Credit in Focus

LexisNexis Risk Solutions

Credit in Focus unpacks the global complexities of credit risk across the customer lifecycle, from marketing and origination to account management, collections and recovery. Industry experts across the globe join the conversation to discuss actionable insights and emerging trends in credit risk management. Credit in Focus is brought to you by LexisNexis Risk Solutions, which helps organizations improve outcomes across the customer lifecycle by expanding existing assessment strategies with alternative data insights to gain a better understanding of consumer and small business credit risk.

  1. 5D AGO

    How U.S. Lenders Are Adapting to 2026’s New Risk Reality

    As the economic landscape shifts heading deeper into 2026, lenders are navigating a more complex and uneven risk environment defined by widening financial divides, rising delinquencies, regulatory uncertainty and evolving borrower behavior. In this episode, host Zach Tondre, Director of Market Planning at LexisNexis Risk Solutions, is joined by Carrie Coker, Senior Director of Market Planning for Servicing and Recovery and Amy Crawford, Senior Director of Market Planning for Business Risk Management, to explore how U.S. lenders and servicers are adapting to today’s new risk reality. Together, they unpack the key credit risk trends shaping 2026, including: How a K‑shaped economy is driving credit demand rooted in necessity rather than growthWhy rising delinquencies are making proactive portfolio monitoring and early intervention more criticalThe downstream servicing and recovery impacts of increased credit card, BNPL and short‑term loan usageHow tariff volatility and margin pressure are affecting certain small business sectors more than othersThe growing complexity introduced by policy changes around student loans and medical debtWhy alternative data has moved from “nice to have” to essential across origination, servicing and small business lendingLearn how lenders can sharpen visibility, adapt strategies and make more confident credit decisions in a rapidly changing environment. DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice.  The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free. LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2026 LexisNexis Risk Solutions.

    29 min
  2. MAR 16

    Global Perspectives on Alternative Credit Data

    In this episode, Kevin King, Vice President of U.S. Credit Markets and Neil Allen, Head of Credit Risk Strategy for UKI explore how alternative credit data is reshaping lending decisions around the world. Moderated by Stewart Watterson of Datos Insights, the conversation brings together regional perspectives to unpack key findings from the 2025 Alternative Credit Data Impact Report. Together, they examine why lenders are increasingly supplementing traditional credit data, where alternative data is delivering the greatest performance gains and how confidence in these insights continues to grow across markets. Whether you’re navigating evolving consumer behavior, addressing thin‑file populations or looking to strengthen risk management in a changing credit environment, this episode offers timely insights into where alternative data is headed and why it’s becoming a core component of modern credit decisioning. DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice.  The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free. LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2026 LexisNexis Risk Solutions.

    33 min
  3. FEB 4

    Defining Alternative Data: Building a Common Language for Credit Risk Management

    In this episode, we explore what “alternative data” means and why defining it matters for credit risk management around the world. Moderated by Stewart Watterson of Datos Insights, LexisNexis Risk Solutions experts Kevin King and Neil Allen discuss the growing complexity of credit data, the challenges caused by inconsistent terminology and the impact on innovation, regulation and consumer trust.  The conversation introduces a standardized framework for understanding traditional credit data, alternative data, open banking data and emerging data types, with regional perspectives from the US, UKI and global markets. Gain practical insights into how clearer definitions can accelerate adoption, improve risk decisioning and support more inclusive lending outcomes. For more information and to download the Defining Alternative Data Report and supporting collateral, click here. DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice.  The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free. LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2026 LexisNexis Risk Solutions.

    44 min
  4. 11/12/2025

    Student Loans are Back. Is your Credit Strategy Ready?

    As student loan repayments resume after a four-year pause, millions of Americans are feeling the financial strain and so are businesses. In this episode of Credit in Focus, host Carrie Coker, Senior Director of Market Planning, Servicing and Recovery, is joined by Andrea Bell and Andrew Henderson to unpack the ripple effects of student loan obligations on consumer behavior and credit risk management.  If you’re a collections leader or credit risk professional, this episode delivers practical insights to help you navigate a rapidly changing environment. Tune in to learn how to refine segmentation, optimize workflows, and protect your portfolio as student loan repayment reshapes the credit landscape. Learn More at: Collections & Recovery: Collections Solution. DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice.  The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free. LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2026 LexisNexis Risk Solutions.

    42 min
  5. 10/08/2025

    Untangling Early-Stage Defaults and First-Party Fraud

    In this episode, Kevin King, VP of US Credit Risk & Marketing Strategy, and Kim White, Senior Director of North America Fraud & Identity, dive deeper into the complex world of first-party fraud, building on insights from Season 1. They explore how early payment defaults (EPDs) can mask first-party fraud and why distinguishing between identity and intent-based behaviors is critical for lenders and risk managers.  The episode features a case study using clustering analysis to profile EPD drivers and offers actionable strategies for isolating fraud entry points and applying friction intentionally. You’ll also learn: Why early-stage defaults are a key signal of first-party fraudHow to differentiate between identity theft, synthetic identity and identity manipulationHow to design smarter, targeted defenses that balance loss prevention, customer friction and operational efficiencyVisit risk.lexisnexis.com for more information on credit risk and fraud and identity solutions from LexisNexis Risk Solutions. DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice.  The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free. LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2026 LexisNexis Risk Solutions.

    43 min
  6. 09/24/2025

    How Financial Institutions Are Winning with Innovative Data-Driven Marketing

    Jim Kraus, Vice President & Principal at KS&R moderates a conversation with Hemant Deulkar, Senior Director of Market Planning and John McWilliams, Director of Consultative Solutions at LexisNexis Risk Solutions about the findings from a survey of 150 professionals responsible for customer acquisition strategy at financial institutions across the United States. In this episode, you will learn: Why data and compliance challenges are hindering customer acquisitionHow financial performance is shaping customer acquisition strategiesWhy financial institutions are increasing their marketing data investmentsVisit risk.lexisnexis.com to learn more about our customer acquisition solutions and to download the 2025 US Financial Institution Customer Acquisition Report and supporting assets. DISCLAIMER: The information provided in this podcast is for informational purposes only and is not intended to and shall not be used as legal advice.  The views and opinions expressed in this podcast are solely those of the speakers and do not necessarily reflect the views or positions of LexisNexis Risk Solutions. LexisNexis Risk Solutions does not warrant that the information provided in this podcast is accurate or error-free. LexisNexis and the Knowledge Burst logo are registered trademarks of RELX Inc. Other products and services may be trademarks or registered trademarks of their respective companies. Copyright© 2026 LexisNexis Risk Solutions.

    36 min

Ratings & Reviews

5
out of 5
6 Ratings

About

Credit in Focus unpacks the global complexities of credit risk across the customer lifecycle, from marketing and origination to account management, collections and recovery. Industry experts across the globe join the conversation to discuss actionable insights and emerging trends in credit risk management. Credit in Focus is brought to you by LexisNexis Risk Solutions, which helps organizations improve outcomes across the customer lifecycle by expanding existing assessment strategies with alternative data insights to gain a better understanding of consumer and small business credit risk.

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