Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World

John De Goey (a podcast covering financial literacy, financial advisors & wealth)
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Have you thought about how bias impacts your investing? Is your portfolio built using standard principles that might not work in a new world paradigm that features an end to the bond bull, an end to the peace dividend and the onset of tariffs and trade wars? Make Better Wealth Decisions will help you navigate investing and planning by exposing how traditional advice does not incorporate recent events. The podcast will help you: 1. Spot hidden risks in stocks due to high valuations. 2. Protect your wealth with hard assets in a stagflationary economy. 3. Adapt wisely to avoid outdated investment principles. Tune in every Thursday where you’ll hear thought leader, author and portfolio manager John De Goey interviews financial experts about industry trends and thinking. Every Monday thereafter, he releases a short primer episode that provides context to make sure you understand what it all means and what you can do to help yourself. If you're ready to Make Better Wealth Decisions, hit play on recent fan favorite episode #147 with Tom Czitron that deals with valuations, bubbles, and the finance industry's overall lack of preparedness in 2025.

  1. 4D AGO

    #255 | Why “I’ll Do It Later” Is A Dangerous Lie About Wills, Estate Planning & Power of Attorney

    Do you have a will — and is it actually up to date? Most Canadians don’t have wills, and many who do haven’t reviewed them in years. If you have assets, dependents, or simply people you care about, avoiding estate planning can leave your family with stress, confusion, and costly complications. The truth is, wills and power of attorney documents aren’t just legal paperwork — they’re critical financial decisions. In this episode, you’ll discover: Why so many people delay wills and estate planning — and how to overcome the mental and logistical barriers.The difference between a will and power of attorney, and why you likely need both.How to make estate planning simple, affordable, and actionable — no matter your budget or stage of life. If you want to protect your family, reduce future headaches, and make smarter long-term wealth decisions, this conversation will help you take the first step. Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    23 min

  2. 6D AGO

    #254 | How to Make Smarter Investment Decisions as Geopolitics Rewrites the World Order

    Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking. Are your investment decisions still based on a world order that no longer exists? The reality is that geopolitics is no longer background noise—it’s a driving force behind markets, supply chains, alliances, and global stability. With recent military actions and shifting global power dynamics, the rules that once guided international cooperation have changed. If your investment decisions are built on yesterday’s assumptions, you may be taking risks you don’t even see. In this episode, you’ll learn: How the shift in the world order is directly impacting investment decisions across marketsWhy geopolitics is now a permanent variable—not a temporary disruptionHow to adjust your investment framework to reflect today’s hard-power global reality If you want to make confident investment decisions in a world defined by geopolitical disruption and a changing world order, this episode will help you rethink your strategy before the next shock hits. Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    3 min

  3. FEB 26

    #253 | How a Certified Financial Planner Helps Clients Make Better Wealth Decisions With a Proven Financial Planning Process - Financial Literacy, Financial Advisors & Wealth

    Are you confident you’re actually making better wealth decisions — or just reacting to financial information as it comes? In today’s complex environment, financial planning isn’t just about investing or tax strategies. It’s about integrating your income, insurance, investments, corporate structure, estate planning, and long-term goals into one cohesive strategy. Without a structured process, even smart professionals can miss critical blind spots. In this episode, Herman Chan, Certified Financial Planner, shares: How to structure financial planning so you make better wealth decisions with clarity and purposeThe hidden risks facing medical professionals and real estate investors (including overlooked insurance gaps)Why “diagnosis before prescription” is essential to long-term financial success If you want a more disciplined, structured approach to financial planning — and the confidence that comes with making better wealth decisions — this episode will help you think differently about your next move. More about Crimson Financial: https://www.crimsonfi.com/ Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    18 min

  4. FEB 24

    #252 | How Demographics Are Reshaping Wealth Decisions and Redefining Retirement Planning - Financial Literacy, Financial Advisors & Wealth

    Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking. Are your wealth decisions truly aligned with the demographic reality shaping retirement today? Most investors focus on GDP, interest rates, and stock market headlines — but overlook one of the most powerful economic forces: demographics. As baby boomers retire and consumer spending patterns shift, the ripple effects on the economy and capital markets are becoming more predictable — and more pronounced. If you’re planning for retirement, this matters more than you think. In this episode, you’ll discover: How demographics directly influence wealth decisions and long-term retirement outcomesWhy aging populations can slow economic growth — and what that means for your portfolioHow to adjust your strategy today to stay ahead of demographic-driven shifts If you want your wealth decisions to reflect the economic realities of retirement, this episode will help you think differently — and plan smarter — for what’s ahead. Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    3 min

  5. FEB 19

    #251 | Why You Need Private Investing In Your Portfolio To Make Better Wealth Decisions As Retail Investors - Financial Literacy, Financial Advisors & Wealth

    Are you making wealth decisions based on headlines — or on long-term strategy? If you’re a retail investor, you’ve likely heard more about private investing over the past few years than ever before. Pension funds have been doing it for decades. Institutions have leaned heavily into it. But now retail investors are being invited in — and that raises big questions about liquidity, risk, evergreen funds, gating, and whether private markets truly belong in your portfolio. In this episode, we break down what private investing actually means for retail investors and how to think clearly about wealth decisions in a world moving faster than ever. By listening, you’ll learn: How private investing can enhance diversification and long-term returns for retail investors — and where the risks truly lie.What liquidity risk, gating, and evergreen structures really mean for your wealth decisions.Why over-focusing on daily liquidity may be sabotaging long-term portfolio performance. If you want to make more confident, long-term wealth decisions as a retail investor navigating private investing, this episode is essential listening. More about Nimar Bangash and Obsiido: https://www.obsiido.com/about-obsiido/team/ Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    21 min

  6. FEB 17

    #250 | Why “Stay the Course” Might Be Dangerous for Investing in 2026 During Major Macroeconomic Shifts - Financial Literacy, Financial Advisors & Wealth

    Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking. Are you building your portfolio as if the world hasn’t fundamentally changed? Investing in 2026 isn’t just another market cycle. Inflation pressures, demographic decline, climate risk, infrastructure spending, and global fragmentation are creating macroeconomic shifts we haven’t seen in generations. While diversification and low-cost investing still matter, your portfolio strategy may need a second look to account for a very different economic reality. In this episode, you’ll discover: How demographic decline and slower growth could quietly drag on long-term returns.Why climate, infrastructure, and geopolitical fragmentation are no longer optional considerations in portfolio strategy.How to rethink diversification so your investing in 2026 reflects real macroeconomic shifts—not outdated assumptions. If you want to make sure your portfolio strategy is aligned with the realities of investing in 2026, this episode will help you rethink what “stay the course” really means. Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    5 min

  7. FEB 12

    #249 | How To Use Residential Mortgages To Increase Risk-Adjusted Returns Without Taking On Excessive Risk in Mortgage Funds - Financial Literacy, Financial Advisors & Wealth

    Are you settling for low bond yields while overlooking Residential Mortgages that could improve your Risk-Adjusted Returns? With interest rates fluctuating and economic uncertainty rising in 2026, many investors are questioning whether traditional bonds, GICs, and even some Mortgage Funds are doing enough to generate steady income without unnecessary volatility. Residential Mortgages offer a different approach—one that may provide dependable income, diversification, and historically attractive Risk-Adjusted Returns. In this episode, you’ll discover: How Residential Mortgages can enhance portfolio diversification due to low correlation with stocks and bondsThe real risks behind Mortgage Funds—including liquidity, second mortgages, and gating—and how they’re managedWhy retirees and income-focused investors are turning to Residential Mortgages for stronger Risk-Adjusted Returns If you’re looking to make smarter income decisions and potentially improve your Risk-Adjusted Returns, this episode will help you decide whether Residential Mortgages deserve a place in your portfolio. More about Gord Ross Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    19 min

  8. FEB 10

    #248 | Why Inflation Is Impacting Your Wealth & What the Canadian Economy Means for Your Money - Financial Literacy, Financial Advisors & Wealth

    Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking. Feeling like rising prices are squeezing your wallet more than ever? Inflation is hitting everywhere — groceries, bills, and daily essentials — leaving many Canadians frustrated and unsure how to respond. But what if you could turn this challenge into an opportunity by understanding the forces behind the Canadian economy? In this episode, we break down why inflation is impacting your wealth and show practical ways to use the Canadian economy to your advantage instead of feeling stuck. You’ll gain actionable strategies for navigating higher costs while making your money work smarter. Here’s what you’ll learn by listening: Why inflation is reshaping everyday finances and what it really means for your wealthHow the Canadian economy creates investment opportunities during rising costsSimple steps to protect and grow your money instead of letting inflation eat away at it Listen now to discover how understanding the Canadian economy can help you stop reacting to inflation — and start capitalizing on it. Plan with STANDUP Advisors: https://johndegoey.ca/ John De Goey's Books. Grab your copy from Amazon: Bullshift: How Optimism Bias Threatens Your FinancesSTANDUP to the Financial Services IndustryThe Professional Financial Advisor IV

    3 min
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About

Have you thought about how bias impacts your investing? Is your portfolio built using standard principles that might not work in a new world paradigm that features an end to the bond bull, an end to the peace dividend and the onset of tariffs and trade wars? Make Better Wealth Decisions will help you navigate investing and planning by exposing how traditional advice does not incorporate recent events. The podcast will help you: 1. Spot hidden risks in stocks due to high valuations. 2. Protect your wealth with hard assets in a stagflationary economy. 3. Adapt wisely to avoid outdated investment principles. Tune in every Thursday where you’ll hear thought leader, author and portfolio manager John De Goey interviews financial experts about industry trends and thinking. Every Monday thereafter, he releases a short primer episode that provides context to make sure you understand what it all means and what you can do to help yourself. If you're ready to Make Better Wealth Decisions, hit play on recent fan favorite episode #147 with Tom Czitron that deals with valuations, bubbles, and the finance industry's overall lack of preparedness in 2025.

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