Financial Confidence for High-Achieving Women | Money Mindset and Wealth-Building Tips for WOC Entrepreneurs

Taryn T-Money$ Ferrer | Financial Wellness Coach
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Are you overwhelmed by the constant juggle of scaling your business and managing your personal finances? Tired of the cycle of over-saving, splurging, and guilt after every big purchase? Or maybe you’re always second-guessing your financial decisions, wondering if you’re doing enough to build wealth and secure your future? Hey girl hey…welcome! The Financial Confidence for High-Achieving Women podcast is where we’ll dive deep into positive money mindset, wealth-building strategies, and intentional financial planning. If you’re an ambitious women of color entrepreneur ready to break free from the limiting beliefs and habits that are holding you back from reaching your full financial potential, you’re in the right place.I’m your host Taryn, better known as T-Money$, Certified Financial Coach and CEO of Money Honey LLC, a financial coaching company that teaches high-achieving women like YOU how to have a fun & healthy relationship with money. I know firsthand the unique challenges you face as the first person in your family to achieve a high income. Through my coaching and self study programs, I’ve helped 80+ clients master their money without sacrificing the lifestyle they love. Together, we will create money habits that support the legacy you want to create.This podcast will answer questions you’re likely googling right now, like:How can I stop overspending and still enjoy my lifestyle?What are the best wealth-building strategies for high-earning women of color?How can I create a budget that aligns with my life goals?What mindset shifts do I need to make for financial success?How do I start saving and investing as a busy entrepreneur?How to build wealth as a woman of color entrepreneur?Tune in each week for simple money management and investing tips to help you create long-term wealth through smart financial decisions. Whether you're looking to better manage your cash flow, increase your investment portfolio, or develop a powerful money mindset, this podcast will give you the tools to take control of your money and build wealth on your own terms.Ready to leave behind financial anxiety and start making confident money decisions? Hit play on the latest episode and let’s grow your wealth as a woman of color in business.For more wealth building tips, debt free living inspiration and support, connect with me over on Instagram @heytmoneyhoney And don’t forget to hit subscribe and follow the show wherever you listen to podcasts. Let’s dive into this journey to financial freedom together!

  1. 4D AGO

    Financial Wellness: What It Really Is and What It Means for You [Ep 35]

    Send us a text In this episode, Taryn Ferrer discusses the concept of financial wellness, particularly for high-achieving women. She emphasizes that financial wellness is not merely about high income or being debt-free, but rather about feeling safe, confident, and in control of one's finances. Taryn shares her personal journey towards financial wellness, highlighting the importance of mindset and emotional relationships with money. She provides practical steps to build financial wellness, including creating awareness, establishing safety, aligning with goals, and building trust through consistent habits. Tune in to hear: Financial wellness is not just about income or debt-free status.Mindset and systems are crucial for financial wellness.Financial wellness is about resilience, not perfection.Creating awareness through money dates is essential.Building a Peace of Mind Fund can enhance financial safety.Aligning financial goals with personal values is important.Small consistent habits build trust with money.Emotional activation around money can be managed and improved.Financial wellness is a journey that can be cultivated over time. Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation Listen to more episodes at Financial Confidence for High-Achieving Women Related Episodes: Episode 5: Are You Having Money Dates with Yourself or Your Partner? Here’s Why You Should 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney   👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.

    10 min

  2. JAN 16

    Why You Feel Conflicted About Saving vs Paying Off Debt (and a Practical Way to Do Both) [Ep 34]

    Send us a text In this episode, Taryn Ferrer discusses the emotional complexities surrounding the decision to save or pay off debt, emphasizing that the conflict is rooted in feelings of safety and control. She introduces a dual track strategy that allows individuals to build savings while paying down debt, providing practical steps to achieve financial balance without burnout. The episode concludes with actionable steps for listeners to implement in their financial planning. Tune in to hear: The conflict between saving and paying off debt is emotional.High achievers often seek perfection, leading to inaction.Extreme financial strategies can lead to burnout.Having a peace of mind fund can prevent new debt.Reassessing financial strategies every 60-90 days is crucial.Emotional checkpoints help gauge financial progress.Wealth is built through consistent systems, not quick fixes.Fear-based decision making can hinder financial progress.Creating a split strategy for extra money can balance goals.Support from a financial coach can enhance financial planning. Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation Break Free From Debt Bootcamp: https://manifestmoneyhoney.com/break-free-from-debt-bootcamp Listen to more episodes at Financial Confidence for High-Achieving Women Related Episodes: Episode 4: Save or Pay off Debt: Which One Should You Do First? 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney   👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.

    15 min

  3. JAN 7

    Bonus Episode: Celebrating Financial Wins and Personal Growth

    Send us a text In this episode, Taryn Ferrer reflects on the highlights of 2025, sharing her journey of financial success, personal growth, and the importance of taking breaks. She discusses the significance of receiving $60,000 in grants, celebrating her company's best year ever, and the impact of courageous decisions on her life and business. Taryn also emphasizes the importance of client success stories and navigating personal challenges, particularly in caregiving, while encouraging listeners to celebrate their achievements and trust their intuition. takeaways $60,000 in grants was a major highlight for 2025.The company experienced its best year ever, helping more women.Taking a summer sabbatical was a dream come true.Courageous decisions led to personal and professional growth.Client success stories are a source of joy and motivation.Navigating caregiving has been a significant challenge this year.Investing in support has made a positive impact on the business.Celebrating achievements is essential, regardless of external circumstances.Trusting your intuition is key to making the right decisions.Sharing personal challenges can foster community and support.Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney   👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.

    28 min

  4. 12/18/2025

    Financial Abuse Isn’t Always Obvious: My Story + What You Need to Know [Ep 33]

    Send us a text Financial abuse is one of the most hidden forms of control — and one of the hardest to talk about. It doesn’t always look like someone taking your paycheck or cutting off your cards. Sometimes it sounds like “Let me handle the money” or “You don’t need to worry about that.” In this deeply personal episode, Taryn “T-Money$” Ferrer shares her own experience with financial abuse, how to recognize the subtle red flags, and what it really takes to rebuild safety and confidence afterward. You’ll learn how money can be used as power in relationships, what early signs to watch for, and how to begin reclaiming your independence—emotionally and financially. Tune in to hear: What financial abuse actually looks like — beyond the obviousThe early warning signs of control and manipulationTaryn’s personal story of experiencing and overcoming financial abuseHow to start rebuilding trust, safety, and autonomy with your moneyResources and next steps for support and healing If you’re in danger or need help: National Domestic Violence Hotline → thehotline.org or call 1-800-799-SAFE (7233) Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation Listen to more episodes at Financial Confidence for High-Achieving Women 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney   👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.

    28 min

  5. 12/01/2025

    Let’s Talk Money, Honey — How to Have Financial Conversations Without Guilt or Awkwardness [Ep 32]

    Send us a text Talking about money doesn’t have to end in tension, guilt, or avoidance. Whether it’s your partner, your best friend, or a bridesmaid in your wedding party, honest money conversations build trust—and protect your peace. In this episode, Taryn “T-Money$” Ferrer shares practical ways to start transparent financial conversations, even when it feels uncomfortable. You’ll learn how to bring up money differences without judgment, set healthy boundaries with friends, and turn money talks into deeper connection instead of conflict. Tune in to hear: Why money conversations feel uncomfortable for so many peopleHow to start the conversation with curiosity instead of criticismThe power of honesty in friendships — including Taryn’s story about a bridesmaid who modeled transparency perfectlyHow money dates and open communication build teamwork and trust Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation Episode 5 Are You Having Money Dates with Yourself or Your Partner? Here’s Why You Should 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney   👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com If you enjoyed this episode, please take a scre enshot of this episode and share it on your stories. Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.

    14 min

  6. 11/08/2025

    Money Habits: Healthy Saving vs Hoarding & Fear-Based Frugality [Ep 31]

    Send us a text Everyone talks about overspending—but what about the women who do the opposite? The ones who save every dollar, feel guilty buying anything for themselves, and still don’t feel safe with money? In this episode, Taryn “T-Money$” Ferrer explores what happens when saving turns into hoarding. You’ll learn how fear-based saving keeps you stuck in survival mode, why you may still feel unsafe even with money in the bank, and how to build habits that let you both save and spend in alignment with your values. Taryn also shares two powerful client stories—Yoshi and Teryn—who went from anxious saving to intentional, guilt-free spending that supported both their goals and their joy. Tune in to hear: The difference between healthy saving and money hoardingWhy fear of spending is rooted in control, safety, and past experiencesReal-life transformations from clients who learned to spend without guiltActionable steps to balance saving and spending with confidence Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation Related episodes: Episode 5 Are You Having Money Dates with Yourself or Your Partner? Here’s Why You Should Episode 16 From Financial Overwhelm to Money Confidence: Yoshi’s One Year Transformation Episode 23 Breakthrough Your Money Blocks: When Affirmations Actually Work 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney   👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.

    14 min

  7. 11/08/2025

    Financial Coach vs Planner vs Advisor — Who Does What & When Do You Need Them? [Ep 30]

    Send us a text You’ve probably heard of financial advisors and planners—but what about financial coaches? And how do you know which one you actually need? In this episode, Taryn “T-Money$” Ferrer breaks down the real differences between a financial coach, a financial planner, and a financial advisor—including when to hire each one and what kind of money milestones or assets make it worth it. You’ll also learn why so many people feel disappointed when they hire a planner or advisor expecting their money habits to magically improve (hint: that’s the coach’s lane). Tune in to hear: What each role actually does—and what they don’t doWhen to hire a financial coach, planner, or advisor (and how much in assets is typically needed)Why your first step may not be investing—but healing your habitsHow all three can work together to help you build lasting wealth Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney   👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.

    16 min

  8. 10/16/2025

    From Guilt to Growth: A Real Client Money Transformation [Ep 29]

    Send us a text What happens when you’re thriving on the outside—but still carrying stress, guilt, and confusion around money on the inside? That was Morgan’s reality. In this case study episode, Taryn “T-Money$” Ferrer takes you behind the scenes of Morgan’s transformation: from impulse spending and financial guilt to building systems that allowed her to furnish her new home intentionally, enjoy her passion for fashion without shame, and finally feel balanced with money. Tune in to hear: Why high achievers often feel money guilt even when they’re making good income.How to create a step-by-step plan for big expenses like furnishing a new home.Ways to reframe passions—like shopping or fashion—as part of your budget, not a source of guilt.The systems Morgan used to shift from stress and shame into financial confidence. Book Your Wealth Alignment Assessment:  https://calendly.com/heytmoneyhoney/financial-consultation Related Episode: Episode 26: From Survival Mode to Wealth Mode: How to Break the Cycle and Build Abundance 📱 Say hi on Instagram and share your favorite episode to your stories. Be sure to tag @heytmoneyhoney   👩🏽‍💻Learn more about our financial coaching services or how we can collaborate: https://manifestmoneyhoney.com If you enjoyed this episode, please take a screenshot of this episode and share it on your stories. Don’t forget to tag me! 😍 Loving the show? Hit subscribe/follow so you don’t miss out on more financial tips.

    7 min
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About

Are you overwhelmed by the constant juggle of scaling your business and managing your personal finances? Tired of the cycle of over-saving, splurging, and guilt after every big purchase? Or maybe you’re always second-guessing your financial decisions, wondering if you’re doing enough to build wealth and secure your future? Hey girl hey…welcome! The Financial Confidence for High-Achieving Women podcast is where we’ll dive deep into positive money mindset, wealth-building strategies, and intentional financial planning. If you’re an ambitious women of color entrepreneur ready to break free from the limiting beliefs and habits that are holding you back from reaching your full financial potential, you’re in the right place.I’m your host Taryn, better known as T-Money$, Certified Financial Coach and CEO of Money Honey LLC, a financial coaching company that teaches high-achieving women like YOU how to have a fun & healthy relationship with money. I know firsthand the unique challenges you face as the first person in your family to achieve a high income. Through my coaching and self study programs, I’ve helped 80+ clients master their money without sacrificing the lifestyle they love. Together, we will create money habits that support the legacy you want to create.This podcast will answer questions you’re likely googling right now, like:How can I stop overspending and still enjoy my lifestyle?What are the best wealth-building strategies for high-earning women of color?How can I create a budget that aligns with my life goals?What mindset shifts do I need to make for financial success?How do I start saving and investing as a busy entrepreneur?How to build wealth as a woman of color entrepreneur?Tune in each week for simple money management and investing tips to help you create long-term wealth through smart financial decisions. Whether you're looking to better manage your cash flow, increase your investment portfolio, or develop a powerful money mindset, this podcast will give you the tools to take control of your money and build wealth on your own terms.Ready to leave behind financial anxiety and start making confident money decisions? Hit play on the latest episode and let’s grow your wealth as a woman of color in business.For more wealth building tips, debt free living inspiration and support, connect with me over on Instagram @heytmoneyhoney And don’t forget to hit subscribe and follow the show wherever you listen to podcasts. Let’s dive into this journey to financial freedom together!

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