Property Investing Roadmap Podcast

Damian Collins
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  • Investing
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Following the success of Damian Collins’ Amazon Best-Selling book, Property Investing Roadmap: How to build an income from property for life, this podcast uncovers the world of property investing through engaging conversations and expert insights.  Join host Damian Collins as he guides you through the full spectrum of property-related choices, from how to buy your first rental property through to sophisticated strategies such as leveraging equity, property development, and diversifying a portfolio through commercial property.   Hear from industry experts as they share their experiences, strategies and tips to help you confidently navigate the world of property investment. You’ll also learn the 9 key steps to building wealth through property.  Whether you’re a seasoned investor or starting out, this podcast is your go-to resource for learning how to achieve financial freedom through property. 

  1. Aug 12

    Case study: mum and dad investors scale property portfolio

    Building a successful property portfolio isn't reserved for high-income earners or seasoned investors. In this episode of Property Investing Roadmap, host Damian Collins is joined by Momentum Wealth clients Patricia and Ben Degafe  to share how they built a property portfolio worth nearly $3 million while balancing careers, raising a young family and navigating the challenges of everyday life. Originally migrating to Australia from Kenya and Ethiopia, Patricia and Ben began their investing journey with a family home and a single investment property. With a long-term mindset, strategic guidance and a willingness to make small sacrifices along the way, they were able to significantly grow their portfolio and create substantial equity in just a few years. This episode explores the power of taking action, leveraging equity, building the right team around you, and why successful property investing is often more about consistency and planning than earning a large income. What you'll learn: Why you don't need to be a high-income earner to build a successful property portfolioThe role financial structuring plays when scaling a property portfolioHow equity can be used to fund future investment purchasesWhy location and underlying land value are key drivers of long-term growthWhy building a strong team around you can help avoid costly mistakesThe importance of having a long-term strategy when investing in propertyHow small sacrifices can contribute to significant wealth creationFREE RESOURCE Want help building a diversified property portfolio aligned to your goals? Discover how Momentum Wealth helps investors design, acquire and manage property portfolios with long-term performance in mind. https://momentumwealth.com.au/resources/investor-pack/    Follow us: Keep up to date with the latest news at Momentum Wealth: Instagram: https://www.instagram.com/momentumwealth/   Facebook: https://www.facebook.com/momentumwealth/  LinkedIn: https://linkedin.com/company/momentum-wealth  T&Cs The information shared on Property Investing Roadmap is general in nature and does not take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

    Case study: mum and dad investors scale property portfolio

  2. Jul 29

    The power of a full-service agency

    Sometimes the best way to understand successful property investing is to follow a real investor journey from start to finish. In this episode of Property Investing Roadmap, host Damian Collins is joined by Momentum Wealth experts Caylum Merrick, Luke Jones and Brad Dunn to unpack the strategy behind a client who built a diversified property portfolio while working overseas and planning for retirement. Starting with a clear 10-year goal, the clients worked with multiple Momentum Wealth teams to develop a strategy, secure finance, acquire investment properties, manage assets and diversify into commercial property funds. Along the way, they navigated lending challenges, tax considerations, relocation planning and portfolio diversification. This episode explores how having the right strategy and expert team can help investors move from simply owning property to building a portfolio designed for long-term wealth creation and passive income. What you'll learn: Why a clear long-term investment plan is critical to achieving financial goalsHow investor risk profiles influence property selection and portfolio structureThe importance of balancing capital growth opportunities with cash flow considerationsWhy finance strategy can be just as important as property selectionThe value of off-market property purchases and how they can reduce competitionHow residential and commercial property can work together within a diversified portfolioThe role commercial property funds can play in generating passive income for retirementWhy collaboration between strategy, finance, buying and asset management professionals can improve investment outcomes  FREE RESOURCE Want help building a diversified property portfolio aligned to your goals?  Discover how Momentum Wealth helps investors design, acquire and manage property portfolios with long-term performance in mind.  Investor Pack – Momentum Wealth   Follow us: Keep up to date with the latest news at Momentum Wealth: Instagram: https://www.instagram.com/momentumwealth/  Facebook: https://www.facebook.com/momentumwealth/   LinkedIn: https://linkedin.com/company/momentum-wealth  T&Cs The information shared on Property Investing Roadmap is general in nature and does not take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.

    The power of a full-service agency

  3. Jul 15

    How AI is changing the property landscape

    Technology is transforming almost every aspect of the property industry, from how investors analyse opportunities to how assets are managed and maintained. In this episode of Property Investing Roadmap, host Damian Collins is joined by Denis Leane, CFO at Cygnet West, to explore the growing role of proptech and artificial intelligence in real estate. Prompted by a listener question about whether AI is genuinely changing the industry or simply the latest trend, Damian and Denis discuss how technology has enabled property investment to evolve over the past decade and where it’s likely headed next. They unpack the benefits of better data, automation and smarter systems, while highlighting why human expertise, local knowledge and professional judgment remain essential. What you’ll learn: How proptech has transformed property management, sales and investment analysisWhy access to real-time data is improving decision-making across the property sectorWhy human judgment remains critical when valuing and investing in propertyWhy quality data is the foundation of effective AI and automation toolsHow AI is likely to enhance property professionals rather than replace themThe opportunities and challenges investors should consider as technology continues to evolveFREE RESOURCE Looking to build a property portfolio backed by research, data and experienced advice? Discover how Momentum Wealth helps investors design, acquire and manage property portfolios with long-term performance in mind. FREE RESOURCE Want help building a diversified property portfolio aligned to your goals?  Discover how Momentum Wealth helps investors design, acquire and manage property portfolios with long-term performance in mind.  Investor Pack – Momentum Wealth   Follow us: Keep up to date with the latest news at Momentum Wealth: Instagram: https://www.instagram.com/momentumwealth/  Facebook: https://www.facebook.com/momentumwealth/  LinkedIn: https://linkedin.com/company/momentum-wealth  T&Cs The information shared on Property Investing Roadmap is general in nature and does not take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guest is a representative of Cygnet West. Any opinions expressed are those of the individuals involved and are provided for educational purposes only.

    How AI is changing the property landscape

  4. Jul 1

    Property Investment Q&A: Interest Rates, Strategy, Costs and Building the Right Portfolio

    Sometimes the most valuable insights come from answering the questions investors are already asking. In this episode of Property Investing Roadmap, host Damian Collins is joined by a Momentum Wealth Property Advisory Manager:  Robin Ram to tackle a rapid-fire round of questions submitted by clients and listeners.  From interest rates and market selection through to investment strategies, costs and portfolio structure, this episode unpacks the practical realities of building a property portfolio in today’s environment.  They also break down the true costs of owning an investment property, the trade-offs between yield and growth, and how investors can avoid common mistakes when structuring their portfolio.  What you’ll learn:  Why market fundamentals and supply-demand dynamics matter more than short-term fluctuations How to approach investing across different cities and the role of diversification The key differences between buy and hold, renovation, development and flip strategies The upfront and ongoing costs of owning an investment property How to think about rental yield and the relationship between yield and risk Why high-yield opportunities may come with higher volatility The difference between buying fewer high-quality assets versus multiple lower-priced ones How to identify whether a property advisor or buyer’s agent is truly working in your best interest FREE RESOURCE  Want help building a diversified property portfolio aligned to your goals? Discover how Momentum Wealth helps investors design, acquire and manage property portfolios with long-term performance in mind. Investor Pack – Momentum Wealth    Follow us:  Keep up to date with the latest news at Momentum Wealth:  Instagram: https://www.instagram.com/momentumwealth/  Facebook: https://www.facebook.com/momentumwealth/  LinkedIn: https://linkedin.com/company/momentum-wealth  T&Cs  The information shared on Property Investing Roadmap is general in nature and does not take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.  This episode’s guests are representatives of Momentum Wealth Property Advisory Pty Ltd, Licensed Real Estate and Business Agent A82976.

    Property Investment Q&A: Interest Rates, Strategy, Costs and Building the Right Portfolio

  5. Jun 17

    When Numbers Aren’t Enough: Investing with Logic and Instinct

    When Numbers Aren’t Enough: Investing with Logic and Instinct   In this episode of Property Investing Roadmap, host Damian Collins is joined by Ara Salomone, Co-Director of State of Kin Design & Construction, to explore how personal values, emotion and lived experience can play a powerful role in building a successful property portfolio.   From designing award-winning homes in Perth to navigating her own investment journey, Ara shares how aligning investments with your beliefs — not just the numbers — can lead to better long-term outcomes.   Together, they unpack the reality of balancing financial strategy with intuition, the challenges of lending as a self-employed investor, and how stepping back can sometimes be the smartest move forward.   They also explore how Ara built a diversified portfolio across residential development and commercial syndicates, including her experience investing through Westbridge. What you’ll learn: Why removing emotion from investing isn’t always the right approach How aligning investments with your values can improve decision-making The importance of tailoring investment strategies — not using cookie-cutter models How self-employment affects borrowing capacity and lending outcomes Why stepping back and restructuring finances can unlock better opportunities What to look for in a high-quality development site The benefits of combining residential investing with commercial diversification How property syndicates provide access to larger commercial assets Why relationships and trust matter when choosing an investment partner Key Takeaways: A good investment isn’t just logical — it also needs to feel right Short-term sacrifices may be necessary to achieve long-term goals The best outcomes often come from balancing data with intuition Investing is a long-term partnership — not a one-off transaction Sometimes the smartest move is to pause and wait for the right opportunity FREE RESOURCE Want help building a property portfolio aligned to your goals and values?  Discover how Momentum Wealth helps investors design, acquire and manage high-performing portfolios:  https://www.momentumwealth.com.au/resources/investor-pack/ FOLLOW US Instagram: https://www.instagram.com/momentumwealth/ Website: https://www.momentumwealth.com.au LinkedIn: https://linkedin.com/company/momentum-wealth SUPPORT FOR INVESTORS Looking for guidance on residential, development or commercial property investing?  Explore tailored support through Momentum Wealth and Westbridge Funds Management:  http://www.momentumwealth.com.au/ T&Cs The information shared on Property Investing Roadmap is general in nature and does not take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional legal, tax and financial advice.

    When Numbers Aren’t Enough: Investing with Logic and Instinct

  6. Jun 3

    Estate Planning for Investors: Protecting Wealth Across Generations

    Estate planning is one of the most important — and most delayed — parts of building long‑term wealth.  In this episode of Property Investing Roadmap, host Damian Collins explores how investors can protect what they’ve worked hard to build and ensure their wealth continues to benefit their family for generations to come. Prompted by a listener question, Damian is joined by Jemma Sanderson, Head of Self‑Managed Superannuation Funds & Succession at Cooper Partners Financial Services, to unpack estate planning beyond “just having a will”. With more than 25 years’ experience advising high‑net‑worth families, business owners and property investors, Gemma explains how estate planning intersects with superannuation, trusts, companies and property structures — and why misunderstanding control can lead to unintended (and sometimes devastating) outcomes. This episode covers the practical realities of succession, control, incapacity and wealth transfer — and why estate planning is about clarity, not pessimism. What you’ll learn: Why estate planning is more than just writing a willHow estate planning fits into long‑term property and wealth strategiesThe difference between asset ownership and asset controlWhy trusts, companies and SMSFs don’t automatically pass through your willWhat happens to superannuation when you dieWho can legally receive superannuation death benefitsHow trustee discretion can lead to disputesWhy joint tenancy property bypasses your willWhy outdated wills often fail investorsWhat testamentary trusts are and how they workTax benefits of distributing income to minor beneficiariesAsset protection advantages of testamentary trustsWhy advanced health directives reduce family conflictFREE RESOURCE Want help building a diversified property portfolio aligned to your goals? Discover how Momentum Wealth helps investors design, acquire and manage property portfolios with long‑term performance in mind. Investor Pack - Momentum Wealth FOLLOW US Instagram: https://www.instagram.com/momentumwealth/  Website: https://www.momentumwealth.com.au  LinkedIn: https://linkedin.com/company/momentum-wealth  SUPPORT FOR INVESTORS Looking for professional guidance on diversification, interstate investing or blending residential with commercial property?  Explore the tailored support available through Momentum Wealth and Westbridge Funds Management: http://www.momentumwealth.com.au/ T&Cs The information shared on Property Investing Roadmap is general in nature and does not take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional legal, tax and financial advice. This episode’s guest is a representative of Cooper Partners Financial Services.

    Estate Planning for Investors: Protecting Wealth Across Generations

  7. May 20

    Lending in a Changing Market: What Borrowers Need to Know in 2026

    With lending rules constantly evolving, many buyers and investors are left wondering whether they can still move forward — or whether finance is now off the table altogether. In this episode of Property Investing Roadmap, host Damian Collins breaks down what’s really happening in the lending landscape and what today’s changes mean for borrowers looking to buy, invest or refinance. Driven by a listener question around borrowing through trusts and companies, Damian is joined by Max Miorada, Senior Credit Advisor at Momentum Wealth and one of Australia’s top 1% mortgage brokers by volume. With more than $112 million in loans settled last year alone, Max brings frontline insight into how lenders are currently assessing borrowers, how debt‑to‑income ratios are applied, and why structure matters more than ever in today’s market. This episode strips back the media noise to explain how lending actually works behind the scenes — and how investors can position themselves to keep moving forward despite tighter conditions. What you’ll learn: How the lending landscape has changed over recent yearsWhether borrowing through a trust or company is still possibleWhy lenders assess trusts and companies differently to individualsHow negative gearing works — and why it’s often lost inside entitiesThe real impact entity lending can have on borrowing capacityWhen trusts can make sense — and when they can block portfolio growthThe difference between tax efficiency and borrowing efficiencyWhy structure should be decided before buying propertyHow debt‑to‑income (DTI) ratios are calculated by lendersWhy actual cash flow and bank serviceability often don’t alignDifferences between major banks, non‑banks and private lendersHow interest rate buffers affect borrowing — even on fixed loansThe pros and cons of fixing versus staying variableHow offset accounts work and why investors should use themHow lenders assess self‑employed incomeWhy timing matters when changing employment statusWhat successful investors do differently when finance becomes tightFREE RESOURCE Confused by lending changes and borrowing limits? Learn how Momentum Wealth helps investors structure debt, maximise borrowing capacity and navigate changing bank policies with confidence. 👉 Insert relevant guide or blog link here FOLLOW US Instagram: https://www.instagram.com/momentumwealth/  Website: https://www.momentumwealth.com.au  LinkedIn: https://linkedin.com/company/momentum-wealth  SUPPORT FOR INVESTORS Looking for professional guidance on diversification, interstate investing or blending residential with commercial property?  Explore the tailored support available through Momentum Wealth and Westbridge Funds Management: http://www.momentumwealth.com.au/ T&Cs The information shared on Property Investing Roadmap is general in nature and does not take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guest is a representative of Momentum Wealth Finance.

    Lending in a Changing Market: What Borrowers Need to Know in 2026

  8. May 6

    Buying Property Through Super: Is an SMSF the Right Strategy for You?

    Buying property through a self‑managed super fund can be powerful — or disastrous — depending on how (and why) it’s done. In this episode of Property Investing Roadmap, host Damian Collins unpacks one of the most complex and misunderstood strategies investors consider: holding property inside a self‑managed super fund (SMSF). Guided by a listener question, Damian is joined by Katie Timms, National Director of Superannuation & SMSF Services at RSM Australia, to break down when this strategy works, when it doesn’t, and what investors must understand before taking the plunge. With decades of experience advising SMSF clients across residential, commercial and fund‑based property, Katie explains the rules, risks, structures and compliance obligations that many investors only discover after it’s too late. This episode cuts through the hype to explain how SMSFs really work, why mistakes are so costly, and how property can (or can’t) fit into a long‑term retirement strategy. What you’ll learn: What a self‑managed super fund is — and why control is both a benefit and a burdenThe key pros and cons of investing through an SMSFWhy SMSFs are the most heavily regulated investment structure in AustraliaAnnual compliance, audit and valuation obligations investors must meetThe sole purpose test — and why holiday homes and personal use are strictly off‑limitsWhy arm’s‑length terms, market rent and formal leases are criticalHow limited recourse borrowing arrangements (LRBAs) workThe role of bare trusts and why structure must be set up before you buyHow SMSF rules differ for residential versus commercial propertyCommon (and costly) mistakes investors make with SMSFsWhy SMSFs are not “the next step” for everyone FREE RESOURCE Want help building a diversified property portfolio aligned to your goals? Discover how Momentum Wealth helps investors design, acquire and manage property portfolios with long‑term performance in mind. Investor Pack - Momentum Wealth FOLLOW US Instagram: https://www.instagram.com/momentumwealth/  Website: https://www.momentumwealth.com.au  LinkedIn: https://linkedin.com/company/momentum-wealth  SUPPORT FOR INVESTORS Looking for professional guidance on diversification, interstate investing or blending residential with commercial property?  Explore the tailored support available through Momentum Wealth and Westbridge Funds Management: http://www.momentumwealth.com.au/ T&Cs The information shared on Property Investing Roadmap is general in nature and does not take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest. This episode’s guest is a representative of RSM Australia. References to SMSFs are general in nature and do not constitute personal financial advice.

    Buying Property Through Super: Is an SMSF the Right Strategy for You?
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Following the success of Damian Collins’ Amazon Best-Selling book, Property Investing Roadmap: How to build an income from property for life, this podcast uncovers the world of property investing through engaging conversations and expert insights.  Join host Damian Collins as he guides you through the full spectrum of property-related choices, from how to buy your first rental property through to sophisticated strategies such as leveraging equity, property development, and diversifying a portfolio through commercial property.   Hear from industry experts as they share their experiences, strategies and tips to help you confidently navigate the world of property investment. You’ll also learn the 9 key steps to building wealth through property.  Whether you’re a seasoned investor or starting out, this podcast is your go-to resource for learning how to achieve financial freedom through property. 

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