The Financial Dad Podcast

The Financial Dad™

The Financial Dad™  is a podcast for creatives, freelancers and entrepreneurs who are sick of DIY-ing and guessing on their finances—from quarterly taxes to W9s to retirement plans to insurance and saving—we’ve got you covered. We started this podcast to help young self-employeds figure out their finances in a world built for employees, not entrepreneurs. Tune in for weekly episodes to learn everything you need to know about being a creative, self employed entrepreneur in the 21st century.

  1. 11/18/2025

    Asking My Dad: How Do I Consolidate Debt? AND Is It a Good Idea?

    In this episode, we #askdad about debt consolidation. He tells us what it is, how to determine if it's a good idea, & if it impacts credit or not. “Should I consolidate my debt?” If you’re juggling credit cards, loans, or other debt — you’ve probably heard of debt consolidation as a solution. But what does that actually mean, and when is it worth it? In this Ask Dad: Financial Edition episode, we explain: 💳 What debt consolidation is (in plain English)🧮 How it works and when it makes sense🚩 When it’s not the right move (even if it sounds good)📉 How it might affect your credit score✅ Tips to avoid common consolidation mistakesWhether you’re drowning in minimum payments or just looking to simplify your finances, this episode will help you understand your options — without the jargon. 🔔 Subscribe for real money advice, straight from a Certified Financial Planner (aka Dad):  https://www.youtube.com/@thefinancialdad 💬 Got a question about debt, credit, or saving? Drop it below and we might feature it in a future video! The Financial Dad™ is a podcast for young adults and aspiring entrepreneurs to teach you the things you didn't learn in school or at home—from quarterly taxes to W9s to retirement plans to insurance and saving—we’ve got you covered. Hosted by: Tim Smith, CFP®, Bridget Sicsko (PR Strategist) + Hally Smith (Actress) *This is strictly for educational purposes and does not suffice as advice.* 👉Subscribe: https://www.youtube.com/@Thefinancialdad 👀Follow: https://www.instagram.com/thefinancialdad_/ Website: https://thefinancialdad.com/ ✍️Trusted Resources: Quickbooks Notion Riverside

    4 min
  2. 11/04/2025

    Ask Dad: How to AVOID Credit Card Debt #creditvsdebit

    Welcome back to the Financial Dad Podcast! Today we’re talking about the different between debit cards and credit cards. We're covering: ✅ When to use each ✅ The benefits of each ✅ And how to avoid that pesky and terrifying 26% credit interest rate We hope this video helps you on your financial journey! Here's another video where we go even further into detail on credit cards: https://youtu.be/UNiBy5_QGQY?si=8L-IgkN8i9S3UEi6 📈 Subscribe to The Financial Dad for bi-weekly money advice you can actually understand:   ⁨@Thefinancialdad⁩   💬 Let us know what other financial topics you're dying to learn about in the comments below. 📢 Disclaimer: This content is for educational and informational purposes only and is not financial advice. Please consult a licensed financial professional for personal recommendations. The Financial Dad™ is a podcast for young adults and aspiring entrepreneurs to teach you the things you didn't learn in school or at home—from quarterly taxes to W9s to retirement plans to insurance and saving—we’ve got you covered. Hosted by: Tim Smith, CFP®, Bridget Sicsko (PR Strategist) + Hally Smith (Actress) *This is strictly for educational purposes and does not suffice as advice.* 👉Subscribe: https://www.youtube.com/@Thefinancialdad 👀Follow: https://www.instagram.com/thefinancialdad_/ Website: https://thefinancialdad.com/ ✍️Trusted Resources: Quickbooks Notion Riverside

    3 min
  3. 10/21/2025

    Ask Dad: Is There a Difference Between Savings & Checking Accounts

    Checking vs. Savings Accounts....what’s the difference, and why do you need both? In this Ask Dad: Financial Edition video, we break down these two essential bank accounts so you actually understand what they’re for, how they work, and how to use them together to manage your money better. 💰 Here’s what we cover: What a checking account is (and how it’s used for daily spending) What a savings account is (and why you don’t want to dip into it often) How interest works in savings accounts This video is perfect for young adults, college students, or anyone trying to get a grip on personal finance basics. 📈 Subscribe to The Financial Dad for weekly money advice you can actually understand: https://www.youtube.com/@thefinancialdad 💬 Got a money question? Drop it in the comments — we answer real ones every week! 📢 Disclaimer: This content is for educational and informational purposes only and is not financial advice. Please consult a licensed financial professional for personal recommendations. The Financial Dad™ is a podcast for young adults and aspiring entrepreneurs to teach you the things you didn't learn in school or at home—from quarterly taxes to W9s to retirement plans to insurance and saving—we’ve got you covered. Hosted by: Tim Smith, CFP®, Bridget Sicsko (PR Strategist) + Hally Smith (Actress) *This is strictly for educational purposes and does not suffice as advice.* 👉Subscribe: https://www.youtube.com/@Thefinancialdad 👀Follow: https://www.instagram.com/thefinancialdad_/ Website: https://thefinancialdad.com/ ✍️Trusted Resources: Quickbooks Notion Riverside

    2 min
  4. 09/30/2025

    Ask Dad: How Do I Invest My Money? | Roth IRA, 401k, Mutual Funds #explained

    “How do I invest my money?” If you've ever asked that question and felt totally overwhelmed by all the options — this video is for you. In this episode of Ask Dad: Financial Edition, we break down the basics of investing in a way that actually makes sense. Whether you’re starting with $100 or planning for the long-term, we cover the mindset, strategy, and types of investments that can help you build wealth over time. 📈 Here's what we talk about: What it actually means to investWhere to start if you’re brand newDifferent ways to invest (stocks, mutual funds, ETFs, etc.)Why time in the market beats timing the marketThe emotional side of investing (and how to stay calm during market dips)This episode is all about starting smart and taking the fear out of investing. 🔔 Subscribe for more honest, no-fluff money advice with The Financial Dad:  https://www.youtube.com/@thefinancialdad 💬 Have a question for Dad? Drop it in the comments — we answer real ones every week! 📢 Disclaimer: This video is for educational purposes only and does not constitute financial or investment advice. Always consult a licensed financial professional before making investment decisions. The Financial Dad™ is a podcast for young adults and aspiring entrepreneurs to teach you the things you didn't learn in school or at home—from quarterly taxes to W9s to retirement plans to insurance and saving—we’ve got you covered. Hosted by: Tim Smith, CFP®, Bridget Sicsko (PR Strategist) + Hally Smith (Actress) *This is strictly for educational purposes and does not suffice as advice.* 👉Subscribe: https://www.youtube.com/@Thefinancialdad 👀Follow: https://www.instagram.com/thefinancialdad_/ Website: https://thefinancialdad.com/ ✍️Trusted Resources: Quickbooks Notion Riverside

    6 min
  5. 09/23/2025

    Ask Dad: When do I Need to Get Life Insurance?

    🎥 What Is Life Insurance and When Do You Need It? | Ask Dad Series 👨‍👦 Life insurance can feel confusing and overwhelming, but we've got you covered. We're talking about: 🔹 What life insurance actually is 🔹 Who really needs it (and who probably doesn’t — yet) 🔹 Why it matters when you have a spouse or kids 🔹 How affordable life insurance can actually be Whether you're just starting out in your 20s or building a family, this video will help you understand how life insurance fits into your financial picture. Check out our deep dive on Term vs. Whole Life Insurance here: https://www.youtube.com/watch?v=M5xdo0x7kI4 🔔 Don’t forget to like, subscribe, and comment with your questions or topics you'd like us to cover next! 📢 Disclaimer: This video is for educational and informational purposes only and does not constitute financial or legal advice. Please consult with a licensed financial professional before making financial decisions. #LifeInsurance #FinancialPlanning #AskDad #Adulting #InsuranceBasics #FamilyFinance #TermVsWholeLife #PersonalFinance #ProtectYourFamily The Financial Dad™ is a podcast for young adults and aspiring entrepreneurs to teach you the things you didn't learn in school or at home—from quarterly taxes to W9s to retirement plans to insurance and saving—we’ve got you covered. Hosted by: Tim Smith, CFP®, Bridget Sicsko (PR Strategist) + Hally Smith (Actress) *This is strictly for educational purposes and does not suffice as advice.* 👉Subscribe: https://www.youtube.com/@Thefinancialdad 👀Follow: https://www.instagram.com/thefinancialdad_/ Website: https://thefinancialdad.com/ ✍️Trusted Resources: Quickbooks Notion Riverside

    3 min
  6. 09/16/2025

    Ask Dad: How to Get Out of Debt (FAST?) | 2 Simple Strategies That Actually Work

    Feeling stuck in debt? You’re not alone...but there is a way out, and it doesn’t have to feel overwhelming. In this Ask Dad: Financial Edition episode, we walk through two clear strategies to help you start paying off debt, even if you don’t feel “good with money.” Plus, we talk about how becoming debt-free isn’t just a financial win — it’s a massive boost to your mental and emotional well-being too. 💳 Here's what we cover: The Interest Rate Method: How to prioritize high-interest debtThe Minimum Payment Strategy: Why it takes so long (and how to change that)How small wins with debt payoff can reduce stress and build confidenceWhy this step is key to building wealth and peace of mindThis episode is perfect if you’re just getting started, feeling behind, or want to finally understand how to take control of your debt. 📈 Subscribe for more practical, honest money tips from The Financial Dad:  https://www.youtube.com/@thefinancialdad 💬 Got questions about debt, budgeting, or saving? Drop them in the comments — we answer real ones every week! The Financial Dad™ is a podcast for young adults and aspiring entrepreneurs to teach you the things you didn't learn in school or at home—from quarterly taxes to W9s to retirement plans to insurance and saving—we’ve got you covered. Hosted by: Tim Smith, CFP®, Bridget Sicsko (PR Strategist) + Hally Smith (Actress) *This is strictly for educational purposes and does not suffice as advice.* 👉Subscribe: https://www.youtube.com/@Thefinancialdad 👀Follow: https://www.instagram.com/thefinancialdad_/ Website: https://thefinancialdad.com/ ✍️Trusted Resources: Quickbooks Notion Riverside

    8 min
  7. 09/09/2025

    Ask Dad: Why Saving Feels IMPOSSIBLE Right Now & What You Can Do About it 💸 #inflation #savingmoney

    Struggling to save money lately? You're not imagining it — inflation is eating into your budget. In this quick convo, my dad and I break down why saving feels harder than ever and what you can actually do about it. Learn: 🔥How inflation impacts your ability to save 🔥Why expenses rise faster than wages 🔥What real options you have (and why you're not crazy for struggling) 📉 It's simple math — but the impact is real. Watch for a quick dose of clarity and practical advice. 👍 Like | 💬 Comment | 🔔 Subscribe 📢 Disclaimer: This video is for educational and informational purposes only and does not constitute financial or legal advice. Please consult with a licensed financial professional before making financial decisions. #inflation #savingmoney #personalfinance #moneytips #inflationexplained #howtosavemoney #personalfinancetips #moneytalks #financialadvice #budgetingtips #costofliving #savemoney #inflation #moneymatters #financeforbeginners The Financial Dad™ is a podcast for young adults and aspiring entrepreneurs to teach you the things you didn't learn in school or at home—from quarterly taxes to W9s to retirement plans to insurance and saving—we’ve got you covered. Hosted by: Tim Smith, CFP®, Bridget Sicsko (PR Strategist) + Hally Smith (Actress) *This is strictly for educational purposes and does not suffice as advice.* 👉Subscribe: https://www.youtube.com/@Thefinancialdad 👀Follow: https://www.instagram.com/thefinancialdad_/ Website: https://thefinancialdad.com/ ✍️Trusted Resources: Quickbooks Notion Riverside

    3 min

About

The Financial Dad™  is a podcast for creatives, freelancers and entrepreneurs who are sick of DIY-ing and guessing on their finances—from quarterly taxes to W9s to retirement plans to insurance and saving—we’ve got you covered. We started this podcast to help young self-employeds figure out their finances in a world built for employees, not entrepreneurs. Tune in for weekly episodes to learn everything you need to know about being a creative, self employed entrepreneur in the 21st century.