Smart Money - May PERAan

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Your questions about money, savings, debt, insurance, tax, side hustle, and business matters, answered by experts. - May tanong ka ba tungkol sa pera? Mapa-utang man, ipon, insurance, tax, raket o diskarte sa negosyo, sasagutin yan ng mga eksperto.

  1. 5D AGO

    'Happy staff, happy customers': Cafe owners take a stand on bullying - 'Happy staff, happy customers': Magkakaibigang may-ari ng cafe sa Canberra kontra sa customer bullying

    In this episode of May PERAan, get to know Canberra entrepreneurs Lovelyn Natividad, Chef Mikaela Sarmiento, and Clarice Miranda, who are prioritising workplace respect by using cross-training to minimise service errors and protect their staff from customer bullying. - Sa episode ng May PERAan, kilalanin sina Lovelyn Natividad, Chef Mikaela Sarmiento, and Clarice Miranda, na nagmamay-ari ng dalawang cafe sa Canberra kung saan prayoridad nila ang pagbibigay ng respeto sa trabaho sa pamamagitan ng cross-training sa staff para mabawasan ang pagkakamali sa pagserbisyo sa mga customers, bagay na nagpoprotekta laban sa customer bullying.

    11 min

  2. FEB 10

    Chef and a recent mum of 2 on running three food brands: 'Focus on fast return and multi-tasking' - Diskarte ng Chef sa pagpapatakbo ng tatlong negosyo: Multitasking at pag-sentro sa mga proyektong mabilis ang kita

    Since 2020, Brisbane-based Chef Ginger Mendoza-Andersen has successfully scaled three distinct food brands, anchoring her workflow around two primary pillars: customer satisfaction and advancing revenue-generating projects. - Simula 2020, pinalago ng taga-Brisbane Chef Ginger Mendoza-Andersen ang tatlong food brands na sabay-sabay niyang pinapa-takbo kung saan prioridad niya ang customer satisfaction at mga proyekto na magbibigay ng mabilis na kita.

    11 min

  3. FEB 3

    'Partnership reaps rewards': Montessori owner explains value of collaborative model - 'Maayos ang aming partnership': May-ari ng Montessori school sa pagsasama ng tiwasay

    Anniebelle Vergel de Dios, a Montessori educator based in Sydney, describes it as a 'win-win situation' when she partners with larger Montessori schools that lack infancy levels. By hosting her classes, these schools free her from a private lease while they expand their offerings without the cost of hiring additional staff. - Ibinahagi ng Sydney Montessori teacher na si Anniebelle Vergel de Dios na naging “win-win situation” ang pakikipag-partner niya sa malalaking Montessori schools na walang infancy program. Nakakuha siya ng libreng classroom space, habang natulungan naman niya ang paaralan na mapunan ang pangangailangan sa pagtuturo sa infants at toddlers nang hindi na sila gumagastos pa para sa dagdag na guro.

    12 min

  4. JAN 13

    May PERAan: Filipino father-and-son barbershop builds a growing brand in Australia - May PERAan: Mula Darwin hanggang Perth, paano pinalago ng mag-amang negosyante ang barberya sa Australia

    In May PERAan, Samuel Mislang Jr. turned a $30,000 personal savings into Captain Barber, a Filipino-inspired barbershop that opened in Darwin in 2020 - Sa May Peraan, pinatunayan ni Samuel Mislang Jr. na ang sipag, husay, at kulturang Pilipino ay may puwang sa pandaigdigang entablado ng negosyo.

    11 min

  5. 12/15/2025

    May PERAan: 'Not everyone will like your product': Entrepreneur's guide on finding your ideal customer - May PERAan: 'Hindi lahat ay magugustuhan ang produkto mo': Negosyante sa paghahanap ng akmang customer

    Teresa Agravante-Morato, a former freelancer in the architecture industry and first-time entrepreneur, hit the right note by setting up a premium-inspired perfumery business in South Australia in November 2025. - Sinimulan ni Teresa Agravante-Morato, dating freelancer at bagong negosyante, ang pagtatayo ng isang premium-inspired fragrance business sa South Australia na inilunsad niya lamang nitong Nobyembre 2025.

    12 min

  6. 12/09/2025

    May PERAan: Entrepreneur on perks of being a franchisee - May PERAan: Negosyante sa mga bagay na sagot ng franchisor

    Armed with a veterinarian medicine degree from the Philippines, Jaypee Culhi transitioned into business by acquiring a pet grooming franchise in Regional Victoria in September 2025. - Sumugal si Jaypee Culhi ng pinasok ang pagiging franchisee ng kilalang pet grooming na negosyo sa Regional Victoria nitong September 2025, bagay na akma sa kanya dahil nagtapos ito ng Veterinarian Medicine sa Pilipinas.

    11 min

  7. 12/02/2025

    May PERAan: 'Serve first and success follows' - Education advocate shares formula for impact - May PERAan: Magbigay-serbisyo muna, susi sa tagumpay ayon sa education advocate

    Perth-based government contractor Dona Taguinod founded a scholarship program in 2021 championing indigent high-achieving students in Cagayan Valley, Philippines as a way to give back and make a tangible impact. - Isang scholarship program ang inumpisahan ni Dona Taguinod noong 2021 sa Pilipinas, para matulungang makapag-tapos mga matatalino at nangangailangaan na kabataan mula sa Cagayan Valley, bagay na gusto niyang gawin bilang balik-biyaya.

    11 min

  8. 11/25/2025

    May PERAan: Lawyer and entrepreneur stresses value of ‘drama-free contracts’ for partnership success - May PERAan: Negosyante, iginiit ang kahalagahan ng 'kontrata parang walang drama' sa mga may business partner

    Canberran lawyer Riz Marcos used her foresight by including probable issues in their business partnership contract to ensure smooth operations for their food business side hustle, which began in July 2025. - Inuna ng abogadang si Riz Marcos ang paglatag sa kontrata ng mga posibleng isyu na maaaring pag-daanan nila ng mga business partners para iwas- away para sa kanilang negosyo na sinimulan nitong Hulyo 2025.

    11 min
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Your questions about money, savings, debt, insurance, tax, side hustle, and business matters, answered by experts. - May tanong ka ba tungkol sa pera? Mapa-utang man, ipon, insurance, tax, raket o diskarte sa negosyo, sasagutin yan ng mga eksperto.

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