Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

John De Goey (a podcast covering financial literacy, financial advisors & wealth)

Have you thought about how bias impacts your investing? Is your portfolio built using standard principles that might not work in a new world paradigm that features an end to the bond bull, an end to the peace dividend and the onset of tariffs and trade wars? Make Better Wealth Decisions will help you navigate investing and planning by exposing how traditional advice does not incorporate recent events. The podcast will help you: 1. Spot hidden risks in stocks due to high valuations. 2. Protect your wealth with hard assets in a stagflationary economy. 3. Adapt wisely to avoid outdated investment principles. Tune in every Thursday where you’ll hear thought leader, author and portfolio manager John De Goey interviews financial experts about industry trends and thinking. Every Monday thereafter, he releases a short primer episode that provides context to make sure you understand what it all means and what you can do to help yourself. If you're ready to Make Better Wealth Decisions, hit play on recent fan favorite episode #147 with Tom Czitron that deals with valuations, bubbles, and the finance industry's overall lack of preparedness in 2025.

  1. 10H AGO

    #251 | Why You Need Private Investing In Your Portfolio To Make Better Wealth Decisions As Retail Investors - Financial Literacy, Financial Advisors & Wealth

    Are you making wealth decisions based on headlines — or on long-term strategy? If you’re a retail investor, you’ve likely heard more about private investing over the past few years than ever before. Pension funds have been doing it for decades. Institutions have leaned heavily into it. But now retail investors are being invited in — and that raises big questions about liquidity, risk, evergreen funds, gating, and whether private markets truly belong in your portfolio. In this episode, we break down what private investing actually means for retail investors and how to think clearly about wealth decisions in a world moving faster than ever. By listening, you’ll learn: How private investing can enhance diversification and long-term returns for retail investors — and where the risks truly lie.What liquidity risk, gating, and evergreen structures really mean for your wealth decisions.Why over-focusing on daily liquidity may be sabotaging long-term portfolio performance. If you want to make more confident, long-term wealth decisions as a retail investor navigating private investing, this episode is essential listening. More about Nimar Bangash and Obsiido: https://www.obsiido.com/about-obsiido/team/ Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    21 min

  2. 2D AGO

    #250 | Why “Stay the Course” Might Be Dangerous for Investing in 2026 During Major Macroeconomic Shifts - Financial Literacy, Financial Advisors & Wealth

    Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking. Are you building your portfolio as if the world hasn’t fundamentally changed? Investing in 2026 isn’t just another market cycle. Inflation pressures, demographic decline, climate risk, infrastructure spending, and global fragmentation are creating macroeconomic shifts we haven’t seen in generations. While diversification and low-cost investing still matter, your portfolio strategy may need a second look to account for a very different economic reality. In this episode, you’ll discover: How demographic decline and slower growth could quietly drag on long-term returns.Why climate, infrastructure, and geopolitical fragmentation are no longer optional considerations in portfolio strategy.How to rethink diversification so your investing in 2026 reflects real macroeconomic shifts—not outdated assumptions. If you want to make sure your portfolio strategy is aligned with the realities of investing in 2026, this episode will help you rethink what “stay the course” really means. Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    5 min

  3. FEB 12

    #249 | How To Use Residential Mortgages To Increase Risk-Adjusted Returns Without Taking On Excessive Risk in Mortgage Funds - Financial Literacy, Financial Advisors & Wealth

    Are you settling for low bond yields while overlooking Residential Mortgages that could improve your Risk-Adjusted Returns? With interest rates fluctuating and economic uncertainty rising in 2026, many investors are questioning whether traditional bonds, GICs, and even some Mortgage Funds are doing enough to generate steady income without unnecessary volatility. Residential Mortgages offer a different approach—one that may provide dependable income, diversification, and historically attractive Risk-Adjusted Returns. In this episode, you’ll discover: How Residential Mortgages can enhance portfolio diversification due to low correlation with stocks and bondsThe real risks behind Mortgage Funds—including liquidity, second mortgages, and gating—and how they’re managedWhy retirees and income-focused investors are turning to Residential Mortgages for stronger Risk-Adjusted Returns If you’re looking to make smarter income decisions and potentially improve your Risk-Adjusted Returns, this episode will help you decide whether Residential Mortgages deserve a place in your portfolio. More about Gord Ross Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    19 min

  4. FEB 10

    #248 | Why Inflation Is Impacting Your Wealth & What the Canadian Economy Means for Your Money - Financial Literacy, Financial Advisors & Wealth

    Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking. Feeling like rising prices are squeezing your wallet more than ever? Inflation is hitting everywhere — groceries, bills, and daily essentials — leaving many Canadians frustrated and unsure how to respond. But what if you could turn this challenge into an opportunity by understanding the forces behind the Canadian economy? In this episode, we break down why inflation is impacting your wealth and show practical ways to use the Canadian economy to your advantage instead of feeling stuck. You’ll gain actionable strategies for navigating higher costs while making your money work smarter. Here’s what you’ll learn by listening: Why inflation is reshaping everyday finances and what it really means for your wealthHow the Canadian economy creates investment opportunities during rising costsSimple steps to protect and grow your money instead of letting inflation eat away at it Listen now to discover how understanding the Canadian economy can help you stop reacting to inflation — and start capitalizing on it. Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    3 min

  5. FEB 5

    #247 | What the Research Reveals About Financial Planning For Women And Why Women Retirement Planning Looks So Different

    Are women really facing the same retirement reality as men—or are planners missing something critical? Women live longer, earn less on average, and experience more career interruptions—yet retirement advice often assumes a one-size-fits-all approach. In this episode, we explore why financial planning for women requires a fundamentally different lens and how structural, behavioral, and educational factors shape women retirement planning outcomes in ways many advisors underestimate. In this conversation, you’ll discover: Why compounding life events—not behavior alone—put women at a retirement disadvantageHow financial literacy and confidence directly influence women’s long-term wealth outcomesWhat planners can do differently to create more effective, empathetic retirement strategies for women If you want a clearer understanding of the real challenges shaping women’s financial futures—and how better planning decisions can close the gap—this is an episode you don’t want to miss. More about Tanya Staples: https://research.conestogac.on.ca/our-team/tanya-m-staples-cfp Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    22 min

  6. FEB 3

    #246 | Does Kevin Warsh Really Threaten the Federal Reserve’s Independence and Inflation Control? - Financial Literacy, Financial Advisors & Wealth

    Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking. Are markets right to trust Kevin Warsh with the Federal Reserve—or is inflation the hidden risk no one’s pricing in yet? Investors, policymakers, and everyday market watchers are all reacting to Donald Trump’s nomination of Kevin Warsh, but the real story isn’t political—it’s about credibility, independence, and whether inflation stays contained. With markets already signaling cautious optimism, the question becomes whether that confidence is justified or dangerously premature. In this episode, you’ll discover: Why the market sees Kevin Warsh as less inflationary than expected—and what that reveals about Federal Reserve independenceHow Warsh’s reputation compares to past Fed leadership and why that matters for long-term credibilityWhat could go wrong if political pressure overrides data-driven policy at the Federal Reserve If you want to understand how Kevin Warsh could influence inflation, the US dollar, and global market stability, this is an episode you don’t want to miss. Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    3 min

  7. JAN 29

    #245 | Should You Add Electricity as an Asset Class If Electrification Is Reshaping Energy Investing? - Financial Literacy, Financial Advisors & Wealth

    Have you ever considered electricity as an asset class—or are you still thinking about energy investing the old way? Most investors talk about oil, gas, and renewables, but almost no one is framing electricity itself as a core asset class. As electrification accelerates through AI, data centers, electric vehicles, and global demand growth, that oversight could become a serious portfolio risk. In this episode, we explore why electricity is reaching an inflection point and how energy investing must evolve to reflect a world that is rapidly electrifying. You'll learn: Why electricity as an asset class has historically outperformed traditional energy investingHow electrification creates a rare combination of defensive characteristics and long-term growthWhere public and private markets fit when allocating capital to electricity infrastructure If you want to make better wealth decisions in a world being reshaped by electrification, this episode will fundamentally change how you think about energy investing. ⚡🎧 More about Michel Sznajer: https://www.redwheel.com/uk/en/institutional/team-members/michel-sznajer/ Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    20 min

  8. JAN 27

    #244 | Why Most Canadians Are Unprepared for Rising Costs—And How Your Portfolio Can Win - Financial Literacy, Financial Advisors & Wealth

    Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking. Are you prepared for how Canada’s new affordability measures will affect your finances and portfolio? With the government introducing programs like the Canada Groceries and Essentials benefit, and tackling issues like shrinkflation, the financial landscape is shifting. Many Canadians aren’t considering how these changes impact their investments and long-term wealth. In this episode, you’ll discover: How government policies on affordability can directly influence your portfolio decisionsPractical ways to adjust your investments to manage new economic risksSteps to ensure your family’s finances stay protected in a changing world Listen in to learn how to navigate Canada’s evolving financial landscape and safeguard your portfolio today. Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    4 min
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About

Have you thought about how bias impacts your investing? Is your portfolio built using standard principles that might not work in a new world paradigm that features an end to the bond bull, an end to the peace dividend and the onset of tariffs and trade wars? Make Better Wealth Decisions will help you navigate investing and planning by exposing how traditional advice does not incorporate recent events. The podcast will help you: 1. Spot hidden risks in stocks due to high valuations. 2. Protect your wealth with hard assets in a stagflationary economy. 3. Adapt wisely to avoid outdated investment principles. Tune in every Thursday where you’ll hear thought leader, author and portfolio manager John De Goey interviews financial experts about industry trends and thinking. Every Monday thereafter, he releases a short primer episode that provides context to make sure you understand what it all means and what you can do to help yourself. If you're ready to Make Better Wealth Decisions, hit play on recent fan favorite episode #147 with Tom Czitron that deals with valuations, bubbles, and the finance industry's overall lack of preparedness in 2025.

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