The Billion Dollar Banker Podcast

Nicole Perrone

Welcome to The Billion Dollar Banker Podcast, where we are dedicated to empowering individuals to reach their full potential. Our mission is to provide valuable insights and inspiration from a diverse range of successful entrepreneurs and professionals across various industries, including real estate, finance, legal, development, and more.Join us as we delve into the stories and strategies of those who have achieved extraordinary success, learning from their experiences, challenges, and triumphs. Whether you're an aspiring entrepreneur, a seasoned professional, or simply seeking motivation to pursue your dreams, our podcast offers practical advice, actionable tips, and invaluable wisdom to help you thrive in your personal and professional life.Tune in to The Billion Dollar Banker Podcast and embark on a journey of growth, empowerment, and success. SVP, Nicole Perrone NMLS CrossCountry Mortgage Mobile: 732-740-9359Email:  Nicole.perrone@ccm.com            Website: www.ccm.com/nicole-perronePersonal NMLS 235881Branch NMLS 1600235 Company NMLS 3029CrossCountry Mortgage, LLC does business in the State of New York as CrossCountry Financing. Licensed Mortgage Banker – NYS Department of Financial Services. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Call for details. Certificate of Eligibility required for VA loans. NMLS3029 (www.nmlsconsumeraccess.org)Equal Housing OpportunityLicensed by the New Jersey Department of Banking and InsuranceLicensed Mortgage Banker – New York State Banking DepartmentLicensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Links SVP of CCMcrosscountrymortgage.com/nicole-perroneLinkedInlinkedin.com/in/nicoleperroneInstagraminstagram.com/billion_dollar_banker?igshid=OGQ5ZDc2ODk2ZA==&utm_source=qrFacebookfacebook.com/nicolemperrone Youtubewww.youtube.com/@billiondollarbanker 732-740-9359 nicole.perrone@ccm.com 

  1. Oct 26

    Protect What You've Built: Estate Planning, Trusts & Wealth Protection with Irina Yadgarova

    Send us Fan Mail You've worked your entire life to build wealth—but have you taken the steps to protect it? In this episode of the Billion Dollar Banker Podcast, host Nicole Perrone sits down with Irina Yadgarova, estate planning and elder law attorney and founder of Estate and Elder Law Solutions, to discuss one of the most overlooked aspects of financial success: protecting everything you've worked so hard to build. Estate planning isn't just for the wealthy, and it isn't something you should wait until retirement to consider. Irina explains why proactive planning can make a significant difference in protecting your home, preserving family wealth, preparing for long-term care, and ensuring your assets are passed down according to your wishes. In this episode, you'll learn: Estate Planning Isn't Just for the Wealthy: Why nearly everyone can benefit from having a plan.Wills vs. Trusts: Understanding the differences and why a will may still require probate.Revocable vs. Irrevocable Trusts: How different trust structures serve different financial and family objectives.Protecting Your Home and Assets: Strategies to discuss with an attorney when planning for long-term care.Medicaid and Elder Law Planning: Why preparing before a health crisis can make a major difference.Estate Planning for Real Estate Investors: How LLCs, trusts, and insurance can work together as part of an asset protection strategy.Avoiding Costly Mistakes: Why beneficiary designations, powers of attorney, and proper documentation matter.Building the Right Financial Team: The importance of coordinating with attorneys, accountants, financial advisors, and mortgage professionals.Nicole and Irina also explore why so many families delay estate planning, the potential costs of waiting, and how wealthy families approach protecting and transferring assets across generations. Whether you're a homeowner, real estate investor, entrepreneur, business owner, or planning for your family's future, this episode offers valuable insights into why building wealth is only half the equation—protecting it is just as important. Don't wait for a crisis to start planning. Protect what you've built and the people who matter most. 🎙 Hosted by: The Billion Dollar Banker CONNECT WITH ME: 📲 Instagram: https://www.instagram.com/thebilliondollarbanker 🎥 YouTube: https://www.youtube.com/@TheBillionDollarBanker 🎙 Podcast: https://www.buzzsprout.com 💼 LinkedIn: https://www.linkedin.com 🌎 Website: https://www.thebilliondollarbanker.com Support the show

    Protect What You've Built: Estate Planning, Trusts & Wealth Protection with Irina Yadgarova
  2. Oct 20

    From 25 Subscribers to Millions: The Power of Believing in Yourself | Evan Carmichael

    Send us Fan Mail What if the biggest thing standing between you and success is simply believing that you can achieve it? In this inspiring episode of the Billion Dollar Banker Podcast, host Nicole Perrone sits down with Evan Carmichael, entrepreneur, bestselling author, YouTube creator, and motivational thought leader, to explore the power of self-belief, consistency, and learning from those who have already achieved success. Evan shares his incredible journey from struggling to build his first business to growing a YouTube channel from just 25 subscribers in his first year to more than 4 million subscribers today. But his success didn't happen overnight. It took years of persistence, countless mistakes, asking for help, and discovering one powerful concept: Borrowing Belief. Evan believes that one of the biggest challenges people face is not believing in themselves enough. His mission is to help people overcome that barrier by learning from the experiences, challenges, and successes of others. In this episode, you'll discover: The Power of Borrowing Belief: How learning from successful people can help you believe in your own potential.Why Consistency Beats Perfection: How Evan stayed committed even when his YouTube channel wasn't growing.Modeling Success: The strategy that helped save Evan's first business and transformed his approach to entrepreneurship.Overcoming Self-Doubt: Why even successful entrepreneurs struggle with confidence.The Importance of Asking for Help: How seeking guidance accelerated Evan's growth.Building a Purpose-Driven Business: Why Evan believes your purpose often comes from your greatest struggles.Growing Your Personal Brand: Insights on using YouTube, content creation, and meaningful connections to build a business.Success Through Service: Why creating an impact and helping others can be more fulfilling than recognition or fame.Nicole and Evan also discuss the lessons learned from influential entrepreneurs, the importance of stepping outside your comfort zone, and why you don't need to have everything figured out before getting started. Whether you're an entrepreneur, business owner, sales professional, content creator, or simply someone looking to grow personally and professionally, this conversation is a reminder that you don't have to see the entire path to take the first step. Believe bigger. Stay consistent. Learn from others. Become more. 🎙 Hosted by: The Billion Dollar Banker CONNECT WITH ME: 📲 Instagram: https://www.instagram.com/thebilliondollarbanker 🎥 YouTube: https://www.youtube.com/@TheBillionDollarBanker 🎙 Podcast: https://www.buzzsprout.com 💼 LinkedIn: https://www.linkedin.com 🌎 Website: https://www.thebilliondollarbanker.com Support the show

    From 25 Subscribers to Millions: The Power of Believing in Yourself | Evan Carmichael
  3. Oct 9

    From Pain to Purpose: The Power of Reinvention with Erin Washington

    Send us Fan Mail What if the challenges you've faced are actually the key to discovering your purpose? In this inspiring episode of Billion Dollar Banker, host Nicole Perrone sits down with author, podcast host, and entrepreneur Erin Washington to explore the power of authenticity, vulnerability, and personal reinvention. Erin shares her journey from perfectionism and self-doubt to finding her voice, building a successful podcast, and turning her personal experiences into a mission to help others. Together, they discuss: Why your identity should never be defined by your achievementsHow vulnerability can become your greatest strengthThe courage to reinvent yourself, personally and professionallyWhy authenticity is essential to building meaningful connectionsFinding purpose in life's most unexpected challengesRaising confident children in a world driven by comparisonThe biggest takeaway? You don't have to stay who you've always been. Give yourself permission to evolve, embrace your authentic self, and discover what's possible. 🎧 Tune in for a powerful conversation about growth, resilience, and turning pain into purpose. 🎙 Hosted by: The Billion Dollar Banker CONNECT WITH ME: 📲 Instagram: https://www.instagram.com/thebilliondollarbanker 🎥 YouTube: https://www.youtube.com/@TheBillionDollarBanker 🎙 Podcast: https://www.buzzsprout.com 💼 LinkedIn: https://www.linkedin.com 🌎 Website: https://www.thebilliondollarbanker.com Support the show

    From Pain to Purpose: The Power of Reinvention with Erin Washington
  4. Sep 30

    The New Rules of Negotiation: Evolve or Be Slaughtered with Derrick Chevalier

    Send us Fan Mail Everything in life is a negotiation—but are you still negotiating by outdated rules? In this episode of the Billion Dollar Banker Podcast, Nicole Perrone sits down with Derrick Chevalier, negotiation strategist, author, speaker, and creator of the SNUF negotiation framework, to challenge some of the most common assumptions about negotiation. Derrick explains why there is no universal script, tactic, or “magic phrase” that works in every negotiation. Instead, effective negotiators learn to understand the person across from them, test their assumptions, identify what they don’t know, and choose the right strategy for the situation. Nicole and Derrick bring these concepts into the real world with examples from mortgage lending, real estate, sales, pricing objections, client relationships, and closing deals. They also explore how AI is changing negotiation and why professionals need to continually evolve their skills as technology and communication habits change. You'll hear insights on: • Why “win-win” may not tell the whole story • Skill vs. leverage in a negotiation • How to handle price objections • Why relationships and trust can matter more than price • The importance of testing assumptions • Why negotiation requires a toolbox—not a single script • How communication changes across phone, email, text, Zoom, and in-person conversations • How AI could reshape the future of negotiation Derrick also discusses his book Evolve or Be Slaughtered and why he believes becoming a better negotiator requires ongoing practice, education, and a willingness to rethink what you've already learned. If you work in sales, real estate, mortgage lending, business, or entrepreneurship, this conversation will make you think differently about how you communicate, influence, negotiate, and close. 🎙 Hosted by: The Billion Dollar Banker CONNECT WITH ME: 📲 Instagram: https://www.instagram.com/thebilliondollarbanker 🎥 YouTube: https://www.youtube.com/@TheBillionDollarBanker 🎙 Podcast: https://www.buzzsprout.com 💼 LinkedIn: https://www.linkedin.com 🌎 Website: https://www.thebilliondollarbanker.com Support the show

    The New Rules of Negotiation: Evolve or Be Slaughtered with Derrick Chevalier
  5. Sep 30

    You Built the Wealth. Now Protect It. | Trusts, LLCs & Asset Protection

    Send us Fan Mail Building wealth is one thing. Protecting it is another. In this episode of the Billion Dollar Banker Podcast, Nicole Perrone sits down with Mark Pierce, a trust and LLC attorney and CPA with more than four decades of experience in asset protection, tax planning, trusts, and state law strategy. Before helping clients protect their wealth, Mark spent years as a bankruptcy trustee—giving him a unique perspective on what happens when financial and legal structures are actually put under pressure. Nicole and Mark discuss the mistakes that can leave business owners and real estate investors exposed, including commingling funds, improperly structured LLCs, and waiting too long to create an asset protection plan. They also explore how LLCs, holding companies, trusts, estate planning, and privacy strategies can work together to help preserve what you’ve built. Whether you’re an entrepreneur, real estate investor, business owner, or simply focused on creating long-term wealth, this episode is an important reminder: building wealth is only part of the strategy—protecting and preserving it matters too. Learn more about Mark Pierce at WyomingTrustAttorney.com. This episode is for informational and educational purposes only and does not constitute legal, tax, or financial advice. 🎙 Hosted by: The Billion Dollar Banker CONNECT WITH ME: 📲 Instagram: https://www.instagram.com/thebilliondollarbanker 🎥 YouTube: https://www.youtube.com/@TheBillionDollarBanker 🎙 Podcast: https://www.buzzsprout.com 💼 LinkedIn: https://www.linkedin.com 🌎 Website: https://www.thebilliondollarbanker.com Support the show

    You Built the Wealth. Now Protect It. | Trusts, LLCs & Asset Protection
  6. Aug 7

    From Basement DJ to Award-Winning Entrepreneur: Building a Brand That Lasts | Jack Bermeo

    Send us Fan Mail What does it really take to turn your passion into a thriving business and unforgettable brand? In this episode of the Billion Dollar Banker Podcast, Nicole Perrone sits down with DJ Jack Bermeo—three-time DJ Times Magazine Mobile DJ of the Year, nationally recognized bilingual MC, event producer, entrepreneur, and President of LJ DJs Event Design & Entertainment. Jack shares his journey from DJing in basements to building a successful entertainment company, producing incredible events, going viral on social media, and expanding into entrepreneurship beyond the DJ booth. But his success didn't happen without setbacks. Jack opens up about failure, criticism, getting uncomfortable, navigating the pandemic, and why some of the hardest moments in business ultimately created his biggest opportunities. In This Episode:  Turning a passion into a successful business  Why failure is essential to growth  Getting comfortable being uncomfortable  Building a powerful personal brand on social media  Creating an unforgettable customer experience  Scaling a business without losing what makes it special  Jack's unexpected move into the restaurant industry  Why consistency is essential for entrepreneurs  Building trust that turns customers into lifelong clients Whether you're an entrepreneur, business owner, content creator, or someone trying to turn your passion into something bigger, Jack's story is a reminder to keep evolving, keep creating, and keep going. 🎙 Hosted by: The Billion Dollar Banker CONNECT WITH ME: 📲 Instagram: https://www.instagram.com/thebilliondollarbanker 🎥 YouTube: https://www.youtube.com/@TheBillionDollarBanker 🎙 Podcast: https://www.buzzsprout.com 💼 LinkedIn: https://www.linkedin.com 🌎 Website: https://www.thebilliondollarbanker.com Support the show

    From Basement DJ to Award-Winning Entrepreneur: Building a Brand That Lasts | Jack Bermeo
  7. Jul 24

    The Hidden Costs of Success Nobody Tells You About

    Send us Fan Mail Most people chase success but skip the part nobody talks about—the success tax. What if everything you've sacrificed—your comfort, time, sleep, even relationships—are actually the price of growth? In this eye-opening episode, Nicole Perrone reveals how understanding and embracing this tax is the key to true freedom and lasting achievement. You'll discover the surprising truth about why success always comes with costs nobody advertises—like discomfort, uncertainty, and changing relationships—and why these are actually investments, not setbacks. Nicole breaks down the mental frameworks that help high performers tolerate discomfort longer, turn pressure into proof, and use expectations as a growth driver rather than an exhaustion trap. We also explore the critical questions to ask during tough times: Is this sacrifice actually creating your desired future? Will it matter in five years? How can you protect your health and wealth while paying the success tax? Whether you're an entrepreneur, leader, or dreamer, this episode equips you to navigate the hidden costs of growth with clarity and courage. If you're committed to playing the long game—knowing that regret is the true expense—this episode is your blueprint for transforming discomfort into your greatest asset. Perfect for anyone ready to grow beyond their limits and build a life of impact, purpose, and freedom. Are you willing to pay the price for success? Tune in and discover why the best is on the other side of the discomfort you're avoiding. Your future self will thank you for listening. 🎙 Hosted by: The Billion Dollar Banker CONNECT WITH ME: 📲 Instagram: https://www.instagram.com/thebilliondollarbanker 🎥 YouTube: https://www.youtube.com/@TheBillionDollarBanker 🎙 Podcast: https://www.buzzsprout.com 💼 LinkedIn: https://www.linkedin.com 🌎 Website: https://www.thebilliondollarbanker.com  Support the show Support the show

    The Hidden Costs of Success Nobody Tells You About
  8. Jul 21

    The Truth About Buying Real Estate in New York: Condo vs. Co-op, Closing Costs & Legal Secrets | Andrew Luftig

    Send us Fan Mail Buying Real Estate in New York? Don't Sign Anything Until You Watch This. Buying or selling real estate in New York is unlike anywhere else in the country. From attorney involvement and board approvals to co-ops, condos, due diligence, and closing costs, navigating the process can be overwhelming without the right guidance. In this episode of the Billion Dollar Banker Podcast, host Nicole Perrone sits down with Andrew Luftig, Partner and Head of the Residential Department at Chavez, Perlowitz & Luftig, to demystify the New York real estate transaction process and share what every buyer, seller, investor, and real estate professional should know before making their next move. With more than 20 years of experience representing buyers, sellers, landlords, tenants, lenders, and investors, Andrew provides practical insights into one of the country's most unique real estate markets. What You'll Learn: The biggest differences between buying real estate in New York versus other states Condo vs. co-op: Which is right for you? What really happens during due diligence Why having the right attorney matters Common mistakes buyers make—and how to avoid them The role of board packages and approvals New York closing costs, mansion tax, and legal considerations Tips for first-time buyers, investors, and luxury purchasers Whether you're purchasing your first apartment, investing in New York City real estate, or simply want to better understand the buying process, this episode is packed with valuable insights that could save you time, money, and stress. 🎙 Hosted by: The Billion Dollar Banker CONNECT WITH ME: 📲 Instagram: https://www.instagram.com/thebilliondollarbanker 🎥 YouTube: https://www.youtube.com/@TheBillionDollarBanker 🎙 Podcast: https://www.buzzsprout.com 💼 LinkedIn: https://www.linkedin.com 🌎 Website: https://www.thebilliondollarbanker.com  Support the show

    The Truth About Buying Real Estate in New York: Condo vs. Co-op, Closing Costs & Legal Secrets | Andrew Luftig
5
out of 5
26 Ratings

About

Welcome to The Billion Dollar Banker Podcast, where we are dedicated to empowering individuals to reach their full potential. Our mission is to provide valuable insights and inspiration from a diverse range of successful entrepreneurs and professionals across various industries, including real estate, finance, legal, development, and more.Join us as we delve into the stories and strategies of those who have achieved extraordinary success, learning from their experiences, challenges, and triumphs. Whether you're an aspiring entrepreneur, a seasoned professional, or simply seeking motivation to pursue your dreams, our podcast offers practical advice, actionable tips, and invaluable wisdom to help you thrive in your personal and professional life.Tune in to The Billion Dollar Banker Podcast and embark on a journey of growth, empowerment, and success. SVP, Nicole Perrone NMLS CrossCountry Mortgage Mobile: 732-740-9359Email:  Nicole.perrone@ccm.com            Website: www.ccm.com/nicole-perronePersonal NMLS 235881Branch NMLS 1600235 Company NMLS 3029CrossCountry Mortgage, LLC does business in the State of New York as CrossCountry Financing. Licensed Mortgage Banker – NYS Department of Financial Services. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Call for details. Certificate of Eligibility required for VA loans. NMLS3029 (www.nmlsconsumeraccess.org)Equal Housing OpportunityLicensed by the New Jersey Department of Banking and InsuranceLicensed Mortgage Banker – New York State Banking DepartmentLicensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Links SVP of CCMcrosscountrymortgage.com/nicole-perroneLinkedInlinkedin.com/in/nicoleperroneInstagraminstagram.com/billion_dollar_banker?igshid=OGQ5ZDc2ODk2ZA==&utm_source=qrFacebookfacebook.com/nicolemperrone Youtubewww.youtube.com/@billiondollarbanker 732-740-9359 nicole.perrone@ccm.com