Everything is Fintech

Money20/20

Join the team at Money20/20 as we explore, debate, and dive deep on how the concept of fintech has and will continue to evolve in the world of financial services and beyond.

  1. 5D AGO

    Everything is Fintech Live: With Michael Cavallaro (Manifest Financial) and Crystal Jackson (essentL)

    Delve into the dynamic world of the creator economy with two visionary leaders: Michael Cavallaro, Co-Founder and CEO of Manifest Financial, and Crystal Jackson, Founder of essentL. Together, they share their unique journeys and discuss how fintech is reshaping the landscape for creators, solopreneurs, and micro-businesses. Michael Cavallaro brings his extensive experience in investment banking and fintech to the table, offering insights into how Manifest Financial is addressing the critical gaps in financial services for creators. From providing business banking solutions to tackling challenges like credit access and cash flow management, Michael explains how Manifest is empowering creators to organize their finances, leverage their earnings, and scale their businesses. Crystal Jackson, a creator herself with over 5 million followers across platforms, shares her personal story of navigating the creator economy and the challenges she faced in accessing essential business infrastructure. As the founder of essentL, she highlights the importance of HR benefits, payroll, health insurance, and IP protection for creators who are building their brands and businesses. Crystal’s passion for helping creators treat themselves as corporations shines through as she discusses how essentL is filling a critical void in the market. This episode also explores broader themes, including the stigma creators face from traditional financial institutions, the rise of entrepreneurship among younger generations, and the growing influence of creators in shaping media consumption and commerce.  Tune in to learn how Manifest and essentL are paving the way for creators to thrive in a rapidly evolving digital landscape. Manifest Finacial: https://www.manifestfinancial.com/ essentL: https://essentlcreator.com/ Follow Michael: https://www.linkedin.com/in/michael-j-cavallaro-55a4296/ Follow Crystal: https://www.linkedin.com/in/crystal-jackson-mba-8893b72bb/ Follow Money20/20: YouTube: @Money2020Tv LinkedIn: https://www.linkedin.com/company/money2020/ Instagram: https://www.instagram.com/money20_20 Facebook: https://www.facebook.com/Money2020 X: https://www.twitter.com/Money2020 TikTok: https://www.tiktok.com/@money20_20

    51 min
  2. FEB 5

    Everything is Fintech Live: PayPal's GM, Small Business and Financial Services Group, Michelle Gill

    In this episode of Everything is Fintech, we sit down with Michelle Gill, EVP and GM of Small Business and Financial Services at PayPal, to explore the cutting-edge developments in agentic commerce. Michelle shares insights into how PayPal is revolutionizing the payments landscape by enabling AI agents to autonomously complete transactions, manage subscriptions, and more. From the challenges merchants face in adapting to this new environment to the exciting opportunities for consumers, this episode dives deep into the future of commerce and the role PayPal is playing in shaping it. Key Takeaways: Learn how AI agents are transforming commerce by autonomously completing transactions and creating seamless shopping experiences.Discover how PayPal is helping merchants adapt to agentic commerce through simplified integrations and partnerships with major players like Google and Perplexity.Understand the shift in consumer behavior and how AI-driven experiences are becoming mainstream, with 40% of holiday shoppers expected to use LLM surfaces for discovery.Gain insights into what’s next for agentic commerce, including autonomous order dropping and inventory management by 2026.PayPal: https://www.paypal.com/us/home Follow Michelle: https://www.linkedin.com/in/michelle-gill-47b2a85/ Follow Money20/20: YouTube: @Money2020Tv LinkedIn: https://www.linkedin.com/company/money2020/ Instagram: https://www.instagram.com/money20_20 Facebook: https://www.facebook.com/Money2020 X: https://www.twitter.com/Money2020 TikTok: https://www.tiktok.com/@money20_20

    41 min
  3. 12/16/2025

    Decoding the Future: Google Cloud AI & Generative AI in Financial Services with Sachin Bhat

    Discover how AI is revolutionizing financial services in this episode of Everything is FinTech. Join Sachin Bhat, Principal Architect for Financial Services at Google Cloud, as he shares exclusive insights into Google's AI initiatives, including the cutting-edge Gemini multimodal AI. Learn how AI is driving personalized customer experiences, enhancing operational efficiency, and ensuring risk management in regulated industries like banking. Key Topics Include: Gemini Multimodal AI: How it supports text, audio, video, and more for seamless user experiences.Personalized Customer Experiences: The role of AI in delivering tailored nudges and offers.Operational Efficiency: Automating backend systems and reducing costs with AI.Invisible Banking: Simplifying financial apps with voice and chat interfaces.Real-World Success Stories:DBS Bank: Achieving $750 million in business value through AI.Stock Exchange of Thailand: Enhancing data accessibility for users.Agentic AI: Understanding autonomous systems designed to achieve specific goals.Open Ecosystem for AI: How Google Cloud supports third-party and open-source AI models.Future of Fintech: The impact of AI on financial services and beyond.Tune in to stay ahead in the fast-paced world of AI-powered fintech innovation! Follow Sachin: https://www.linkedin.com/in/sachinbhat/ Follow Money20/20: YouTube: @Money2020Tv LinkedIn: https://www.linkedin.com/company/money2020/ Instagram: https://www.instagram.com/money20_20 Facebook: https://www.facebook.com/Money2020 X: https://www.twitter.com/Money2020 TikTok: https://www.tiktok.com/@money20_20

    53 min
  4. 12/15/2025

    The Future of Money: Digital Currency, Web3, and Institutional Adoption with Circle's Yam Ki Chan

    In this episode of Everything is Fintech: Live from Money20/20 Asia, we sit down with Yam Ki Chan, Vice President Asia Pacific & Managing Director at Circle Singapore, to explore the transformative future of money. Yam Ki shares his unique insights into the evolution of digital currencies, the rise of Web3 technologies, and the growing institutional adoption of blockchain-based solutions like USDC (USD Coin). Discover how stablecoins are revolutionizing cross-border payments, enabling faster settlements, and reducing costs for businesses across Asia and beyond. Yam Ki also delves into the programmability of money, the potential of on-chain FX and treasury management, and how blockchain is reshaping global financial systems. Key topics include: The role of stablecoins in modern finance.How Web3 is unlocking new opportunities for innovation.The intersection of AI and blockchain in creating agent-to-agent interactions.Real-world use cases of digital currencies in payments, remittances, and insurance.The challenges and opportunities of scaling digital asset infrastructure in highly regulated industries.Whether you're a fintech enthusiast, a blockchain advocate, or curious about the future of global finance, this episode is packed with actionable insights and forward-thinking perspectives. Circle: https://www.circle.com/ Follow Yam Ki: https://www.linkedin.com/in/yamkichan/ Follow Money20/20: YouTube: @Money2020Tv LinkedIn: https://www.linkedin.com/company/money2020/ Instagram: https://www.instagram.com/money20_20 Facebook: https://www.facebook.com/Money2020 X: https://www.twitter.com/Money2020 TikTok: https://www.tiktok.com/@money20_20

    45 min

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Join the team at Money20/20 as we explore, debate, and dive deep on how the concept of fintech has and will continue to evolve in the world of financial services and beyond.