Money Moves by KTVAECU

Knoxville TVA Employees Credit Union

Money Moves is your go-to guide for financial tips without the fluff, hosted by two friends who understand what it’s like to feel lost in the world of savings, budgeting, and all things money. If you want straightforward, real advice, this podcast is for you. We break down what you need to know to start making smart money moves. Think of us as your financial hype squad, bringing relatable stories, practical tips, and easy-to-follow strategies to help you stop stressing and start stacking that cash.

  1. Apr 23

    From Application to Closing: the Step-by-Step Home Loan Journey

    Buying a home is one of the biggest steps you’ll take. In this episode, we walk through the home loan process from start to finish with experts who guide you: a loan officer, an underwriter, and a loan processor. You’ll hear what actually happens after you apply, what lenders look for, and how you help move your application forward in the process.If you’re buying your first home, ready for your next move, or just want a clearer picture of how it all works, this conversation is for you!00:00 Welcome to the Homebuying Process01:30 Meet the Loan Officer: The Application04:23 Documents You’ll Need (and What Surprises People)14:10 What to do Before You Apply21:32 What an Underwriter Actually Does22:28 What Really Matters in a Loan Decision25:59 Common Myths About Credit and Approval33:54 Loan Servicing Explained 37:27 What Escrow Is and Why It Matters41:18 Why Your Payment Increases44:19 Reach Out to Us👉 Learn more about home loans at KTVAECU: https://www.tvacreditunion.com/borrow/loans/home-loans.htmlHave a question about the home loan process? Leave it in the comments.FOLLOW US:Instagram: https://www.instagram.com/tvacreditunion/Facebook: https://www.facebook.com/tvacreditunionTikTok: www.tiktok.com/@tvacreditunionWebsite: tvacreditunion.comMoney Moves by KTVAECU®. Federally Insured by NCUA. APR = Annual Percentage Rate. Restrictions apply. Not a government-affiliated agency. All applications subject to underwriting guidelines and approval. Rates based on creditworthiness. Ask for details. All interest rates and APRs shown are subject to change without notice.#HomeLoan #MortgageProcess #KTVAECU

  2. 12/09/2025

    Fight Card Fraud: Holiday Credit & Debit Tips

    Card fraud shows up fast during the holidays, and it often targets people during busy moments. We sit down with a Card Fraud Expert to explain the tricks scammers use, the signs that deserve your attention, and the tools to help you keep your money more secure. Plus, hear which one of us hit a major money win at age 26. If you want a clearer path for credit and debit safety during the holidays, this episode is for you! 🔗 Learn more: https://www.tvacreditunion.com 00:00 Holiday Intro and First Guest 00:39 Meet our guest, Maranda, KTVAECU® Card Fraud Expert 01:47 Why Card Fraud Spikes in the Holidays 04:52 Most Common Holiday Scams 08:09 Real Scam Stories 11:38 Early Warning Signs in Calls and Messages 14:22 Practical Tips to Keep Cards Secure 21:58 Digital Wallets and Tokenization 28:27: Coin Toss 29:18 Money Win: First Home at 26 32:58 How to Reach the Show Federally Insured by NCUA. Available to qualifying Members. Some restrictions may apply. Ask for details. Message and data rates may apply from your wireless carrier. Not a government-affiliated agency. All applications subject to underwriting guidelines and approval. Rates based on creditworthiness. All interest rates and APRs shown are subject to change without notice. View credit card disclosure at tvacreditunion.com/credit-card-disclosure. JCPenney is a trademark of J.C. Penney Corporation, Inc. Amazon is a registered trademark of Amazon Technologies, Inc. McAfee is a trademark of McAfee, LLC. Apple Store® is a trademark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.#HolidayMoney #CardFraud #MoneyMovesPodcast

  3. 11/21/2025

    College Money IRL: Credit, Cash, and Real Advice

    College money hits different when you face it in real life. We spent Welcome Week at ETSU and asked students how they handle credit, cash, savings, and the daily choices that shape their money journey. Hear students share quick, honest answers about credit cards, credit building, debt fears, saving on a tight budget, side projects, and the lessons they wish they knew sooner. If you want real college money advice from students who live it, this episode is for you! In this episode of Money Moves by KTVAECU®, learn: • How students think about credit, credit scores, and debt• Simple tips that work in real life • How to avoid overspending • Side hustle ideas from real ETSU students 00:44 What Students Think About Their Money Journey 01:16 Credit Cards and Building Credit 04:19 High Savings to Grow Your Money 03:32 First-Time Credit Card Stories 05:20 Joining the Credit Union 06:32 Word Association Game with Students 10:10 College Student Money Advice 15:10 Buying Your First Car 16:35 Would You Rather 19:35 Starting Your Own Business in College 🔗 Learn more: https://www.tvacreditunion.com. Federally insured by NCUA. To join the Credit Union, you must meet membership requirements. Fees may apply. Some restrictions may apply. Ask for details. This content is intended to provide general information and shouldn't be considered legal, tax, or financial advice. Consult a tax or financial advisor for specific information on how certain laws apply to your situation. APY = Annual Percentage Yield. Available to qualifying Members. Some restrictions, conditions, and fees may apply. All rates and offerings subject to change. A Certificate Account can be designated as an IRA Certificate or a Health Savings Account Certificate. Fees may reduce the earnings on some accounts. Certificate Accounts with maturities of seventeen (17) months or less have a penalty for early withdrawal of an amount equal to ninety (90) days dividends. Certificate Accounts with maturities of eighteen (18) months or more have a penalty for early withdrawal of an amount equal to 180 days dividends. Dividends can be added back to the account, transferred to another Knoxville TVA Employees Credit Union account or mailed to you each month. Annual Percentage Yield applies when the dividend is reinvested in the account. Certificate Accounts (other than Educational Savings) can be designated as an Individual Retirement Account (IRA) or Health Savings Account (HSA). All applications are subject to underwriting guidelines and approval. APR = Annual Percentage Rate. Rate subject to change without notice and based on creditworthiness. View credit card disclosure at tvacreditunion.com/credit-card-disclosure. #CollegeMoney #ETSUStudents #MoneyMovesPodcast

5
out of 5
12 Ratings

About

Money Moves is your go-to guide for financial tips without the fluff, hosted by two friends who understand what it’s like to feel lost in the world of savings, budgeting, and all things money. If you want straightforward, real advice, this podcast is for you. We break down what you need to know to start making smart money moves. Think of us as your financial hype squad, bringing relatable stories, practical tips, and easy-to-follow strategies to help you stop stressing and start stacking that cash.