Expat Property Podcast

Stephen Cowgill

Weekly insights into the world of UK property investing as an Expat.

  1. 030: Umesh Karla, When Purpose Meets Property: A New Path to Wealth

    08/21/2025

    030: Umesh Karla, When Purpose Meets Property: A New Path to Wealth

    Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In this episode I sit down with Umesh Karla, the founder of Moneyrow Properties. After finishing university in 2004, Umesh had property ambitions, but the lack of support and community pushed him into a career in IT contracting.   It wasn't until an unfortunate back injury forced him to think about the future that he reignited his search for financial freedom. With encouragement from his father-in-law, he secured his first HMO, recycled his capital, and realised this wasn't luck, it was a repeatable system. By 2019, he had matched his salary; by 2022, he left his job entirely.   We unpack the story behind Moneyrow Properties, the importance of network, integrity, and purpose, and the clients who thrive under his guidance. Umesh leaves us with 3 game-changing insights on building wealth with meaning.   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1   https://www.instagram.com/umeshkalra7?igsh=dzhvM2s1a2preXpn https://www.facebook.com/share/1FLyeBn4GA/?mibextid=wwXIfr

    36 min
  2. 029: The Task Triangle: Why Successful People Don't Do It All Themselves

    08/14/2025

    029: The Task Triangle: Why Successful People Don't Do It All Themselves

    Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In this episode, Richard Evans, founder of Awaken to Business, shares his journey from a successful corporate career into property investing and entrepreneurship. He tells us how he applied corporate systems to streamline his property business and how this approach inspired the creation of Awaken to Business. Richard also delves into the importance of outsourcing, the role of AI in modern business, and offers practical tips on focusing on high-value tasks, recruiting top talent, and investing in personal growth. Another great episode, let jump straight in.   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1   https://www.facebook.com/share/19R7rJRBVQ/?mibextid=wwXIfr

    31 min
  3. 028: From Designing Experiences to Designing your future.

    08/07/2025

    028: From Designing Experiences to Designing your future.

    Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In this episode, I'm joined by fellow expat investor Zac Gould, a Creative Director based in Dubai, who's been living the expat life for nearly a decade.   Zac's journey began with a bold decision, after burning out from 12 to 14-hour days, he knew something had to change. That moment sparked a move abroad and, later, a dive into UK property investing.   Originally starting his education in the field of architecture, Zac eventually shifted paths, but it was a holiday read that truly changed the game. A single property book opened his eyes to the possibilities of UK property, even while living thousands of miles away.   We talk about how Zac built his portfolio while working full-time, raising a family, and navigating some serious challenges, including the sudden passing of his builder while racing against an Article 4 deadline.    Zac's story is a great reminder that success comes from staying calm, doing something each day to take you forward, and how trusting your gut is often the best decision making tool we have.   This is one for anyone who's wondering how to keep moving forward, even when the odds look stacked us.   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1   https://www.instagram.com/hazelgreen_homes/    @hazelgreen_homes    https://www.facebook.com/zac.gould.9

    42 min
  4. 027: The Expat Advantage Webinar

    07/31/2025

    027: The Expat Advantage Webinar

    Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In this special episode, we're sharing the full recording of The Expat Advantage webinar, a powerful deep dive into why expats have a unique edge when it comes to UK property investing.   You'll discover:   Why now is the opportunity in the UK property market How the UK's broken housing system is driving long-term rental demand The ASSETS Blueprint: a step-by-step model for expats to invest with clarity and confidence The mindset shift every expat needs to make to build lasting wealth How to overcome distance, lack of time, and who-to-trust worries with a proven support system How to join a like-minded community that helps you do it with others, not for others Whether you're just getting started or ready to take the next step, this episode will show you how to create income, equity, and options, without sacrificing your lifestyle.   Click the link here to join the Expat Advantage Programme:   https://expatpropertypeople.com/the-expat-advantage   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1

    1h 2m

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Weekly insights into the world of UK property investing as an Expat.