
  2. 12/19/2025

    Using A.I. in a Lawsuit? What BC Courts Expect and What Can Get You Dismissed or Sanctioned

    AI is everywhere, and it’s quickly becoming part of how people approach lawsuits. But in British Columbia courts, AI can create real risks when it produces false case law, overly long pleadings, or confident-sounding legal “answers” that don’t match the law.In this episode of FH&P Lawyers’ Law Talk Podcast, host Clay Williams sits down with senior litigator David Horvath to unpack AI in Litigation: The New Frontier. They discuss how clients and self-represented litigants are using tools like ChatGPT, where it can help, and where it can seriously damage a case.Clay and David discuss:✅ The two most common ways people use ChatGPT in legal disputes✅ When AI can help explain legal concepts, and when it misleads✅ AI “hallucinations” and fake case law, and why courts take it seriously✅ What a Notice of Civil Claim must include, and why “causes of action” matter✅ How AI-generated pleadings can become prolix (too long and unclear)✅ Reasons a court may strike a claim before the evidence is even heard✅ Limited retainers and unbundled legal services as a cost-effective option✅ Privilege risks: why uploading legal documents into open-source AI can backfire✅ Will AI replace lawyers? Not in court (Skynet jokes included)If you’re considering a lawsuit, responding to one, or using AI to prepare court materials, this conversation explains what BC courts expect and how to avoid preventable mistakes that can lead to delays, sanctions, or dismissal.FH&P Lawyers | Rooted in Community. Ready to Help.#AIinLitigation #ChatGPT #BCLaw #Litigation #NoticeOfCivilClaim #SelfRepresented #LimitedRetainer #LegalAdvice #FHPLawyers #KelownaLawyers #PentictonLawyers #LawTalkPodcast #AccessToJustice

    21 min
  3. 11/28/2025

    Protecting Vulnerable People: Capacity, Exploitation and Legal Options in BC

    Who decides if someone is truly capable of managing their own affairs—and what can you do if you suspect a loved one is being exploited? In this episode of FH&P Lawyers’ Law Talk, Partner Clay Williams sits down with lawyer Colin Flannigan to talk about protecting vulnerable adults when capacity starts to slip and “new friends” suddenly appear. Clay and Colin discuss: ✅ What “capacity” really means—and why it isn’t an on/off switch ✅ How waning capacity can still leave people legally able to sign contracts or buy assets ✅ Powers of attorney and representation agreements: what they do (and don’t) actually prevent ✅ The role of lawyers as gatekeepers against undue influence and exploitation ✅ How “new friends,” caregivers, and interlopers can gain control over finances ✅ When and how the Public Guardian and Trustee (PGT) can step in ✅ Committeeship, court orders, and why the legal threshold for incapacity is so high ✅ Practical steps families can take before there’s a crisis If you’re worried about an aging parent, a vulnerable relative, or simply want to plan ahead to protect yourself, this conversation offers clear, realistic insight into what the law allows—and where its limits are. FH&P Lawyers | Rooted in Community. Ready to Help. #VulnerablePeople #Capacity #PowersOfAttorney #RepresentationAgreement #Guardianship #UndueInfluence #BCLaw #FHPLawyers #KelownaLawyers #EstatePlanning #LawTalkPodcast #Okanagan

    21 min

About

The FH&P Lawyers Law Talk Podcast delivers expert legal insights for individuals and businesses in the Okanagan and beyond. With over 100 years of experience, our team provides trusted services in business law, family law, estate planning, employment law, dispute resolution, and real estate law. Episodes cover topics like incorporation, succession planning, employment contracts, and real estate transactions, helping you make informed decisions. If you have questions, feel free to contact us at podcast@fhplawyers.com. Let FH&P Lawyers confidently guide you through your legal needs.