Property Investing Roadmap Podcast

Damian Collins

Following the success of Damian Collins’ Amazon Best-Selling book, Property Investing Roadmap: How to build an income from property for life, this podcast uncovers the world of property investing through engaging conversations and expert insights.  Join host Damian Collins as he guides you through the full spectrum of property-related choices, from how to buy your first rental property through to sophisticated strategies such as leveraging equity, property development, and diversifying a portfolio through commercial property.   Hear from industry experts as they share their experiences, strategies and tips to help you confidently navigate the world of property investment. You’ll also learn the 9 key steps to building wealth through property.  Whether you’re a seasoned investor or starting out, this podcast is your go-to resource for learning how to achieve financial freedom through property. 

  1. Step 9: Financial freedom

    09/17/2025

    Step 9: Financial freedom

    How do you turn your property portfolio into lasting financial freedom, and what does retirement really look like when you've built substantial wealth? Host Damian Collins concludes Season 2 of the Property Investing Roadmap with the final step of his proven nine-step framework: Financial freedom. Joined by Fran Hughes, award-winning financial planner, author and mini retirement specialist, they explore practical strategies for transitioning from wealth accumulation to wealth preservation and income generation in retirement. What you'll learn: How to define financial freedom based on your personal goals and lifestyle aspirationsWhy the recommended $72,000 per year retirement income may not be enough for your desired lifestyleHow to treat debt in retirement: when to pay it off versus leveraging existing equityThe difference between income (which creates lifestyle) and net wealth (which creates freedom)Strategic approaches to selling down assets versus living off rental incomeThe five phases of retirement and how spending patterns change over timeReal client stories of successful transitions to financial freedom  FREE RESOURCE Want to learn how to plan your transition to financial freedom? Discover the fundamentals behind sustainable property growth in Momentum Wealth's free online guide, available at: https://momentumwealth.com.au/guidebooks/property-fundamentals-what-drives-property-growth/    FOLLOW US Instagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/  SUPPORT FOR INVESTORS Looking to plan your transition to financial freedom through property investment? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au   T&Cs The information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

    25 min
  2. Step 8: Effective property management

    09/03/2025

    Step 8: Effective property management

    How can effective property management significantly impact both your returns and capital growth whilst protecting your valuable investment assets? Host Damian Collins continues Season 2 of the Property Investing Roadmap podcast with step eight of his proven nine-step framework: Effective Property Management. Joined by Robin Ram, Property Acquisitions Manager at Momentum Wealth, they explore how property management can make or break your investment success. What you'll learn: Why effective property management is vital for long-term investment success beyond just collecting rentThe biggest mistakes investors make when choosing property managers (hint: it's not just about fees)Common property management mistakes that cost investors thousands in lost incomeHow to approach maintenance and repairsWhat makes an excellent tenant versus the “perfect tenant fantasy”How good property managers protect and enhance your asset value over timeKey performance metrics (KPIs) to assess your property manager's effectivenessThe importance of comprehensive lease agreements with protective clausesWhy choosing the right firm matters more than the individual property manager FREE RESOURCE Want to know the three growth fundamentals that high-performing properties have in common, and the red flags to avoid in your property search? Learn more at: https://momentumwealth.com.au/guidebooks/property-fundamentals-what-drives-property-growth/    FOLLOW US Instagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/ SUPPORT FOR INVESTORS Looking for professional property management that protects and enhances your investment returns? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth:momentumwealth.com.au T&Cs The information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

    32 min
  3. Step 7: Property development – a high return strategy

    08/20/2025

    Step 7: Property development – a high return strategy

    Property development can deliver high annual returns, but how do you navigate the high-risk, high-reward world of development investing? Host Damian Collins continues the Property Investing Roadmap podcast with step seven of his proven nine-step framework: Property development – a high return strategy. Joined by Phillip Anderson, Head of Development at Westbridge Funds Management, they explore how development can accelerate wealth creation whilst examining the significant risks that come with potentially superior returns. What you'll learn: Why development should only represent around 10% of your investment portfolioThree critical areas developers must master: market understanding, project numbers, and council regulationsWhy partnering with expert teams is crucial for managing development complexityHow to assess if a development will suit the local market using data and local knowledgeKey financial calculations including profit margins and annualised returnsNavigating the complex council approval process and dealing with community oppositionStrategic acquisition opportunities where combined properties are worth more than individual valuesHow to add value through planning approvals and rezoning without laying a brickMain development risks and safety nets to protect your investment  FREE RESOURCE Want to learn about property development opportunities and risk management? Discover the three growth fundamentals that high-performing properties have in common in Momentum Wealth's free online guide, available at: momentumwealth.com.au/guidebooks/property-fundamentals-what-drives-property-growth/    FOLLOW US Instagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/  SUPPORT FOR INVESTORS Looking to explore property development opportunities with professional guidance? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth, and Westbridge Funds Management: momentumwealth.com.au   T&Cs The information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. Always read the PDS, TMD or Information Memorandum when considering financial products. Past performance is not a reliable indicator of future performance. This episode’s guests are representatives of Westbridge Funds Pty Ltd AFSL 533936. Westbridge Property Securities Ltd AFSL 238386. Refer to T&Cs at westbridgefunds.com.au

    32 min
  4. Step 6: Diversifying your portfolio with commercial property

    08/06/2025

    Step 6: Diversifying your portfolio with commercial property

    How can you add commercial property to your investment portfolio without needing millions of dollars or dealing with direct ownership headaches? Host Damian Collins continues the Property Investing Roadmap with step six of his proven nine-step framework: Adding commercial property to your portfolio. Joined by Brad Dunn, Head of Key Relationships at Westbridge Funds Management, they explore how property funds allow investors to access premium commercial assets. What you'll learn: Why you should start with residential property but finish with commercial investmentsHow property funds provide access to premium commercial assets without multi-million dollar commitmentsThe difference between income-focused, balanced, and growth-focused property fundsReal examples of commercial properties including industrial estates with multiple blue-chip tenantsHow listed vs unlisted property funds work and their respective pros and consWhat to look for when choosing a property fund (location, tenants, fund manager track record)The main risks to consider and how professional fund management mitigates themKey insights include the benefits of diversification to reduce risk, professional management, and the importance of strong fund managers. Tune in to discover how you can add commercial property to your portfolio without the million-dollar price tag! FREE RESOURCE Want to learn how commercial property can boost your investment portfolio? Discover essential strategies for diversifying into commercial property in Westbridge Funds Management’s practical guide, An introduction to commercial property, available at: https://westbridgefunds.com.au/resources/guidebooks/introduction-to-commercial-property/    FOLLOW US Instagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/  SUPPORT FOR INVESTORS Looking to diversify your portfolio with commercial property investments? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au, and funds management arm: westbridge.com.au.   T&Cs The information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. Always read the PDS, TMD or Information Memorandum when considering financial products. Past performance is not a reliable indicator of future performance. Today’s guests are representatives of Westbridge Funds Pty Ltd AFSL 533936. Westbridge Property Securities Ltd AFSL 238386. Refer to T&Cs at westbridgefunds.com.au

    29 min
  5. Step 5: Building your property portfolio – the model portfolio strategy

    07/23/2025

    Step 5: Building your property portfolio – the model portfolio strategy

    How can you build a balanced property portfolio that generates long-term passive income? Host Damian Collins takes a different approach in this episode of Season 2 of the Property Investing Roadmap, sharing his personal property investment journey and revealing step five of his proven nine-step framework: the model portfolio strategy. Instead of interviewing a guest, Damian walks through specific numbers and calculations to demonstrate how his strategy works in practice, providing a roadmap you can adapt to your own circumstances. What you'll learn: Why residential property is the perfect launching pad for new investorsThe three key phases of building a successful property portfolioHow compound growth at 6% annually can turn $600,000 into $2.5 million over 25 yearsWhy a split between residential and commercial property can create optimal returnsHow commercial properties deliver 6-7% net yields versus 3-4% for residentialReal-world renovation examples that delivered $2 in value for every $1 spentSpecific calculations showing how a $6 million portfolio generates $270,000 annuallyHow to transition from negative gearing to positive cash flow through strategic commercial additionsWhy timing and leverage are crucial in the wealth accumulation phase FREE RESOURCE Want to learn how to build your own model property portfolio? Discover essential strategies for creating a balanced investment portfolio in Momentum Wealth's free online guide, available at: https://momentumwealth.com.au/guidebooks/a-beginners-guide-to-property-investment/  FOLLOW US Instagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/ SUPPORT FOR INVESTORS Looking to create your own model property portfolio for financial freedom? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au T&Cs The information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

    13 min
  6. Step 4: Financing your investment properties

    07/09/2025

    Step 4: Financing your investment properties

    How can smart financing strategies help you build a larger property portfolio while poor loan structuring can limit your growth potential? Host Damian Collins continues Season 2 of the Property Investing Roadmap podcast with step four of his proven nine-step framework: Financing your investment properties. Joined by Caylum Merrick, Manager of Property Strategy and Finance at Momentum Wealth, they explore how proper loan structuring can be as important as the properties you choose to buy for building long-term wealth. What you'll learn: Why loan structuring is almost as important as property selection for portfolio growthThe biggest financing mistakes property investors make (including cross-collateralisation)How purchasing in different entities can impact your borrowing capacityThe advantages of offset accounts compared to redraw facilities for investment loansThe dangers of cross-collateralisation and how it can trap you with one lenderHow to safely access equity from existing properties to fund new investmentsWhat to look for when choosing a mortgage broker who specialises in property investmentSimple strategies to increase your borrowing capacity (and what decreases it)When and how often you should review your loan arrangements FREE RESOURCE Want to learn how to structure your investment property loans for maximum growth potential? Discover essential financing strategies in Momentum Wealth's free online guide, available at: https://momentumwealth.com.au/guidebooks/beginners-guide-to-property-finance/  FOLLOW US Instagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/ SUPPORT FOR INVESTORS Looking to structure your property investment loans for optimal growth? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au T&Cs The information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

    28 min
  7. Step 3: Protect yourself – structures and strategies to build and protect your wealth

    06/25/2025

    Step 3: Protect yourself – structures and strategies to build and protect your wealth

    How can the right investment structure save you tax and protect your assets for the long term? Host Damian Collins continues Season 2 of the Property Investing Roadmap with step three of his nine-step framework: Protect yourself – structures and strategies to build and protect your wealth. Joined by Jemma Sanderson, Director of Cooper Partners Financial Services and self-managed super fund expert, they explore why getting your investment structure right from the start can make or break your wealth-building journey. What you'll learn: The biggest mistakes property investors make with investment structuresWhy seeking advice before making an offer could save you from paying stamp duty twiceThe pros and cons of investing in your own name versus other structuresHow discretionary trusts work and who typically benefits from using themThe advantages and limitations of self-managed super funds for property investmentAsset protection strategies for high-risk professions like medical practitionersThe role of insurance when building a property portfolioThe importance of unit holder and shareholder agreements in joint ventures FREE RESOURCE Want to learn about investment structures and asset protection strategies? Discover essential considerations for protecting your property wealth in Momentum Wealth's free online guide, available at: https://momentumwealth.com.au/guidebooks/beginners-guide-to-property-finance/    FOLLOW US ●     Instagram: @propertyinvestingroadmap ●     Website: damiancollins.com.au ●     LinkedIn: linkedin.com/in/audamiancollins/ SUPPORT FOR INVESTORS Looking to structure your property investments for optimal tax and asset protection outcomes? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au T&Cs The information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

    28 min
  8. Step 2: Create a plan and take action!

    06/11/2025

    Step 2: Create a plan and take action!

    How do you create a property investment plan that’s both practical and actionable, and build a team that genuinely works in your best interests? In the latest episode of Season 2 of the Property Investing Roadmap podcast, Damian continues with step two of his proven nine-step framework, joined again by Robin Ram, Property Acquisitions Manager at Momentum Wealth. Together they explore how to create an actionable plan and why going it alone in property investing is a recipe for struggle. What you'll learn: Why "free" property investment advice often comes with hidden costs and conflictsHow to identify professionals who genuinely work in your best interestsThe crucial role of mortgage brokers in structuring loans for multi-property portfoliosHow buyer's agents differ from selling agents and why this matters for investorsWhy professional property management is essential for long-term investment successWhat seller's advocacy is and when you might need this serviceHow to assess your risk profile and choose properties that match your capacityWhy investment plans need to be detailed short-term but agile long-term FREE RESOURCE Want to learn how to build a professional property investment support team? Discover essential strategies for creating winning investment plans in Momentum Wealth's free online guide, available at: https://momentumwealth.com.au/guidebooks/beginners-guide-to-property-finance/  FOLLOW US Instagram: @propertyinvestingroadmapWebsite: damiancollins.com.auLinkedIn: linkedin.com/in/audamiancollins/ SUPPORT FOR INVESTORS Looking to build a professional support team for your property investment journey? Discover the tailored support available to investors through Damian's property investment advisory, Momentum Wealth: momentumwealth.com.au T&Cs The information shared on Property Investing Roadmap is general in nature and doesn't take into account your individual circumstances. The information is for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

    28 min

About

Following the success of Damian Collins’ Amazon Best-Selling book, Property Investing Roadmap: How to build an income from property for life, this podcast uncovers the world of property investing through engaging conversations and expert insights.  Join host Damian Collins as he guides you through the full spectrum of property-related choices, from how to buy your first rental property through to sophisticated strategies such as leveraging equity, property development, and diversifying a portfolio through commercial property.   Hear from industry experts as they share their experiences, strategies and tips to help you confidently navigate the world of property investment. You’ll also learn the 9 key steps to building wealth through property.  Whether you’re a seasoned investor or starting out, this podcast is your go-to resource for learning how to achieve financial freedom through property.