The IBC Guys

daveibcguys
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Dave and Mike, the IBC Guys, talk anything and everything related to the Infinite Banking Concept!

  1. 2d ago

    |Ep.71| The Psychology of Money - Nothing's Free

    Episode 71: IBC and The Psychology of Money: Nothing’s Free   Welcome back to The IBC Guys Podcast!   Welcome back to the IBC Guys!  In this episode, we continue the series on the psychology of money using Housel’s book as a guide.  Chapter 15 - “Nothing’s Free” - Housel practically writes the ideology behind the Infinite Banking Concept.  Sure, there’s a cost to anything you do with your money - but what are you getting in return?  It’s Dave’s argument that IBC offers more than any other financial mechanisms out there.  The question is though - are you willing to pay what it costs?  Join in a Housel helps us think through the costs of choosing what to do with our money! Also in this episode, Dave offers to help you find a way to make money, has LOTS of story examples this week, and tells the bank that he actively tries to get people away from their institution.  Join in this week and see what all the hype is about! Key takeaway: “The trick isn't finding investments with no price.  The trick is finding the prices you're willing to pay.”  -Housel   Resources Mentioned: [Link HERE] Morgan Housel’s The Psychology of Money 📩 Email: Dave@familybankingsolutions.com | Mike@familybankingsolutions.com 📞 Call: 507-205-2284 📅 Schedule a consultation: https://calendly.com/dave-familybankingsolutions/30min   📱 Follow us on social media:  Dave’s Facebook: https://www.facebook.com/dave.parmerlee Dave’s Instagram: https://www.instagram.com/dave_ibcguys/ Dave’s Linkedin: https://www.linkedin.com/in/david-parmerlee-121bb3293/   Mike’s Facebook: https://www.facebook.com/profile.php?id=100090029017545 Mike’s Instagram: https://www.instagram.com/mike_ibcguys/ Mike’s Linkedin: https://www.linkedin.com/in/mike-stevens-962186336/   🔔 Don’t forget to subscribe and leave us a review—it helps us reach more people looking for financial freedom through IBC! #InfiniteBanking #WealthBuilding #IBCGuys #FinancialFreedom

  2. Jul 7

    |Ep.70| IBC and The Psychology of Money - You'll Change

    Episode 70: IBC and The Psychology of Money: You’ll Change   Welcome back to The IBC Guys Podcast!   Welcome back to the IBC Guys!  In this episode, we continue the series on the psychology of money using Housel’s book as a guide.  Dave examines Chapter 14 ‘You’ll Change.’  In the previous chapter, Housel states that one of the reasons we need to save money is that life is unpredictable.  Well, Housel doubles down on this specific idea, asking the reader to reflect and understand that, yes, you will change.  Dave talks through a quick recap and then draws out the strong connections IBC has with this chapter.  You won’t want to miss this one! Also in this episode, Dave gets controversial with his book titles, shares some personal stories, and calls Mike old.  Join in for a great episode as we compare Housel’s thinking to Nelson Nash’s thinking! Key takeaway: “Long term planning is harder than it seems because people’s goals and desires change over time.”  -Housel   Resources Mentioned: [Link HERE] Morgan Housel’s The Psychology of Money 📩 Email: Dave@familybankingsolutions.com | Mike@familybankingsolutions.com 📞 Call: 507-205-2284 📅 Schedule a consultation: https://calendly.com/dave-familybankingsolutions/30min   📱 Follow us on social media:  Dave’s Facebook: https://www.facebook.com/dave.parmerlee Dave’s Instagram: https://www.instagram.com/dave_ibcguys/ Dave’s Linkedin: https://www.linkedin.com/in/david-parmerlee-121bb3293/   Mike’s Facebook: https://www.facebook.com/profile.php?id=100090029017545 Mike’s Instagram: https://www.instagram.com/mike_ibcguys/ Mike’s Linkedin: https://www.linkedin.com/in/mike-stevens-962186336/   🔔 Don’t forget to subscribe and leave us a review—it helps us reach more people looking for financial freedom through IBC! #InfiniteBanking #WealthBuilding #IBCGuys #FinancialFreedom

  3. Jun 23

    |Ep.69| IBC and the Psychology of Money - Room for Error

    Welcome back to The IBC Guys Podcast!   Welcome back to the IBC Guys!  In this episode, we continue the series on the psychology of money using Housel’s book as a guide.  We jump into Chapter 13 ‘Room for Error.’  Housel takes us through the certainty of the uncertain, and then the reasons to expect it.  The idea of building in room for error is a foundational piece of growing wealth.  IBC builds in room for error automatically - and Dave is excited to talk about how!  Join us for a great episode! Also in this episode, Dave thinks things are getting redundant, he’s headed to see Mike, and he’s taking a summer break by doing an episode every other week.   Key takeaway: “The most important part of every plan is planning on your plan not going according to plan.”  -Housel   Resources Mentioned: [Link HERE] Morgan Housel’s The Psychology of Money 📩 Email: Dave@familybankingsolutions.com | Mike@familybankingsolutions.com 📞 Call: 507-205-2284 📅 Schedule a consultation: https://calendly.com/dave-familybankingsolutions/30min 📱 Follow us on social media:  Dave’s Facebook: https://www.facebook.com/dave.parmerlee Dave’s Instagram: https://www.instagram.com/dave_ibcguys/ Dave’s Linkedin: https://www.linkedin.com/in/david-parmerlee-121bb3293/   Mike’s Facebook: https://www.facebook.com/profile.php?id=100090029017545 Mike’s Instagram: https://www.instagram.com/mike_ibcguys/ Mike’s Linkedin: https://www.linkedin.com/in/mike-stevens-962186336/   🔔 Don’t forget to subscribe and leave us a review—it helps us reach more people looking for financial freedom through IBC! #InfiniteBanking #WealthBuilding #IBCGuys #FinancialFreedom

  4. Jun 9

    |Ep.68| IBC and the Psychology of Money - Surprise!

    Episode 68: IBC and The Psychology of Money: Surprise!   Welcome back to The IBC Guys Podcast!   Welcome back to the IBC Guys!  In this episode, we continue the series on the psychology of money using Housel’s book as a guide.  Dave dives into an interesting chapter titled “Surprise!”  Housel discusses using the past as a predictor, the biggest unknowns shaping the majority of the future, and what one should do in preparing a financial system to withstand those surprises And, with this being an IBC podcast, Dave dissects Nelson Nash’s stance with that of Housel’s - and the similarities may be more surprising than most people realize.  Join us for a great episode!   Key takeaway:  Because surprises are unavoidable, the value of control is often underestimated until the moment it is needed.   Resources Mentioned: [Link HERE] Morgan Housel’s The Psychology of Money 📩 Email: Dave@familybankingsolutions.com | Mike@familybankingsolutions.com 📞 Call: 507-205-2284 📅 Schedule a consultation: https://calendly.com/dave-familybankingsolutions/30min   📱 Follow us on social media:  Dave’s Facebook: https://www.facebook.com/dave.parmerlee Dave’s Instagram: https://www.instagram.com/dave_ibcguys/ Dave’s Linkedin: https://www.linkedin.com/in/david-parmerlee-121bb3293/   Mike’s Facebook: https://www.facebook.com/profile.php?id=100090029017545 Mike’s Instagram: https://www.instagram.com/mike_ibcguys/ Mike’s Linkedin: https://www.linkedin.com/in/mike-stevens-962186336/   🔔 Don’t forget to subscribe and leave us a review—it helps us reach more people looking for financial freedom through IBC! #InfiniteBanking #WealthBuilding #IBCGuys #FinancialFreedom

  5. May 26

    |Ep.67| IBC and The Psychology of Money - Saving Money (with Yvonne Burke)

    Episode 67: IBC and The Psychology of Money: Saving Money   Welcome back to The IBC Guys Podcast!   Welcome back to the IBC Guys!  In this episode, we continue the series on the psychology of money using Housel’s book as a guide.  Yvonne is back to help dissect Chapter 10 - Saving Money and, in turn, apply it to IBC.  Yvonne provides some insights into Housel’s work with Dave reflecting, and then she dives into the 6 components of how to save successfully.  Join Dave as he sits back, asks some questions, and learns from an expert on what it means to save using IBC as the catalyst.  It doesn’t get better! Also in this episode, Dave is excited before he even begins, Yvonne is the guest that won’t go away, and Dave makes sure no one is high-and-mighty on the podcast!  Saving is a main indicator of wealth - let’s learn about it together! Key takeaway: Saving money is the first priority - now use IBC to save money better!   Resources Mentioned: [Link HERE] Morgan Housel’s The Psychology of Money 📩 Email: Dave@familybankingsolutions.com | Mike@familybankingsolutions.com 📞 Call: 507-205-2284 📅 Schedule a consultation: https://calendly.com/dave-familybankingsolutions/30min   📱 Follow us on social media:  Dave’s Facebook: https://www.facebook.com/dave.parmerlee Dave’s Instagram: https://www.instagram.com/dave_ibcguys/ Dave’s Linkedin: https://www.linkedin.com/in/david-parmerlee-121bb3293/   Mike’s Facebook: https://www.facebook.com/profile.php?id=100090029017545 Mike’s Instagram: https://www.instagram.com/mike_ibcguys/ Mike’s Linkedin: https://www.linkedin.com/in/mike-stevens-962186336/   🔔 Don’t forget to subscribe and leave us a review—it helps us reach more people looking for financial freedom through IBC! #InfiniteBanking #WealthBuilding #IBCGuys #FinancialFreedom

  6. May 19

    |Ep66| IBC and The Psychology of Money - Reasonable > Rational

    Episode 66: IBC and The Psychology of Money: Reasonable > Rational   Welcome back to The IBC Guys Podcast!   Welcome back to the IBC Guys!  In this episode, we continue the series on the psychology of money using Housel’s book as a guide.  We discuss Chapter 11, Reasonable > Rational.  Housel discusses the need to remember the human side of how money is used when making decisions.  There is often a best, rational choice when it comes to money, but that choice may not be the most reasonable.  Housel encourages the reasonable choice because it is more realistic and is tenable over the course of a longer amount of time.  Excited to discuss and excited for you to join us! Also in this episode, Dave toots his own horn, Mike likes chocolate but not the kind you think, and Dave puts his IBC Cash Value to a practical use!  Key takeaway: “Do not aim to be coldly rational when making financial decisions.  Aim to just be pretty reasonable.” - Housel   Resources Mentioned: [Link HERE] Morgan Housel’s The Psychology of Money 📩 Email: Dave@familybankingsolutions.com | Mike@familybankingsolutions.com 📞 Call: 507-205-2284 📅 Schedule a consultation: https://calendly.com/dave-familybankingsolutions/30min 📱 Follow us on social media:  Dave’s Facebook: https://www.facebook.com/dave.parmerlee Dave’s Instagram: https://www.instagram.com/dave_ibcguys/ Dave’s Linkedin: https://www.linkedin.com/in/david-parmerlee-121bb3293/   Mike’s Facebook: https://www.facebook.com/profile.php?id=100090029017545 Mike’s Instagram: https://www.instagram.com/mike_ibcguys/ Mike’s Linkedin: https://www.linkedin.com/in/mike-stevens-962186336/ 🔔 Don’t forget to subscribe and leave us a review—it helps us reach more people looking for financial freedom through IBC! #InfiniteBanking #WealthBuilding #IBCGuys #FinancialFreedom

  7. May 12

    |Ep.65| IBC From Someone Else - What Do Others Say About Policy Design?

    Episode 65: IBC From Someone Else: What Do Others Say About Policy Design?   Welcome back to The IBC Guys Podcast!   Welcome back to the IBC Guys!  In this episode, Dave takes a look at IBC through the eyes of another producer - someone else who works with IBC.  In taking a look through their free guide, what do they have to say about policy design?  What do they encourage?  Caution?  Does what is said line up with what Mike and Dave talk about?  More importantly, does it line up with what Nelson Nash talks about?  All this is done with the goal of helping you decide what you think.  Join in and let’s talk IBC policy design!   Also in this episode, Dave says “stuffs”, Mike is traveling the world, and Dave is ready to go golfing. This is as practical and implementable as an episode can get, so don’t miss it! Key takeaway: Both (a) ideology and (b) policy design matter in IBC, but not all whole life policies are created equal—and policy design matters more than most people realize.   Resources Mentioned: [Link HERE] Morgan Housel’s The Psychology of Money 📩 Email: Dave@familybankingsolutions.com | Mike@familybankingsolutions.com 📞 Call: 507-205-2284 📅 Schedule a consultation: https://calendly.com/dave-familybankingsolutions/30min   📱 Follow us on social media:  Dave’s Facebook: https://www.facebook.com/dave.parmerlee Dave’s Instagram: https://www.instagram.com/dave_ibcguys/ Dave’s Linkedin: https://www.linkedin.com/in/david-parmerlee-121bb3293/   Mike’s Facebook: https://www.facebook.com/profile.php?id=100090029017545 Mike’s Instagram: https://www.instagram.com/mike_ibcguys/ Mike’s Linkedin: https://www.linkedin.com/in/mike-stevens-962186336/   🔔 Don’t forget to subscribe and leave us a review—it helps us reach more people looking for financial freedom through IBC!   #InfiniteBanking #WealthBuilding #IBCGuys #FinancialFreedom

  8. May 5

    |Ep.63| IBC and the Psychology of Money - Man in the Car Paradox

    Welcome back to The IBC Guys Podcast!   Welcome back to the IBC Guys!  In this episode, we continue the Psychology of Money series.  Housel wins the award for shortest chapter in a book - 1 page - but it’s thought provoking none the less.  When you admire a car, house, etc., are you admiring the person that owns that possession or are you visualizing what that wealth would look like in your possession?  Housel walks the reader through the paradox of ‘loud’ wealth and how it doesn’t really work as most people assume.  Dave then takes IBC and discusses how IBC fits within that paradox.  Man, what a great discussion! Also in this episode, Dave kills stuff, he makes up a new catch phrase, and he ends on a great on liner.  Join him for a thought provoking episode!   Key takeaway: Trying to look rich is one of the fastest ways to stay poor.   Resources Mentioned: [Link HERE] Morgan Housel’s The Psychology of Money 📩 Email: Dave@familybankingsolutions.com | Mike@familybankingsolutions.com 📞 Call: 507-205-2284 📅 Schedule a consultation: https://calendly.com/dave-familybankingsolutions/30min   📱 Follow us on social media:  Dave’s Facebook: https://www.facebook.com/dave.parmerlee Dave’s Instagram: https://www.instagram.com/dave_ibcguys/ Dave’s Linkedin: https://www.linkedin.com/in/david-parmerlee-121bb3293/   Mike’s Facebook: https://www.facebook.com/profile.php?id=100090029017545 Mike’s Instagram: https://www.instagram.com/mike_ibcguys/ Mike’s Linkedin: https://www.linkedin.com/in/mike-stevens-962186336/   🔔 Don’t forget to subscribe and leave us a review—it helps us reach more people looking for financial freedom through IBC! #InfiniteBanking #WealthBuilding #IBCGuys #FinancialFreedom

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5
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About

Dave and Mike, the IBC Guys, talk anything and everything related to the Infinite Banking Concept!

Information

  • Creator
    daveibcguys
  • Years Active
    2025 - 2026
  • Episodes
    72
  • Rating
    Clean
  • Copyright
    © Copyright 2025 All rights reserved.
  • Show Website
    The IBC Guys

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