Tennessee Real Estate Insider

Allyson Spencer
  • 5.0 (1)
  • Investing
  • Updated Biweekly

Tennessee Real Estate Insider is your go-to podcast for uncovering the latest trends, tips, and investment opportunities in Tennessee’s real estate market. Whether you’re a first-time homebuyer, seasoned investor, or just curious about the industry, we provide expert insights and local knowledge to help you navigate the ever-evolving real estate landscape with confidence.

  1. 08/01/2025

    Navigating the Probate Process in Real Estate with Derek Malcolm

    Summary In this episode of Tennessee Real Estate Insider, host Allyson Spencer and probate expert Derek Malcolm discuss the intricacies of selling a home during the probate process. They cover the basics of probate, the different types of probate processes, timelines involved, and the importance of understanding wills and heirs. The conversation also touches on proactive planning for property transfers before death and the potential tax implications of such decisions. Takeaways Probate is the process of administering someone's estate after death.Tennessee has a relatively straightforward probate process compared to other states.The type of probate needed can vary based on whether there is a will.A full probate can be avoided in many real estate cases.There are specific timelines to consider when selling property after death.Creditors have a year to file claims against the estate.Court approval may be necessary for certain property sales.All heirs must sign documents for property listings under probate.Transferring property before death can have tax implications.Consulting with legal and financial professionals is crucial for estate planning. Resources: Contact: https://www.greaterimpactrealty.com/agents/1226455/Allyson+Spencer Podcast: Tennessee Real Estate Insider Embark on your home buying journey with the valuable insights provided in this episode. Be sure to listen to the full episode of Tennessee Real Estate Insider for expert advice and practical tips. Stay tuned for more engaging discussions and real estate insights from Allyson Spencer.

    17 min

  2. 07/01/2025

    Greater Impact, Greater Purpose: Real Estate with a Mission

    Summary In this episode of Tennessee Real Estate Insider, host Allyson Spencer interviews Kathy Oakes, the owner of Greater Impact Realty. They discuss the company's mission to create a community-focused real estate experience, emphasizing the importance of relationships over transactions. Kathy shares the history of Greater Impact, its charity initiatives, innovative business model, and the support provided to agents through education and the Broker League. The conversation highlights the company's commitment to making a positive impact in the community while ensuring agents have the resources they need to succeed. Takeaways Kathy Oakes emphasizes the importance of creating a people-focused real estate company.Greater Impact Realty aims to provide a quality experience akin to Chick-fil-A.The company launched during COVID, driven by a desire for community impact.5% of profits are donated to local charities chosen by agents.Community impact includes support for addiction recovery and families in need.The annual impact party brings together agents, buyers, and sellers to celebrate contributions.Greater Impact offers cutting-edge marketing and technology support for agents.Education and training are key to maintaining high standards among agents.The Broker League allows for collaborative support among agents and brokers.Kathy believes in the power of community and making connections.

    15 min

  3. 06/15/2025

    Understanding Real Estate Scams with Derek Malcolm

    Summary In this episode, Allyson Spencer and Derek Malcolm discuss the various scams prevalent in the real estate industry, focusing on wire fraud, seller impersonation, and deed fraud. They explore how these scams operate, the impact on buyers and sellers, and the importance of using secure methods to protect against fraud. The conversation emphasizes the need for vigilance and due diligence in real estate transactions, as well as the role of technology in safeguarding against scams. Takeaways Wire fraud is a $400 million a month problem.Buyers often fall victim due to urgency and lack of verification.Seller impersonation fraud is common with vacant land.Quick claim deeds can be easily forged.Using encrypted systems for communication is crucial.Not all closing firms prioritize security measures.Buyers should verify wiring instructions with their agents.Urgency in emails is a red flag for scams.Notaries must be reputable and approved by underwriters.Due diligence is essential to avoid scams.

    22 min

  4. 06/01/2025

    2025 Real Estate Market Update with Kathy Oakes

    Summary In this episode, Allyson Spencer interviews Kathy Oakes, owner of Greater Impact Realty, discussing the real estate market trends for 2024 and 2025. They explore the impact of interest rates on buyers, inventory trends, economic factors influencing the market, and the dynamics of the rental market. The conversation emphasizes the importance of realistic expectations for buyers and sellers and highlights the growing demand for short-term rentals in the region. Takeaways The average first-time home buyer age is now 36.Interest rates significantly impacted purchasing power in 2024.Sellers had to adjust their expectations due to market changes.Days on market increased, indicating a shift in buyer behavior.New construction prices are expected to rise due to tariffs.Inventory levels are increasing, providing more options for buyers.The rental market remains strong despite economic challenges.Buyers should be pre-approved to understand their budget better.Sellers should consider making repairs to increase home value.Short-term rentals are in high demand, especially for contract workers.

    23 min

  5. 05/15/2025

    Maximizing Curb Appeal for Home Sales

    In this episode of Tennessee Real Estate Insider, host Allyson Spencer and guest Reazyn DeMoss discuss the critical role of curb appeal in selling homes. They share practical tips for enhancing exterior appeal on a budget, emphasizing the importance of first impressions for potential buyers. The conversation covers various aspects of home maintenance, including landscaping, pressure washing, and minor upgrades that can significantly impact property value. They also touch on what buyers should look for when evaluating a home's exterior. Takeaways Curb appeal significantly influences a buyer's first impression.Simple landscaping and maintenance can enhance property value.Pressure washing is an affordable way to improve exterior appearance.Fresh flowers and plants create an inviting atmosphere.Small upgrades, like new light fixtures, can make a big difference.Maintaining driveways and fences is crucial for curb appeal.Creating a welcoming entryway is essential for attracting buyers.Investing in exterior improvements can lead to higher sale prices.Buyers should look for signs of maintenance when evaluating homes.Seasonal considerations affect exterior maintenance strategies.

    13 min

  6. 05/01/2025

    Navigating the Real Estate Market: Insights and Strategies

    Summary In this episode of Tennessee Real Estate Insights, host Allyson Spencer and guest Reazyn DeMoss discuss the intricacies of choosing the right real estate agent, the importance of communication, market trends, pricing strategies, and navigating offers and negotiations in the real estate market. They share personal experiences and insights to help listeners understand the real estate process better. Takeaways Choosing the right realtor can significantly impact your selling price.Communication is key in real estate transactions.Understanding market trends is essential for pricing strategies.A good realtor listens to their client's goals.Negotiation skills are crucial for successful transactions.The market can change rapidly, affecting selling strategies.Having a solid game plan can lead to better offers.Trusting your realtor's expertise can yield better results.It's important to evaluate offers carefully and not rush decisions.Real estate transactions can be stressful without proper guidance.

    14 min

  7. 04/15/2025

    From Pre-Approval to Closing: Streamlining Your Home Purchase

    Navigating the Home Loan Process with Expert Lender Lucas Johnson In this episode of Tennessee Real Estate Insider, host Allyson Spencer, a property manager and realtor in East Tennessee, is joined by Lucas Johnson, the top lender in the Tri Cities. Together, they discuss the step-by-step process of obtaining a home loan, starting with the importance of getting pre-approved to avoid disappointment. Lucas explains the details involved in pre-approval, including credit checks, job history, and asset assessment. He also covers the turnaround time for pre-approvals, debt-to-income ratio considerations, and the types of documents required. The conversation further addresses common pitfalls during the loan process, such as opening new debts and making large cash deposits. Allyson and Lucas also delve into various methods for down payment sourcing and the critical steps leading up to and during the closing table. Lucas's insights emphasize the importance of transparency, preparation, and efficient systems to ensure a smooth home buying experience. 00:00 Welcome to Tennessee Real Estate Insider00:27 The Importance of Pre-Approval02:49 Understanding Debt-to-Income Ratios04:20 Navigating the Pre-Approval Process05:10 Documents Needed for Pre-Approval and Closing07:48 Avoiding Common Pitfalls10:58 Success Stories and Quick Closings13:59 Final Steps to Closing16:37 Conclusion and Thank You

    17 min

  8. 04/01/2025

    7. Understanding Loan Types: Debunking Myths and Exploring Options with Top Lender Lucas Johnson

    Understanding Loan Types: Debunking Myths and Exploring Options with Top Lender Lucas Johnson In this episode of Tennessee Real Estate Insider, host Allyson Spencer welcomes Lucas Johnson, the leading lender in the Tri Cities with Movement Mortgage. They dive deep into common misconceptions about loans and discuss various loan types including conventional, FHA, USDA, VA, and THDA. Lucas provides insights into the factors affecting loan approvals and shares success stories of clients who overcame obstacles to become homeowners. The episode also emphasizes the importance of pre-approval and overcoming the fear of rejection. Get expert advice on choosing the right loan type in East Tennessee's real estate market. 00:00 Welcome to Tennessee Real Estate Insider00:44 Common Misconceptions About Home Loans02:22 Overcoming the Fear of Rejection03:46 Success Stories: Turning Renters into Homeowners05:20 Understanding Different Loan Types05:50 Conventional Loans Explained07:47 Government-Backed Loans: FHA, VA, USDA, and THDA11:29 The Importance of Choosing the Right Loan16:09 Conclusion and Next Steps

    17 min
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About

Tennessee Real Estate Insider is your go-to podcast for uncovering the latest trends, tips, and investment opportunities in Tennessee’s real estate market. Whether you’re a first-time homebuyer, seasoned investor, or just curious about the industry, we provide expert insights and local knowledge to help you navigate the ever-evolving real estate landscape with confidence.

Information

  • Creator
    Allyson Spencer
  • Years Active
    2024 - 2025
  • Episodes
    14
  • Rating
    Clean
  • Copyright
    © 2025 Allyson Spencer