Money Secrets

Fi Johnston

Money and business tips and strategies for small business owners. On the Money Secrets podcast you'll hear from Fi Johnston, Chartered Accountant and Fractional CFO who is led by impact. You'll hear from Fi and other successful small business owners about how to: - Manage your money and grow your bank account - Increase your revenue and prices - Improve the way you think about and behave with money - Grow your business and profitability - Make strategic financial decisions in your business - Create impact and positive change through your business - Make more money without working harder Small and medium business is hard. Listening to this podcast will make it easier. Weekly episodes you'll want to listen to (and implement).

  1. 4d ago

    Retail done right, with Dara Shashoua of Byzantine Design (EP#81)

    How do you build a retail business that stands the test of time? You stop chasing overnight success and start treating business like the long game it really is. In this episode of Money Secrets, Fi is joined by Dara Shashoua, founder and creative director of Byzantine Design, Melbourne's most beautiful tile store. A boutique retail experience specialising in bespoke natural stone, architectural surfaces and highly customised design solutions. More than a decade ago, Dara left Sydney, moved to Melbourne knowing fewer than five people, and started building her business from the ground up. What began as a small showroom with no customers has grown into a destination for architects, interior designers and homeowners looking for beautiful materials and highly personalised design solutions. Dara shares the lessons she's learned from more than 12 years in business, from trusting her intuition and building genuine customer relationships to navigating a chronic illness, hiring a team, outsourcing, managing money and learning where her time creates the most value. Fi and Dara explore why business owners need to stay involved when outsourcing, why the founder is always the best salesperson in the business, and how understanding your strengths leads to better financial and business decisions. Whether you're building a retail business, growing a service-based business or creating something premium, this episode is a refreshing reminder that meaningful businesses aren't built overnight. 🎧 Tune in to discover why building a great business is a marathon, not a sprint, and why some of the most valuable lessons happen along the way.  What you'll learn in this episode: Business is a marathon, not a sprint. Building a premium, sustainable business can take much longer than you expect. Small steps can build a bigger vision. Dara incrementally grew Byzantine Design from a tiny showroom into a destination store. Relationships can become your competitive advantage. Connection, empathy and understanding customers shape Dara's approach to sales. Great sales don't have to feel sales-y. Good sales conversations create trust and strong customer experiences. Outsourcing still requires your involvement. Handing something over doesn't mean stepping away from responsibility completely. Outsourcing as collaboration. Shared responsibility and regular check-ins create better working relationships and results. Every investment needs a return. Outsourcing decisions should consider the result you want, not just what you can afford. Business owners often make the best salespeople. Dara prioritises selling, sourcing products and building relationships over tasks others can do. How money beliefs can follow you into business. Old stories about money don't reflect your current financial capability. Rest is part of sustainable business. Creating white space can support better thinking, creativity and long-term decision-making. You don't need to be a perfect planner. Efficiency, prioritisation and making good decisions matter more than being highly organised. What it takes to build a premium business. Patience, persistence and genuinely loving the game of business matter for long-term success. 💡 If this conversation resonates and you want hands-on support, you can work with Fi one-on-one or join Good Money Club, where small business owners learn how to make and manage money with clarity, confidence, and impact. - Good Money Club (doors are open now)Peach Weekly - Sign up for sharp, practical business thinking delivered straight to your inbox. Say hi: hello@peachbm.com.au  ________________________________________________________________________ In this podcast, Money Secrets, host Fiona (Fi) Johnston, Chartered Accountant, small business advocate, and impact enthusiast, dives into the conversations we need to have about money. The secrets that once stayed behind closed doors (or on the golf course) are finally out in the open. Fi’s mission? To get more money into the hands of good people, like you. She believes small businesses can change the world, but only if we're making money and managing it well. ________________________________________________________________________ Thank you to everyone involved for bringing this podcast together. We are excited to hear from you with any questions, feedback or suggestions for future episodes that you might have. Send a Direct Message to @peach.businessIf you are excited for what’s to come, please like this episode, follow the podcast and share it with your friends. We are thrilled you're here. Check out my FREE Pricing Training you need to set your prices for profitability. ________________________________________________________________________  This podcast episode was recorded on the lands of the Wurundjeri People of the Kulin Nation and I'd like to acknowledge them as the Traditional Owners and custodians of this land and water that I live, work and play on. I'd like to pay respect to elders both past and present, and note that sovereignty has never been ceded. This always was and always will be Aboriginal and Torres Strait Islander land.

    Retail done right, with Dara Shashoua of Byzantine Design (EP#81)
  2. Aug 18

    Not all debt is bad (EP#80)

    Not all debt is bad. Being scared of debt is holding small business owners back from making great financial investments that grow their business. Understanding good and bad debt can save or make you lots of money. Some debt can help you grow. Some involves risk. And some debt is a sign that your business is spending more money than it makes. In this episode of Money Secrets, Fi Johnston breaks down the three different types of debt that can exist in a business.  From safe, asset-backed debt through to the messy kind that can quietly build up on credit cards, lines of credit and with the ATO. Fi explains how to assess the debt you already have, what to consider before taking on more, and a practical Profit First strategy for paying down problematic debt while building a permanently profitable business. 🎧 Tune in to discover the three types of business debt, how to differentiate safe and risky debt, and strategies to pay down debt and build a more profitable business.  What you'll learn in this episode: The three different types of debt that can exist in your business What makes debt “safe” and how to assess the return on an asset before borrowing Using debt to fund business coaching, websites, and stock is a riskier middle ground An unpaid credit card, line of credit or ATO debt = spending beyond your means. If you have ATO debt, it's best to be proactive Understanding how you got into debt is an important part of getting out of it Making more frequent repayments reduces the interest you pay over time Profit First is a great framework to help you aggressively pay down debt What to do if your income isn’t enough to cover your expenses and debt payments The ultimate goal isn’t becoming debt-free, it’s being consistently profitable. 💡 If this conversation resonates and you want hands-on support, you can work with Fi one-on-one or join Good Money Club, where small business owners learn how to make and manage money with clarity, confidence, and impact. - Good Money Club (doors are open now)Peach Weekly - Sign up for sharp, practical business thinking delivered straight to your inbox. Say hi: hello@peachbm.com.au  ________________________________________________________________________ In this podcast, Money Secrets, host Fiona (Fi) Johnston, Chartered Accountant, small business advocate, and impact enthusiast, dives into the conversations we need to have about money. The secrets that once stayed behind closed doors (or on the golf course) are finally out in the open. Fi’s mission? To get more money into the hands of good people, like you. She believes small businesses can change the world, but only if we're making money and managing it well. ________________________________________________________________________ Thank you to everyone involved for bringing this podcast together. We are excited to hear from you with any questions, feedback or suggestions for future episodes that you might have. Send a Direct Message to @peach.businessIf you are excited for what’s to come, please like this episode, follow the podcast and share it with your friends. We are thrilled you're here. Check out my FREE Pricing Training you need to set your prices for profitability. ________________________________________________________________________  This podcast episode was recorded on the lands of the Wurundjeri People of the Kulin Nation and I'd like to acknowledge them as the Traditional Owners and custodians of this land and water that I live, work and play on. I'd like to pay respect to elders both past and present, and note that sovereignty has never been ceded. This always was and always will be Aboriginal and Torres Strait Islander land.

    Not all debt is bad (EP#80)
  3. Aug 11

    Things I wish I knew 16 years ago (EP#79)

    What do you wish you could tell yourself when you first started your business? In this episode of Money Secrets, Fi celebrates 16 years in business by looking back at the lessons she wishes she'd known when she first started Peach Business Management in 2010. From a chance conversation at Mount Zero Olives that led to her very first client, to building a business that has evolved over more than a decade and a half, Fi shares the honest, human lessons she's learned along the way. She explores why being great at what you do isn't enough if nobody knows about it, why she wishes she'd started building an email list from day one, and how getting the right coaching and support earlier could have changed the trajectory of her business. Fi also reflects on the power of relationships, learning to create your own opportunities, and one of the biggest lessons of all: your health and wellbeing are just as important as anything else you invest in as a business owner. Whether you're in your first year of business or your sixteenth, this episode is a reminder that building a successful business isn't only about pricing, profit and strategy. It's also about knowing yourself, asking for support, putting yourself forward and creating a business that leaves room for a life outside of work. 🎧 Tune in for Fi's biggest lessons from 16 years in business, and the things she wishes she'd understood from the very beginning.  What you'll learn in this episode: Why being good at what you do isn't enough. Learn why marketing your expertise is essential for building a successful business. Why relying on referrals can be risky. Discover how consistent marketing gives you more control over your client pipeline. Why you should build an email list early. Learn why an engaged email audience can become one of your most valuable business assets. Why getting support can accelerate your growth. Discover how coaching and expert advice can help you develop skills outside your expertise. Why making money starts in your mind. Learn how your mindset and behaviour can influence the results you create in business. Why your natural strengths matter. Hear how Fi's ability to build genuine relationships became part of her secret sauce. Why you need to create your own opportunities. Learn why putting yourself forward can open doors to stages, podcasts, awards and more. Why collaboration can build courage. Hear how working with others can give you the confidence to pursue bigger ideas. Why your health is a business priority. Learn why protecting your physical and mental wellbeing is essential for long-term success. Why making space for joy matters. Discover why a successful business should support a fulfilling life outside of work. How your definition of success can evolve. Explore why sustainable success includes money, connection, wellbeing, courage and joy. 💡 If this conversation resonates and you want hands-on support, you can work with Fi one-on-one or join Good Money Club, where small business owners learn how to make and manage money with clarity, confidence, and impact. - Good Money Club (doors are open now)Peach Weekly - Sign up for sharp, practical business thinking delivered straight to your inbox. Say hi: hello@peachbm.com.au  ________________________________________________________________________ In this podcast, Money Secrets, host Fiona (Fi) Johnston, Chartered Accountant, small business advocate, and impact enthusiast, dives into the conversations we need to have about money. The secrets that once stayed behind closed doors (or on the golf course) are finally out in the open. Fi’s mission? To get more money into the hands of good people, like you. She believes small businesses can change the world, but only if we're making money and managing it well. ________________________________________________________________________ Thank you to everyone involved for bringing this podcast together. We are excited to hear from you with any questions, feedback or suggestions for future episodes that you might have. Send a Direct Message to @peach.businessIf you are excited for what’s to come, please like this episode, follow the podcast and share it with your friends. We are thrilled you're here. Check out my FREE Pricing Training you need to set your prices for profitability. ________________________________________________________________________  This podcast episode was recorded on the lands of the Wurundjeri People of the Kulin Nation and I'd like to acknowledge them as the Traditional Owners and custodians of this land and water that I live, work and play on. I'd like to pay respect to elders both past and present, and note that sovereignty has never been ceded. This always was and always will be Aboriginal and Torres Strait Islander land.

    Things I wish I knew 16 years ago (EP#79)
  4. Aug 4

    Stop leaving money on the table with Cam Elliott (EP#78)

    What if growing your business wasn't about working harder, but building better systems?  Why do so many business owners spend every waking hour working in their business, yet still struggle to create consistent, profitable growth? In this episode of Money Secrets, Fi is joined by entrepreneur, sales strategist and founder of The Growth Engine, Cam Elliott, for a practical conversation about what really drives sustainable business growth. From selling pencil shavings in the schoolyard to building and selling multiple businesses; including a craft beer subscription company and a corporate training business, Cam shares the lessons he's learned about entrepreneurship, revenue generation, and why systems matter far more than hustle. Together, Fi and Cam unpack the mindset traps that keep business owners stuck, why simply delivering a great product isn't enough to build a thriving business, and the simple framework Cam uses to help businesses generate predictable revenue without burning themselves out. Whether you're a solo business owner or leading a growing team, this episode will challenge the way you think about sales, marketing, business development and the systems that support long-term growth. 🎧 Tune in to discover why the businesses that grow consistently aren't necessarily the ones working the hardest; they're the ones building better systems.Ready to put these ideas into action? Learn more about Cam's Growth Strategy Workshop, designed to help business owners create a practical growth plan and build the systems that support long-term success.  What you'll learn in this episode: Why working harder won't automatically grow your business. Discover why many business owners spend almost no time on activities that actually generate future revenue.   The biggest mindset trap keeping businesses stuck. Learn why believing "if I build a great product, customers will come" often prevents businesses from reaching their full potential. Cam's four-part Growth Engine framework. Understand how goals, processes, people and technology work together to create predictable revenue growth. Why every business needs a written revenue goal. Discover how defining a clear destination makes every business decision faster and more strategic. How to build systems that free up your time. Learn why documenting your sales and business processes is the first step to improving them. The difference between using technology and relying on technology. Understand why AI, CRMs and automation only work when they're built on strong processes and capable people. Why one exceptional business development strategy beats ten average ones. Explore why mastering a single growth channel often outperforms trying to be everywhere at once. The surprising power of repeat customers. Learn why generating more value from existing clients is often easier (and more profitable) than constantly chasing new ones. How to stop leaving money on the table. Discover practical ways to improve your sales process, from discovery calls and proposals to follow-up systems that increase conversions. Why systems don't have to be complicated. Hear how simple dashboards, measurable processes and regular reviews help businesses make smarter decisions with confidence. The "61% Rule" for business focus. Why dedicating the majority of your attention to one core product creates stronger long-term growth while still leaving room for creativity. The first step to building a more profitable business. Walk away with a simple challenge that will help you identify exactly where your time is (and isn't) creating future growth. 💡 If this conversation resonates and you want hands-on support, you can work with Fi one-on-one or join Good Money Club, where small business owners learn how to make and manage money with clarity, confidence, and impact. - Good Money Club (doors are open now)Peach Weekly - Sign up for sharp, practical business thinking delivered straight to your inbox. Say hi: hello@peachbm.com.au  ________________________________________________________________________ In this podcast, Money Secrets, host Fiona (Fi) Johnston, Chartered Accountant, small business advocate, and impact enthusiast, dives into the conversations we need to have about money. The secrets that once stayed behind closed doors (or on the golf course) are finally out in the open. Fi’s mission? To get more money into the hands of good people, like you. She believes small businesses can change the world, but only if we're making money and managing it well. ________________________________________________________________________ Thank you to everyone involved for bringing this podcast together. We are excited to hear from you with any questions, feedback or suggestions for future episodes that you might have. Send a Direct Message to @peach.businessIf you are excited for what’s to come, please like this episode, follow the podcast and share it with your friends. We are thrilled you're here. Check out my FREE Pricing Training you need to set your prices for profitability. ________________________________________________________________________  This podcast episode was recorded on the lands of the Wurundjeri People of the Kulin Nation and I'd like to acknowledge them as the Traditional Owners and custodians of this land and water that I live, work and play on. I'd like to pay respect to elders both past and present, and note that sovereignty has never been ceded. This always was and always will be Aboriginal and Torres Strait Islander land.

    Stop leaving money on the table with Cam Elliott (EP#78)
  5. Jul 28

    3 brands nailing their business models (EP#77)

    What separates an unforgettable business from one that blends into the crowd? In this episode of Money Secrets, Fi explores three Australian service-based businesses nailing their business models: ThinkHQ, SCARF, and Cheek Media. Fi unpacks how they've structured their businesses to create impact, attract loyal customers, and build sustainable revenue.  From a communications agency that leads with client outcomes, to a social enterprise creating real-world training and employment opportunities through hospitality partnerships, and an independent media company with highly original revenue streams, these businesses demonstrate that great business models are built with intention. Whether you're a service provider, consultant, coach or creative business owner, this episode is packed with practical ideas to help you think differently about positioning, partnerships, revenue, and what truly makes your business unique. 🎧 Tune in to discover how the right business model can help you stand out, create more impact, and build a business that's designed for long-term success.  What you'll learn in this episode: Why your business model matters. Learn how a well-designed business model creates profitability, competitive advantage, and long-term sustainability.  Why leading with outcomes is more powerful than listing services. Discover how ThinkHQ communicates the transformation clients want instead of simply describing what they do. How to clearly communicate your unique value proposition. Learn why explaining what makes your business different helps attract ideal clients. Why employer branding is part of your business strategy. Discover how showcasing your team and workplace culture helps attract and retain exceptional talent. How strategic partnerships can strengthen your business. Learn why collaborating with existing organisations can create better outcomes than building everything yourself. Why impact reporting builds trust. Discover how sharing measurable results helps customers and supporters understand the real difference your business is making. How revenue streams can support your mission. Learn why businesses like SCARF and Cheek Media have designed creative income sources that align with their purpose. Why knowing your target audience changes everything. Understand how Cheek Media has built a highly engaged brand by speaking directly to Gen Z. How memorable marketing creates stronger customer connection. Discover why unexpected products, experiences, and messaging can deepen audience loyalty. Why differentiation is essential in crowded markets. Learn how these three Australian businesses stand out by embracing what makes them genuinely different. How to think more strategically about your own business. Walk away with practical ideas you can apply to your own positioning, partnerships, marketing, and revenue model. 💡 If this conversation resonates and you want hands-on support, you can work with Fi one-on-one or join Good Money Club, where small business owners learn how to make and manage money with clarity, confidence, and impact. - Good Money Club (doors are open now)Peach Weekly - Sign up for sharp, practical business thinking delivered straight to your inbox. Say hi: hello@peachbm.com.au  ________________________________________________________________________ In this podcast, Money Secrets, host Fiona (Fi) Johnston, Chartered Accountant, small business advocate, and impact enthusiast, dives into the conversations we need to have about money. The secrets that once stayed behind closed doors (or on the golf course) are finally out in the open. Fi’s mission? To get more money into the hands of good people, like you. She believes small businesses can change the world, but only if we're making money and managing it well. ________________________________________________________________________ Thank you to everyone involved for bringing this podcast together. We are excited to hear from you with any questions, feedback or suggestions for future episodes that you might have. Send a Direct Message to @peach.businessIf you are excited for what’s to come, please like this episode, follow the podcast and share it with your friends. We are thrilled you're here. Check out my FREE Pricing Training you need to set your prices for profitability. ________________________________________________________________________  This podcast episode was recorded on the lands of the Wurundjeri People of the Kulin Nation and I'd like to acknowledge them as the Traditional Owners and custodians of this land and water that I live, work and play on. I'd like to pay respect to elders both past and present, and note that sovereignty has never been ceded. This always was and always will be Aboriginal and Torres Strait Islander land.

    3 brands nailing their business models (EP#77)
  6. Jul 21

    Working harder will not make you more money (EP#76)

    Are you working harder than ever but still feeling like you're not earning what your business is capable of? Register to the free masterclass: More Money. More Mission30th July 2026 | 10am AEST (60 mins) | Zoom | All welcome. In this episode of Money Secrets, Fi unpacks one of the biggest myths in small business: that making more money means working more hours.  Instead, she explains why sustainable growth comes from understanding your true capacity, charging appropriately for the value you create, and attracting better-fit clients through stronger branding, marketing, and messaging. Fi shares why so many business owners unknowingly overestimate how much billable work they can realistically do, and how this leads to burnout, undercharging, and constantly feeling behind. She also explores why raising your prices isn't about keeping every client, it's about creating the space to serve the right clients well while building a more profitable and sustainable business. If you've ever felt trapped in the cycle of working harder without seeing better financial results, this episode will help you rethink the relationship between time, value, pricing, and profit. 🎧 Tune in to discover why earning more isn't about doing more, it's about building a business that values your time, expertise, and capacity. Register to our free masterclass: More Money. More Mission30th July 2026 | 10am AEST (60 mins) | Zoom | All welcome.   What you'll learn in this episode: Why working harder doesn't automatically make you more money. Learn why working longer hours often leads to burnout instead of better financial results.   How to understand your true business capacity. Discover why only part of your working week is actually revenue-generating. Why pricing has the biggest impact on profitability. Learn why increasing your prices is one of the fastest ways to improve your income. How higher prices create a more sustainable business. Understand why charging more allows you to work with fewer, better-fit clients. Why branding, marketing and messaging matter. Discover how clearly communicating your value supports premium pricing. How to attract your ideal clients. Learn why defining who you serve helps you build a stronger, more profitable business. Why outcomes matter more than features. Understand how communicating results helps clients see the value of your work. How to avoid the 'curse of knowledge.' Learn why using simple language makes your marketing more effective. Why raising your prices means letting some clients go. Discover why losing lower-value clients can strengthen your business long term. Why your expertise should be reflected in your pricing. Learn why your rates should grow as your skills and experience improve. How to make more money without working more hours. Discover how capacity, pricing and marketing work together to grow your business. 💡 If this conversation resonates and you want hands-on support, you can work with Fi one-on-one or join Good Money Club, where small business owners learn how to make and manage money with clarity, confidence, and impact. - Good Money Club (doors are open now)Peach Weekly - Sign up for sharp, practical business thinking delivered straight to your inbox. Say hi: hello@peachbm.com.au  ________________________________________________________________________ In this podcast, Money Secrets, host Fiona (Fi) Johnston, Chartered Accountant, small business advocate, and impact enthusiast, dives into the conversations we need to have about money. The secrets that once stayed behind closed doors (or on the golf course) are finally out in the open. Fi’s mission? To get more money into the hands of good people, like you. She believes small businesses can change the world, but only if we're making money and managing it well. ________________________________________________________________________ Thank you to everyone involved for bringing this podcast together. We are excited to hear from you with any questions, feedback or suggestions for future episodes that you might have. Send a Direct Message to @peach.businessIf you are excited for what’s to come, please like this episode, follow the podcast and share it with your friends. We are thrilled you're here. Check out my FREE Pricing Training you need to set your prices for profitability. ________________________________________________________________________  This podcast episode was recorded on the lands of the Wurundjeri People of the Kulin Nation and I'd like to acknowledge them as the Traditional Owners and custodians of this land and water that I live, work and play on. I'd like to pay respect to elders both past and present, and note that sovereignty has never been ceded. This always was and always will be Aboriginal and Torres Strait Islander land.

    Working harder will not make you more money (EP#76)
  7. Jul 14

    16 years of impact (EP#75)

    What if your impact was something you actually measured? And what does it really mean to be an impact-led business? Register to the free masterclass: More Money. More Mission30th July 2026 | 10am AEST (60 mins) | Zoom | All welcome. In this episode of Money Secrets, Fi challenges purpose-led founders to stop using "impact" as a vague buzzword and start defining, measuring, and reporting the change they're trying to create. After nearly 16 years in business, Fi shares Peach Business' 2026 FY Impact Report and reflects on the numbers behind her mission to get more money into the hands of good business owners. From investing in Australian small businesses and producing Ripple Festival, to educating thousands of founders through podcasts, newsletters, masterclasses, and mentoring, she demonstrates that impact looks different for every business, and that it's worth measuring. Rather than comparing yourself to charities or social enterprises, this episode encourages you to decide what matters most in your own business, create meaningful metrics around it, and regularly review whether you're making the difference you set out to make. If you've ever described your business as purpose-led, or you're striving to build a business that creates positive change, this episode will help you become more intentional about defining, measuring, and growing your impact. 🎧 Tune in to discover why measuring your impact is just as important as measuring your revenue. Register to our free masterclass: More Money. More Mission30th July 2026 | 10am AEST (60 mins) | Zoom | All welcome.   What you'll learn in this episode: Why every purpose-led business needs to define its impact. Learn why simply calling yourself "purpose-led" isn't enough and why clarity matters.  Why measuring impact is just as important as measuring financial performance. Discover why impact deserves the same attention as revenue, profit, growth, and cash flow. How to create an impact report for your business. Explore how tracking meaningful metrics can help you better understand the change you're creating. Why impact looks different for every business. Understand why your impact doesn't need to resemble that of a charity or social enterprise to be valuable. How to choose the right impact metrics. Learn how to identify the outcomes that genuinely reflect your mission and values. Impact report revealed. Hear how Fi measures the impact created through clients, education, podcasting, Ripple Festival, supplier spending, charitable giving, and community initiatives. Why investing in other small businesses creates meaningful impact. Discover how your spending decisions can strengthen the wider small business ecosystem. How education becomes a powerful form of impact. Learn why sharing knowledge through podcasts, newsletters, masterclasses, and training contributes to long-term positive change. Why your business decisions shape your impact. Balancing client work, personal wellbeing, and larger purpose-driven projects influences both financial sustainability and social impact. How to create your own theory of change. Learn how articulating the change you want to create gives your business greater focus, purpose, and direction. Why making more money helps you create more impact. Financial sustainability allows purpose-led businesses to continue serving their communities and growing their mission. 💡 If this conversation resonates and you want hands-on support, you can work with Fi one-on-one or join Good Money Club, where small business owners learn how to make and manage money with clarity, confidence, and impact. - Good Money Club (doors are open now)Peach Weekly - Sign up for sharp, practical business thinking delivered straight to your inbox. Say hi: hello@peachbm.com.au  ________________________________________________________________________ In this podcast, Money Secrets, host Fiona (Fi) Johnston, Chartered Accountant, small business advocate, and impact enthusiast, dives into the conversations we need to have about money. The secrets that once stayed behind closed doors (or on the golf course) are finally out in the open. Fi’s mission? To get more money into the hands of good people, like you. She believes small businesses can change the world, but only if we're making money and managing it well. ________________________________________________________________________ Thank you to everyone involved for bringing this podcast together. We are excited to hear from you with any questions, feedback or suggestions for future episodes that you might have. Send a Direct Message to @peach.businessIf you are excited for what’s to come, please like this episode, follow the podcast and share it with your friends. We are thrilled you're here. Check out my FREE Pricing Training you need to set your prices for profitability. ________________________________________________________________________  This podcast episode was recorded on the lands of the Wurundjeri People of the Kulin Nation and I'd like to acknowledge them as the Traditional Owners and custodians of this land and water that I live, work and play on. I'd like to pay respect to elders both past and present, and note that sovereignty has never been ceded. This always was and always will be Aboriginal and Torres Strait Islander land.

    16 years of impact (EP#75)
  8. Jul 7

    Stop sacrificing yourself (EP#74)

    Register to our free masterclass: More Money. More Mission30th July 2026 | 10am AEST (60 mins) | Zoom | All welcome. What if creating more impact starts with taking better care of yourself? Why do so many purpose-led business owners put their mission, clients, team, and business expenses ahead of their own financial wellbeing? In this episode of Money Secrets, Fi explores a pattern she has seen repeatedly throughout her 25 years of working with purpose-led founders: business owners sacrificing their own income, wellbeing, and financial future in order to keep their mission moving forward. Creating positive change for everyone else while leaving yourself financially depleted isn't sustainable. Paying yourself should be a non-negotiable part of running a healthy business. Your beliefs about profit and income influence the decisions you make. And increasing your revenue doesn't mean working harder or finding more clients.  From understanding your money behaviours to reviewing your pricing strategy and choosing clients who truly value what you offer, this episode is a reminder that income and impact aren't opposing forces. In fact, the more financially sustainable your business becomes, the more impact you can create. Whether you're running a purpose-led business, building a social enterprise, or simply trying to create meaningful change through your work, this episode will help you rethink the role of money, profit, and your own financial wellbeing in your mission. 🎧 Tune in to discover why taking care of yourself isn't separate from creating impact, it's part of it. Register to our free masterclass: More Money. More Mission30th July 2026 | 10am AEST (60 mins) | Zoom | All welcome.   What you'll learn in this episode: Why purpose-led founders often sacrifice themselves for the mission. Explore why business owners put their own income and wellbeing last. Why you should see yourself as the first person impacted by your business. Learn why your financial wellbeing needs to be part of your impact strategy. How your money psychology influences business decisions. Discover how beliefs about profit, income, pricing, and money shape the actions you take. How to recognise unhelpful money behaviours in your business. Learn what procrastinating on invoices, proposals, and financial tasks can reveal about your relationship with money. Why profit isn't the enemy of purpose. Understand how healthy profit helps your business grow, invest in its mission, and create more positive change. Why paying yourself first needs to become a priority. Shift from paying yourself whatever is left over to treating your wage as an essential business expense. The two fundamental ways to increase your revenue. Learn why growing your income comes down to selling more or charging more. How choosing the right clients can support higher prices. Discover why working with clients who value and can invest in your offer can strengthen your pricing strategy. Why revenue goals need to become a maths equation. Learn how to break down your revenue target by how many things you need to sell and at what price. Why income and impact can grow together. Understand how more revenue can help you support causes, communities, clients, and your wider mission. Why sustainable impact starts with taking care of yourself. Learn why paying yourself well and protecting your wellbeing allows you to create impact for the long term.  💡 If this conversation resonates and you want hands-on support, you can work with Fi one-on-one or join Good Money Club, where small business owners learn how to make and manage money with clarity, confidence, and impact. - Good Money Club (doors are open now)Peach Weekly - Sign up for sharp, practical business thinking delivered straight to your inbox. Say hi: hello@peachbm.com.au  ________________________________________________________________________ In this podcast, Money Secrets, host Fiona (Fi) Johnston, Chartered Accountant, small business advocate, and impact enthusiast, dives into the conversations we need to have about money. The secrets that once stayed behind closed doors (or on the golf course) are finally out in the open. Fi’s mission? To get more money into the hands of good people, like you. She believes small businesses can change the world, but only if we're making money and managing it well. ________________________________________________________________________ Thank you to everyone involved for bringing this podcast together. We are excited to hear from you with any questions, feedback or suggestions for future episodes that you might have. Send a Direct Message to @peach.businessIf you are excited for what’s to come, please like this episode, follow the podcast and share it with your friends. We are thrilled you're here. Check out my FREE Pricing Training you need to set your prices for profitability. ________________________________________________________________________  This podcast episode was recorded on the lands of the Wurundjeri People of the Kulin Nation and I'd like to acknowledge them as the Traditional Owners and custodians of this land and water that I live, work and play on. I'd like to pay respect to elders both past and present, and note that sovereignty has never been ceded. This always was and always will be Aboriginal and Torres Strait Islander land.

    Stop sacrificing yourself (EP#74)

About

Money and business tips and strategies for small business owners. On the Money Secrets podcast you'll hear from Fi Johnston, Chartered Accountant and Fractional CFO who is led by impact. You'll hear from Fi and other successful small business owners about how to: - Manage your money and grow your bank account - Increase your revenue and prices - Improve the way you think about and behave with money - Grow your business and profitability - Make strategic financial decisions in your business - Create impact and positive change through your business - Make more money without working harder Small and medium business is hard. Listening to this podcast will make it easier. Weekly episodes you'll want to listen to (and implement).