The Creative Real Estate Investing Mastery Podcast - Powered by Sub2Empire

Sub2Empire

Join the Creative Real Estate Investing Mastery Podcast live every Friday at 11:00 AM Central on YouTube, Facebook, LinkedIn, and Instagram. Discover innovative strategies, learn from industry experts, and elevate your real estate investing game. Subscribe now to transform your investing journey!

  1. 11/15/2025

    Mortgage Rules Changed: What Creative Investors Must Do Now

    Big news just dropped in the real estate world… and creative investors need to pay attention. This week, Jeff Coffman and Ken Rossics break down two HUGE policy shifts that could reshape the entire housing market: 1. The proposal for a 50-year mortgage 2. Fannie Mae removing its minimum credit-score requirement Both changes sound wild on the surface… but if you look a little deeper, they actually open new doors for creative real estate investors who know how to structure deals the right way. In this episode, we break down what these updates really mean for the market, how they’ll affect buyers and sellers, and why they could create the perfect storm of opportunity for investors using creative strategies like subject-to, seller financing, wraps, and hybrids. 💡 In This Episode You’ll Learn: ✅ How 50-year mortgages impact monthly payments, affordability, and cash flow ✅ Why removing minimum credit scores could increase mortgage failures ✅ How looser credit rules create more motivated sellers ✅ The hidden upside for investors who buy sub2 and wrap mortgages ✅ Why lower payments can boost your long-term profits ✅ How these shifts could spark a wave of buy-downs, defaults, and deal flow ✅ The practical steps creative investors should take right now 🧠 The Creative Investing Angle Lower payments mean more spread for creative investors. Looser credit rules mean more distressed sellers down the line. If you understand the cycle, these changes can put you in front of the wave instead of behind it. 🎧 Catch the show every Friday at 11AM Central — LIVE 🔹 Join our FREE Facebook Group → https://www.facebook.com/groups/sub2empire 🔹 Follow us on Instagram → https://www.instagram.com/sub2empire/ 🔹 Connect on LinkedIn → https://www.linkedin.com/company/sub2empire/ 📌 Keywords 50 year mortgage explained, Fannie Mae credit score changes, real estate investing 2025, creative finance strategies, subject to investing, seller financing 2025, housing market update, real estate news 2025, no credit score mortgage, mortgage failures 2025, creative real estate podcast, Sub2Empire Subscribe to The Creative Real Estate Investing Mastery Podcast - Powered by Sub2Empire on Soundwise

    48 min
  2. 10/25/2025

    Funding Real Estate Deals Without Using Your Own Money

    Funding Real Estate Deals Without Using Your Own Money You don’t need piles of cash or perfect credit to invest in real estate. You just need to understand how money really moves in this business. In this episode of the Creative Real Estate Investing Mastery Podcast, Jeff Coffman and Ken Rossics break down exactly how to fund creative real estate deals without using your own money. They’ll show you how to build trust with private lenders, structure win-win deals, and use creative financing to grow your business faster than you ever thought possible. 💡 What You’ll Learn in This Episode: ✅ How to attract private lenders without begging for money ✅ The difference between private money, seller financing, and equity partners ✅ Real-world deal examples using none of your own cash ✅ The paperwork and structure that keeps your deals safe and transparent ✅ Common mistakes new investors make when borrowing funds ✅ Why protecting your lender first builds unlimited trust (and capital) 🧠 Key Takeaway You don’t have to have money to do deals. You just need the right mindset, the right structure, and the courage to start the conversation. 🎥 Watch the full show every Friday at 11AM CST! 🔹 Join our FREE Facebook Group → https://www.facebook.com/groups/sub2empire 🔹 Follow us on Instagram → https://www.instagram.com/sub2empire/ 🔹 Connect on LinkedIn → https://www.linkedin.com/company/sub2empire/ 📌 Keywords funding creative real estate deals, real estate investing with no money, private money real estate, raising private capital, creative finance investing, seller financing explained, subject to investing, real estate partnerships, sub2empire podcast, Jeff Coffman, Ken Rossics, creative real estate strategies Subscribe to The Creative Real Estate Investing Mastery Podcast - Powered by Sub2Empire on Soundwise

    57 min
  3. 10/18/2025

    From Hustler to CEO: The Investor Mindset Shift That Changes Everything

    Are you running your real estate business… or is it running you? In this episode of the Creative Real Estate Investing Mastery Podcast, Jeff Coffman and Ken Rossics dig into one of the biggest shifts every investor faces — going from hustler to CEO. Most investors start by doing everything themselves: finding deals, meeting sellers, managing crews, raising money. But if you want freedom, scalability, and sanity, you’ve got to move from operator to owner. Here’s what we break down in this episode: ✅ The moment every investor realizes they can’t out-hustle their problems ✅ The 3 mindset shifts that turn chaos into control ✅ How to systemize your business one process at a time ✅ The difference between managing people and leading a team ✅ Why real wealth comes from systems, not just deals Whether you’re flipping houses, buying creative finance deals, or raising private capital, this episode will help you start thinking like a true CEO. 🔹 Join our FREE Facebook Group → https://www.facebook.com/groups/sub2empire 🔹 Follow us on Instagram → https://www.instagram.com/sub2empire/ 🔹 Connect on LinkedIn → https://www.linkedin.com/company/sub2empire/ 📌 Keywords real estate investing, real estate mindset, investor mindset, creative finance, business systems, scaling real estate business, how to scale real estate investing, becoming a real estate CEO, real estate automation, Sub2Empire podcast, Jeff Coffman, Ken Rossics Subscribe to The Creative Real Estate Investing Mastery Podcast - Powered by Sub2Empire on Soundwise

    59 min
  4. 10/04/2025

    The Hidden Costs That Kill Real Estate Deals

    The Hidden Costs That Kill Real Estate Deals | Creative Real Estate Investing Mastery Podcast Too many investors lose money not because they bought the wrong property — but because they overlooked the hidden costs that eat up their profit. In this episode of the Creative Real Estate Investing Mastery Podcast, Jeff Coffman and Ken Rossics break down the real expenses that wholesalers, rehabbers, and creative finance investors often miss when analyzing deals. Whether you’re wholesaling, flipping, or holding a rental, success comes down to accurate numbers. A deal that looks like it cash flows $500 a month can turn into a negative deal if you forget about reassessed taxes, higher insurance, or hidden HOA fees. This week’s conversation is all about protecting yourself and your profits. 🔑 What You’ll Learn in This Episode: Why hidden costs are the #1 reason investors lose money on “good” deals. The truth about insurance — why your rate is never the same as the seller’s. How property tax reassessments after purchase can shock your bottom line. Why deferred maintenance and “little repairs” snowball into profit killers. HOA pitfalls: dues, assessments, and restrictions that block rental income. The real cost of utilities, lawn care, and carrying vacant properties. Transaction costs like title, attorney fees, and recording costs that add up fast. Exit costs you must factor in for flips or seller-financed deals. Why turnover (for buy and hold investors) is one of the most expensive aspects of owning investment real estate. Real case studies where hidden costs nearly killed a deal — and how to prevent it. How to build a due diligence checklist that protects your profits every time. 💡 Why This Episode Matters Running numbers is easy. Running them accurately is what separates winning investors from amateurs. If you want to wholesale confidently, flip for profit, or build a cash-flowing rental portfolio, you must learn to account for every hidden cost. This episode arms you with the knowledge and systems you need to avoid expensive surprises, build in realistic reserves, and structure deals that actually perform. 🎙️ About the Podcast The Creative Real Estate Investing Mastery Podcast is hosted by Jeff Coffman and Ken Rossics. Every Friday at 11:00 AM Central. 🌐 Resources & Community 🔹 Subscribe on YouTube → @sub2empire 🔹 Join our FREE Facebook Group → https://www.facebook.com/groups/sub2empire 🔹 Follow us on Instagram → https://www.instagram.com/sub2empire/ 🔹 Connect on LinkedIn → https://www.linkedin.com/company/sub2empire/ 🏷️ Keywords for This Episode Hidden costs in real estate investing Creative Real Estate Investing Mastery Podcast Sub2Empire real estate podcast Real estate deal analysis mistakes Real estate investing due diligence checklist Insurance and tax pitfalls in real estate deals How to avoid losing money in real estate investing Subject-to and seller financing deal analysis Flipping hidden costs in real estate Cash flow killers in rental property investing Subscribe to The Creative Real Estate Investing Mastery Podcast - Powered by Sub2Empire on Soundwise

    59 min
  5. 09/27/2025

    How to Reframe Seller Objections Into Seller Solutions

    How to Reframe Seller Objections Into Seller Solutions | Creative Real Estate Investing Mastery Podcast In creative real estate, every seller has concerns. The key to closing more deals isn’t avoiding objections — it’s knowing how to turn them into solutions. In this episode of the Creative Real Estate Investing Mastery Podcast, Jeff Coffman and Ken Rossics share real-world seller objections they’ve faced in subject-to and seller financing deals — and exactly how they reframed them into win-win transactions. You’ll learn the most common roadblocks, why they’re actually opportunities, and how to respond with confidence so you can build trust and close more deals. 🔑 What You’ll Learn in This Episode: Why objections are actually a good sign in negotiations. The difference between sellers who “ghost” you vs. those who push back. The 5 most common seller objections in creative finance (and how to answer them). How to simplify creative financing for skeptical sellers. Real case study examples where objections were turned into profitable solutions. How to use hybrid structures, servicing companies, and documentation to build credibility. Why handling objections the right way builds long-term trust and reputation. PLUS: How our Creative RE Capital Fund helps you overcome the biggest objection of all — “Can you really close this deal?” 💡 Why This Matters Objections are not the end of the conversation — they are the beginning of trust. Sellers ask hard questions because they’re protecting themselves. If you can meet those questions with clear, empathetic, and creative solutions, you’ll not only close more deals but also build a reputation as the investor who solves problems. This episode arms you with the frameworks, examples, and mindset you need to confidently handle pushback and keep deals moving forward. 🎙️ About the Podcast The Creative Real Estate Investing Mastery Podcast is hosted by Jeff Coffman and Ken Rossics. Every Friday at 11:00 AM Central. 🌐 Resources & Community 🔹 Subscribe on YouTube → @sub2empire 🔹 Join our FREE Facebook Group → https://www.facebook.com/groups/sub2empire 🔹 Follow us on Instagram → https://www.instagram.com/sub2empire/ 🔹 Connect on LinkedIn → https://www.linkedin.com/company/sub2empire/ 🏷️ Keywords for This Episode How to handle seller objections in real estate Reframing seller objections into solutions Seller objections subject-to deals Creative financing seller objections Real estate investing negotiation strategies Sub2Empire real estate podcast Subject-to seller financing objections Creative finance objection handling Overcoming seller objections in real estate investing Creative Real Estate Investing Mastery Podcast Subscribe to The Creative Real Estate Investing Mastery Podcast - Powered by Sub2Empire on Soundwise

    49 min
  6. 09/20/2025

    Real People, Real Deals: Case Study – Buying Subject-To & Selling with Seller Financing

    Real People, Real Deals: How We Bought a Property Subject-To and Sold It on Seller Financing | Creative Real Estate Investing Mastery Podcast In this week’s episode of the Creative Real Estate Investing Mastery Podcast, Jeff Coffman and Ken Rossics walk you through a real-life case study that highlights the power of creative financing. This deal, centered on 1060 Madison Ln in Florissant, MO, shows exactly how we purchased a property subject-to the existing mortgage and then exited the deal with seller financing on a contract for deed. This is not theory. This is a real deal that demonstrates why creative financing tools are essential for today’s investors. From acquisition to exit, you’ll see how to structure transactions that generate upfront cash, monthly cash flow, and long-term wealth — all while creating win-win solutions for sellers and buyers. 🔑 In This Case Study, You’ll Learn: Why Subject-To Works: How taking over an existing loan allowed us to control the property without using traditional bank financing. Seller Financing Exit Strategy: Why we chose a contract for deed and how it created reliable monthly income without the headaches of being a landlord. The Numbers: Purchase side vs. resale side — terms, down payment, interest spread, and monthly cash flow. Finding the Right Buyer: Marketing channels, qualifying standards, and what makes a buyer a perfect fit for seller-financed homes. Pros and Cons: The benefits of seller financing and the key caveats you must understand before executing deals this way. Payday Breakdown: How this deal paid us three ways — cash now, cash flow, and future cash out. 💡 Why This Episode Matters Too often, new investors only hear about wholesaling or flipping. But the truth is that creative financing unlocks opportunities most people overlook. By combining subject-to acquisitions with seller financing exits, investors can create consistent income streams, defer taxes, and help buyers who otherwise couldn’t qualify for traditional loans. This episode gives you a front-row seat to how we actually do it. It’s a masterclass in creative deal-making — using real numbers, real negotiations, and a real property. 🎙️ About the Podcast The Creative Real Estate Investing Mastery Podcast is hosted by Jeff Coffman and Ken Rossics. Every Friday at 11:00 AM Central, we go live to bring you strategies, systems, and case studies that help you master the art of creative real estate investing. We stream live on: YouTube Facebook LinkedIn Instagram Replays are syndicated to: Apple Podcasts Google Podcasts Spotify 🌐 Resources & Community 🔹 Subscribe on YouTube → @sub2empire 🔹 Join our FREE Facebook Group → https://www.facebook.com/groups/sub2empire 🔹 Follow us on Instagram → https://www.instagram.com/sub2empire/ 🔹 Connect on LinkedIn → https://www.linkedin.com/company/sub2empire/ Subscribe to The Creative Real Estate Investing Mastery Podcast - Powered by Sub2Empire on Soundwise

    49 min
  7. 09/06/2025

    Creative Financing, Wealth Building, and Real Estate Law with Mallory Meehan

    This week on the Creative Real Estate Investing Mastery Podcast, we’re excited to welcome attorney, real estate investor, and educator, Mallory Meehan. Mallory is the visionary behind Inspire Wealth Management and has been an enthusiastic voice in real estate education for nearly 15 years. With her unique background as both a practicing attorney and an investor, Mallory brings a rare blend of legal expertise and hands-on real estate experience to the table. In this conversation, Jeff Coffman and Ken Rossics dive deep with Mallory into the world of creative real estate investing, wealth building, and the legal considerations every investor needs to know. From understanding how to maximize property value using creative financing, to structuring deals that empower sellers and help aspiring homeowners break free from the limitations of traditional banks, this episode is packed with insights that apply to both new and seasoned investors. 🔑 In This Episode with Mallory Meehan, You’ll Learn: How Mallory’s 15 years in real estate law and investing shaped her approach to wealth building. The biggest gaps in the traditional property sales process and how to solve them with creative finance. The role of an attorney-investor in structuring deals that are both profitable and legally sound. How to help sellers maximize wealth using tools like subject-to, seller financing, and creative deal structures. Strategies to empower aspiring homeowners who struggle with traditional bank financing and credit restrictions. Mallory’s experience across real estate niches: residential and commercial law, FSBO arrangements, appraisal valuations, short-term rentals, and more. Why creative financing is the bridge between opportunity and ownership in today’s market. Real-world examples of how creative financing has transformed the lives of investors and homeowners alike. 💡 Why You Don’t Want to Miss This Episode Most podcasts focus on either the “deal-making” side of real estate or the “legal” side — but very few guests bring both perspectives together the way Mallory does. Her mission is not only to teach investors how to build wealth but also to help everyday people achieve homeownership when traditional financing shuts the door. By listening, you’ll walk away with: A sharper understanding of how to legally protect yourself in creative deals. A framework for creating win-win transactions that benefit sellers, buyers, and investors. A renewed appreciation for the power of creative financing tools in building long-term wealth. 🎙️ About the Creative Real Estate Investing Mastery Podcast Hosted by Jeff Coffman and Ken Rossics, the Creative Real Estate Investing Mastery Podcast is streamed live every Friday at 11:00 AM Central on YouTube, Facebook, LinkedIn, and Instagram. Each week, Jeff and Ken bring fresh strategies, case studies, and expert guests to help you master creative real estate investing and build true financial freedom. 🌐 Resources & Community 🔹 Subscribe on YouTube → @sub2empire 🔹 Join our FREE Facebook Group → https://www.facebook.com/groups/sub2empire 🔹 Follow us on Instagram → https://www.instagram.com/sub2empire/ 🔹 Connect on LinkedIn → https://www.linkedin.com/company/sub2empire/ 💰 Need funding for your next deal? Submit your project to the Creative RE Capital Fund at [Insert Fund Website] and partner with us on your next creative transaction. 🏷️ Keywords for This Episode Creative Real Estate Investing Mastery Podcast Creative financing with Mallory Meehan Real estate investor and attorney Mallory Meehan Inspire Wealth Management real estate Wealth building through creative real estate Legal tips for real estate investors Real estate attorney investing advice Creative financing strategies for homeownership Real estate investing podcast with Jeff Coffman and Ken Rossics Sub2Empire creative finance community Subscribe to The Creative Real Estate Investing Mastery Podcast - Powered by Sub2Empire on Soundwise

    57 min
  8. 08/23/2025

    The Sub2Empire Ecosystem: Courses, Community, and Capital for Real Estate Investors & Wholesalers

    The Sub2Empire Ecosystem: Courses, Community, and Capital for Real Estate Investors & Wholesalers | Creative Real Estate Investing Mastery Podcast In this episode, Jeff Coffman and Ken Rossics take you inside the Sub2Empire ecosystem — a complete platform designed to help real estate investors and wholesalers learn, execute, and scale their businesses. From beginner-friendly introductions to advanced subject-to strategies, Sub2Empire offers everything you need: courses, mentorship, tools, community, and now… capital. ✅ In This Episode, You’ll Learn: How the Sub2Empire ecosystem supports investors at every stage of their journey A breakdown of courses: from Intro to Subject-To to Comprehensive Masterclasses and bundled collections Tools & systems like Rehabbr and complete subject-to document packages Why community and mentorship (SubHub & the Creative Finance Academy) are critical to long-term success How the Creative RE Capital Fund provides fast, flexible funding for creative deals Success stories from students and partners who scaled quickly using Sub2Empire 🎙️ Why This Matters: Most investors only get one piece of the puzzle — either training, or tools, or funding. The Sub2Empire ecosystem puts all of it under one roof so you can move from education → execution → funding → scaling → community without leaving the system. 📺 Join the Conversation Live Every Friday at 11:00 AM Central Streaming on YouTube, Facebook, LinkedIn, and Instagram. 🌐 Resources & Community: 🔹 Subscribe to our YouTube Channel → @sub2empire 🔹 Join our FREE Facebook Group → https://www.facebook.com/groups/sub2empire 🔹 Follow us on Instagram → https://www.instagram.com/sub2empire/ 🔹 Connect on LinkedIn → https://www.linkedin.com/company/sub2empire/ #CreativeFinance #Sub2Empire #RealEstateInvesting #SubjectTo #SellerFinancing #PrivateMoneyLending #RealEstatePodcast Subscribe to The Creative Real Estate Investing Mastery Podcast - Powered by Sub2Empire on Soundwise

    1h 8m

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Join the Creative Real Estate Investing Mastery Podcast live every Friday at 11:00 AM Central on YouTube, Facebook, LinkedIn, and Instagram. Discover innovative strategies, learn from industry experts, and elevate your real estate investing game. Subscribe now to transform your investing journey!