Wealth Wisdom with Stuart J. Spivak

Stuart J. Spivak
  • 5.0 (1)
  • Investing

Retirement isn’t just a destination—it’s a journey. Welcome to Wealth Wisdom with Stuart J. Spivak, the podcast where retirement planning meets real-life strategies and proven financial insights. Hosted by Stuart J. Spivak, a trusted financial advisor with over 37 years of experience, this show is your go-to resource for navigating the complexities of retirement and legacy planning with clarity and confidence. Whether you’re preparing for retirement or already enjoying it, Stuart pulls back the curtain to reveal: How to retire without fear of running out of money.Hidden tax traps that could erode your savings—and how to avoid them.Smart strategies to protect and pass on your legacy exactly as you intend. No cookie-cutter plans here—just practical, time-tested solutions and real stories from retirees who’ve faced these challenges and come out on top. If you’re ready to make smarter financial decisions, avoid costly pitfalls, and secure the future you’ve always dreamed of, hit subscribe and join us for each episode. Get the insights you need to build wealth, protect your legacy, and retire with confidence—only on Wealth Wisdom with Stuart J. Spivak.

  1. Jul 30

    Wealth Wisdom | Retiring with Confidence During Uncertain Markets

    In today's episode of Wealth Wisdom, host Stuart J. Spivak discusses how to navigate uncertain markets and why having a comprehensive retirement plan is more important than ever. From market volatility to retirement income planning, Stuart shares practical strategies designed to help investors retire with greater confidence and peace of mind. Topics covered in this episode: Why market volatility creates opportunity—not panic—for long-term investorsThe three biggest risks every retirement plan should addressUnderstanding sequence of returns risk and why it matters in retirementHow guaranteed income can help create greater confidence and financial securityWhy successful retirement planning starts with solving problems—not selling products Tune in on Spotify, Apple and all podcast platforms, and be sure to subscribe for more expert retirement planning insights. If you're interested in learning how these strategies may apply to your personal financial situation, speak with Stuart and his team today! Stuart J. Spivak | Spivak Financial Group 8753 E. Bell Rd. Scottsdale, AZ 85260 info@spivakfinancial.com 480.556.9931

  2. Jul 8

    Wealth Wisdom | The Retirement Planning Mistake Most People Make

    In today's episode of Wealth Wisdom, host Stuart J. Spivak discusses why Roth conversions have become one of the most talked-about retirement planning strategies and how proactive planning can help create a more predictable financial future. Topics covered in this episode: - Why retirement planning goes beyond investments and requires a comprehensive strategy - The difference between a probable retirement plan and a predictable one - How Roth conversions may help reduce future taxes and RMDs - The importance of understanding your retirement numbers before making decisions - Why creating tax-free income can be a powerful part of your long-term retirement plan This is an episode you won't want to miss. Tune in on Spotify or Apple Podcasts and be sure to subscribe for more expert retirement planning insights. If you're interested in learning how these strategies may apply to your personal situation, speak with Stuart and his team today! Stuart J. Spivak | Spivak Financial Group 8753 E. Bell Rd. Scottsdale, AZ 85260 info@spivakfinancial.com 480.556.9931

  3. Jul 1

    Wealth Wisdom | How to Keep More of Your Retirement Money

    In today's episode of Wealth Wisdom, host Stuart J. Spivak continues the conversation on Roth conversions, retirement taxes, and proactive planning strategies that can help retirees keep more of their hard-earned money. Topics covered in this episode: - Why taxes may be the biggest threat to your retirement plan - Understanding RMDs and the retirement "tax time bomb" - How Roth conversions can create future tax-free income - The impact of taxes on Social Security and Medicare premiums - Why proactive tax planning is critical for long-term retirement success Tune in on Spotify or Apple Podcasts and be sure to subscribe for more expert retirement planning insights. If you're interested in learning how these strategies may apply to your personal situation, speak with Stuart and his team today! Stuart J. Spivak | Spivak Financial Group 8753 E. Bell Rd. Scottsdale, AZ 85260 info@spivakfinancial.com 480.556.9931

  4. Jun 24

    Wealth Wisdom | Roth Conversions 101 - What Every Retiree Should Know

    In today's episode of Wealth Wisdom, host Stuart J. Spivak discusses one of the most important retirement planning topics facing investors today: Roth conversions and the growing impact of taxes in retirement. Topics covered in this episode: - Traditional IRA vs. Roth IRA: What's the difference? - Why Roth conversions are getting so much attention today - Understanding the impact of future taxes and RMDs - The importance of tax diversification in retirement - Creating a more predictable retirement income strategy This is one you won't want to miss. Tune in on Spotify or Apple Podcasts and make sure to subscribe for more expert retirement planning tips. If you’re interested in knowing how these concepts apply to your personal situation, speak to Stuart and his team today! Stuart J. Spivak | Spivak Financial Group 8753 E Bell Rd. Scottsdale, AZ 85260 info@spivakfinancial.com 480.556.9931

  5. 04/08/2025

    Smart Tax Strategies for 2025 and Beyond: Be Proactive, Not Reactive

    In this episode of Wealth Wisdom with Stuart J. Spivak, we tackle one of the hottest topics on everyone’s mind—tax planning in a post-election world. With the elections behind us and a new administration setting priorities, it’s time to prepare for potential tax changes and ensure your retirement plan is secure. Join Stuart J. Spivak and co-host James Andersen as they break down key strategies for tax efficiency, including how to diversify your accounts for maximum savings and why proactive planning is the key to long-term success. Main Points Discussed: - Why tax planning shouldn’t be based on 4-year election cycles but rather 10-20 year strategies. - The difference between taxable, tax-deferred, and tax-free accounts—and how to structure your portfolio for maximum savings. - Tax location planning: What it is and why it’s crucial for retirement security. - The importance of proactive planning versus reactive accounting when it comes to minimizing taxes. - Strategies for tax-loss harvesting, gain-loss offsetting, and managing taxable investment accounts to save 1-3% annually. - Real-life examples of how proper tax management saved clients thousands. Don’t leave your financial future to chance. Tune in now to learn how to protect your retirement income and save on taxes. 👉 Listen here: on YouTube or on Spotify or Apple Podcasts. And be sure to subscribe to Wealth Wisdom with Stuart J. Spivak for more actionable strategies to secure your financial future!

  6. 04/01/2025

    Disinherit the IRS—Smart Strategies for Tax-Efficient Giving

    In this inspiring episode of Wealth Wisdom with Stuart J. Spivak, Stuart dives into the importance of giving back while reducing taxes through Donor Advised Funds (DAFs). He also shares the heartwarming story of The Driven Project, a charity providing unforgettable experiences to terminally ill children. Discover how you can make a difference while maximizing your tax benefits! Main Points Discussed: The Driven Project and Stuart's experience as a title sponsor, supporting critically ill children through supercar therapy.What Donor Advised Funds (DAFs) are and how they can help you combine charitable giving with smart tax planning.Real-world examples of clients using DAFs to offset taxes from property sales, Roth conversions, and investment gains.How DAFs can be used to teach charitable values to children and involve the whole family in giving back.Tips for setting up your own DAF and using it strategically to lower taxes while supporting causes you care about. Don’t miss this episode if you want to learn how to align your charitable goals with smart tax planning! 👉 Listen now on YouTube or your favorite podcast platform. Subscribe today for more insights on wealth building and retirement strategies!

  7. 03/25/2025

    Safeguard Your Retirement: Smart Planning for Volatile Markets

    Welcome to another episode of Wealth Wisdom with Stuart J. Spivak, where we help you navigate the financial journey to—and through—retirement. In this episode, Stuart Spivak shares timely insights as we close out 2024, a year of market highs and economic uncertainty. Whether you’re planning to retire soon or are already in retirement, Stuart explains why the descent down the “financial mountain” can be even riskier than the climb—and how to avoid costly mistakes. Main Points Discussed: - The Financial Mountain Analogy – Why retiring is like climbing Mount Everest and how most mistakes happen on the way down. - Key Retirement Risks – Running out of money, market downturns, and poor withdrawal strategies. - The Impact of Inflation – Why higher costs of living are here to stay and how to combat inflation with smart planning. - Portfolio Protection Strategies – Building income buckets, diversification, and securing predictable, reliable income streams. - Market Volatility & Elections – Preparing for uncertainty in 2025, including inflation trends and potential policy changes. Ready to take control of your financial future? Listen to the full episode on YouTube or your favorite podcast platforms like Spotify and Apple Podcasts. Don’t forget to subscribe for more insights and tips to help you retire with confidence!

  8. 03/18/2025

    The Pros and Cons of Roth Conversions—What You Need to Know

    In this episode of The Prosper Retirement Podcast, host Stuart J. Spivak tackles one of the most talked-about topics in retirement planning—Roth conversions. With taxes at historic lows and changes coming in 2026, this could be the perfect time to re-evaluate your retirement strategy. Stuart walks listeners through the pros, cons, and strategies of Roth conversions to help them decide if it’s the right move for their financial future. Main Points Discussed: - Key differences between traditional IRAs and Roth IRAs and how they impact taxes. - Why taxes are expected to rise and how to take advantage of current rates. - Strategies for timing Roth conversions to maximize savings and minimize tax burdens. - The role of donor-advised funds in offsetting tax liabilities during conversions. - Why Roth conversions aren’t one-size-fits-all and require careful planning. - Real-life scenarios highlighting how strategic conversions can benefit investors. Don’t miss this informative episode! Tune in on Spotify, Apple Podcasts or here on YouTube and make sure to subscribe for more expert retirement planning tips. If you’re ready to explore whether a Roth conversion is right for you, book a consultation with Stuart and his team today!

See All (13)

About

Retirement isn’t just a destination—it’s a journey. Welcome to Wealth Wisdom with Stuart J. Spivak, the podcast where retirement planning meets real-life strategies and proven financial insights. Hosted by Stuart J. Spivak, a trusted financial advisor with over 37 years of experience, this show is your go-to resource for navigating the complexities of retirement and legacy planning with clarity and confidence. Whether you’re preparing for retirement or already enjoying it, Stuart pulls back the curtain to reveal: How to retire without fear of running out of money.Hidden tax traps that could erode your savings—and how to avoid them.Smart strategies to protect and pass on your legacy exactly as you intend. No cookie-cutter plans here—just practical, time-tested solutions and real stories from retirees who’ve faced these challenges and come out on top. If you’re ready to make smarter financial decisions, avoid costly pitfalls, and secure the future you’ve always dreamed of, hit subscribe and join us for each episode. Get the insights you need to build wealth, protect your legacy, and retire with confidence—only on Wealth Wisdom with Stuart J. Spivak.

Information