Mont Wealth - "Pizz-Spectives"

Mont Wealth Advisors
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Mont Wealth Advisors founder Rob Pizzichetta offers his "Pizz-Spectives" covering a range of subjects from investment and superannuation strategies, interviews with top fund managers, and discussing the latest investment and economic trends. At Mont Wealth, we provide personalised financial investment advice tailored to your unique wealth goals. We work collaboratively with your tax advisor to optimise your financial strategy, ensuring your plan aligns seamlessly across all areas. We discuss what's important to you, providing estate planning guidance to secure your legacy. We undertake comprehensive insurance reviews for effective risk management. And we review your mortgage to guarantee you have the best possible terms on the market. While our guidance and insights and perspectives are general in nature, i.e. not taking your personal circumstances into consideration, we recommend you seek financial advice to help you make informed decisions on your path to being financially comfortable. Anyone acting on this advice without seeking financial advice does so at their own risk.

  1. 1D AGO

    The Misunderstood Super Benefit: Indexation & Tax‑Free Retirement Income

    Rob Pizzichetta, founder of Mont Wealth, discusses how growing superannuation can help people in their 40s and 50s who feel squeezed by inflation, rising costs, and limited surplus cash flow. He outlines a changing post‑2020 economic landscape (higher inflation, higher rates for longer, slower growth, higher debt, reshoring, and more expensive energy) and argues asset allocation must evolve, describing Mont Wealth’s portfolio objectives, multi‑asset approach, and positioning across growth assets, real assets, alternatives, bonds, and floating rate credit. He then explains key super contribution rules and caps (concessional $30,000, non‑concessional $120,000, bring‑forward $360,000, carry‑forward for balances under $500,000, and downsizer contributions with conditions) and highlights the “misunderstood” benefit of super: indexation of the transfer balance cap and its impact on future tax‑free account‑based pension income. Using the $2.1m transfer balance cap (from July 2026) and a 5% income rule of thumb, he shows how indexation at 2.5%–3% over 20 years could increase the future tax‑free pension balance and potentially support about $150,000 per person (and $300,000 per couple) in tax‑free retirement income. He also notes indexation implications for the proposed $3m balance tax on unrealised gains, and concludes by encouraging maximising returns and contributions where possible, while reiterating the general advice disclaimer. 00:00 Welcome + What This Episode Covers: The Superannuation Growth ‘Misunderstood Benefit’ 00:13 General Advice Disclaimer + How to Get Help 00:37 The ‘Financial Treadmill’: Cost of Living, Inflation, and No Surplus Cash Flow 01:34 Changing Markets: Risk/Reward, AI Hype, and Volatility 02:24 From 1980–2020 Tailwinds to Today’s Inflation Regime (Higher for Longer) 04:47 How Mont Wealth Positions Portfolios: Multi-Asset, Inflation Protection, Bonds 06:43 Super Contribution Rules & Caps (Concessional, Non-Concessional, Carry-Forward, Downsizer) 08:15 The Key Concept: Transfer Balance Cap + Indexation = More Tax-Free Income 08:53 Worked Example: Inflation-Indexed Cap → $150k p.a. Tax-Free (and $300k as a Couple) 09:53 Extra Angle: $3m Tax Proposal, Realised Gains, and Why Bigger Balances Matter 11:47 Drawdown Scenarios: How Your Balance Can Hold Up (or Grow) in Retirement 12:26 Wrap-Up: Maximise Returns, Contributions, and Get Personal Advice

    13 min

  2. FEB 12

    Why Australians Are Leaving Industry Super Funds

    Why Australians Are Leaving Industry Super Funds In this episode of Pizz- Spectives, Rob Pizzichetta, founder of Mont Wealth, discusses the significant shift in Australian financial services as members leave large industry super funds for advice platforms, retail solutions, and SMSFs. Discover the underlying reasons for this migration, its scale, and the implications for retirement planning. Learn about the importance of personalized financial advice in managing larger balances and longer retirements, and why advice demand is surging as the superannuation system matures. Rob dives into the complexities of retirement risk management, income sustainability, and strategic asset allocation, making it clear that retirement planning is a different discipline compared to accumulation. 00:00 Introduction to the Shift in Australian Financial Services 01:12 The Scale of Movement in Super Funds 02:29 Demographic Changes and Their Impact 03:10 The Difference Between Accumulation and Retirement 04:57 The Growing Demand for Financial Advice 06:25 The Importance of Personalized Retirement Strategies 08:23 Conclusion: Preparing for a Secure Retirement

    9 min

  3. FEB 6

    The Next Decade Will Be Different - We Talk Investment & Wealth Creation Strategies with Anthony Doyle Chief Investment Strategist Pinnacle

    In this insightful episode of Pizz-Spectives, Rob Pizzichetta, founder of Mont Wealth, teams up with Anthony Doyle, Chief Investment Strategist at Pinnacle Investment, to delve into the evolving landscape of global investment and financial planning. With 24 years of experience across major financial centers, Anthony shares deep expertise on economic growth, inflation trends, government fiscal policies, and liquidity, offering valuable financial advice to help listeners align their wealth goals with the changing market environment. Together, they explore how emerging trends such as AI’s impact on inflation and the rise of global populism are reshaping investment strategies and asset allocation decisions for the next decade. This episode is essential for anyone seeking to navigate the complexities of wealth management and optimize their portfolio to meet long-term financial objectives in a rapidly shifting economic environment. 00:00 Introduction and Guest Welcome 00:22 Anthony Doyle's Career Journey 05:30 Global Economic Overview 12:51 Inflation and Monetary Policy 19:27 Government Spending and Fiscal Policy 31:51 Liquidity and Market Positioning 36:27 Investment Strategies and Asset Allocation 43:31 Conclusion and Final Thoughts

    46 min

  4. JAN 29

    Double-Digit Returns in 2026 from Aust Shares! We Talk to Reece Birtles from Clearbridge

    In this episode of Pizz-Spectives, Rob Pizzichetta, Founder of Mont Wealth, is joined by Reece Birtles, Head of Australian Equities at ClearBridge Investments, to unpack why Australian equities are entering a powerful opportunity set in 2026. The discussion revisits last year’s call on valuation dispersion between growth and value, reviews ClearBridge’s strong relative performance, and explores what has played out as expected—and what has surprised. Reece shares insights on earnings breadth, bank valuations, resource sector dynamics, and why active management is increasingly critical in a concentrated market. The conversation also covers dividend sustainability, AI’s real-economy impact, risks around geopolitics and policy, and where ClearBridge sees its highest-conviction opportunities for the next 12 months. This episode is essential viewing for investors seeking double-digit return potential through active Australian equity management. General advice only. Seek personal financial advice before acting. https://www.clearbridgeinvestments.com.au/investment-strategies/australian-equity-strategies/australian-equity-income/australian-equity-income-strategy/

    19 min

  5. 12/18/2025

    The 2026 Investment Outlook: Navigating Macro Shifts, Asset Allocation and Risk

    In this episode of the Pizz-Spectives Podcast, host Rob Pizzichetta, founder of Mont Wealth, is joined by the investment committee members Jay Kumar from Foresight Analytics and Vessela Tasker from Greenwood and Co. The discussion covers an extensive review of Mont Wealth's portfolio performances, which have surpassed objectives over the last year. They delve into the anticipated economic and market conditions for 2026, discussing everything from interest rate cuts by the Fed to geopolitical risks and the global financial environment. The episode explores the potential impacts of AI on the markets, emerging market growth, and strategic asset allocation. The committee also highlights the importance of active management in light of the coming year’s economic divergence, and their plans to navigate the complexities of global investment landscapes. Don’t miss the insightful analysis and future outlooks on strategic asset management. 00:00 Introduction and Disclaimers 00:46 Performance Summary and Market Overview 01:54 Global Economic Insights 05:58 Investment Strategies and Portfolio Positioning 15:27 Key Risks and Future Outlook 17:11 Closing Remarks and Thank Yous

    18 min

  6. 12/11/2025

    Are You on Track? ​H​ow Wealthy Australians Build a Tax-Free Retirement

    Mont Wealth - "Pizz-Spectives"

    16 min

  7. 12/04/2025

    Market Insights with Phil Strano: 2026 Economic Outlook and Fixed Income Strategies

    In this episode of Pizz-Spectives, Rob Pizzichetta, founder of Mont Wealth, chats with Phil Strano, Head of Credit Research and Portfolio Manager at Yarra Capital. They discuss market outlooks for 2026, Yarra Capital's fixed income strategies, and general investment advice. Key topics include growth resumption, interest rate predictions, the impact of AI and technological investment on markets, and credit allocation strategies. Phil emphasizes the importance of forward-looking investment and managing risk appropriately. Don't miss this in-depth discussion on navigating the economic landscape and the nuanced strategies behind Yarra Capital's higher income fund. 00:00 Introduction and Welcome 00:56 General Advice Disclaimer 01:09 Overview of Yarra Capital and Fixed Income Team 02:10 Macro Economic Outlook 02:52 Monetary Policy and Interest Rates 04:02 Impact of Global Markets on Australia 06:35 Investment Strategies and AI 08:36 Credit Ratings and Risk Management 10:34 Current Investment Opportunities 16:51 Concerns and Risks in the Market 19:26 Fund Performance and Volatility 21:01 Conclusion and Wrap-Up 21:19 Legal Disclaimers and Notices 00:00 Market Insights with Phil Strano: 2026 Economic Outlook and Fixed Income Strategies

    25 min

  8. 11/28/2025

    Northcape’s #1 Place To Invest In Emerging Markets And The Process Behind It

    Northcape’s #1 Place To Invest In Emerging Markets And The Process Behind It In this episode of Pizz-Spectives, host Rob Pizzichetta, founder of Mont Wealth, delves deep into the realm of emerging markets with Patrick Russell, Portfolio Manager at Northcape Capital. They discuss Northcape's history, investment philosophy, and the allure of emerging markets. Patrick shares his personal journey and passion for emerging markets, the importance of sovereign risk assessment, and the criteria for selecting top companies. The conversation also covers current market dynamics, industry consolidations, and tailwinds for the future. If you’re interested in understanding emerging markets through the lens of seasoned experts, this episode is a must-watch! 00:00 Introduction and General Advice Disclaimer 00:35 Northcape Capital: Background and Philosophy 02:09 Patrick Russell's Journey into Emerging Markets 05:07 Understanding Emerging Markets and Sovereign Risk 08:40 Investment Strategies and Valuation in Emerging Markets 17:21 Industry Consolidation and Market Opportunities 29:13 Preferred Sovereigns and Future Outlook 34:30 Conclusion and Final Thoughts

    38 min
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About

Mont Wealth Advisors founder Rob Pizzichetta offers his "Pizz-Spectives" covering a range of subjects from investment and superannuation strategies, interviews with top fund managers, and discussing the latest investment and economic trends. At Mont Wealth, we provide personalised financial investment advice tailored to your unique wealth goals. We work collaboratively with your tax advisor to optimise your financial strategy, ensuring your plan aligns seamlessly across all areas. We discuss what's important to you, providing estate planning guidance to secure your legacy. We undertake comprehensive insurance reviews for effective risk management. And we review your mortgage to guarantee you have the best possible terms on the market. While our guidance and insights and perspectives are general in nature, i.e. not taking your personal circumstances into consideration, we recommend you seek financial advice to help you make informed decisions on your path to being financially comfortable. Anyone acting on this advice without seeking financial advice does so at their own risk.

Information

  • Creator
    Mont Wealth Advisors
  • Years Active
    2024 - 2026
  • Episodes
    64
  • Rating
    Clean
  • Copyright
    © 2024 Mont Wealth Advisors Pty Ltd
  • Show Website
    Mont Wealth - "Pizz-Spectives"