Smart Money - May PERAan

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Your questions about money, savings, debt, insurance, tax, side hustle, and business matters, answered by experts. - May tanong ka ba tungkol sa pera? Mapa-utang man, ipon, insurance, tax, raket o diskarte sa negosyo, sasagutin yan ng mga eksperto.

  1. 2d ago

    Temporary visa holders urged to understand rental rights amid cost-of-living pressures - Temporary visa holders at mga bagong dating sa Australia, pinapayuhang alamin ang kanilang tenancy rights

    As cost-of-living pressures confront people across Australia, temporary visa holders are no exception. Business journalist and editor Michelle Baltazar advises newcomers to organise their accommodations before arriving in the country and to seek out budget- friendly housing options to ease their initial transition. - Habang patuloy ang hamon ng nagmamahalang bilihin sa buong Australia, maging temporary visa holders ay walang lusot. Ayon kay business journalist and editor Michelle Baltazar, kailangang tiyakin ang tirahan bago pa dumating sa bansa at maghanap ng mga tirahan na sakto o mas mura pa sa nakalaang budget para makatulong sa pagtataguyod sa sarili. 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube. - 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.

  2. Aug 12

    Homelessness Service: Expert says government services may be tapped for cost-of- living woes - Homelessness Services : May mga serbisyo ang gobyerno na pwedeng magamit ngayong may krisis sa cost-of- living

    With inflation pushing consumer prices up, financial journalist and editor Michelle Baltazar points to government services that permanent residents and Australian citizens can utilise for worse case scenarios - Bunsod ng inflation o ang bilis ng pagmamahal ng presyo ng pagkain at serbisyo, payo ni financial journalist and editor, Michelle Baltazar, na gamitin ang mga tulong at serbisyo ng gobyerno na nakalaan para sa mga permanent residents at Australian citizens. 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube. - 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.

  3. Aug 4

    Cutting staff should be the last option for businesses looking to save, expert says - Agarang pagbabawas ng tauhan, maling paraan ng pagtitipid ayon sa isang business expert

    In a bid to decrease operating expenses amid the cost-of-living crisis, business consultant Alex Apawan Sy cautions entrepreneurs against laying off staff too quickly and instead encourages them to look at other costs that can be minimised, such as shopping around for lower insurance premiums and seeking rent assistance from their landlord. - Para sa mga negosyanteng gusto makatipid ngayong may krisis sa mataas na bayarin or cost-of-living, payo ng business consultant na si Alex Apawan Sy, na tingnan muna ang ibang gastusin na pwedeng mabawasan gaya ng paglipat sa mas mababang insurance premium o paghingi ng tulong sa renta sa kanilang landlords. Aniya, huling opsyon ito dahil ang mga staff ay kalimitang binabalikan ng mga customer dahil alam nila kung paano ito makitungo sa kanila. 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube. - 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.

  4. Jul 28

    ‘It’s not what you earn, but how you spend it’: Expert tips to save on groceries and electricity - ‘Wala ‘yan sweldo mo, kundi kung paano ka gumasta’: Payo ng eksperto para makatipid sa grocery at kuryente

    As consumers adopt penny-pinching habits to offset the rising cost of living, financial journalist Michelle Baltazar shares practical tips to stretch household budgets across groceries and energy. - Habang patuloy magkumahog para masabayan ang tumataas na cost of living, nagrekomenda ng mga praktikal na payo ang financial journalist na si Michelle Baltazar para makatipid sa grocery at kuryente. 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, Youtube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook and Instagram. - 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, Youtube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook and Instagram.

  5. Jul 22

    Student Visa in Melbourne to Life in Shepparton: How Flor's Lutong Bahay brings Filipino flavours to regional Victoria - Dating Int’l student na naging food truck owner, layong dalhin ang lasang Pinoy sa regional Victoria

    In Shepparton, a city in Victoria, a Filipino food business is introducing Filipino cuisine not only to fellow Filipinos but also to Australians and other communities — this is Flor's Lutong Bahay. - Sa Shepparton, siyudad sa Victoria, isang Filipino food business ang unti-unting ipinapakilala ang pagkaing Pinoy hindi lamang sa mga kababayan kung hindi pati sa mga Australyano at iba pang komunidad — ito ang Flor's Lutong Bahay. 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube. - 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.

  6. Jul 21

    ‘Focus on new builds and areas that have growth’: Mortgage broker on how negative gearing can work for you amid changes - ‘Tumuon muna sa mga new builds at mga lugar na may growth’: Paraan para pumabor sayo ang negative gearing, ayon sa mortgage

    Due to recent negative gearing changes announced by the federal government, Sydney mortgage broker Maria Papa advises investors to concentrate on new builds and set their sights on areas that are still experiencing growth. - Bunsod ng mga pagbabago sa polisiya patungkol sa negative gearing changes na inanunsyo ng federal government, nagbigay ng abiso ang isang mortgage broker na si Maria Papa na mas tingnan muna ang mga bagong gawang properties at mga lugar na hanggang ngayon ay nakakaranas pa rin ng paglago ng home equity o sa halaga ng pagmamay ari. 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube. - 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube.

  7. Jul 14

    'Communicate price increases properly': Enterprise expert on passing on delivery surcharges to consumers - 'Maayos na ipaliwanag ang pagtaas ng presyo': Eksperto nagpayo sa delivery surcharge sa mga customer

    Amid the cost-of-living crisis, business consultant Alex Apawan Sy warns business owners to be mindful of absorbing added costs due to delivery surcharges, as doing so will eat into their profits. - Sa gitna ng krisis sa gastusin sa pamumuhay, nagbabala ang business consultant na si Alex Apawan Sy sa mga may-ari ng negosyo na maging maingat sa pagsalo ng mga karagdagang gastusin mula sa mga delivery surcharge, dahil maaari nitong mabawasan at maubos ang kanilang kita. 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube - 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube

  8. Jul 7

    'Explore your options’: Broker advises property owners ahead of CGT changes - 'Suriin kung saan konti ang lugi': Broker, nagpayo sa mga property owner sa Capital Gains Tax

    Following the 2026 Federal Budget changes to Capital Gains Tax (CGT) concessions, Sydney-based mortgage broker Maria Papa advises property owners to look at the numbers and evaluate their potential losses before the new laws take effect on July 1, 2027. - Kasunod ng mga pagbabago sa Capital Gains Tax (CGT) concessions sa 2026 Federal Budget, pinapayuhan ng mortgage broker mula sa Sydney na si Maria Papa ang mga may-ari ng ari-arian na suriin ang mga numero para mabawasan ang pagkalugi bago sumipa ang bagong batas sa Hulyo 1, 2027. 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube - 📢 Where to Catch SBS Filipino🔊 On Air – Tune in to SBS Filipino on radio stations across Australia and website live stream, and TV Channel 302 from 10 AM to 11 AM AEST daily.📲 Catch up episodes and stories – Visit sbs.com.au/filipino or stream on Spotify, Apple Podcasts, YouTube Podcasts, and SBS Audio app.📣 Follow Us on Social Media – Stay updated by following us on Facebook, Instagram and YouTube

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Your questions about money, savings, debt, insurance, tax, side hustle, and business matters, answered by experts. - May tanong ka ba tungkol sa pera? Mapa-utang man, ipon, insurance, tax, raket o diskarte sa negosyo, sasagutin yan ng mga eksperto.

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