Money and Me

MONEY FM 89.3
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Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

  1. Money and Me:  Why Active ETFs Are Surging in 2026

    3H AGO

    Money and Me:  Why Active ETFs Are Surging in 2026

    The era of “set it and forget it” ETF investing is being challenged - are passive ETFs no longer enough? Michelle Martin dives into the shifting ETF landscape with Aman Pujara, Director of Quantitative Research and Portfolio Construction at Syfe, as investors rethink the classic “VOO and chill” strategy. Hosted by Michelle Martin, this episode explores why active ETFs are rapidly gaining ground, now accounting for over 80% of new launches in 2026. We examine how  market volatility has exposed the limitations of passive index tracking. Aman explains why active strategies are attracting a growing share of inflows and offering investors more flexibility. The conversation also tackles the hidden opportunity costs of staying fully passive during turbulent markets and the fees involved in active ETF investing. How investors can distinguish true active skill from trend-following products? See omnystudio.com/listener for privacy information.

    22 min
  2. Money and Me: The MOP Wave - Property Opportunity or Warning Sign?

    1D AGO

    Money and Me: The MOP Wave - Property Opportunity or Warning Sign?

    Cheap mortgages, a flood of resale flats, and a widening condo price gap - is 2026 the year to buy, sell, or refinance your property? Michelle Martin explores Singapore’s unusual property moment and what it might mean for you. Daniel Sim, Founder, Golden Goose Properties and Michelle unpack whether owners should sell ahead of rising competition, refinance their loans while rates are low, or upgrade to private property. Could ripple effects could extend into executive condominiums and resale condos as more homeowners consider upgrading? With new launch prices climbing and the gap with resale condos approaching 50%, buyers and sellers face a complex set of decisions. We also explore what Singaporeans who bought overseas property should do if those investments are underperforming in today's market. See omnystudio.com/listener for privacy information.

    23 min
  3. Money and Me: Is Headline DPU Hiding the Truth About Your REIT?

    4D AGO

    Money and Me: Is Headline DPU Hiding the Truth About Your REIT?

    Are investors focusing too much on headline DPU when evaluating Singapore REITs? Michelle Martin examines why the familiar distribution-per-unit number may not tell the full story. In this episode of Money and Me, we explore whether investors should shift their focus from the quantity of distributions to the quality and sustainability behind them. REIT specialist and Wealth Advisory Director Kenny Loh introduces a new framework - the Management Efficiency Index (MEI) - meant to help investors evaluate how effectively REIT managers generate and protect long-term income. The conversation also unpacks the risks behind 100% payout strategies, accounting optic moves, and the impact of management fees paid in units. With AGM season approaching, Kenny shares the key questions retail investors should ask management teams to better understand the resilience of distributions. Any investor heading to a REIT AGM would benefit from knowing the right questions to ask to dive beyond the numbers to get at management "sweat equity". See omnystudio.com/listener for privacy information.

    23 min
  4. Money and Me: What you need to know about CPF’s 2028 new investment scheme today!

    5D AGO

    Money and Me: What you need to know about CPF’s 2028 new investment scheme today!

    There will soon be a new way to grow your CPF savings, what do you need to know? In this episode of Ask CPF! Michelle Martin puts your questions to Wu Meei, Director of Investment Schemes at CPF Board. Will you still have access to CPFIS? What sort of products might you be able to invest in? How does portfolio rebalancing happen? Has this scheme been successful elsewhere? What sort of returns are possible? We also explore how the “glide-path” strategy works to grow your wealth, the fees and the key risks involved with using the scheme. See omnystudio.com/listener for privacy information.

    19 min
  5. Money and Me: Expensive Mistakes When Market Shocks Hit 

    6D AGO

    Money and Me: Expensive Mistakes When Market Shocks Hit 

    When markets shake, your instincts may tell you to run  and turn your equities into cash - but history suggests, that action may be an expensive mistake. Michelle Martin speaks with Tim Phillips, Founder of TimTalksMoney, about why investors instinctively flee equities during turmoil - and why that move may actually be self-sabotage. What separates disciplined investors from panicked sellers in turbulent times? We find out in this episode of Money and Me hosted by Michelle Martin. See omnystudio.com/listener for privacy information.

    26 min
  6. Money and Me: Who Really Wins When Money Is Printed?

    MAR 10

    Money and Me: Who Really Wins When Money Is Printed?

    What if inflation isn’t an accident - but a feature of the system? In this episode of Money and Me, hosted by Michelle Martin, we dive beneath the headlines with Paul Musson, author of Capital Offence: Why Some Benefit At Your Expense. Musson argues that the modern monetary system quietly redistributes wealth - often from savers and wage earners to asset owners. We unpack why many investors confuse money with real capital, and why that matters. The conversation explores declining trust in systems, the role of central banks, and whether gold or cryptocurrencies are rational responses. Finally, we examine what a future might look like in a world of rising debt, deficits and monetary expansion. See omnystudio.com/listener for privacy information.

    24 min
  7. Money and Me: What if your CPF could pay you $4,600 every month in retirement - tax free?

    MAR 9

    Money and Me: What if your CPF could pay you $4,600 every month in retirement - tax free?

    A Singapore retiree has sparked a lot of conversation after revealing she receives roughly $4,600 a month from CPF payouts. We examine the numbers behind her strategy For listeners turning 55 today, the key question is whether replicating this strategy is still possible under today’s CPF rules. We explore the role of the Enhanced Retirement Sum (ERS), annual top-ups and the powerful impact of compounding. We also unpack what meaningful retirement payouts mean for different life circumstances in this episode of Money and Me, hosted by Michelle Martin, with guest Elijah Lee of Phillip Securities. See omnystudio.com/listener for privacy information.

    23 min
  8. Money and Me: Budget 2026 & Singapore Property - Buyer’s Market or the Next Boom?

    MAR 4

    Money and Me: Budget 2026 & Singapore Property - Buyer’s Market or the Next Boom?

    Is Singapore’s property market quietly shifting after Budget 2026?  In this episode of Money and Me, hosted by Michelle Martin, we break down what new policies on foreign work passes, AI investment and housing demand could mean for buyers and investors. Michelle speaks with Christine Sun, Chief Researcher and Strategist at Realion Group (OrangeTee & ETC), about whether the absence of new cooling measures signals confidence that prices have stabilised. They unpack why demand for some Prime and Plus HDB flats appears softer, and why first-time buyers may now prioritise space over central locations. The conversation also explores how stricter foreign hiring rules could affect rental demand and whether Singapore’s push to become an AI hub might boost long-term property values. Finally, Christine shares where investors might find the smartest opportunities in Singapore’s property market in 2026. See omnystudio.com/listener for privacy information.

    13 min
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About

Michelle Martin speaks with financial advisors on how to make the most of your money. Learn how to get started,  manage your expenses and start your smart money investment journey today. 

Information

  • Creator
    MONEY FM 89.3
  • Years Active
    2024 - 2026
  • Episodes
    1.2K
  • Rating
    Clean
  • Copyright
    © 2026 Money FM
  • Show Website
    Money and Me

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