CRESI Ontario Landlord Series Podcast

CRESI Ontario Landlord Series
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CRESI - Complete Real Estate Solutions and Investments - is proud to present the Ontario Landlord Series Podcast. If you're a landlord in Ontario, you MUST listen to this podcast to learn everything you need to know! From buying a home, selling a home, evictions, tax information, finance and mortgage information to navigating special circumstances - we have it all - directly from the experts.

  1. Apr 2

    Kitchener's $500K Cash Grab: How Municipalities Are CRUSHING Ontario Landlords | What Landlords Need to Know Ep 6

    🚨 ONTARIO LANDLORDS: While the Landlord and Tenant Board is backlogged with 80,000+ applications, cities like Kitchener are spending HALF A MILLION DOLLARS to create a renovation licensing program that already exists at the provincial level. Kevin, Kayla, and Rob break it ALL down - and they are NOT happy.From the Kitchener City Council meeting to Olivia Chow's property repair threats to rent banks that fund the same delinquent tenants EVERY YEAR — this episode pulls zero punches on how municipalities are using landlords as political chess pieces.🔥 What You'll Learn:✅ What happened at Kitchener City Council's renovation licensing meeting (and why Kevin showed up like a bull in a china shop)✅ The N13 renovation licensing requirements — and the $25,000–$100,000 fines if you don't comply✅ Why cities are exempting government housing from their own bylaws✅ The rent bank loophole tenants use EVERY year to avoid eviction✅ Why landlords accepting more money from tenants to delay an N12 could be considered BAD FAITH✅ ODSP & Ontario Works rent payments — why Kevin says they should go directly to landlords✅ Cockroach fines, settlement cracks, aesthetic flooring disputes — the nightmare cases Rob has seen✅ Why the October municipal election matters MORE than ever for landlords✅ Kayla's call to action: show up to council meetings or stop complaining online📍 UPCOMING EVENT:Join us Thursday, April 9th at the CRESI Investor Network Meetup in Oakville (Mississauga/Oakville border) — 2020 Winston Park Drive. Kayla's Unfiltered Show will be recording LIVE on site! Come share your stories in person and connect with your fellow landlords.Contact Kevin at cresi.ca for more details and to register.🔗 RESOURCES MENTIONED:Ontario Landlords Watch Facebook Group: https://www.facebook.com/ontariolandlordswatchFront Lobby Landlord Assist (Rent Reporting & Tenant Screening): https://frontlobby.comBill 97 (Ontario): https://www.ontario.ca/laws/statute/06r17👤 CONNECT WITH OUR HOSTS:Kevin Breitner — CRESI Property Management🏠 Complete Real Estate Solutions & Investments — Ontario's #1 resource for landlordshttps://cresi.caKayla Andrade — Ontario Landlords Watch & Front Lobby💪 Landlord advocate with 24+ years of experience as an Ontario landlord📣 Ontario Landlords Watch Facebook Group🎥 Tune in to Kayla's Unfiltered Show every Thursday on her YouTube channelhttps://frontlobby.comRob Di Lisi — Stonegate Legal Services⚖️ Legal support exclusively for Ontario landlords, property management companies & real estate professionals🌐 https://stonegatelegalservices.ca📞 Free Discovery Call: https://calendly.com/stonegatelegalservices/20min📸 Instagram: https://instagram.com/stonegatelegal📘 Facebook: https://facebook.com/stonegatelegalservices💼 LinkedIn: https://linkedin.com/company/stonegate-legal-services🎥 YouTube: https://youtube.com/@stonegatelegal⚠️ DISCLAIMER:This podcast is for informational and entertainment purposes only. While we are professionals in our respective fields, the advice shared may not apply to your unique situation. Always seek personalized advice from qualified professionals before making any legal, financial, or investment decisions.🎬 Podcast Produced by Jason Silvert | SilvertLiningsReal estate agents and podcasters: Need professional podcast production or website management?https://silvertlinings.ca

    Kitchener's $500K Cash Grab: How Municipalities Are CRUSHING Ontario Landlords | What Landlords Need to Know Ep 6

  2. Mar 5

    Real Estate Monopoly: Trade Up those Single Family Units to Hotels | Ontario Landlord Series

    Are you stuck in the "Murky Middle" of real estate investing? In this episode of the Ontario Landlord Series, Kevin Breitner is joined by Shawn Quigg of the newly rebranded Rook and Knight Commercial and Investor Law (formerly Cardinal Law) to break down the strategic roadmap for scaling from a single townhouse to a legacy-building multi-family portfolio. We dive deep into why your first investment shouldn’t always be incorporated—considering the roughly $4,000 in annual professional fees that can outweigh initial benefits —and how to navigate the transition from residential to commercial financing. Shawn explains the "5-unit rule" where properties with five or more units typically qualify for commercial financing based on the asset’s performance rather than personal income. We also cover a critical estate planning tool most investors miss: the Secondary or Corporate Will, which allows you to protect corporate shares from the provincial probate process and estate administration taxes based on fair market value. Whether you are "Frank" buying your first pre-construction unit or a veteran looking to retire on cash flow, this episode provides the measured, "chess-like" strategy needed to play the long game in real estate. Episode Timestamps:00:00 – Welcome to the Ontario Landlord Series 00:49 – Doing it Right: Strategy vs. Noise 02:37 – The Investor’s Journey: Can You Really Retire on Cash Flow? 03:55 – The Trio: Why You Need a Lawyer, Accountant, and Mortgage Broker 06:00 – Should You Incorporate Your First Property? 08:20 – Privity of Contract & Personal Liability Explained 10:30 – Scaling Up: How to Escape the "Murky Middle" 12:32 – Residential vs. Commercial Financing (The 5/6 Unit Rule) 14:15 – Proper Corporate Structuring for Commercial Lenders 16:51 – Estate Planning: The Power of a Secondary (Corporate) Will 18:45 – Avoiding Probate & Estate Administration Tax 22:01 – BIG ANNOUNCEMENT: Cardinal Law Rebrands to Rook and Knight 24:50 – The Future of CRESI: Advocacy & Support for Landlords 26:07 – Final Advice: Stay Curious Resources & Connect:For specialized legal strategy in commercial and investor real estate, visit Shawn Quigg at cardinallaw.ca. To join our community of educators, landlords, and investors, visit cresi.ca. Please remember that while we are professionals, this podcast is for informational and entertainment purposes only; always seek personalized advice from a qualified professional before making investment decisions. #RealEstateInvesting #OntarioLandlords #PropertyManagement #MultiFamily #CommercialRealEstate #EstatePlanning #TaxStrategy #RookAndKnight #CRESI Would you like me to create an email blast template for your subscriber list to announce this episode and the rebranding?

    Real Estate Monopoly: Trade Up those Single Family Units to Hotels | Ontario Landlord Series

  3. Feb 25

    LTB Hearing Didn’t Go Your Way? Everything You Need to Know About Appeals

    About This Episode In this episode of the CRESI Ontario Landlord Series , host Kevin Breitner sits down with third-generation lawyer Gibrian Malicki-Sanchez to discuss the complexities of Divisional Court Appeals. If you have received a Landlord and Tenant Board (LTB) order that you believe contains a legal error , you have a strict 30-day window to act. We explore the difference between a board review and a formal appeal to the Divisional Court. Key Highlights: What is an Appeal? It is a review of a legal error, not a chance to re-argue the facts of your case.The 30-Day Rule: Any person affected by an LTB order may appeal within 30 days.Grounds for Appeal: Appeals are strictly limited to a "question of law".The Stay of Eviction: Filing an appeal can trigger a certificate of stay, pausing the eviction process.Fighting Back: How landlords can use Rule 2.1.01 to dismiss frivolous or vexatious appeals.Procedural Resources: Practice Directions: https://www.ontariocourts.ca/scj/areas-of-law/divisional-court/divisional-pd/Resources for Self-Reps: https://www.ontariocourts.ca/scj/areas-of-law/divisional-court/help-self-represented/Request for a Hearing Recording: https://tribunalsontario.ca/documents/ltb/Other%20Forms/Request%20for%20Hearing%20Recording.pdfAuthorized Court Transcriptionists for Ontario: https://courttranscriptontario.ca/Connect with Gibrian Malicki-Sanchez:https://malickisanchezlaw.com/ Disclaimer: This podcast is for informational and entertainment purposes only. Always seek personalized advice from a qualified professional before making any investment or legal decisions.

  4. Feb 4

    The Problem-Solver: Surviving the Ontario Condo Market: Appraisals, Pre-con Issues & Cash Flow Strategies

    In this episode of the Ontario Landlord Series, Kevin Breitner sits down with mortgage broker and cash flow specialist Rob Pelaccia. They dive deep into why intentional cash flow management is the only way to survive the current 2026 real estate market, especially as speculative pre-construction strategies face new challenges.Rob explains how to navigate appraisal shortfalls, the importance of maintaining liquidity, and how to use the Smith Maneuver to turn personal home equity into a powerful tax-efficient tool for your rental portfolio.🕒 Chapter Timestamps:0:00 - Introduction: Why Cash is Always King1:12 - Using Leverage to Acquire Cash-Flowing Assets3:02 - Market Shifts: GTA vs. Regional Opportunities4:29 - The Pre-Construction Condo Crisis & Foreign Investment7:36 - Navigating Appraisal Shortfalls & Creative Financing12:02 - The Long-Term Mindset: Why Panic Leads to Loss15:54 - Cash Flow Management & The Smith Maneuver19:12 - Introducing the CRESI Investor Network24:54 - Closing Thoughts & Expert Advice🤝 Connect With Our Guest:Rob PelacciaCertified Mortgage Broker & Cash Flow Specialist📧 Email: r@robertopelaccia.ca🗓️ Book a Free 30-Minute Consult: https://calendly.com/mortgage-expert/free-consult🤝 Connect With Your Host:Kevin BreitnerFounder of CRESI (Certified Real Estate Specialist Investors)🌐 Website: https://cresi.ca⚠️ Disclaimer:This podcast is for informational and entertainment purposes only. The advice shared may not apply to your unique situation. Always seek personalized advice from a qualified professional before making any investment decisions.If you enjoyed this episode, please follow the show and share it with a fellow Ontario landlord!

    The Problem-Solver: Surviving the Ontario Condo Market: Appraisals, Pre-con Issues & Cash Flow Strategies

  5. Jan 14

    Defending Tenant Applications: T2, T5, T6 & Illegal Deposits (T1) Explained | Ontario Landlords

    Acquiring an investment property is the easy part—managing it and understanding your legal obligations is where the real work begins. In this episode of the Ontario Landlords series, Kevin Breitner sits down with Rob Di Lisi from Stonegate Legal Services to break down the most common Landlord and Tenant Board (LTB) applications filed by tenants. From maintenance disputes to bad faith claims, we discuss how landlords can protect themselves, the importance of record-keeping, and why treating your rental like a business is the only way to succeed in Ontario’s regulatory environment. LTB Forms Covered in This Episode: T1 (Illegal Deposits): Discusses the risks of collecting more than the first and last month’s rent, including high key deposits and prepaid rent. T2 (Tenant Rights & Harassment): Filed when a tenant feels their reasonable enjoyment is being affected or they are being harassed. Landlords can face claims of up to $50,000. T5 (Bad Faith Applications): Common with N12 notices for personal use. If a landlord fails to move in for a year or re-rents the unit at a higher price, they may face significant penalties. T6 (Maintenance and Repairs): Focuses on the landlord's obligation to upkeep the property under Section 20 of the RTA, covering everything from appliances to filters and light bulbs.Chapter Timestamps: 00:00 – Welcome to the Ontario Landlords Series 01:00 – Why Real Estate is Still the Best Investment 02:05 – T2 Applications: Harassment and Reasonable Enjoyment 03:10 – The $50,000 Risk: Defending Tenant Claims 04:00 – T6 Maintenance: Your Obligations Under Section 20 05:30 – Protecting Yourself with Professional Reports & Documentation 06:30 – T5 Bad Faith: The Risks of the N12 Notice 07:45 – Google Alerts: How Tenants Track Bad Faith 10:00 – Bill 60 and the Changing RTA Landscape 12:48 – Surprising Maintenance Facts: Light Bulbs and Filters 14:00 – Why You Should Consider Professional Property Management 16:13 – Free Resources: Landlord Mastery Guide 17:47 – T1 Applications: The Truth About Illegal Deposits 22:08 – Real-World Case Study: Floor Repairs and Damage Claims 24:00 – Final Thoughts and How to Get Help Contact & Resources: Kevin Breitner – CRESI Property Management Website: cresi.ca Rob Di Lisi – Stonegate Legal Services Website: stonegatelegal.ca Landlord Mastery Guide: landlordmastery.ca Stay Protected: Learn more about the CRESI Investor Network and our Landlord Protection Program designed for everyday investors to ensure you have the education and protection you need. Disclaimer: This video is for informational and entertainment purposes only and does not constitute legal advice. Always seek personalized advice from a qualified professional before making any investment decisions.

    Defending Tenant Applications: T2, T5, T6 & Illegal Deposits (T1) Explained | Ontario Landlords

  6. 12/17/2025

    Stop Missing Deductions! A CPA’s Guide to Real Estate Taxes & Structuring

    In this episode of the CRESI Ontario Landlord Series, Kevin sits down with Michael Matthew, a CPA, CA, and experienced real estate investor, to take things back to basics. Whether you are buying your first rental property or looking to optimize your current portfolio, getting the financial structure right from day one is critical. We dive deep into the most common questions new investors face: Should you incorporate or own personally? What expenses are landlords frequently missing? And how do you protect your assets from liability? Michael also shares insights from his book, Eh to Zen Real Estate, and discusses why treating your rentals like a business—not a hobby—is the key to long-term success. In this episode, we cover: The "Personal vs. Corporation" debate: Liability protection vs. tax rates. Understanding Capital Cost Allowance (CCA) and depreciation. The biggest tax deductions landlords often miss. Best practices for bookkeeping and receipt management. Market predictions for Ontario housing supply through 2030.About Our Guest:Michael Matthew is a CPA, CA with over 35 years of experience and a real estate investor who specializes in helping other investors with tax consulting, structuring, and accounting for both Canadian and American properties. Connect with Michael Matthew: Email: michael@askmichael.ca Book Website: https://ehtozen.ca/ LinkedIn: https://www.linkedin.com/in/michaeldmatthew/ Facebook: https://www.facebook.com/michael.matthew.146/ YouTube: https://www.youtube.com/@ChesterTheInvestorShowGet Michael’s Book:Eh to Zen Real Estate on Amazon Timestamps:0:00 - Introduction2:07 - Getting Started: Personal Name vs. Corporation?3:31 - Liability Risks: Why you might need a Corp6:32 - Depreciation (CCA) and Tax Deductions Explained9:58 - The Most Missed Expenses for Landlords11:57 - Shoebox vs. Software: Organizing Your Receipts14:32 - Incorporation Deep Dive: Controlling Income Timing20:11 - Should You Hire Property Management?22:49 - Eh to Zen Real Estate: Strategies for Peace of Mind26:24 - The #1 "Do" and "Don't" for New Investors29:39 - Rent Increases & The "Hobby" Trap31:21 - Market Outlook: Supply Shortages & Future Pricing34:13 - Conclusion Disclaimer: This podcast is for informational and entertainment purposes only. Advice shared may not apply to your unique situation. Always seek personalized advice from a qualified professional before making any investment decisions.

    Stop Missing Deductions! A CPA’s Guide to Real Estate Taxes & Structuring

  7. 12/10/2025

    From Police Officer to 600+ Units: Building Generational Wealth with Adrian Pannozzo | CRESI Ontario Landlord Series

    From 21 years in policing to owning over 90 multifamily properties: How do you make the leap? In this episode of the CRESI Ontario Landlord Series, host Kevin Breitner sits down with Adrian Pannozzo, founder of Generational Wealth Inc., to discuss exactly how he went from buying a single duplex with a line of credit to managing over 600 units across the GTA. Adrian breaks down his evolution from the classic BRRR strategy (Buy, Renovate, Refinance, Rent) to large-scale new developments using the CMHC MLI Select program, which allows for up to 95% loan-to-cost financing. We also discuss the power of Joint Ventures (JVs) and why your "network is your net worth" when scaling a real estate portfolio. In this episode, we cover: The "Scared Shitless" Phase: How Adrian bought his first property using a HELOCThe BRRR Strategy explained: Forcing appreciation to recycle capitalJoint Ventures: How to partner with investors to scale without using your own cashNew Development Math: How to build multi-million dollar apartments with only 5% downWhy "Get Wealthy Slow" is better than "Get Rich Quick"Connect with our Experts: Kevin Breitner – C.R.E.S.I.Website: cresi.caEmail: kevin@cresi.caInstagram: @cresi_real_estate Adrian Pannozzo – Generational Wealth Inc.Website: generationalwealthcreators.caInstagram: @genwealthcreators Please remember, while we are professionals, this podcast is for informational and entertainment purposes only. The advice shared may not apply to your unique situation. Always seek personalized advice from a qualified professional before making any investment decisions.

    From Police Officer to 600+ Units: Building Generational Wealth with Adrian Pannozzo | CRESI Ontario Landlord Series

  8. 12/03/2025

    STATE OF THE MARKET: Why 2026 is a "Speeding Zone" & When Prices Will Rebound

    ONTARIO LANDLORDS: Is the market crashing or just resetting? In this special episode, we are doing something different. Kevin Breitner hands the floor over to Steve Tabrizi, Broker/Owner with RE/MAX Hallmark, for his exclusive "State of the Market" presentation. Steve breaks down exactly what happened in 2025, why the market feels like a "speeding zone camera" (moving, but slow), and gives his data-backed predictions for 2026 and the expected rebound in 2027. If you are an investor worried about pre-construction values, negative cash flow, or the impact of Trump's tariffs on Canadian real estate, this is the deep dive you need. What You'll Learn: The "Market Reset": Why prices have found their bottom (and where they are going next).Pre-Construction Reality Check: Why the pre-con market is "frozen" and the dangers of assignment sales right now.Immigration Impact: How the federal government's 6% reduction in newcomers will actually affect housing demand.The Trump Effect: How potential US tariffs and trade wars could impact Ontario's economy and real estate values.2027 Rebound: Steve’s prediction on when confidence, liquidity, and price appreciation will return to the market.THE BRUTAL TRUTH: The assignment market is virtually frozen, and developers are pausing launches. Steve explains why this lack of building now will cause a massive supply crunch (and price spike) by 2027. ⏰ CHAPTERS:0:00 - Introduction: A Special Episode Format1:14 - Steve Tabrizi: State of the Market 20252:25 - The "Market Reset" & Price Corrections (2021-2025)4:00 - Regional Breakdown: GTA, Durham, Ottawa & Cottage Country8:27 - Pre-Construction Crisis: Why the Market is Frozen13:31 - Demographic Shift: Millennials vs. Boomers17:19 - Housing Starts & The Supply Gap (Why Builders Stopped Building)21:43 - The Trump Factor: Tariffs & US/Canada Trade Risks27:07 - Immigration Policy Changes: The 6% Reduction Explained36:35 - Investment Strategy: Why "Flipping Papers" is Dead47:05 - Commercial & Luxury Market Overview52:32 - The Prediction: 2026 Stability & 2027 Rebound59:34 - Q&A: Secondary Markets (Kingston/Cottage Country)1:01:15 - Q&A: US Trade Deals & Economic Impact1:09:08 - Q&A: Should You Sell Now or Wait?1:17:31 - Final Thoughts & Conclusion Featured Expert:Steve Tabrizi - Broker/Owner, RE/MAX Hallmarkhttps://www.remaxhallmark.com/ Connect with Kevin Breitner & CRESI:Website: https://cresi.ca/Email: kevin@cresi.caPhone: 647-801-4425 Make sure to follow us on:Facebook: https://www.facebook.com/CRESIRealestate/Instagram: https://www.instagram.com/cresi_real_estate/LinkedIn: https://www.linkedin.com/in/kevin-breitner-79233060/ Please remember, while we are professionals, this podcast is for informational and entertainment purposes only. The advice shared may not apply to your unique situation. Always seek personalized advice from a qualified professional before making any investment decisions.

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CRESI - Complete Real Estate Solutions and Investments - is proud to present the Ontario Landlord Series Podcast. If you're a landlord in Ontario, you MUST listen to this podcast to learn everything you need to know! From buying a home, selling a home, evictions, tax information, finance and mortgage information to navigating special circumstances - we have it all - directly from the experts.

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