Justin Wood has spent 25 years building homes in Portland, Oregon, alongside his father-in-law, who's been at it since the early 1970s. It's a family operation, and together they've built a niche most national builders skip: infill housing, one lot at a time. "We've always focused on first-time entry-level, first-time home buyers. That's kind of been our niche." Oregon's middle housing laws opened the door to duplexes, triplexes, and fourplexes on land that used to hold a single aging house, and Justin's crew shifted right along with it. Justin didn't set out to become a policy guy. The 2010 recession pulled him into government affairs work for Portland's home builders association, and it stuck. He's since helped shape legislation protecting Portland's narrow lots and a newer rule letting fourplexes be sold as four separate, individually owned homes. "They required you to be able to build on them." He's candid about why he stays involved in association work beyond the policy wins, and the informal network of builders he leans on when things get hard. Money comes up too. Justin walks through how his company finances its projects, and a moment during the 2008 downturn that still stands out, a call at a Trail Blazers game that put one project on the line. "I got a text from my loan guy... they said, 'We need you to bring us a check tomorrow to pay off the construction loan.' My father-in-law told him, 'You tell me the address to mail the keys, because we're not sending you a check.'" There's also a closer call more recently, when permitting delays stacked several projects on top of each other right as interest rates climbed. Outside the numbers, Justin digs into why good kids with strong job offers still walk away from construction work, and what he thinks it would take to change that. "The only way we get people into the trades is by making the wages so high it brings people in, and that hurts the housing affordability issue." He also shares what it means to build in someone else's neighborhood, and why he expects Portland hasn't seen real pushback yet, but will. "You're gonna see guys go into a really nice area of Portland, tear down an $800,000 house, slap up a fourplex, and neighborhoods are gonna lose their mind." This one moves through regulation, capital, community, and the people who actually swing the hammers. Justin Wood has spent more than 25 years in residential homebuilding, focused on attainable homeownership for first-time buyers. His work centers on entry-level and middle housing, using tools like property tax abatement and SDC waiver programs to help working families get into a home of their own. He's held leadership roles in housing advocacy for years, including two terms as President of the Oregon Home Builders Association, and was appointed by Governor Tina Kotek to the Governor's Housing Production Advisory Council to help address Oregon's housing shortage. Outside the industry, Justin has coached youth soccer for eight years and volunteered with Walk & Knock, Clark County's community food drive, for more than 15 years, including six as the organization's President. Follow Builder Straight Talk: * Web: https://BuilderStraightTalk.com Chapters 00:00 Introduction 03:24 Meet Justin 03:52 Portland Infill Niche 06:47 Getting Started 08:30 First Builds Lessons 09:37 Government Affairs Pivot 12:42 Advocacy Wins Skinny Homes 15:03 Why Join Associations 20:38 Culture Paying Subs Fair 22:13 Competition and Scaling 24:26 Capital Stack Lending 27:19 Margins Fees Red Tape 29:48 Workforce Trades Pipeline 34:32 Schools Immigration Fixes 39:23 Border Identity Debate 41:16 Builder Advice Find Niche 43:35 If Not Building Teaching 44:21 Five Year Goals 46:00 Overexposure Market Scare 49:43 Surviving the 2008 Crash 54:26 Middle Housing Land Division 57:12 Designing for Neighbors 01:01:22 Rapid Fire 01:03:42 Final Thoughts